[kictanet] MPESA - Monopolies commission

Wed Sep 30 10:52:34 EAT 2009

Aloo,

No one doubts the phenomenal benefits MPESA/ZAP has within our community. Indeed I use MPESA regularly and would hate to do without it.  

However, I think the issue is more about the thin line btwn Super-corporates and the State. Cases are many, Microsoft vs European Union, and also if you have been following the US-politics, you will realize that Obama's medicare plan is bogged down by corporate interests that define the political direction of elected members...

In other words, even the US does not have straight answers on this matters, but it is important to acknowledge both the benefits and dangers therein...

walu.

--- On Tue, 9/29/09, Leonard Aloo <l_aloo at yahoo.com> wrote:

> From: Leonard Aloo <l_aloo at yahoo.com>
> Subject: Re: [kictanet] MPESA - Monopolies commission
> To: jwalu at yahoo.com
> Cc: "KICTAnet ICT Policy Discussions" <kictanet at lists.kictanet.or.ke>
> Date: Tuesday, September 29, 2009, 5:18 PM
> Interesting Discussion,
>  
> I thought the whole mobile money debate had ended in
> favour of the service.
>  
> See link http://www.cgap.org/gm/document-1.9.36723/MPESA_Brief.pdf
> 
> 
> for interesting article on uses to which M-Pesa is being
> put.  A whole industry on Kenyan mobile money experts
> appers to be developing.
>  
> Regard,
>  
> Leonard Obura Aloo
> Advocate
> 
> 
> --- On Tue, 9/29/09, Solomon Mburu
> <solo.mburu at gmail.com> wrote:
> 
> 
> From: Solomon Mburu <solo.mburu at gmail.com>
> Subject: Re: [kictanet] MPESA - Monopolies commission
> To: l_aloo at yahoo.com
> Cc: "KICTAnet ICT Policy Discussions"
> <kictanet at lists.kictanet.or.ke>
> Date: Tuesday, September 29, 2009, 5:27 AM
> 
> 
> It is
> imperative for  the mobicos to come out in the open in
> addressing this issue, for the sake of the end consumer.
> 
> Nothing beats logic than clearly stating the pros and cons
> of a service.
> 
> I wonder, how many of the millions subscribers actually use
> M-Pesa and Zap? And for what purpose? 
> Some clarity need to de highlighted in this regard.
> 
> 
> 2009/9/29 robert yawe <robertyawe at yahoo.co.uk>
> 
> 
> 
> 
> 
> Hi,
> 
> The questions are truly pertinent hope the bureaucrats on
> the forum can enlighten us on the issues raised.
> 
> Regards
> 
> 
> Robert Yawe
> KAY System Technologies Ltd
> Phoenix House, 6th Floor
> P O Box 55806 Nairobi, 00200
> Kenya
> 
> Tel: +254722511225, +254202010696
> 
> --- On Tue, 29/9/09, Walubengo J <jwalu at yahoo.com>
> wrote:
> 
> 
> From: Walubengo J <jwalu at yahoo.com>
> Subject: Re: [kictanet] MPESA - Monopolies commission
> To: "robert yawe" <robertyawe at yahoo.co.uk>
> 
> Cc: "KICTAnet ICT Policy Discussions" <kictanet at lists.kictanet.or.ke>
> Date: Tuesday, 29 September, 2009, 10:39 AM
> 
> 
> 
> 
> 
> Bob, I would look at the fundamentals.
> 
> 1. who should regulate MPESA/ZAP phenomena (CCK? Central
> Bank, both, etc?)
> 2. what makes a player dominant and when is a player deemed
> to be abusing their dominant position?
> 3. what (legal/regulatory) options are available to
> whichever regulator in containing a hostile dominant player
> 4. is there sufficient (political) guts to make a ruling?
> 
> i have no answers, just thinking loudly.
> walu.
> 
> 
> --- On Tue, 9/22/09, robert yawe <robertyawe at yahoo.co.uk>
> wrote:
> 
> > From: robert yawe <robertyawe at yahoo.co.uk>
> > Subject: [kictanet] MPESA - Monopolies commission
> > To: jwalu at yahoo.com
> > Cc: "KICTAnet ICT
>  Policy Discussions" <kictanet at lists.kictanet.or.ke>
> > Date: Tuesday, September 22, 2009, 8:10 PM
> > Hi,
> > 
> > I have been monitoring the growth of MPesa and I am
> getting
> > concerned that we shall soon be held ransom if its
> growth is
> > not monitored and their none competitive activities
> > stopped.
> > 
> > We are more concerned about number portability yet
> this
> > will only benefit a few foreign investors yet mpesa
> has
> > become so 
> > 
> > pervasive  
> > 
> > yet the tax consuming regulators do nothing to protect
> the
> > consumer.
> > 
> > The success of safaricoms mpesa has been so meteoric
> that
> > it has scollen their heads to the point that there
> officers
> > have become more powerful than the dreaded mungiki. 
> > They determine who can open an
>  outlet where and which outlet
> > will be shutdown.
> > 
> > On the other extreme is the terms that the agents are
> > giving such as they cannot provide the services of a
> > competing provider.  Imagine if KCC or Elliots
> wher
> > giving the power to determine who can ot cannot sell
> their
> > products and also require that you do not sell a
> competing
> > product where would the milk and bread industry be
> today.
> > 
> > If even KBL realised that a retailer must be free to
> decide
> > which products to sell and not be bullied into selling
> the
> > products of a particular brewer.  
> > 
> > Competition is about a level playing field of which
> the
> > money transfer business it not, why should a
> grandmother in
> >  Budalangi or Kangaita who has a Zaine line be
> denied the
> > opportunity to receive funds from her grand children
> because
> > the only shop keeper within a 5
>  KM radius of her home is not
> > allowed to offer multiple money transfer products, yet
> he
> > can sell Tuzo, Brookside, Fresha, Haifa or any other
> brand
> > of milk.
> > 
> > We are regressing very first and unless the regulators
> do
> > what they are paid to do with our hard earned taxes
> then we
> > soon shall be be cornered.  This keeps looking
> like the
> > mark of the demon that is quoted in the bible.
> > 
> > Somebody stop this madness.
> > 
> > Robert Yawe
> > 
> > KAY System Technologies Ltd
> > 
> > Phoenix House, 6th Floor
> > 
> > P O Box 55806 Nairobi, 00200
> > 
> > Kenya
> > 
> > 
> > 
> > Tel: +254722511225, +254202010696
> > 
> > 
> > 
> > 
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> 
> -- 
> Solomon Mburu
> P.O. Box 19343 - 00202 Nairobi
> Cell: (+254-0) 735 431041
> 
> Man is a gregarious animal and enjoys agreement as cows
> will graze all the same way to the side of a hill!
> 
> AND
> 
> It is better to die in dignity than
>  in the ignomity of ambiguous generosity! 
> 
> 
> blog: http://desires-and-dreams.blogspot.com
> 
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