[kictanet] Equity Bank vs Safaricom :-Round 2
Dennis Kioko
dmbuvi at gmail.com
Wed Sep 17 16:05:50 EAT 2014
I have not seen any loss of privacy issues - the biggest issue is that of
traditional crime, a problem which as a country we have refused to tackle.
Sideline, a pal went to China and was surprised to see everyone walking
around with a smartphone or tablet permanently in their hands, streaming
video. The same person quipped that one can't even pick a call in many
areas in Nairobi.
Let's focus on actual problems rather than hypothetical problems.
On 17 Sep 2014 15:50, "Consumers Federation of Kenya (COFEK) via kictanet" <
kictanet at lists.kictanet.or.ke> wrote:
> Dear Mr Kioko,
>
>
>
> We are watching this debate very keenly. We can't resist the temptation to
> comment on your issue. The summary you capture is obviously about Consumer
> Rights.
>
>
>
> Article 46(1)(b) of the Constitution says - "Consumers have the *right*
> to the *information* necessary for them to gain full benefit from goods
> and services". Under the Consumer Protection Act, 2012 on Section 5(1)
> under the quality of goods and services, the law states that: "The *supplier
> is deemed to warrant* that the goods or services supplied under a
> consumer agreement are of a reasonably merchantable quality"
>
>
>
> When CA approved 3 MVNO's in April 2014 without addressing itself to the
> new emerging challenges, even beyond it, the consumer is left to be a
> "guinea pig" upon which this technology would be tested upon, with either
> good or bad results notwithstanding. In the (un)likely event privacy will
> be lost as a result of such technology, service providers must be reminded
> that Article 31(c)(d) of the Constitution are not suspended.
>
>
>
> At Cofek, we encourage innovations and competition but we must also be
> sensitive to Wanjiku, the law and public interest. Reulation should not
> always behind of ICT innovations. It must be ahead so we are not so
> helpless as to expect MP's to decide on a highly technical matter as to the
> pros and cons of a thin sim. Thank you.
>
>
>
> David Kedode
>
> *Program Officer*
>
> www.cofek.co.ke
>
>
>
>
>
>
>
>
>
> *From:* kictanet [mailto:kictanet-bounces+hotline=
> cofek.co.ke at lists.kictanet.or.ke] *On Behalf Of *Bernard Kioko via
> kictanet
> *Sent:* Wednesday, September 17, 2014 3:28 PM
> *To:* The Consumers Federation of Kenya (Cofek)
> *Subject:* Re: [kictanet] Equity Bank vs Safaricom :-Round 2
>
>
>
> Noted fr[image: Description: cid:image001.png at 01CFD28B.FA246510]om the
> document:
>
>
>
>
>
>
>
> *From:* kictanet [mailto:kictanet-bounces+bkioko=
> bernsoft.com at lists.kictanet.or.ke] *On Behalf Of *Anthony Kiarie via
> kictanet
> *Sent:* Wednesday, September 17, 2014 3:12 PM
> *To:* bkioko at bernsoft.com
> *Subject:* Re: [kictanet] Equity Bank vs Safaricom :-Round 2
>
>
>
> Hi
>
> This is what GSMA had to say about the matter;
>
>
>
>
> http://www.gsma.com/publicpolicy/wp-content/uploads/2014/08/GSMA-Security-Group-Overlay_SIM_Security_Assessment_August_18_2014.pdf
>
>
>
> On Wed, Sep 17, 2014 at 3:01 PM, Harry Delano via kictanet <
> kictanet at lists.kictanet.or.ke> wrote:
>
> Well summed up Walu...
>
>
>
> Let's look at the positivity aspect of it, and possibly with the benefit
> of hindsight, adopt a gradual uptake to "test the waters"...
>
>
>
> By the way who is giving the honorable legislators professional advice on
> this important Cyber security matter, as they decide the fate of the
> Thin-sim technology...?
>
>
>
> Harry
>
>
>
> On Wed, Sep 17, 2014 at 2:33 PM, Walubengo J via kictanet <
> kictanet at lists.kictanet.or.ke> wrote:
>
> Thanks Gicheru,
>
> I was really getting woried...most of the security concerns raised by
> listers are the very same ones traditional banks raised against MPESA a few
> years ago. Luckily, the regulators then ignored them otherwise the global
> story of MPESA may never have been told let alone celebrated.
