[kictanet] PesaPal Value Proposition?

Kivuva Kivuva at transworldafrica.com
Tue Feb 12 20:19:15 EAT 2013


Looking at those prices, I'm headed to Kamulu to look for a kabroti. :)

On 12 February 2013 19:48, Agosta Liko <agostal at gmail.com> wrote:

> Walu / Yawe
>
> You cannot go wrong with Perfume ... http://mimi.co.ke/fragrances.html
>
> :)
>
>
> On Tue, Feb 12, 2013 at 6:55 PM, Julie Gichuru <julie.gichuru at gmail.com>wrote:
>
>>  Greetings all,
>>
>> As a vendor using the pesapal service via mimi.co.ke I can confirm
>> that our customers appreciate the ease with which they can purchase
>> goods online. The fact that they have numerous options or payment is
>> important. Infact, quite a number of our sales are credit card
>> transactions.
>>
>> Cheers,
>>
>> J
>>
>> On Tue, Feb 12, 2013 at 6:28 PM, Walubengo J <jwalu at yahoo.com> wrote:
>> > @Liko,
>> >
>> > you should be a teacher...brief, precise and to the point.  I have
>> followed
>> > your instructions, registered and found the answers to all my questions.
>> > Hey, PesaPal demo (using my PesaPal account) will definitely form part
>> of my
>> > teaching examples  - been using my Visa Card process as an example and
>> > indeed, it does not really "connect" with the students.
>> >
>> > Maybe have most of the answers/demos available AFTER registering, to be
>> also
>> > available BEFORE registering - remember the usual FAQ page?
>> >
>> > walu.
>> > nb: meanwhile, I just discovered I could also use PesaPal to buy and
>> deliver
>> > flowers to my wife on 14 Feb - without enduring the agony of carrying
>> them
>> > in town :-). Yawe might you be one of those registering on PesaPal for
>> this
>> > one reason?
>> >
>> >
>> > ________________________________
>> > From: Agosta Liko <agostal at gmail.com>
>> > To: Walubengo J <jwalu at yahoo.com>
>> > Cc: KICTAnet ICT Policy Discussions <kictanet at lists.kictanet.or.ke>
>> > Sent: Tuesday, February 12, 2013 5:41 PM
>> > Subject: Re: [kictanet] Paypal Value Proposition?
>> >
>> > Walu
>> >
>> > Business
>> >
>> > When we started in early 2009, we are simplifying how businesses and
>> traders
>> > to get paid ... easily. We built a platform that currently enables
>> eCommerce
>> > websites, schools, utilities and even event owners to sell their wares
>> > direct to the consumer
>> >
>> > Check https://www.pesapal.com/products/ecommerce to see some merchants
>> on
>> > our network
>> >
>> > Tourists want to pay using Visa/MasterCard --- online
>> >
>> >
>> > Consumer
>> >
>> > There are 13 million mobile money accounts, 8 million Visa/MasterCard
>> and 4
>> > million Mobile Banking Accounts - our focus here is to enable you to
>> make a
>> > payment using your preferred payment method.
>> >
>> >
>> > Please go to https://www.pesapal.com/account/register - register a
>> personal
>> > account and play around. You can pay your bills, pay school fees, buy
>> > airtime etc etc. Your personal account is a one stop place for all
>> > payments... and we keep adding merchants
>> >
>> > You can try using Zuku, DSTV, JTL or just load your Orange Modem ...
>> you can
>> > use any of the 8 payment options we have.
>> >
>> >
>> > Work in Progress
>> >
>> > As we continue to add merchants, we see value in adding a disruptive
>> offline
>> > payment method {POS} ... maybe the curio seller will be able to access
>> Visa
>> > on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to
>> sell
>> > their wares direct or via POS to anyone anywhere in the world
>> >
>> > I am a fan of http://www.novica.com/ - but East Africa with Kamba and
>> > Makonde Carvings dont show up there ... Kisii Soapstone is missing too
>> >
>> >
>> > Hope this helps :)
>> >
>> >
>> > Your Student
>> >
>> >
>> > On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu at yahoo.com> wrote:
>> >
>> > @Kioko,
>> >
>> > Abit windy but i do get the drift.  Am i correct if I conclude that
>> PesaPal
>> > is our  local equivalent  of the American Paypal?  Oops another middle
>> class
>> > question :-)
>> >
>> > walu.
>> > nb: I do hope you are not a mwalimu since you might "lose" many
>> students.
>> > Though you would make a good preacher given as you speak in parables :-)
>> >
>> > @Wash - most welcome to ride on my ignorance :-)
>> >
>> > ________________________________
>> > From: Dennis Kioko <dmbuvi at gmail.com>
>> >
>> > To: Walubengo J <jwalu at yahoo.com>
>> > Cc: KICTAnet ICT Policy Discussions <kictanet at lists.kictanet.or.ke>
>> > Sent: Tuesday, February 12, 2013 2:03 PM
>> >
>> > Subject: Re: [kictanet] Paypal Value Proposition?
>> >
>> > Let me try helping.
>> >
>> > Assuming that I somehow acquired a container of the rare Nexus 4
>> phones, for
