[kictanet] House team halts Equity Bank's thin-SIM rollout

Thu Sep 25 16:01:16 EAT 2014

In that case, shouldn't our elections be phrased to read as vacancies for
rent seekers?

On Thursday, 25 September 2014, Andrea Bohnstedt <
andrea.bohnstedt at ratio-magazine.com> wrote:

> Roughly, yes
>
> On 25 September 2014 14:22, Dennis Kioko via kictanet <
> kictanet at lists.kictanet.or.ke
> <javascript:_e(%7B%7D,'cvml','kictanet at lists.kictanet.or.ke');>> wrote:
>
>> How does this work?
>>
>> You fly MPs to a fancy hotel for a fact finding mission, provide them
>> with allowances and they will discuss and come up with a conclusion?
>>
>>
>> On Thursday, 25 September 2014, waudo siganga via kictanet <
>> kictanet at lists.kictanet.or.ke
>> <javascript:_e(%7B%7D,'cvml','kictanet at lists.kictanet.or.ke');>> wrote:
>>
>>>  The parliamentary committee should have left issues that solely deal
>>> with the safety of the technology to the independent entity mandated to
>>> deal with such issues - the CAK. I do not see what value add will accrue
>>> from multiple teams of experts being set up to carry out tests.
>>>
>>> On Thu, Sep 25, 2014, at 11:58 AM, Bernard Kioko via kictanet wrote:
>>>
>>>  Or when Kenya Posts & Telecommunications prohibited the import and use
>>> of computer fax modems....
>>>
>>> Then also ....at some point to own a mobile phone you needed to spend
>>> about KES250k.
>>>
>>>
>>>
>>> These things shall pass....besides, aren't we peculiar!?
>>>
>>>
>>>
>>> From: kictanet [mailto:kictanet-bounces+bkioko=
>>> bernsoft.com at lists.kictanet.or.ke] On Behalf Of Brian Munyao Longwe via
>>> kictanet
>>> Sent: Thursday, September 25, 2014 10:09 AM
>>> To: bkioko at bernsoft.com
>>> Subject: Re: [kictanet] House team halts Equity Bank's thin-SIM rollout
>>>
>>>
>>>
>>> "Assured of the security of the technology"
>>>
>>>
>>>
>>>
>>>
>>> .....throwback to 2001 when KIXP was shutdown based a "national
>>> security" red flag that was thrown by Telkom Kenya who felt that their then
>>> Jambonet monopoly would be threatened by the exchange point (despite the
>>> fact that KIXP at the had nothing to with international traffic and only
>>> seeked to keep local traffic local).
>>>
>>>
>>>
>>> Get ready for a comedy of errors
>>>
>>>
>>>
>>>
>>>
>>> *sits back with popcorn and 2 liter Fanta*
>>>
>>>
>>>
>>> Mblayo
>>>
>>> On Wednesday, September 24, 2014, Grace Githaiga via kictanet <
>>> kictanet at lists.kictanet.or.ke> wrote:
>>>
>>> @ Victor,
>>>
>>>
>>>
>>> The heading  of this article says the 'house team halts..." while  the
>>> body of the story has "has asked CA to halt..." It might be semantics but
>>> my interpretation of this is that this is a request to CA, and not a
>>> directive. Yes?
>>>
>>>
>>>
>>> Tell me, does the house team have oversight over regulatory matters? I
>>> am looking at KICA 2013 Article 5 on CA's independence:
>>>
>>>
>>>
>>> 5A. (1) The Authority shall be independent
>>>
>>> and free of control by government, political or
>>>
>>> commercial interests in the exercise of its
>>>
>>> powers and in the performance of its functions.
>>>
>>>
>>>
>>> (2) In fulfilling its mandate, the Authority
>>>
>>> shall be guided by the national values and
>>>
>>> principles of governance in Article 10 and the
>>>
>>> values and principles of public service in Article
>>>
>>> 232 (1) of the Constitution.
>>>
>>>
>>>
>>> What would happen say if CA disregards the House team's demand?
>>>
>>>
>>>
>>> Rgds
>>>
>>> GG
>>>
>>>
>>>  ------------------------------
>>>
>>> Date: Wed, 24 Sep 2014 11:54:17 +0100
>>> Subject: Re: [kictanet] Equity Given Go Ahead by CAK
>>> From: *FastMail WARNING: URL text contains a possible JavaScript attack
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>>>
>>> The tables have turned again:
>>>
>>>
>>>
