[kictanet] House team halts Equity Bank's thin-SIM rollout

Dennis Kioko dmbuvi at gmail.com
Thu Sep 25 14:22:16 EAT 2014


How does this work?

You fly MPs to a fancy hotel for a fact finding mission, provide them with
allowances and they will discuss and come up with a conclusion?

On Thursday, 25 September 2014, waudo siganga via kictanet <
kictanet at lists.kictanet.or.ke> wrote:

>  The parliamentary committee should have left issues that solely deal
> with the safety of the technology to the independent entity mandated to
> deal with such issues - the CAK. I do not see what value add will accrue
> from multiple teams of experts being set up to carry out tests.
>
> On Thu, Sep 25, 2014, at 11:58 AM, Bernard Kioko via kictanet wrote:
>
>  Or when Kenya Posts & Telecommunications prohibited the import and use
> of computer fax modems....
>
> Then also ....at some point to own a mobile phone you needed to spend about
> KES250k.
>
>
>
> These things shall pass....besides, aren't we peculiar!?
>
>
>
> From: kictanet [mailto:kictanet-bounces+bkioko
> <javascript:_e(%7B%7D,'cvml','kictanet-bounces%2Bbkioko');>=
> bernsoft.com at lists.kictanet.or.ke
> <javascript:_e(%7B%7D,'cvml','bernsoft.com at lists.kictanet.or.ke');>] On
> Behalf Of Brian Munyao Longwe via kictanet
> Sent: Thursday, September 25, 2014 10:09 AM
> To: bkioko at bernsoft.com
> <javascript:_e(%7B%7D,'cvml','bkioko at bernsoft.com');>
> Subject: Re: [kictanet] House team halts Equity Bank's thin-SIM rollout
>
>
>
> "Assured of the security of the technology"
>
>
>
>
>
> .....throwback to 2001 when KIXP was shutdown based a "national security"
> red flag that was thrown by Telkom Kenya who felt that their then Jambonet
> monopoly would be threatened by the exchange point (despite the fact that
> KIXP at the had nothing to with international traffic and only seeked to
> keep local traffic local).
>
>
>
> Get ready for a comedy of errors
>
>
>
>
>
> *sits back with popcorn and 2 liter Fanta*
>
>
>
> Mblayo
>
> On Wednesday, September 24, 2014, Grace Githaiga via kictanet <
> kictanet at lists.kictanet.or.ke
> <javascript:_e(%7B%7D,'cvml','kictanet at lists.kictanet.or.ke');>> wrote:
>
> @ Victor,
>
>
>
> The heading  of this article says the 'house team halts..." while  the
> body of the story has "has asked CA to halt..." It might be semantics but
> my interpretation of this is that this is a request to CA, and not a
> directive. Yes?
>
>
>
> Tell me, does the house team have oversight over regulatory matters? I am
> looking at KICA 2013 Article 5 on CA's independence:
>
>
>
> 5A. (1) The Authority shall be independent
>
> and free of control by government, political or
>
> commercial interests in the exercise of its
>
> powers and in the performance of its functions.
>
>
>
> (2) In fulfilling its mandate, the Authority
>
> shall be guided by the national values and
>
> principles of governance in Article 10 and the
>
> values and principles of public service in Article
>
> 232 (1) of the Constitution.
>
>
>
> What would happen say if CA disregards the House team's demand?
>
>
>
> Rgds
>
> GG
>
>
>  ------------------------------
>
> Date: Wed, 24 Sep 2014 11:54:17 +0100
> Subject: Re: [kictanet] Equity Given Go Ahead by CAK
> From: *FastMail WARNING: URL text contains a possible JavaScript attack
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>
> The tables have turned again:
>
>
>
> House team halts Equity Bank's thin-SIM rollout
>
>
>
> The National Assembly's Energy and ICT Committee has asked the
> Communications Authority (CA) to halt Equity Bank thin-SIM card rollout
> until it is satisfied of the security of the technology.
>
>
>
>
> http://www.nation.co.ke/news/politics/House-team-halts-Equity-Bank-thin-SIM-rollout/-/1064/2463762/-/2srp37/-/index.html
>
>
>   Victor Kapiyo, LL.B
>
>
> ====================================================
> "Your attitude, not your aptitude, will determine your altitude" Zig Ziglar
>
>
>
> On 22 September 2014 18:49, Martin Gicheru via kictanet <*FastMail
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> more information on phishing click here <http://docs/phishing.html>.*>
> wrote:
>
> Safaricom does not necessarily agree to the move but will cooperate while
> it still needs to.
>
>
>
> "We are particularly encouraged that CA has commenced the process of
> hiring an independent and reputable international firm to conduct a
> security audit on all SIM cards, and in particular the use of the SIM
> overlay technology in mobile money transfer services. We therefore implore
> the CA to fast track the security review and to publish the guidelines in
> the interests of protecting consumers and financial institutions who will
> remain vulnerable to the potential risks created by the 'man-in-the-middle
> attack'. "
>
>
>
> http://techmoran.com/safaricom-remains-adamant-thin-sim-vulnerabilities/
>
>
>
