[kictanet] My take: IG Discussion 2009, Day 10 of 10 - ePayment Systems and Regulation

[Barrack Otieno]

On Fri, May 8, 2009 at 12:27 PM, Barrack Otieno <otieno.barrack at gmail.com>wrote:

> Victor i disagree with your position. Security is a very complicated area
> and requires a multistakeholder approach, there has to be a clearly defined
> system made up of state and non state actors. The much Dr Ndemo Ndemo can do
> is to Facilitate, in any case his work is to implement policies (I may be
> wrong). We have very skilled personell in and out of governmnet, what is
> failing us is our inability to tap into their knowledge. We can only do this
> through institutions
>
>
> On Fri, May 8, 2009 at 12:20 PM, Victor Gathara <v-gathara at dfid.gov.uk>wrote:
>
>> Imoh, Ministry of Info and Comms should take the lead in legislation
>> affecting the ICT sector and have an overall management role in it. I
>> think some sort of IT security czar is required (or already exists) and
>> may rightly sit in the CCK. The ministry should up its communication
>> strategy even now to alert all on where we are regarding ICT security.
>> All seems unclear because we (or maybe I) am unaware of what
>> laws/structures are in place in government to address this issue.
>>
>> Over to you Dr Ndemo!
>>
>> Victor
>>
>> -----Original Message-----
>> From: kictanet-bounces+v-gathara=dfid.gov.uk at lists.kictanet.or.ke
>> [mailto:kictanet-bounces+v-gathara <kictanet-bounces%2Bv-gathara>=
>> dfid.gov.uk at lists.kictanet.or.ke] On
>> Behalf Of John Walubengo
>> Sent: 08 May 2009 08:27
>> To: Victor Gathara
>> Cc: KICTAnet ICT Policy Discussions
>> Subject: Re: [kictanet] IG Discussion 2009,Day 10 of 10 - ePayment
>> Systems and Regulation
>>
>>
>> Thanx Mwende for your 4day moderation on Security issues. Ofcourse more
>> credit to the contributors whose insights am sure are being digested by
>> stakeholders...feel free to make belated contributions.
>>
>> Today I want to introduce the second last theme before Mwende takes us
>> through the Closure and Way forward on Monday 11th May 2009.  Basically,
>> we want to review the various "hybrid" electronic payments systems and
>> their corresponding legal and regulatory frameworks.
>>
>> Hybrid electronic payment system exclude the traditional banking systmes
>> which do have time-tested and proven legal/ regulatory frameworks.
>> Typically they refer to emerging e-Payment systems that have been best
>> exemplified by the MPESA/Zap phenomena. Such systems cut accross
>> multiple industries (Banking, Telecommunication and IT) and present a
>> huge challenge in terms of regulation/legislation.
>>
>> In developed economies, such systems have multiple
>> legislation/regulation that demands that the entities involved in such
>> ePayment services abide by strict Data Protection Acts which protect the
>> customer data/privacy as well as other eLegislation (eCrime,
>> eTransaction) that provides deterrence and assurance mechanism.
>>
>> In layman terms, consider an MPESA/ZAP User who sends value of 30,000Ksh
>> from their mobile phone account to the parents upcountry when the
>> following happens:
>> 1. Disaster strikes and the electronic records are lost (whose
>> liable?-it happened in 9/11, Tsunami, etc) 2. The Parents claim that
>> they didnt recieve the money or worse still the sender claim they never
>> send the money (non-repudiation issues) 3. An eCrime suspect is charged
>> with altering ePayments records at the source (inside job/judicial
>> issues)
>>
>> In general, do we have frameworks to protect consumers and businesses
>> against such risks above and do we have investigative and judicial
>> capacity to administer e-Crime related justice? What role should the
>> Regulator (CCK), Banking (CBK), Police and Judiciary (NOT) have in these
>> frameworks?
>>
>> Lets try and give views within today (1day)...
>>
>> walu.
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
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>
>
>
> --
> Barrack O. Otieno
> ISSEN CONSULTING
> Tel:
> +254721325277
> +254733206359
> http://projectdiscovery.or.ke
> To give up the task of reforming society is to give up ones responsibility
> as a free man.
> Alan Paton, South Africa
>



-- 
Barrack O. Otieno
ISSEN CONSULTING
Tel:
+254721325277
+254733206359
http://projectdiscovery.or.ke
To give up the task of reforming society is to give up ones responsibility
as a free man.
Alan Paton, South Africa
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