[kictanet] Equity Bank vs Safaricom :-Round 2

K Machuhi kmachuhi at gmail.com
Wed Sep 17 15:27:55 EAT 2014


Yes... let us embrace the potentially disruptive technology - conscious
that there will be risks.
There is a chance that the 'pawn in a cosmic war' will decide the winner -
the customer. For that, unless Equity and Airtel are also re-jigging their
customer service value proposition, Safaricom will win hands down.
There is a mad rush towards Equity stock at NSE. Any chance a third player
is waiting to scoop the spoils of war (watch KCB).

Machuhi

On Wed, Sep 17, 2014 at 2:33 PM, Walubengo J via kictanet <
kictanet at lists.kictanet.or.ke> wrote:

> Thanks Gicheru,
>
> I was really getting woried...most of the security concerns raised by
> listers are the very same ones traditional banks raised against MPESA a few
> years ago.  Luckily, the regulators then ignored them otherwise the global
> story of MPESA may never have been told let alone celebrated.
>
> Folks, I am NOT saying there is NO issue with thin-SIM.  There are, but I
> worry when we sound defeatist and perhaps scared to open a new story of
> mobile money.  If Kenyans can't do, no one else in the world will.
>
> Lets bring out the concerns, but with a view to resolving them rather than
> running away from them.
>
> walu.
> shared secret: as an info-security professional, I was so paranoid about
> MPESA that I ended being what strategy books call - Laggards or more
> politely Late adopters. For years I was quite paralysed with my security
> analysis (analytic paralysis syndrome) and could dare not sign up.
> Eventually ofcourse I grudgingly signed up - but still get shivers when am
> sending that mobile money :-)
>
> --------------------------------------------
> On Wed, 9/17/14, Martin Gicheru via kictanet <
> kictanet at lists.kictanet.or.ke> wrote:
>
>  Subject: Re: [kictanet] Equity Bank vs Safaricom :-Round 2
>  To: jwalu at yahoo.com
>  Date: Wednesday, September 17, 2014, 2:00 PM
>
>  @Dennis: I don't
>  see Equity Bank worried that they may be exposing consumers
>  in the way you just presented, and this has not come out yet
>  in an argument before. You realize that the same bank
>  account has been accessible on the mobile phone via USSD
>  shortcodes that most of these banks have that they call
>  "mobile banking".
>  On Wed, Sep 17, 2014
>  at 1:33 PM, Collins Areba via kictanet <kictanet at lists.kictanet.or.ke>
>  wrote:
>  Come to think of this, Would this lead to a rise
>  in Handset Locking to network under plans much like AT&T
>  does elsewhere? Leading to a change in business model from
>  exclusively traditional Prepay to Device Lock in. Or does
>  the regulator intend to block the larger companies from
>  doing this too?
>
>  On Wed, Sep 17, 2014 at 1:28 PM,
>  Dennis Kioko via kictanet <kictanet at lists.kictanet.or.ke>
>  wrote:
>  I've
>  been using the Equitel SIM card for a few days.
>  One of the things that people have been
>  overlooking in the whole argument is that the Equitel SIM
>  card virtually has your whole bank account sitting on
>  it.
>  So while we are frothing on the mouth over M-Pesa
>  security, I would think that many people will have more
>  money in their bank account than on the SIM card. No one
>  seems to be talking about security on the users side - I
>  mean, if the Thin-SIM's security is compromised, then
>  your whole bank account is
>  compromised.
>
>  On Wednesday, 17 September 2014, Martin Gicheru via kictanet
>  <kictanet at lists.kictanet.or.ke>
>  wrote:
>  Also thinking about the part where the SIM card
>  will need to be inactive while the other is active, I think
>  Safaricom do have a legal point where they will have a
>  technical outage as the user switches to second SIM. You
>  know, unlike Dual-SIM which allows for dual standby, these
>  two SIMs will not operate at the same time.  That and the
>  part where we still are not sure about data security as
>  mentioned by Collins and Delano.
>  Brings me to this: Who is supposed to test and
>  verify that the thin SIM wont compromise on the security of
>  the primary SIM and why hasn't this been done by now. If
>  I was Safaricom I would worry about giving access to my
