[kictanet] MPESA - Monopolies commission

Tue Sep 29 16:18:21 EAT 2009

Interesting Discussion,

I thought the whole mobile money debate had ended in favour of the service.

See link http://www.cgap.org/gm/document-1.9.36723/MPESA_Brief.pdf 

for interesting article on uses to which M-Pesa is being put.  A whole industry on Kenyan mobile money experts appers to be developing.

Regard,

Leonard Obura Aloo
Advocate

--- On Tue, 9/29/09, Solomon Mburu <solo.mburu at gmail.com> wrote:

From: Solomon Mburu <solo.mburu at gmail.com>
Subject: Re: [kictanet] MPESA - Monopolies commission
To: l_aloo at yahoo.com
Cc: "KICTAnet ICT Policy Discussions" <kictanet at lists.kictanet.or.ke>
Date: Tuesday, September 29, 2009, 5:27 AM

It is imperative for  the mobicos to come out in the open in addressing this issue, for the sake of the end consumer.

Nothing beats logic than clearly stating the pros and cons of a service.

I wonder, how many of the millions subscribers actually use M-Pesa and Zap? And for what purpose? 
Some clarity need to de highlighted in this regard.

2009/9/29 robert yawe <robertyawe at yahoo.co.uk>

Hi,

The questions are truly pertinent hope the bureaucrats on the forum can enlighten us on the issues raised.

Regards

Robert Yawe
KAY System Technologies Ltd
Phoenix House, 6th Floor
P O Box 55806 Nairobi, 00200
Kenya

Tel: +254722511225, +254202010696

--- On Tue, 29/9/09, Walubengo J <jwalu at yahoo.com> wrote:

From: Walubengo J <jwalu at yahoo.com>
Subject: Re: [kictanet] MPESA - Monopolies commission
To: "robert yawe" <robertyawe at yahoo.co.uk>

Cc: "KICTAnet ICT Policy Discussions" <kictanet at lists.kictanet.or.ke>
Date: Tuesday, 29 September, 2009, 10:39 AM

Bob, I would look at the fundamentals.

1. who should regulate MPESA/ZAP phenomena (CCK? Central Bank, both, etc?)
2. what makes a player dominant and when is a player deemed to be abusing their dominant position?
3. what (legal/regulatory) options are available to whichever regulator in containing a hostile dominant player
4. is there sufficient (political) guts to make a ruling?

i have no answers, just thinking loudly.
walu.

--- On Tue, 9/22/09, robert yawe <robertyawe at yahoo.co.uk> wrote:

> From: robert yawe <robertyawe at yahoo.co.uk>
> Subject: [kictanet] MPESA - Monopolies commission
> To: jwalu at yahoo.com
> Cc: "KICTAnet ICT Policy Discussions" <kictanet at lists.kictanet.or.ke>
> Date: Tuesday, September 22, 2009, 8:10 PM
> Hi,
> 
> I have been monitoring the growth of MPesa and I am getting
> concerned that we shall soon be held ransom if its growth is
> not monitored and their none competitive activities
> stopped.
> 
> We are more concerned about number portability yet this
> will only benefit a few foreign investors yet mpesa has
> become so 
> 
> pervasive  
> 
> yet the tax consuming regulators do nothing to protect the
> consumer.
> 
> The success of safaricoms mpesa has been so meteoric that
> it has scollen their heads to the point that there officers
> have become more powerful than the dreaded mungiki. 
> They determine who can open an outlet where and which outlet
> will be shutdown.
> 
> On the other extreme is the terms that the agents are
> giving such as they cannot provide the services of a
> competing provider.  Imagine if KCC or Elliots wher
> giving the power to determine who can ot cannot sell their
> products and also require that you do not sell a competing
> product where would the milk and bread industry be today.
> 
> If even KBL realised that a retailer must be free to decide
> which products to sell and not be bullied into selling the
> products of a particular brewer.  
> 
> Competition is about a level playing field of which the
> money transfer business it not, why should a grandmother in
>  Budalangi or Kangaita who has a Zaine line be denied the
> opportunity to receive funds from her grand children because
> the only shop keeper within a 5 KM radius of her home is not
> allowed to offer multiple money transfer products, yet he
> can sell Tuzo, Brookside, Fresha, Haifa or any other brand
> of milk.
> 
> We are regressing very first and unless the regulators do
> what they are paid to do with our hard earned taxes then we
> soon shall be be cornered.  This keeps looking like the
> mark of the demon that is quoted in the bible.
> 
> Somebody stop this madness.
> 
> Robert Yawe
> 
> KAY System Technologies Ltd
> 
> Phoenix House, 6th Floor
> 
> P O Box 55806 Nairobi, 00200
> 
> Kenya
> 
> 
> 
> Tel: +254722511225, +254202010696
> 
> 
> 
> 
>       
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-- 
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P.O. Box 19343 - 00202 Nairobi
Cell: (+254-0) 735 431041

Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!

AND

It is better to die in dignity than in the ignomity of ambiguous generosity! 

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