>> > sale in Kenya. Now, I don't own a shop, and may not be interested in
>> setting
>> > up one, or may have one, but would like to target the upward mobile, the
>> > likes of Munyao Longwe, who are Internet Savvy.
>> >
>> > I therefore create a site where Munyao can come and order himself a
>> phone,
>> > for delivery to his home or office, perhaps through Aramex or another
>> > courier. Now, Munyao has to pay me before I deliver the phone. He can
>> do so
>> > in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa ,
>> Mastercard
>> > Debit or Credit.
>> >
>> > To collect the money from Munyao, I would need to give him my M-pesa
>> number,
>> > and wait for him to pay, or present a card swiping machine from which
>> he can
>> > swipe his preferred card. But this is quite cumbersome and introduces
>> the
>> > need of reconciliation and possibility of errors - dispatch of an item
>> I am
>> > unsure is paid for, or non-dispatch of a paid for item since I can't
>> find
>> > the records.
>> >
>> > I therefore decide to come up with a system that will accept whatever
>> > payment system Munyao presents, be it Airtel Money, or his Cayman island
>> > issued Credit Card. The system will process his payment and show all
>> > payments in one dashboard. Now, I would need to hire someone to do such
>> a
>> > system, or another to configure the Open Source PesaPi (Google).
>> >
>> > However, one enterprising Liko has developed PesaPal, which does
>> payments
>> > from a large variety of sources, and presents the info from the same in
>> a
>> > standard output. He then charges me a percentage of sales on every
>> > transaction, or perhaps a graduated fee like M-Pesa.
>> >
>> > With his system, my work is reduced to just looking at whether payments
>> have
>> > been made against orders, and for how much.
>> >
>> > Furthermore, I can automate further by using PesaPal's Application
>> > Programming Interface to link my Point of Sale system with PesaPal.
>> >
>> > Yo therefore make an order - pay via Pesapal - my PoS acknowledges
>> payment
>> > and credits your shopping basket with the item, and allows it to be
>> checked
>> > out, or delivered. I can therefore go sit by my container all day, await
>> > notifications from PesaPal, and dispatch mobile phone through courier.
>> >
>> > I no longer have to call Longwe to ask how he will pay, or later
>> reconcile
>> > my payments against my dispatched orders, since all this is done
>> > automatically.
>> >
>> > Hope this sort of explains it, or did I make things worse?
>> >
>> >
>> >
>> > _______________________________________________
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>> >
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>> >
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>> https://lists.kictanet.or.ke/mailman/options/kictanet/julie.gichuru%40gmail.com
>> >
>> > The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
>> for
>> > people and institutions interested and involved in ICT policy and
>> > regulation. The network aims to act as a catalyst for reform in the ICT
>> > sector in support of the national aim of ICT enabled growth and
>> development.
>> >
>> > KICTANetiquette : Adhere to the same standards of acceptable behaviors
>> > online that you follow in real life: respect people's times and
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>> > share knowledge, don't flame or abuse or personalize, respect privacy,
>> do
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>>
>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
>> for people and institutions interested and involved in ICT policy and
>> regulation. The network aims to act as a catalyst for reform in the ICT
>> sector in support of the national aim of ICT enabled growth and development.
>>
>> KICTANetiquette : Adhere to the same standards of acceptable behaviors
>> online that you follow in real life: respect people's times and bandwidth,
>> share knowledge, don't flame or abuse or personalize, respect privacy, do
>> not spam, do not market your wares or qualifications.
>>
>
>
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>
> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
> for people and institutions interested and involved in ICT policy and
> regulation. The network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth and development.
>
> KICTANetiquette : Adhere to the same standards of acceptable behaviors
> online that you follow in real life: respect people's times and bandwidth,
> share knowledge, don't flame or abuse or personalize, respect privacy, do
> not spam, do not market your wares or qualifications.
>



-- 
______________________
Mwendwa Kivuva
For
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