[kictanet] PesaPal Value Proposition?

Tue Feb 12 18:28:13 EAT 2013

@Liko,

you should be a teacher...brief, precise and to the point.  I have followed your instructions, registered and found the answers to all my questions. Hey, PesaPal demo (using my PesaPal account) will definitely form part of my teaching examples  - been using my Visa Card process as an example and indeed, it does not really "connect" with the students.

Maybe have most of the answers/demos available AFTER registering, to be also available BEFORE registering - remember the usual FAQ page?

walu.
nb: meanwhile, I just discovered I could also use PesaPal to buy and deliver flowers to my wife on 14 Feb - without enduring the agony of carrying them in town :-). Yawe might you be one of those registering on PesaPal for this one reason?

________________________________
 From: Agosta Liko <agostal at gmail.com>
To: Walubengo J <jwalu at yahoo.com> 
Cc: KICTAnet ICT Policy Discussions <kictanet at lists.kictanet.or.ke> 
Sent: Tuesday, February 12, 2013 5:41 PM
Subject: Re: [kictanet] Paypal Value Proposition?

Walu

Business

When we started in early 2009, we are simplifying how businesses and traders to get paid ... easily. We built a platform that currently enables eCommerce websites, schools, utilities and even event owners to sell their wares direct to the consumer

Check https://www.pesapal.com/products/ecommerce to see some merchants on our network

Tourists want to pay using Visa/MasterCard --- online

Consumer

There are 13 million mobile money accounts, 8 million Visa/MasterCard and 4 million Mobile Banking Accounts - our focus here is to enable you to make a payment using your preferred payment method.

Please go to https://www.pesapal.com/account/register - register a personal account and play around. You can pay your bills, pay school fees, buy airtime etc etc. Your personal account is a one stop place for all payments... and we keep adding merchants

You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you can use any of the 8 payment options we have.

Work in Progress

As we continue to add merchants, we see value in adding a disruptive offline payment method {POS} ... maybe the curio seller will be able to access Visa on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to sell their wares direct or via POS to anyone anywhere in the world

I am a fan of http://www.novica.com/ - but East Africa with Kamba and Makonde Carvings dont show up there ... Kisii Soapstone is missing too

Hope this helps :)

Your Student

On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu at yahoo.com> wrote:

@Kioko,
>
>
>Abit windy but i do get the drift.  Am i correct if I conclude that PesaPal is our  local equivalent  of the American Paypal?  Oops another middle class question :-)
>
>
>walu.
>nb: I do hope you are not a mwalimu since you might "lose" many students.  Though you would make a good preacher given as you speak in parables :-)
>
>
>@Wash - most welcome to ride on my ignorance :-)
>
>
>
>
>________________________________
> From: Dennis Kioko <dmbuvi at gmail.com>
>
>To: Walubengo J <jwalu at yahoo.com> 
>Cc: KICTAnet ICT Policy Discussions <kictanet at lists.kictanet.or.ke> 
>Sent: Tuesday, February 12, 2013 2:03 PM
>
>Subject: Re: [kictanet] Paypal Value Proposition?
> 
>
>
>Let me try helping.  
>
>
>Assuming that I somehow acquired a container of the rare Nexus 4 phones, for sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy. 
>
>
>I therefore create a site where Munyao can come and order himself a phone, for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit. 
>
>
>To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces the need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records. 
>
>
>I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google). 
>
>
>However, one enterprising Liko has developed PesaPal, which does payments from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa. 
>
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>With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much. 
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>Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal. 
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>Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier. 
>
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>I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically. 
>
>
>Hope this sort of explains it, or did I make things worse? 
>
>
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