[kictanet] House team halts Equity Bank's thin-SIM rollout

Thu Sep 25 14:31:57 EAT 2014

Roughly, yes

On 25 September 2014 14:22, Dennis Kioko via kictanet <
kictanet at lists.kictanet.or.ke> wrote:

> How does this work?
>
> You fly MPs to a fancy hotel for a fact finding mission, provide them with
> allowances and they will discuss and come up with a conclusion?
>
>
> On Thursday, 25 September 2014, waudo siganga via kictanet <
> kictanet at lists.kictanet.or.ke> wrote:
>
>>  The parliamentary committee should have left issues that solely deal
>> with the safety of the technology to the independent entity mandated to
>> deal with such issues - the CAK. I do not see what value add will accrue
>> from multiple teams of experts being set up to carry out tests.
>>
>> On Thu, Sep 25, 2014, at 11:58 AM, Bernard Kioko via kictanet wrote:
>>
>>  Or when Kenya Posts & Telecommunications prohibited the import and use
>> of computer fax modems….
>>
>> Then also ….at some point to own a mobile phone you needed to spend about
>> KES250k.
>>
>>
>>
>> These things shall pass….besides, aren’t we peculiar!?
>>
>>
>>
>> From: kictanet [mailto:kictanet-bounces+bkioko=
>> bernsoft.com at lists.kictanet.or.ke] On Behalf Of Brian Munyao Longwe via
>> kictanet
>> Sent: Thursday, September 25, 2014 10:09 AM
>> To: bkioko at bernsoft.com
>> Subject: Re: [kictanet] House team halts Equity Bank's thin-SIM rollout
>>
>>
>>
>> "Assured of the security of the technology"
>>
>>
>>
>>
>>
>> .....throwback to 2001 when KIXP was shutdown based a "national security"
>> red flag that was thrown by Telkom Kenya who felt that their then Jambonet
>> monopoly would be threatened by the exchange point (despite the fact that
>> KIXP at the had nothing to with international traffic and only seeked to
>> keep local traffic local).
>>
>>
>>
>> Get ready for a comedy of errors
>>
>>
>>
>>
>>
>> *sits back with popcorn and 2 liter Fanta*
>>
>>
>>
>> Mblayo
>>
>> On Wednesday, September 24, 2014, Grace Githaiga via kictanet <
>> kictanet at lists.kictanet.or.ke> wrote:
>>
>> @ Victor,
>>
>>
>>
>> The heading  of this article says the 'house team halts..." while  the
>> body of the story has "has asked CA to halt..." It might be semantics but
>> my interpretation of this is that this is a request to CA, and not a
>> directive. Yes?
>>
>>
>>
>> Tell me, does the house team have oversight over regulatory matters? I am
>> looking at KICA 2013 Article 5 on CA's independence:
>>
>>
>>
>> 5A. (1) The Authority shall be independent
>>
>> and free of control by government, political or
>>
>> commercial interests in the exercise of its
>>
>> powers and in the performance of its functions.
>>
>>
>>
>> (2) In fulfilling its mandate, the Authority
>>
>> shall be guided by the national values and
>>
>> principles of governance in Article 10 and the
>>
>> values and principles of public service in Article
>>
>> 232 (1) of the Constitution.
>>
>>
>>
>> What would happen say if CA disregards the House team's demand?
>>
>>
>>
>> Rgds
>>
>> GG
>>
>>
>>  ------------------------------
>>
>> Date: Wed, 24 Sep 2014 11:54:17 +0100
>> Subject: Re: [kictanet] Equity Given Go Ahead by CAK
>> From: *FastMail WARNING: URL text contains a possible JavaScript attack
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>> To: *FastMail WARNING: URL text contains a possible JavaScript attack on
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>>
>> The tables have turned again:
>>
>>
>>
>> House team halts Equity Bank's thin-SIM rollout
>>
>>
>>
>> The National Assembly’s Energy and ICT Committee has asked the
>> Communications Authority (CA) to halt Equity Bank thin-SIM card rollout
>> until it is satisfied of the security of the technology.
>>
>>
>>
>>
>> http://www.nation.co.ke/news/politics/House-team-halts-Equity-Bank-thin-SIM-rollout/-/1064/2463762/-/2srp37/-/index.html
>>
>>
>>   Victor Kapiyo, LL.B
>>
>>
>> ====================================================
>> “Your attitude, not your aptitude, will determine your altitude” Zig
>> Ziglar
>>
>>
>>
>> On 22 September 2014 18:49, Martin Gicheru via kictanet <*FastMail
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>> wrote:
>>
>> Safaricom does not necessarily agree to the move but will cooperate while
>> it still needs to.
>>
>>
>>
>> ”We are particularly encouraged that CA has commenced the process of
>> hiring an independent and reputable international firm to conduct a
>> security audit on all SIM cards, and in particular the use of the SIM
>> overlay technology in mobile money transfer services. We therefore implore
>> the CA to fast track the security review and to publish the guidelines in
>> the interests of protecting consumers and financial institutions who will
>> remain vulnerable to the potential risks created by the ‘man-in-the-middle
>> attack’. ”
>>
>>
>>
>> http://techmoran.com/safaricom-remains-adamant-thin-sim-vulnerabilities/
>>
>>
>>
>> On Mon, Sep 22, 2014 at 6:36 PM, Bernard Kioko via kictanet <*FastMail
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>> wrote:
>>
>>  Change is the only permanent thing!
>>
>>
>> -----Original Message-----
>> From: kictanet
>> [mailto:*FastMail WARNING: URL text contains a possible JavaScript
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>> On Behalf
>> Of Walubengo J via kictanet
>> Sent: Monday, September 22, 2014 6:30 PM
>> To: *FastMail WARNING: URL text contains a possible JavaScript attack on
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>> Subject: Re: [kictanet] Equity Given Go Ahead by CAK
>>
>> @Charles,
>>
>> Interesting views.  I dont speak for Equity - and am not even a MEMBER
