[kictanet] House team halts Equity Bank's thin-SIM rollout

waudo siganga emailsignet at mailcan.com
Thu Sep 25 13:16:59 EAT 2014


The parliamentary committee should have left issues that solely
deal with the safety of the technology to the independent
entity mandated to deal with such issues - the CAK. I do not
see what value add will accrue from multiple teams of experts
being set up to carry out tests.

On Thu, Sep 25, 2014, at 11:58 AM, Bernard Kioko via kictanet
wrote:

Or when Kenya Posts & Telecommunications prohibited the import
and use of computer fax modems….

Then also ….at some point to own a mobile phone you needed to
spend about KES250k.


These things shall pass….besides, aren’t we peculiar!?


From: kictanet
[mailto:kictanet-bounces+bkioko=bernsoft.com at lists.kictanet.or.
ke] On Behalf Of Brian Munyao Longwe via kictanet
Sent: Thursday, September 25, 2014 10:09 AM
To: bkioko at bernsoft.com
Subject: Re: [kictanet] House team halts Equity Bank's thin-SIM
rollout


"Assured of the security of the technology"



.....throwback to 2001 when KIXP was shutdown based a "national
security" red flag that was thrown by Telkom Kenya who felt
that their then Jambonet monopoly would be threatened by the
exchange point (despite the fact that KIXP at the had nothing
to with international traffic and only seeked to keep local
traffic local).


Get ready for a comedy of errors



*sits back with popcorn and 2 liter Fanta*


Mblayo
On Wednesday, September 24, 2014, Grace Githaiga via kictanet
<[1]kictanet at lists.kictanet.or.ke> wrote:

@ Victor,


The heading  of this article says the 'house team halts..."
while  the body of the story has "has asked CA to halt..." It
might be semantics but my interpretation of this is that this
is a request to CA, and not a directive. Yes?


Tell me, does the house team have oversight over regulatory
matters? I am looking at KICA 2013 Article 5 on CA's
independence:


5A. (1) The Authority shall be independent

and free of control by government, political or

commercial interests in the exercise of its

powers and in the performance of its functions.


(2) In fulfilling its mandate, the Authority

shall be guided by the national values and

principles of governance in Article 10 and the

values and principles of public service in Article

232 (1) of the Constitution.


What would happen say if CA disregards the House team's demand?


Rgds

GG

_______________________________________________________________

Date: Wed, 24 Sep 2014 11:54:17 +0100
Subject: Re: [kictanet] Equity Given Go Ahead by CAK
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The tables have turned again:


House team halts Equity Bank's thin-SIM rollout


The National Assembly’s Energy and ICT Committee has asked the
Communications Authority (CA) to halt Equity Bank thin-SIM card
rollout until it is satisfied of the security of the
technology.


[4]http://www.nation.co.ke/news/politics/House-team-halts-Equit
y-Bank-thin-SIM-rollout/-/1064/2463762/-/2srp37/-/index.html

Victor Kapiyo, LL.B

====================================================
“Your attitude, not your aptitude, will determine your
altitude” Zig Ziglar


On 22 September 2014 18:49, Martin Gicheru via kictanet
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Safaricom does not necessarily agree to the move but will
cooperate while it still needs to.


”We are particularly encouraged that CA has commenced the
process of hiring an independent and reputable international
firm to conduct a security audit on all SIM cards, and in
particular the use of the SIM overlay technology in mobile
money transfer services. We therefore implore the CA to fast
track the security review and to publish the guidelines in the
interests of protecting consumers and financial institutions
who will remain vulnerable to the potential risks created by
the ‘man-in-the-middle attack’. ”


[6]http://techmoran.com/safaricom-remains-adamant-thin-sim-vuln
erabilities/


On Mon, Sep 22, 2014 at 6:36 PM, Bernard Kioko via kictanet
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Change is the only permanent thing!