>
> Folks, I am NOT saying there is NO issue with thin-SIM. There are, but I
> worry when we sound defeatist and perhaps scared to open a new story of
> mobile money. If Kenyans can't do, no one else in the world will.
>
> Lets bring out the concerns, but with a view to resolving them rather than
> running away from them.
>
> walu.
> shared secret: as an info-security professional, I was so paranoid about
> MPESA that I ended being what strategy books call - Laggards or more
> politely Late adopters. For years I was quite paralysed with my security
> analysis (analytic paralysis syndrome) and could dare not sign up.
> Eventually ofcourse I grudgingly signed up - but still get shivers when am
> sending that mobile money :-)
>
> --------------------------------------------
> On Wed, 9/17/14, Martin Gicheru via kictanet <
> kictanet at lists.kictanet.or.ke> wrote:
>
> Subject: Re: [kictanet] Equity Bank vs Safaricom :-Round 2
> To: jwalu at yahoo.com
> Date: Wednesday, September 17, 2014, 2:00 PM
>
>
> @Dennis: I don't
> see Equity Bank worried that they may be exposing consumers
> in the way you just presented, and this has not come out yet
> in an argument before. You realize that the same bank
> account has been accessible on the mobile phone via USSD
> shortcodes that most of these banks have that they call
> "mobile banking".
> On Wed, Sep 17, 2014
> at 1:33 PM, Collins Areba via kictanet <kictanet at lists.kictanet.or.ke>
> wrote:
> Come to think of this, Would this lead to a rise
> in Handset Locking to network under plans much like AT&T
> does elsewhere? Leading to a change in business model from
> exclusively traditional Prepay to Device Lock in. Or does
> the regulator intend to block the larger companies from
> doing this too?
>
> On Wed, Sep 17, 2014 at 1:28 PM,
> Dennis Kioko via kictanet <kictanet at lists.kictanet.or.ke>
> wrote:
> I've
> been using the Equitel SIM card for a few days.
> One of the things that people have been
> overlooking in the whole argument is that the Equitel SIM
> card virtually has your whole bank account sitting on
> it.
> So while we are frothing on the mouth over M-Pesa
> security, I would think that many people will have more
> money in their bank account than on the SIM card. No one
> seems to be talking about security on the users side - I
> mean, if the Thin-SIM's security is compromised, then
> your whole bank account is
> compromised.
>
> On Wednesday, 17 September 2014, Martin Gicheru via kictanet
> <kictanet at lists.kictanet.or.ke>
> wrote:
> Also thinking about the part where the SIM card
> will need to be inactive while the other is active, I think
> Safaricom do have a legal point where they will have a
> technical outage as the user switches to second SIM. You
> know, unlike Dual-SIM which allows for dual standby, these
> two SIMs will not operate at the same time. That and the
> part where we still are not sure about data security as
> mentioned by Collins and Delano.
> Brings me to this: Who is supposed to test and
> verify that the thin SIM wont compromise on the security of
> the primary SIM and why hasn't this been done by now. If
> I was Safaricom I would worry about giving access to my
> customer usage habits, just like any subscribed service is
> able to access from their users to make their services
> better or like in the case of Google and the likes, serve
> better ads.
> Martin Gicheru
> On Wed, Sep 17, 2014
> at 12:37 PM, Collins Areba via kictanet <kictanet at lists.kictanet.or.ke>
> wrote:
> Safaricom's Case seems grounded on the fact
> that The Thin Sim sits squarely in between your safaricom
> SIM card (that offers security layer to your accounts within
> the safaricom network) and the handset whose input devices
> you use to interact with their SIM. In theory therefore all
> keystrokes can therefore be "logged", For the
> Record I will not be putting anything in that phone that I
> use heavily for bank transactions because while not yet
> proven beyond reasonable doubt, Safaricom does have a point.