>> (their customer).  However, they have the following going for them.
>>
>> 1) they do have their OWN SIM card targetting their 8m banking customers.
>> They can actually make money out their core group of customers using their
>> mobile virtual network (riding on Airtel telco infrastructure i believe).
>> 2) the thin-SIM technology is just a nice option for their 8m customers
>> AND
>> the 20+million Safaricom customers.
>> 3) indeed Safcom can play dirty but I am sure they wont because (a) they
>> can
>> take on Equity challenge and (b) the regulator seems more ready than ever
>> to
>> pounce on them (recall regulator has been "looking" for them over quality
>> issues  :-).
>>
>> Remember, this looks like a mobile money battle, but the real deal is the
>> collateral damage it is likely to cause in the voice market because once a
>> Safaricom customer mounts the thin SIM Card and discovers that they can
>> make
>> cheaper calls/sms with it without losing their MPESA functionality...they
>> will actually be having their cake (MPESA) while eating it (making Cheaper
>> calls on the Equity Mobile virtual network).
>>
>> Essentially, Equity is breaking a small gap into the Safaricom defensive
>> wall(MPESA) and once in, even the data-market may eventually be free for
>> all
>> i.e. #checkmate.
>>
>> walu.
>>
>> --------------------------------------------
>> On Mon, 9/22/14, Charles Kimani via kictanet <*FastMail WARNING: URL
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>> wrote:
>>
>>  Subject: Re: [kictanet] Equity Given Go Ahead by CAK
>>  To: *FastMail WARNING: URL text contains a possible JavaScript attack
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>>  Date: Monday, September 22, 2014, 4:44 PM
>>
>>  I
>>  think the thin sim strategy is brilliant...in  theory.
>>  However, I am also
>>  wondering just how wise it is to place the success of your  business
>> model
>> at the mercy of a hostile, powerful and  uncooperative business rival.
>> What
>> if - 6 months after launch, for  example - Safaricom decide to upgrade all
>> their sim cards  (genuinely or otherwise) just when Equity is in the
>> middle
>> of a critical (probably expensive) product  rollout?  What if  Safaricom
>> customer service and dealer/retail channels start  advising subscribers
>> who
>> are having issues with their lines  that the thin sim is the cause of
>> their
>> problems and show  them how to remove it?
>>  How will Equity map their processes
>>  and logistics with the Safaricom SIM replacement processes?
>>  Will Equity subscribers need to remember to make an extra  stop at an
>> Equity outlet to have their thin sim re-attached  once they do a sim swap?
>> How easy is it to attach these thin  sims?
>>  We have
>>  previously seen smart sabotage tactics bring down SAB Miller  ambitions
>> in
>> the Kenyan market. Equity - in my opinion - is  giving too much firepower
>> to
>> a determined competitor. It  might be cheaper in the long run to just
>> invest
>> in own SIM  and take Safaricom head-on.
>>  Regards,Charles
>>  On Mon, Sep 22, 2014 at
>>  4:18 PM, Dennis Kioko via kictanet <*FastMail WARNING: URL text
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>>  wrote:
>>  Meanwhile, I did get the Equitel SIM Card  (haven't seen the infamous
>> Thin
>> SIM). So far, here's  my experience with the
>> same.
>> http://www.infotake.co.ke/2014/09/how-does-equity-banks-equitel-work.h
>> tml
>> <http://www.infotake.co.ke/2014/09/how-does-equity-banks-equitel-work.html>
>>  On 22 September 2014 16:11, Barrack
>>  Otieno via kictanet <*FastMail WARNING: URL text contains a possible
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>>  wrote:
>>  Sometimes
>>  diversification leads to loss of focus. Interesting  discussions but let
>> us
>> see if this scenario will change some  of this Principles that have
>> evolved
>> over time.
>>
>>  Best Regards
>>
>>  On Mon, Sep 22,
>>  2014 at 3:56 PM, Bernard Kioko via kictanet <*FastMail WARNING: URL
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>>  wrote:
>>  I have noted media reports
>>  indicating Equity has been granted go-ahead by CAK to  operate with
>> Thin-Sim cards. Game changing I  suppose.
>>
>>
>>
>>
>>
>>
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>>
>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
>> for people and institutions interested and involved in ICT policy and
>> regulation. The network aims to act as a catalyst for reform in the ICT
>> sector in support of the national aim of ICT enabled growth and development.
>>
>> KICTANetiquette : Adhere to the same standards of acceptable behaviors
>> online that you follow in real life: respect people's times and bandwidth,
>> share knowledge, don't flame or abuse or personalize, respect privacy, do
>> not spam, do not market your wares or qualifications.
>>
>>
>
> --
> with Regards:
>
> blog.denniskioko.com <http://www.denniskioko.com/>
>
>
>
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>
> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
> for people and institutions interested and involved in ICT policy and
> regulation. The network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth and development.
>
> KICTANetiquette : Adhere to the same standards of acceptable behaviors
> online that you follow in real life: respect people's times and bandwidth,
> share knowledge, don't flame or abuse or personalize, respect privacy, do
> not spam, do not market your wares or qualifications.
>

-- 
Andrea Bohnstedt <http://ke.linkedin.com/in/andreabohnstedt>
Analyst/Publisher

www.ratio-magazine.com
www.africa-assets.com
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