>>> House team halts Equity Bank's thin-SIM rollout
>>>
>>>
>>>
>>> The National Assembly's Energy and ICT Committee has asked the
>>> Communications Authority (CA) to halt Equity Bank thin-SIM card rollout
>>> until it is satisfied of the security of the technology.
>>>
>>>
>>>
>>>
>>> http://www.nation.co.ke/news/politics/House-team-halts-Equity-Bank-thin-SIM-rollout/-/1064/2463762/-/2srp37/-/index.html
>>>
>>>
>>>   Victor Kapiyo, LL.B
>>>
>>>
>>> ====================================================
>>> "Your attitude, not your aptitude, will determine your altitude" Zig
>>> Ziglar
>>>
>>>
>>>
>>> On 22 September 2014 18:49, Martin Gicheru via kictanet <*FastMail
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>>> wrote:
>>>
>>> Safaricom does not necessarily agree to the move but will cooperate
>>> while it still needs to.
>>>
>>>
>>>
>>> "We are particularly encouraged that CA has commenced the process of
>>> hiring an independent and reputable international firm to conduct a
>>> security audit on all SIM cards, and in particular the use of the SIM
>>> overlay technology in mobile money transfer services. We therefore implore
>>> the CA to fast track the security review and to publish the guidelines in
>>> the interests of protecting consumers and financial institutions who will
>>> remain vulnerable to the potential risks created by the 'man-in-the-middle
>>> attack'. "
>>>
>>>
>>>
>>> http://techmoran.com/safaricom-remains-adamant-thin-sim-vulnerabilities/
>>>
>>>
>>>
>>> On Mon, Sep 22, 2014 at 6:36 PM, Bernard Kioko via kictanet <*FastMail
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>>> wrote:
>>>
>>>  Change is the only permanent thing!
>>>
>>>
>>> -----Original Message-----
>>> From: kictanet
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>>> On Behalf
>>> Of Walubengo J via kictanet
>>> Sent: Monday, September 22, 2014 6:30 PM
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>>> Subject: Re: [kictanet] Equity Given Go Ahead by CAK
>>>
>>> @Charles,
>>>
>>> Interesting views.  I dont speak for Equity - and am not even a MEMBER
>>> (their customer).  However, they have the following going for them.
>>>
>>> 1) they do have their OWN SIM card targetting their 8m banking customers.
>>> They can actually make money out their core group of customers using
>>> their
>>> mobile virtual network (riding on Airtel telco infrastructure i believe).
>>> 2) the thin-SIM technology is just a nice option for their 8m customers
>>> AND
>>> the 20+million Safaricom customers.
>>> 3) indeed Safcom can play dirty but I am sure they wont because (a) they
>>> can
>>> take on Equity challenge and (b) the regulator seems more ready than
>>> ever to
>>> pounce on them (recall regulator has been "looking" for them over quality
>>> issues  :-).
>>>
>>> Remember, this looks like a mobile money battle, but the real deal is the
>>> collateral damage it is likely to cause in the voice market because once
>>> a
>>> Safaricom customer mounts the thin SIM Card and discovers that they can
>>> make
>>> cheaper calls/sms with it without losing their MPESA functionality...they
>>> will actually be having their cake (MPESA) while eating it (making
>>> Cheaper
>>> calls on the Equity Mobile virtual network).
>>>
>>> Essentially, Equity is breaking a small gap into the Safaricom defensive
>>> wall(MPESA) and once in, even the data-market may eventually be free for
>>> all
>>> i.e. #checkmate.
>>>
>>> walu.
>>>
>>> --------------------------------------------
>>> On Mon, 9/22/14, Charles Kimani via kictanet <*FastMail WARNING: URL
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>>> wrote:
>>>
>>>  Subject: Re: [kictanet] Equity Given Go Ahead by CAK
>>>  To: *FastMail WARNING: URL text contains a possible JavaScript attack
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>>>  Date: Monday, September 22, 2014, 4:44 PM