>
>
> On Wed, Sep 17, 2014
> at 11:30 AM, Walubengo J via kictanet <kictanet at lists.kictanet.or.ke>
> wrote:
> @
> Harry D,
>
>
>
> I did cover all your questions in the blog. I also thought
> Parliament (with all due respect to our very able Hon. MP,
> Eng J. Rege who sits on the respective committee) has jumped
> the gun and got involved too soon. They should let the
> regulator do their thing as per law.
>
>
>
> Meanwhile, you and I know, there is nothing like 100%
> security (otherwise German Premier's phone would not
> have been bugged by the CIA :-) So rather than discuss how
> insecure the technology is, we should be discussing how to
> implement the technology with increased levels of
> assurance/security.
>
>
>
> walu.
>
>
>
>
>
> --------------------------------------------
>
> On Wed, 9/17/14, Harry Delano via kictanet <kictanet at lists.kictanet.or.ke>
> wrote:
>
>
>
> Subject: Re: [kictanet] Fw: Equity Bank vs Safaricom
> :-Round 2
>
> To: jwalu at yahoo.com
>
> Date: Wednesday, September 17, 2014, 10:56 AM
>
>
>
>
>
> What about the headlines indicating
>
> Parliament has to have a final say on this, based on
>
> alleged security ramifications posed by this new Thin-Sim
>
> Technology.. It is claimed that it's prone to
> hacks,
>
> attacks, DoS etc.. and "will erode significantly
> the
>
> gains achieved so far in mobile money market.."
> Anyone
>
> with any idea where the technology currently implemented
>
> -
>
> Harry
>
> On Tue, Sep 16, 2014 at
>
> 10:00 PM, Mark Kipyegon via kictanet <kictanet at lists.kictanet.or.ke>
>
> wrote:
>
> Mpesa succeeds
>
> primarily because of a strong distribution network. IMO
>
> Equity have the existing clientele and the resources to
>
> offer a product that can genuinely challenge
>
> Safaricom.
>
> On 16 Sep 2014, at 20:11, "Ahmed Mohamed
>
> Maawy via kictanet" <kictanet at lists.kictanet.or.ke>
>
> wrote:
>
>
>
> With Ali on this one. Mobile
>
> Money is a gone case in Kenya. If Equity is really
> providing
>
> a value add service then its not through its mobile
>
> platform. Airtel, Yu and Orange all have far cheaper
> mobile
>
> money services. If there was a service that would be the
>
> first to topple M-Pesa it would have been Airtel Money.
>
> Heck, Airtel even offers cheaper call rates from Airtel
> to
>
> Safaricom than from Safaricom to Safaricom and they still
>
> are not getting customers. Did I mention their network
>
> coverage is even stronger?
>
>
>
> And what would Equity need to do? Set up masts
>
> in as far as Kitui, or as far as Maralal, or as far as
>
> Isiolo? Theres a lot of work to be done before Equity
>
> becomes a service provider to even match the least
>
> established provider there is. They would be better off
>
> working with Yu mobile than working even against
> Safaricom.
>
> No offence.
>
>
>
> So the business
>
> here is in the value add services, which is where mobile
>
> commerce comes in. What is done is done, the value add is
>
> what is the worth for now. Not the competition. Because
>
> competition already exists, no sense saturating it
>
> further.
>
>
>
> On Tue, Sep 16, 2014 at
>
> 7:57 PM, McTim via kictanet <kictanet at lists.kictanet.or.ke>
>
> wrote:
>
>
> http://www.economist.com/blogs/baobab/2014/09/disrupting-mobile-banking-kenya
>
>
>
> Does anyone know which
>
> network Equity is 'virtual" on?
>
>
>
> rgds,
>
>
>
> McTim
>
>
>
> On Tue, Sep 16,
>
> 2014 at 10:03 AM, Sophia Bekele via kictanet <
> kictanet at lists.kictanet.or.ke>
>
> wrote:
>
> resting
>
> discussion on where mobile baking is going....
>
> With
>
> best wishes,
>
> Sophia
>
>
>
> Support our "YES" to
>
> .africa Campaign!
