[kictanet] PesaPal Value Proposition?

Tue Feb 12 19:48:17 EAT 2013

Walu / Yawe

You cannot go wrong with Perfume ... http://mimi.co.ke/fragrances.html

:)

On Tue, Feb 12, 2013 at 6:55 PM, Julie Gichuru <julie.gichuru at gmail.com>wrote:

> Greetings all,
>
> As a vendor using the pesapal service via mimi.co.ke I can confirm
> that our customers appreciate the ease with which they can purchase
> goods online. The fact that they have numerous options or payment is
> important. Infact, quite a number of our sales are credit card
> transactions.
>
> Cheers,
>
> J
>
> On Tue, Feb 12, 2013 at 6:28 PM, Walubengo J <jwalu at yahoo.com> wrote:
> > @Liko,
> >
> > you should be a teacher...brief, precise and to the point.  I have
> followed
> > your instructions, registered and found the answers to all my questions.
> > Hey, PesaPal demo (using my PesaPal account) will definitely form part
> of my
> > teaching examples  - been using my Visa Card process as an example and
> > indeed, it does not really "connect" with the students.
> >
> > Maybe have most of the answers/demos available AFTER registering, to be
> also
> > available BEFORE registering - remember the usual FAQ page?
> >
> > walu.
> > nb: meanwhile, I just discovered I could also use PesaPal to buy and
> deliver
> > flowers to my wife on 14 Feb - without enduring the agony of carrying
> them
> > in town :-). Yawe might you be one of those registering on PesaPal for
> this
> > one reason?
> >
> >
> > ________________________________
> > From: Agosta Liko <agostal at gmail.com>
> > To: Walubengo J <jwalu at yahoo.com>
> > Cc: KICTAnet ICT Policy Discussions <kictanet at lists.kictanet.or.ke>
> > Sent: Tuesday, February 12, 2013 5:41 PM
> > Subject: Re: [kictanet] Paypal Value Proposition?
> >
> > Walu
> >
> > Business
> >
> > When we started in early 2009, we are simplifying how businesses and
> traders
> > to get paid ... easily. We built a platform that currently enables
> eCommerce
> > websites, schools, utilities and even event owners to sell their wares
> > direct to the consumer
> >
> > Check https://www.pesapal.com/products/ecommerce to see some merchants
> on
> > our network
> >
> > Tourists want to pay using Visa/MasterCard --- online
> >
> >
> > Consumer
> >
> > There are 13 million mobile money accounts, 8 million Visa/MasterCard
> and 4
> > million Mobile Banking Accounts - our focus here is to enable you to
> make a
> > payment using your preferred payment method.
> >
> >
> > Please go to https://www.pesapal.com/account/register - register a
> personal
> > account and play around. You can pay your bills, pay school fees, buy
> > airtime etc etc. Your personal account is a one stop place for all
> > payments... and we keep adding merchants
> >
> > You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you
> can
> > use any of the 8 payment options we have.
> >
> >
> > Work in Progress
> >
> > As we continue to add merchants, we see value in adding a disruptive
> offline
> > payment method {POS} ... maybe the curio seller will be able to access
> Visa
> > on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to
> sell
> > their wares direct or via POS to anyone anywhere in the world
> >
> > I am a fan of http://www.novica.com/ - but East Africa with Kamba and
> > Makonde Carvings dont show up there ... Kisii Soapstone is missing too
> >
> >
> > Hope this helps :)
> >
> >
> > Your Student
> >
> >
> > On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu at yahoo.com> wrote:
> >
> > @Kioko,
> >
> > Abit windy but i do get the drift.  Am i correct if I conclude that
> PesaPal
> > is our  local equivalent  of the American Paypal?  Oops another middle
> class
> > question :-)
> >
> > walu.
> > nb: I do hope you are not a mwalimu since you might "lose" many students.
> > Though you would make a good preacher given as you speak in parables :-)
> >
> > @Wash - most welcome to ride on my ignorance :-)
> >
> > ________________________________
> > From: Dennis Kioko <dmbuvi at gmail.com>
> >
> > To: Walubengo J <jwalu at yahoo.com>
> > Cc: KICTAnet ICT Policy Discussions <kictanet at lists.kictanet.or.ke>
> > Sent: Tuesday, February 12, 2013 2:03 PM
> >
> > Subject: Re: [kictanet] Paypal Value Proposition?
> >
> > Let me try helping.
> >
> > Assuming that I somehow acquired a container of the rare Nexus 4 phones,
> for
> > sale in Kenya. Now, I don't own a shop, and may not be interested in
> setting
> > up one, or may have one, but would like to target the upward mobile, the
> > likes of Munyao Longwe, who are Internet Savvy.
> >
> > I therefore create a site where Munyao can come and order himself a
> phone,
> > for delivery to his home or office, perhaps through Aramex or another
> > courier. Now, Munyao has to pay me before I deliver the phone. He can do
> so
> > in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa ,
> Mastercard
> > Debit or Credit.
> >
> > To collect the money from Munyao, I would need to give him my M-pesa
> number,
> > and wait for him to pay, or present a card swiping machine from which he
> can
> > swipe his preferred card. But this is quite cumbersome and introduces the
> > need of reconciliation and possibility of errors - dispatch of an item I
> am
> > unsure is paid for, or non-dispatch of a paid for item since I can't find
> > the records.
> >
> > I therefore decide to come up with a system that will accept whatever
> > payment system Munyao presents, be it Airtel Money, or his Cayman island
> > issued Credit Card. The system will process his payment and show all
> > payments in one dashboard. Now, I would need to hire someone to do such a
> > system, or another to configure the Open Source PesaPi (Google).
> >
> > However, one enterprising Liko has developed PesaPal, which does payments
> > from a large variety of sources, and presents the info from the same in a
> > standard output. He then charges me a percentage of sales on every
> > transaction, or perhaps a graduated fee like M-Pesa.
> >
> > With his system, my work is reduced to just looking at whether payments
> have
> > been made against orders, and for how much.
> >
> > Furthermore, I can automate further by using PesaPal's Application
> > Programming Interface to link my Point of Sale system with PesaPal.
> >
> > Yo therefore make an order - pay via Pesapal - my PoS acknowledges
> payment
> > and credits your shopping basket with the item, and allows it to be
> checked
> > out, or delivered. I can therefore go sit by my container all day, await
> > notifications from PesaPal, and dispatch mobile phone through courier.
> >
> > I no longer have to call Longwe to ask how he will pay, or later
> reconcile
> > my payments against my dispatched orders, since all this is done
> > automatically.
> >
> > Hope this sort of explains it, or did I make things worse?
> >
> >
> >
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> >
> > The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
> for
> > people and institutions interested and involved in ICT policy and
> > regulation. The network aims to act as a catalyst for reform in the ICT
> > sector in support of the national aim of ICT enabled growth and
> development.
> >
> > KICTANetiquette : Adhere to the same standards of acceptable behaviors
> > online that you follow in real life: respect people's times and
> bandwidth,
> > share knowledge, don't flame or abuse or personalize, respect privacy, do
> > not spam, do not market your wares or qualifications.
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>
> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
> for people and institutions interested and involved in ICT policy and
> regulation. The network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth and development.
>
> KICTANetiquette : Adhere to the same standards of acceptable behaviors
> online that you follow in real life: respect people's times and bandwidth,
> share knowledge, don't flame or abuse or personalize, respect privacy, do
> not spam, do not market your wares or qualifications.
>
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