-----Original Message-----
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Behalf
Of Walubengo J via kictanet
Sent: Monday, September 22, 2014 6:30 PM
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Subject: Re: [kictanet] Equity Given Go Ahead by CAK
@Charles,
Interesting views.  I dont speak for Equity - and am not even a
MEMBER
(their customer).  However, they have the following going for
them.
1) they do have their OWN SIM card targetting their 8m banking
customers.
They can actually make money out their core group of customers
using their
mobile virtual network (riding on Airtel telco infrastructure i
believe).
2) the thin-SIM technology is just a nice option for their 8m
customers AND
the 20+million Safaricom customers.
3) indeed Safcom can play dirty but I am sure they wont because
(a) they can
take on Equity challenge and (b) the regulator seems more ready
than ever to
pounce on them (recall regulator has been "looking" for them
over quality
issues  :-).
Remember, this looks like a mobile money battle, but the real
deal is the
collateral damage it is likely to cause in the voice market
because once a
Safaricom customer mounts the thin SIM Card and discovers that
they can make
cheaper calls/sms with it without losing their MPESA
functionality...they
will actually be having their cake (MPESA) while eating it
(making Cheaper
calls on the Equity Mobile virtual network).
Essentially, Equity is breaking a small gap into the Safaricom
defensive
wall(MPESA) and once in, even the data-market may eventually be
free for all
i.e. #checkmate.
walu.
--------------------------------------------
On Mon, 9/22/14, Charles Kimani via kictanet <FastMail WARNING:
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wrote:
 Subject: Re: [kictanet] Equity Given Go Ahead by CAK
 To: FastMail WARNING: URL text contains a possible JavaScript
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information on phishing click [12]here.
 Date: Monday, September 22, 2014, 4:44 PM
 I
 think the thin sim strategy is brilliant...in  theory.
 However, I am also
 wondering just how wise it is to place the success of your
business model
at the mercy of a hostile, powerful and  uncooperative business
rival.  What
if - 6 months after launch, for  example - Safaricom decide to
upgrade all
their sim cards  (genuinely or otherwise) just when Equity is
in the middle
of a critical (probably expensive) product  rollout?  What if
Safaricom
customer service and dealer/retail channels start  advising
subscribers who
are having issues with their lines  that the thin sim is the
cause of their
problems and show  them how to remove it?
 How will Equity map their processes
 and logistics with the Safaricom SIM replacement processes?
 Will Equity subscribers need to remember to make an extra
stop at an
Equity outlet to have their thin sim re-attached  once they do
a sim swap?
How easy is it to attach these thin  sims?
 We have
 previously seen smart sabotage tactics bring down SAB Miller
ambitions in
the Kenyan market. Equity - in my opinion - is  giving too much
firepower to
a determined competitor. It  might be cheaper in the long run
to just invest
in own SIM  and take Safaricom head-on.
 Regards,Charles
 On Mon, Sep 22, 2014 at
 4:18 PM, Dennis Kioko via kictanet <FastMail WARNING: URL text
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 wrote:
 Meanwhile, I did get the Equitel SIM Card  (haven't seen the
infamous Thin
SIM). So far, here's  my experience with the
same. [14]http://www.infotake.co.ke/2014/09/how-does-equity-ban
ks-equitel-work.h
tml
 On 22 September 2014 16:11, Barrack
 Otieno via kictanet <FastMail WARNING: URL text contains a
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 wrote:
 Sometimes
 diversification leads to loss of focus. Interesting
discussions but let us
see if this scenario will change some  of this Principles that
have evolved
over time.
 Best Regards
 On Mon, Sep 22,
 2014 at 3:56 PM, Bernard Kioko via kictanet <FastMail WARNING:
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 wrote:
 I have noted media reports
 indicating Equity has been granted go-ahead by CAK to  operate
with
Thin-Sim cards. Game changing I  suppose.
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References

1. mailto:kictanet at lists.kictanet.or.ke
2. file://localhost/docs/phishing.html
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  43. https://lists.kictanet.or.ke/mailman/options/kictanet/vkapiyo%40gmail.com
  44. file://localhost/docs/phishing.html
  45. https://lists.kictanet.or.ke/mailman/listinfo/kictanet
  46. https://lists.kictanet.or.ke/mailman/options/kictanet/ggithaiga%40hotmail.com
  47. mailto:admin at bernsoft.com
  48. http://www.bernsoft.com/
  49. mailto:kictanet at lists.kictanet.or.ke
  50. https://lists.kictanet.or.ke/mailman/listinfo/kictanet
  51. https://lists.kictanet.or.ke/mailman/options/kictanet/emailsignet%40mailcan.com
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