>
> www.dotconnectafrica.orgFollow us on twitter
> and facebookEmail us at: yes2dotafrica at dotconnectafrica.org
>
> Visit our
>
> press room
>
> - Nobody believes the
>
> official spokesman...but everybody trusts an unidentified
>
> source. -Ron
>
> Nesen
>
> - They stole without hiding because their
>
> father is the chief of police -GR
>
>
> ------------------------------------------------------------------------------------------------------Sophia
> Bekele
>
> (Ms), BS, MBA, C.I.S.A, C.C.S, CGEIT, CBS
>
> International, Inc ,Ca, USA/Africa +1 925-935-1589:US
> Tel;+1 925-818-4322:US cell; +251-91-120-1449 :ET;
>
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>
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>
>
> On Tuesday, September
>
> 16, 2014 7:52 AM, Ali Hussein via kictanet <
> kictanet at lists.kictanet.or.ke>
>
> wrote:
>
>
>
>
>
>
>
>
>
>
>
> @Walu
>
> Lets wait and see...Many have
>
> written off Safaricom before. What I'm loving
>
> about this discussion though is the elephant in the room.
> I
>
> believe Kenyans are waiting for the next big thing. This
>
> mobile money thing has been hyped and flogged until its
>
> dead. The next big thing is mobile commerce.
>
> And I don't mean the 'Lipa
>
> na Mpesa' variety.
>
> I mean real m-commerce enablement -
>
> SME supply chain financing, invoice discounting etc.
>
> That's where the future is and that's why the KCB
>
> tie up is interesting. My only concern with that is that
>
> most banks (fortunately for Safaricom) are old school
>
> thinkers unwilling to venture into the
>
> unknown.
>
> This ship
>
> hasn't sailed yet. It remains to be seen who will be
> at
>
> the helm.
>
> Ali
>
> Hussein
>
> +254 770 906375 / 0713
>
> 601113
>
> Twitter:
>
> @AliHKassimSkype:
>
> abu-jomoLinkedIn: http://ke.linkedin.com/in/alihkassimBlog:
> www.alyhussein.com
>
>
>
> "I fear the day
>
> technology will surpass human interaction. The world will
>
> have a generation of idiots". ~ Albert
>
> Einstein
>
> Sent
>
> from my iPad
>
> On Sep 16,
>
> 2014, at 5:31 PM, Walubengo J <jwalu at yahoo.com>
>
> wrote:
>
>
>
> @Ali,
>
>
>
> Equity is
>
> not just after Safaricom lunch, they are after their
> dinner
>
> as well :-).
>
>
>
> This thin-SIM technology will do what
>
> Number Portability failed to do. People are likely to
>
> "Vooka" onto Equity (cheaper) voice services
>
> without having to buy two phones or dual-SIM phones.
>
> Equity mobile money value proposition, will have the
>
> side-effect of knock the breath out of Safaricom's
> voice
>
> revenues...fortunately, Safcom can see this, and they are
>
> not taking it kindly :-)
>
>
>
> We are
>
> indeed living in very interesting times in .Ke
>
>
>
> walu.
>
> --------------------------------------------
>
> On Tue, 9/16/14, Ali Hussein via kictanet
>
> <kictanet at lists.kictanet.or.ke>
>
> wrote:
>
>
>
> Subject: Re: [kictanet] Equity Bank vs
>
> Safaricom :-Round 2
>
> To: jwalu at yahoo.com
>
> Date: Tuesday, September 16, 2014, 3:18
>
> PM
>
>
>
> Collins
>
>
>
> Well put.
>
> Walu,
>
> I'm keen to understand how
>
> a
>
> technology which is a
>
> commodity ( read here that Safaricom
>
> can also implement the same technology)
>
> can usurp
>
> Safaricom's
>
> unassailable lead in this
>
>
>
> space.
>
> What's my
>
> point?
>
>
>
> Technology is
>
> an accelerator
>
> and NOT The Strategy in itself. Assume first
>
> that what you can access in the open
>
> market (as opposed to
>
>
>
> restricted
>
> technology under patent) your competitors can do
>
> so too. We usually forget this but MPesa
>
> isn't even the
>
> best mobile
>
> technology in the country. Not even by a long
>
> short! They managed to capture their
>
> base through first
>
> mover
>
> advantage and a positioning statement that was
>
> apparently well received by Kenyans. And
>
> of course there is
>
> the Network
>
> Effect of being ubiquitous in the
>
> space.