> On Mon, Sep 22, 2014 at 6:36 PM, Bernard Kioko via kictanet <*FastMail
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> wrote:
>
>  Change is the only permanent thing!
>
>
> -----Original Message-----
> From: kictanet
> [mailto:*FastMail WARNING: URL text contains a possible JavaScript attack
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> On Behalf
> Of Walubengo J via kictanet
> Sent: Monday, September 22, 2014 6:30 PM
> To: *FastMail WARNING: URL text contains a possible JavaScript attack on
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> Subject: Re: [kictanet] Equity Given Go Ahead by CAK
>
> @Charles,
>
> Interesting views.  I dont speak for Equity - and am not even a MEMBER
> (their customer).  However, they have the following going for them.
>
> 1) they do have their OWN SIM card targetting their 8m banking customers.
> They can actually make money out their core group of customers using their
> mobile virtual network (riding on Airtel telco infrastructure i believe).
> 2) the thin-SIM technology is just a nice option for their 8m customers AND
> the 20+million Safaricom customers.
> 3) indeed Safcom can play dirty but I am sure they wont because (a) they
> can
> take on Equity challenge and (b) the regulator seems more ready than ever
> to
> pounce on them (recall regulator has been "looking" for them over quality
> issues  :-).
>
> Remember, this looks like a mobile money battle, but the real deal is the
> collateral damage it is likely to cause in the voice market because once a
> Safaricom customer mounts the thin SIM Card and discovers that they can
> make
> cheaper calls/sms with it without losing their MPESA functionality...they
> will actually be having their cake (MPESA) while eating it (making Cheaper
> calls on the Equity Mobile virtual network).
>
> Essentially, Equity is breaking a small gap into the Safaricom defensive
> wall(MPESA) and once in, even the data-market may eventually be free for
> all
> i.e. #checkmate.
>
> walu.
>
> --------------------------------------------
> On Mon, 9/22/14, Charles Kimani via kictanet <*FastMail WARNING: URL text
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> wrote:
>
>  Subject: Re: [kictanet] Equity Given Go Ahead by CAK
>  To: *FastMail WARNING: URL text contains a possible JavaScript attack on
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>  Date: Monday, September 22, 2014, 4:44 PM
>
>  I
>  think the thin sim strategy is brilliant...in  theory.
>  However, I am also
>  wondering just how wise it is to place the success of your  business model
> at the mercy of a hostile, powerful and  uncooperative business rival.
> What
> if - 6 months after launch, for  example - Safaricom decide to upgrade all
> their sim cards  (genuinely or otherwise) just when Equity is in the middle
> of a critical (probably expensive) product  rollout?  What if  Safaricom
> customer service and dealer/retail channels start  advising subscribers who
> are having issues with their lines  that the thin sim is the cause of their
> problems and show  them how to remove it?
>  How will Equity map their processes
>  and logistics with the Safaricom SIM replacement processes?
>  Will Equity subscribers need to remember to make an extra  stop at an
> Equity outlet to have their thin sim re-attached  once they do a sim swap?
> How easy is it to attach these thin  sims?
>  We have
>  previously seen smart sabotage tactics bring down SAB Miller  ambitions in
> the Kenyan market. Equity - in my opinion - is  giving too much firepower
> to
> a determined competitor. It  might be cheaper in the long run to just
> invest
> in own SIM  and take Safaricom head-on.
>  Regards,Charles
>  On Mon, Sep 22, 2014 at
>  4:18 PM, Dennis Kioko via kictanet <*FastMail WARNING: URL text contains
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>  wrote:
>  Meanwhile, I did get the Equitel SIM Card  (haven't seen the infamous Thin
> SIM). So far, here's  my experience with the
> same.
> http://www.infotake.co.ke/2014/09/how-does-equity-banks-equitel-work.h
> tml
> <http://www.infotake.co.ke/2014/09/how-does-equity-banks-equitel-work.html>
>  On 22 September 2014 16:11, Barrack
>  Otieno via kictanet <*FastMail WARNING: URL text contains a possible
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>  wrote:
>  Sometimes
>  diversification leads to loss of focus. Interesting  discussions but let
> us
> see if this scenario will change some  of this Principles that have evolved
> over time.
>
>  Best Regards
>
>  On Mon, Sep 22,
>  2014 at 3:56 PM, Bernard Kioko via kictanet <*FastMail WARNING: URL text
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>  wrote:
>  I have noted media reports
>  indicating Equity has been granted go-ahead by CAK to  operate with
> Thin-Sim cards. Game changing I  suppose.
>
>
>
>
>
>
>
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