[kictanet] PesaPal Value Proposition?

Tue Feb 12 18:55:28 EAT 2013

Greetings all,

As a vendor using the pesapal service via mimi.co.ke I can confirm
that our customers appreciate the ease with which they can purchase
goods online. The fact that they have numerous options or payment is
important. Infact, quite a number of our sales are credit card
transactions.

Cheers,

J

On Tue, Feb 12, 2013 at 6:28 PM, Walubengo J <jwalu at yahoo.com> wrote:
> @Liko,
>
> you should be a teacher...brief, precise and to the point.  I have followed
> your instructions, registered and found the answers to all my questions.
> Hey, PesaPal demo (using my PesaPal account) will definitely form part of my
> teaching examples  - been using my Visa Card process as an example and
> indeed, it does not really "connect" with the students.
>
> Maybe have most of the answers/demos available AFTER registering, to be also
> available BEFORE registering - remember the usual FAQ page?
>
> walu.
> nb: meanwhile, I just discovered I could also use PesaPal to buy and deliver
> flowers to my wife on 14 Feb - without enduring the agony of carrying them
> in town :-). Yawe might you be one of those registering on PesaPal for this
> one reason?
>
>
> ________________________________
> From: Agosta Liko <agostal at gmail.com>
> To: Walubengo J <jwalu at yahoo.com>
> Cc: KICTAnet ICT Policy Discussions <kictanet at lists.kictanet.or.ke>
> Sent: Tuesday, February 12, 2013 5:41 PM
> Subject: Re: [kictanet] Paypal Value Proposition?
>
> Walu
>
> Business
>
> When we started in early 2009, we are simplifying how businesses and traders
> to get paid ... easily. We built a platform that currently enables eCommerce
> websites, schools, utilities and even event owners to sell their wares
> direct to the consumer
>
> Check https://www.pesapal.com/products/ecommerce to see some merchants on
> our network
>
> Tourists want to pay using Visa/MasterCard --- online
>
>
> Consumer
>
> There are 13 million mobile money accounts, 8 million Visa/MasterCard and 4
> million Mobile Banking Accounts - our focus here is to enable you to make a
> payment using your preferred payment method.
>
>
> Please go to https://www.pesapal.com/account/register - register a personal
> account and play around. You can pay your bills, pay school fees, buy
> airtime etc etc. Your personal account is a one stop place for all
> payments... and we keep adding merchants
>
> You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you can
> use any of the 8 payment options we have.
>
>
> Work in Progress
>
> As we continue to add merchants, we see value in adding a disruptive offline
> payment method {POS} ... maybe the curio seller will be able to access Visa
> on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to sell
> their wares direct or via POS to anyone anywhere in the world
>
> I am a fan of http://www.novica.com/ - but East Africa with Kamba and
> Makonde Carvings dont show up there ... Kisii Soapstone is missing too
>
>
> Hope this helps :)
>
>
> Your Student
>
>
> On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu at yahoo.com> wrote:
>
> @Kioko,
>
> Abit windy but i do get the drift.  Am i correct if I conclude that PesaPal
> is our  local equivalent  of the American Paypal?  Oops another middle class
> question :-)
>
> walu.
> nb: I do hope you are not a mwalimu since you might "lose" many students.
> Though you would make a good preacher given as you speak in parables :-)
>
> @Wash - most welcome to ride on my ignorance :-)
>
> ________________________________
> From: Dennis Kioko <dmbuvi at gmail.com>
>
> To: Walubengo J <jwalu at yahoo.com>
> Cc: KICTAnet ICT Policy Discussions <kictanet at lists.kictanet.or.ke>
> Sent: Tuesday, February 12, 2013 2:03 PM
>
> Subject: Re: [kictanet] Paypal Value Proposition?
>
> Let me try helping.
>
> Assuming that I somehow acquired a container of the rare Nexus 4 phones, for
> sale in Kenya. Now, I don't own a shop, and may not be interested in setting
> up one, or may have one, but would like to target the upward mobile, the
> likes of Munyao Longwe, who are Internet Savvy.
>
> I therefore create a site where Munyao can come and order himself a phone,
> for delivery to his home or office, perhaps through Aramex or another
> courier. Now, Munyao has to pay me before I deliver the phone. He can do so
> in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard
> Debit or Credit.
>
> To collect the money from Munyao, I would need to give him my M-pesa number,
> and wait for him to pay, or present a card swiping machine from which he can
> swipe his preferred card. But this is quite cumbersome and introduces the
> need of reconciliation and possibility of errors - dispatch of an item I am
> unsure is paid for, or non-dispatch of a paid for item since I can't find
> the records.
>
> I therefore decide to come up with a system that will accept whatever
> payment system Munyao presents, be it Airtel Money, or his Cayman island
> issued Credit Card. The system will process his payment and show all
> payments in one dashboard. Now, I would need to hire someone to do such a
> system, or another to configure the Open Source PesaPi (Google).
>
> However, one enterprising Liko has developed PesaPal, which does payments
> from a large variety of sources, and presents the info from the same in a
> standard output. He then charges me a percentage of sales on every
> transaction, or perhaps a graduated fee like M-Pesa.
>
> With his system, my work is reduced to just looking at whether payments have
> been made against orders, and for how much.
>
> Furthermore, I can automate further by using PesaPal's Application
> Programming Interface to link my Point of Sale system with PesaPal.
>
> Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment
> and credits your shopping basket with the item, and allows it to be checked
> out, or delivered. I can therefore go sit by my container all day, await
> notifications from PesaPal, and dispatch mobile phone through courier.
>
> I no longer have to call Longwe to ask how he will pay, or later reconcile
> my payments against my dispatched orders, since all this is done
> automatically.
>
> Hope this sort of explains it, or did I make things worse?
>
>
>
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> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for
> people and institutions interested and involved in ICT policy and
> regulation. The network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth and development.
>
> KICTANetiquette : Adhere to the same standards of acceptable behaviors
> online that you follow in real life: respect people's times and bandwidth,
> share knowledge, don't flame or abuse or personalize, respect privacy, do
> not spam, do not market your wares or qualifications.