>
>
>
> Equity needs to
>
> execute with
>
> excellence and not depend on the Technology to
>
> take on Safaricom.
>
> Needless to say I would love to be
>
> a
>
> fly on the wall in the
>
> strategy sessions currently going on
>
>
>
> in both companies. Careers will be made or broken
>
> on
>
> this..no doubt about
>
> that.
>
> Ali
>
> Hussein
>
>
>
> +254 770
>
> 906375 / 0713
>
> 601113
>
> Twitter:
>
> @AliHKassimSkype: abu-jomoLinkedIn:
> http://ke.linkedin.com/in/alihkassimBlog: www.alyhussein.com
>
>
>
> "I
>
> fear the day
>
> technology will
>
> surpass human interaction. The world will
>
> have a generation of idiots". ~
>
> Albert
>
> Einstein
>
> Sent from my iPad
>
> On Sep
>
> 16,
>
> 2014, at 1:06 PM, Collins
>
> Areba via kictanet <kictanet at lists.kictanet.or.ke>
>
> wrote:
>
>
>
> "We
>
> are glad
>
> to use this platform
>
> to deliver an extension service to our
>
> customers, It is our heartfelt desire to
>
> satisfy our
>
> customers first,
>
> and if technology affords us that
>
> opportunity, we are obliged to take up
>
> on it. If the same
>
> technology
>
> should allow us to interact with our customers,
>
> and have an opportunity to give them
>
> voice and data
>
> in the same
>
> breath, then why not, those would be extras
>
> to
>
> the benefit of our
>
> client... "
>
>
>
> Paraphrased from memory during
>
> an
>
> interview on Citizen last
>
> week. I think this opens the game
>
> wide Open, and For the Record, Safaricom
>
> should be given a
>
> Commercial
>
> Banking license.
>
>
>
> My 10 Cents.
>
>
>
> On Tue,
>
> Sep 16, 2014 at
>
> 12:06 PM,
>
> Walubengo J via kictanet <kictanet at lists.kictanet.or.ke>
>
> wrote:
>
>
>
> Listers,
>
>
>
>
>
>
>
> I thought you might find this
>
> interesting,
>
>
>
>
>
>
>
> ----------------
>
>
>
> After
>
> Equity Bank decided to directly play in the mobile
>
> money market by issuing its own SIM
>
> cards, we debated
>
> heatedly in
>
> a previous blog whether Safaricom had finally
>
> met its match. At the time, it was
>
> assumed that Equity
>
> would be
>
> selling the traditional SIM card, which would
>
> require customers to either buy dual
>
> SIM-card phones or
>
> carry two
>
> phones in order to access services from two
>
> existing providers.
>
>
>
>
>
>
>
> Even
>
> within the inconvenient scenario above, Equity with
>
> its
>
> large customer base was
>
> bound to pose some significant
>
>
>
> competition to the leading mobile money provider
>
> Safaricom. The surprise, it seems, is
>
> the secret weapon
>
> Equity
>
> unveiled recently in the form of a Thin-SIM
>
> Card....
>
>
>
>
>
> ------
>
>
>
> Read more @
>
>
>
>
> http://www.nation.co.ke/oped/blogs/dot9/walubengo/-/2274560/2453920/-/11d48l2z/-/index.html
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
> _______________________________________________
>
>
>
> kictanet
>
> mailing list
>
>
>
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>
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>
>
>
>
>
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>
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>
> --
>
>
>
> Regards,
>
>
>
> Collins
>
> Areba,
>
> P.O Box 44441,
>
> 00100
>
> Nairobi, Kenya.
>
>
>
> Tel: +254 707 750 788 / 720
>
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>
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>
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>
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>
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>
> policy and regulation. The network aims to act as
>
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>
> catalyst for reform in the
>
> ICT sector in support of the
>
>
>
> national aim of ICT enabled growth and
>
> development.