>>>
>>>  I
>>>  think the thin sim strategy is brilliant...in  theory.
>>>  However, I am also
>>>  wondering just how wise it is to place the success of your  business
>>> model
>>> at the mercy of a hostile, powerful and  uncooperative business rival.
>>> What
>>> if - 6 months after launch, for  example - Safaricom decide to upgrade
>>> all
>>> their sim cards  (genuinely or otherwise) just when Equity is in the
>>> middle
>>> of a critical (probably expensive) product  rollout?  What if  Safaricom
>>> customer service and dealer/retail channels start  advising subscribers
>>> who
>>> are having issues with their lines  that the thin sim is the cause of
>>> their
>>> problems and show  them how to remove it?
>>>  How will Equity map their processes
>>>  and logistics with the Safaricom SIM replacement processes?
>>>  Will Equity subscribers need to remember to make an extra  stop at an
>>> Equity outlet to have their thin sim re-attached  once they do a sim
>>> swap?
>>> How easy is it to attach these thin  sims?
>>>  We have
>>>  previously seen smart sabotage tactics bring down SAB Miller  ambitions
>>> in
>>> the Kenyan market. Equity - in my opinion - is  giving too much
>>> firepower to
>>> a determined competitor. It  might be cheaper in the long run to just
>>> invest
>>> in own SIM  and take Safaricom head-on.
>>>  Regards,Charles
>>>  On Mon, Sep 22, 2014 at
>>>  4:18 PM, Dennis Kioko via kictanet <*FastMail WARNING: URL text
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>>>  wrote:
>>>  Meanwhile, I did get the Equitel SIM Card  (haven't seen the infamous
>>> Thin
>>> SIM). So far, here's  my experience with the
>>> same.
>>> http://www.infotake.co.ke/2014/09/how-does-equity-banks-equitel-work.h
>>> tml
>>> <http://www.infotake.co.ke/2014/09/how-does-equity-banks-equitel-work.html>
>>>  On 22 September 2014 16:11, Barrack
>>>  Otieno via kictanet <*FastMail WARNING: URL text contains a possible
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>>>  wrote:
>>>  Sometimes
>>>  diversification leads to loss of focus. Interesting  discussions but
>>> let us
>>> see if this scenario will change some  of this Principles that have
>>> evolved
>>> over time.
>>>
>>>  Best Regards
>>>
>>>  On Mon, Sep 22,
>>>  2014 at 3:56 PM, Bernard Kioko via kictanet <*FastMail WARNING: URL
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>>>  wrote:
>>>  I have noted media reports
>>>  indicating Equity has been granted go-ahead by CAK to  operate with
>>> Thin-Sim cards. Game changing I  suppose.
>>>
>>>
>>>
>>>
>>>
>>>
>>>
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>>
>> --
>> with Regards:
>>
>> blog.denniskioko.com <http://www.denniskioko.com/>
>>
>>
>>
>> _______________________________________________
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>> Unsubscribe or change your options at
>> https://lists.kictanet.or.ke/mailman/options/kictanet/andrea.bohnstedt%40ratio-magazine.com
>>
>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
>> for people and institutions interested and involved in ICT policy and
>> regulation. The network aims to act as a catalyst for reform in the ICT
>> sector in support of the national aim of ICT enabled growth and development.
>>
>> KICTANetiquette : Adhere to the same standards of acceptable behaviors
>> online that you follow in real life: respect people's times and bandwidth,
>> share knowledge, don't flame or abuse or personalize, respect privacy, do
>> not spam, do not market your wares or qualifications.
>>
>
>
>
> --
> Andrea Bohnstedt <http://ke.linkedin.com/in/andreabohnstedt>
> Analyst/Publisher
>
> www.ratio-magazine.com
> www.africa-assets.com
>
>
>
>

-- 
with Regards:

blog.denniskioko.com <http://www.denniskioko.com/>
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