>
>
>
>
>
> KICTANetiquette : Adhere to the same
>
> standards of acceptable behaviors online
>
> that you follow in
>
> real life:
>
> respect people's times and bandwidth,
>
> share
>
> knowledge, don't
>
> flame or abuse or personalize, respect
>
> privacy, do not spam, do not market your
>
> wares or
>
>
>
> qualifications.
>
> -----Inline
>
> Attachment Follows-----
>
>
>
>
>
> _______________________________________________
>
> kictanet mailing list
>
> kictanet at lists.kictanet.or.ke
>
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
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>
>
> Unsubscribe or change your
>
>
>
> options at
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>
>
>
> The Kenya
>
> ICT Action Network
>
> (KICTANet)
>
> is a multi-stakeholder platform for people and
>
> institutions interested and involved in
>
> ICT policy and
>
> regulation. The
>
> network aims to act as a catalyst for reform
>
> in the ICT sector in support of the
>
> national aim of ICT
>
> enabled
>
> growth and development.
>
>
>
>
>
> KICTANetiquette : Adhere to the same standards
>
> of acceptable behaviors online that you
>
> follow in real life:
>
> respect
>
> people's times
>
> and bandwidth, share knowledge,
>
> don't flame or abuse or personalize,
>
> respect privacy, do
>
> not spam,
>
> do not market your wares or
>
>
>
> qualifications.
>
>
>
> _______________________________________________
>
> kictanet mailing list
>
> kictanet at lists.kictanet.or.ke
>
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
> Unsubscribe or
>
> change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/sophiabekele%40yahoo.com
>
>
>
> The Kenya ICT Action Network
>
> (KICTANet) is a multi-stakeholder platform for people and
>
> institutions interested and involved in ICT policy and
>
> regulation. The network aims to act as a catalyst for
> reform
>
> in the ICT sector in support of the national aim of ICT
>
> enabled growth and development.
>
>
>
> KICTANetiquette : Adhere to the same standards
>
> of acceptable behaviors online that you follow in real
> life:
>
> respect people's times and bandwidth, share
> knowledge,
>
> don't flame or abuse or personalize, respect privacy,
> do
>
> not spam, do not market your wares or
>
> qualifications.
>
>
>
>
>
>
>
> _______________________________________________
>
>
>
> kictanet mailing list
>
>
>
> kictanet at lists.kictanet.or.ke
>
>
>
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
>
>
>
>
> Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/dogwallah%40gmail.com
>
>
>
>
>
>
>
> The Kenya ICT Action Network (KICTANet) is a
>
> multi-stakeholder platform for people and institutions
>
> interested and involved in ICT policy and regulation. The
>
> network aims to act as a catalyst for reform in the ICT
>
> sector in support of the national aim of ICT enabled
> growth
>
> and development.
>
>
>
>
>
>
>
> KICTANetiquette : Adhere to the same standards of
> acceptable
>
> behaviors online that you follow in real life: respect
>
> people's times and bandwidth, share knowledge,
> don't
>
> flame or abuse or personalize, respect privacy, do not
> spam,
>
> do not market your wares or qualifications.
>
>
>
>
>
>
>
> --
>
> Cheers,
>
>
>
> McTim
>
> "A name indicates
>
> what we seek. An address indicates where it is. A route
>
> indicates how we get there." Jon Postel
>
>
>
>
>
> _______________________________________________
>
>
>
> kictanet mailing list
>
>
>
> kictanet at lists.kictanet.or.ke
>
>
>
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
>
>
>
>
> Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/ultimateprogramer%40gmail.com
>
>
>
>
>
>
>
> The Kenya ICT Action Network (KICTANet) is a
>
> multi-stakeholder platform for people and institutions
>
> interested and involved in ICT policy and regulation. The
>
> network aims to act as a catalyst for reform in the ICT
>
> sector in support of the national aim of ICT enabled
> growth
>
> and development.
>
>
>
>
>
>
>
> KICTANetiquette : Adhere to the same standards of
> acceptable
>
> behaviors online that you follow in real life: respect
>
> people's times and bandwidth, share knowledge,
> don't
>
> flame or abuse or personalize, respect privacy, do not
> spam,
>
> do not market your wares or qualifications.
>
>
>
>
>
>
>
> --
>
> Ahmed Maawy
>
> Shaper - Global
>
> Shapers
>
> Executive Director - M-Power
>
> (CBO)
>
> Ambassador - Open Knowledge
>
> CTO - D8A, Appfrica Labs
>
> (KE)
>
> +254 714 960 627
>
> Skype: ultimateprogramer
>
>
>
> www.globalshapers.org
>
> www.okfn.org
>
> www.d8a.com
>
> www.appfrica.com
>
> www.apps4africa.org
>
>
>
> _______________________________________________
>
> kictanet mailing list
>
> kictanet at lists.kictanet.or.ke
>
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
> Unsubscribe or change your
>
> options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/mkipyegon%40outlook.com
>
>
>
> The Kenya ICT Action Network (KICTANet)
>
> is a multi-stakeholder platform for people and
> institutions
>
> interested and involved in ICT policy and regulation. The
>
> network aims to act as a catalyst for reform in the ICT
>
> sector in support of the national aim of ICT enabled
> growth
>
> and development.
>
>
>
> KICTANetiquette : Adhere to the same
>
> standards of acceptable behaviors online that you follow
> in
>
> real life: respect people's times and bandwidth,
> share
>
> knowledge, don't flame or abuse or personalize,
> respect
>
> privacy, do not spam, do not market your wares or
>
> qualifications.
>
> _______________________________________________
>
>
>
> kictanet mailing list
>
>
>
> kictanet at lists.kictanet.or.ke
>
>
>
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
>
>
>
>
> Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/harry26001%40gmail.com
>
>
>
>
>
>
>
> The Kenya ICT Action Network (KICTANet) is a
>
> multi-stakeholder platform for people and institutions
>
> interested and involved in ICT policy and regulation. The
>
> network aims to act as a catalyst for reform in the ICT
>
> sector in support of the national aim of ICT enabled
> growth
>
> and development.
>
>
>
>
>
>
>
> KICTANetiquette : Adhere to the same standards of
> acceptable
>
> behaviors online that you follow in real life: respect
>
> people's times and bandwidth, share knowledge,
> don't
>
> flame or abuse or personalize, respect privacy, do not
> spam,
>
> do not market your wares or qualifications.
>
>
>
>
>
> -----Inline Attachment Follows-----
>
>
>
> _______________________________________________
>
> kictanet mailing list
>
> kictanet at lists.kictanet.or.ke
>
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
> Unsubscribe or change your
>
> options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/jwalu%40yahoo.com
>
>
>
> The Kenya ICT Action Network
>
> (KICTANet) is a multi-stakeholder platform for people and
>
> institutions interested and involved in ICT policy and
>
> regulation. The network aims to act as a catalyst for
> reform
>
> in the ICT sector in support of the national aim of ICT
>
> enabled growth and development.
>
>
>
> KICTANetiquette : Adhere to the same standards
>
> of acceptable behaviors online that you follow in real
> life:
>
> respect people's times and bandwidth, share
> knowledge,
>
> don't flame or abuse or personalize, respect privacy,
> do
>
> not spam, do not market your wares or
>
> qualifications.
>
>
>
> _______________________________________________
>
> kictanet mailing list
>
> kictanet at lists.kictanet.or.ke
>
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
> Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/arebacollins%40gmail.com
>
>
>
> The Kenya ICT Action Network (KICTANet) is a
> multi-stakeholder platform for people and institutions
> interested and involved in ICT policy and regulation. The
> network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth
> and development.
>
>
>
> KICTANetiquette : Adhere to the same standards of acceptable
> behaviors online that you follow in real life: respect
> people's times and bandwidth, share knowledge, don't
> flame or abuse or personalize, respect privacy, do not spam,
> do not market your wares or qualifications.
>
>
>
>
> --
> Regards,
>
> Collins Areba,
> P.O Box 44441, 00100
> Nairobi, Kenya.
> Tel: +254 707 750 788 / 720 516 758
> Twitter: @arebacollins.
> Skype: arebacollins
>
>
>
> _______________________________________________
>
> kictanet mailing list
>
> kictanet at lists.kictanet.or.ke
>
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
> Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/martingicheru%40gmail.com
>
>
>
> The Kenya ICT Action Network (KICTANet) is a
> multi-stakeholder platform for people and institutions
> interested and involved in ICT policy and regulation. The
> network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth
> and development.
>
>
>
> KICTANetiquette : Adhere to the same standards of acceptable
> behaviors online that you follow in real life: respect
> people's times and bandwidth, share knowledge, don't
> flame or abuse or personalize, respect privacy, do not spam,
> do not market your wares or qualifications.
>
>
>
>
> --
> with Regards:
> blog.denniskioko.com
>
>
>
> _______________________________________________
>
> kictanet mailing list
>
> kictanet at lists.kictanet.or.ke
>
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
> Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/arebacollins%40gmail.com
>
>
>
> The Kenya ICT Action Network (KICTANet) is a
> multi-stakeholder platform for people and institutions
> interested and involved in ICT policy and regulation. The
> network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth
> and development.
>
>
>
> KICTANetiquette : Adhere to the same standards of acceptable
> behaviors online that you follow in real life: respect
> people's times and bandwidth, share knowledge, don't
> flame or abuse or personalize, respect privacy, do not spam,
> do not market your wares or qualifications.
>
>
>
> --
> Regards,
>
> Collins Areba,
> P.O Box 44441, 00100
> Nairobi, Kenya.
> Tel: +254 707 750 788 / 720 516 758
> Twitter: @arebacollins.
> Skype: arebacollins
>
>
>
> _______________________________________________
>
> kictanet mailing list
>
> kictanet at lists.kictanet.or.ke
>
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
> Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/martingicheru%40gmail.com
>
>
>
> The Kenya ICT Action Network (KICTANet) is a
> multi-stakeholder platform for people and institutions
> interested and involved in ICT policy and regulation. The
> network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth
> and development.
>
>
>
> KICTANetiquette : Adhere to the same standards of acceptable
> behaviors online that you follow in real life: respect
> people's times and bandwidth, share knowledge, don't
> flame or abuse or personalize, respect privacy, do not spam,
> do not market your wares or qualifications.
>
>
> -----Inline Attachment Follows-----
>
> _______________________________________________
> kictanet mailing list
> kictanet at lists.kictanet.or.ke
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
> Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/jwalu%40yahoo.com
>
> The Kenya ICT Action Network (KICTANet) is a
> multi-stakeholder platform for people and institutions
> interested and involved in ICT policy and regulation. The
> network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth
> and development.
>
> KICTANetiquette : Adhere to the same standards of acceptable
> behaviors online that you follow in real life: respect
> people's times and bandwidth, share knowledge, don't flame
> or abuse or personalize, respect privacy, do not spam, do
> not market your wares or qualifications.
>
> _______________________________________________
> kictanet mailing list
> kictanet at lists.kictanet.or.ke
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
> Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/harry26001%40gmail.com
>
> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
> for people and institutions interested and involved in ICT policy and
> regulation. The network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth and development.
>
> KICTANetiquette : Adhere to the same standards of acceptable behaviors
> online that you follow in real life: respect people's times and bandwidth,
> share knowledge, don't flame or abuse or personalize, respect privacy, do
> not spam, do not market your wares or qualifications.
>
>
>
>
> _______________________________________________
> kictanet mailing list
> kictanet at lists.kictanet.or.ke
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
> Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/kiarietony%40gmail.com
>
> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
> for people and institutions interested and involved in ICT policy and
> regulation. The network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth and development.
>
> KICTANetiquette : Adhere to the same standards of acceptable behaviors
> online that you follow in real life: respect people's times and bandwidth,
> share knowledge, don't flame or abuse or personalize, respect privacy, do
> not spam, do not market your wares or qualifications.
>
>
>
>
> *------------------------------*
>
>
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>
> Unsubscribe or change your options at
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>
> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
> for people and institutions interested and involved in ICT policy and
> regulation. The network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth and development.
>
> KICTANetiquette : Adhere to the same standards of acceptable behaviors
> online that you follow in real life: respect people's times and bandwidth,
> share knowledge, don't flame or abuse or personalize, respect privacy, do
> not spam, do not market your wares or qualifications.
>
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