>  customer usage habits, just like any subscribed service is
>  able to access from their users to make their services
>  better or like in the case of Google and the likes, serve
>  better ads.
>  Martin Gicheru
>  On Wed, Sep 17, 2014
>  at 12:37 PM, Collins Areba via kictanet <kictanet at lists.kictanet.or.ke>
>  wrote:
>  Safaricom's Case seems grounded on the fact
>  that The Thin Sim sits squarely in between your safaricom
>  SIM card (that offers security layer to your accounts within
>  the safaricom network) and the handset whose input devices
>  you use to interact with their SIM. In theory therefore all
>  keystrokes can therefore be "logged", For the
>  Record I will not be putting anything in that phone that I
>  use heavily for bank transactions because while not yet
>  proven beyond reasonable doubt, Safaricom does have a point.
>
>
>  On Wed, Sep 17, 2014
>  at 11:30 AM, Walubengo J via kictanet <kictanet at lists.kictanet.or.ke>
>  wrote:
>  @
>  Harry D,
>
>
>
>  I did cover all your questions in the blog. I also thought
>  Parliament (with all due respect to our very able Hon. MP,
>  Eng J. Rege who sits on the respective committee) has jumped
>  the gun and got involved too soon. They should let the
>  regulator do their thing as per law.
>
>
>
>  Meanwhile, you and I know, there is nothing like 100%
>  security (otherwise German Premier's phone would not
>  have been bugged by the CIA :-) So rather than discuss how
>  insecure the technology is, we should be discussing how to
>  implement the technology with increased levels of
>  assurance/security.
>
>
>
>  walu.
>
>
>
>
>
>  --------------------------------------------
>
>  On Wed, 9/17/14, Harry Delano via kictanet <kictanet at lists.kictanet.or.ke>
> wrote:
>
>
>
>   Subject: Re: [kictanet] Fw: Equity Bank vs Safaricom
>  :-Round 2
>
>   To: jwalu at yahoo.com
>
>   Date: Wednesday, September 17, 2014, 10:56 AM
>
>
>
>
>
>   What about the headlines indicating
>
>   Parliament has  to have a final say on this, based on
>
>   alleged security ramifications posed by this new Thin-Sim
>
>   Technology..  It is claimed that it's prone to
>  hacks,
>
>   attacks, DoS etc.. and  "will erode significantly
>  the
>
>   gains achieved so far in mobile money market.."
>  Anyone
>
>   with any idea where the technology currently implemented
>
>   -
>
>   Harry
>
>   On Tue, Sep 16, 2014 at
>
>   10:00 PM, Mark Kipyegon via kictanet <kictanet at lists.kictanet.or.ke>
>
>   wrote:
>
>   Mpesa succeeds
>
>   primarily because of a strong distribution network. IMO
>
>   Equity have the existing clientele and the resources to
>
>   offer a product that can genuinely challenge
>
>   Safaricom.
>
>   On 16 Sep 2014, at 20:11, "Ahmed Mohamed
>
>   Maawy via kictanet" <kictanet at lists.kictanet.or.ke>
>
>   wrote:
>
>
>
>   With Ali on this one. Mobile
>
>   Money is a gone case in Kenya. If Equity is really
>  providing
>
>   a value add service then its not through its mobile
>
>   platform. Airtel, Yu and Orange all have far cheaper
>  mobile
>
>   money services. If there was a service that would be the
>
>   first to topple M-Pesa it would have been Airtel Money.
>
>   Heck, Airtel even offers cheaper call rates from Airtel
>  to
>
>   Safaricom than from Safaricom to Safaricom and they still
>
>   are not getting customers. Did I mention their network
>
>   coverage is even stronger?
>
>
>
>   And what would Equity need to do? Set up masts
>
>   in as far as Kitui, or as far as Maralal, or as far as
>
>   Isiolo? Theres a lot of work to be done before Equity
>
>   becomes a service provider to even match the least
>
>   established provider there is. They would be better off
>
>   working with Yu mobile than working even against
>  Safaricom.
>
>   No offence.
>
>
>
>   So the business
>
>   here is in the value add services, which is where mobile
>
>   commerce comes in. What is done is done, the value add is
>
>   what is the worth for now. Not the competition. Because
>
>   competition already exists, no sense saturating it
>
>   further.
>
>
>
>   On Tue, Sep 16, 2014 at
>
>   7:57 PM, McTim via kictanet <kictanet at lists.kictanet.or.ke>
>
>   wrote:
>
>
> http://www.economist.com/blogs/baobab/2014/09/disrupting-mobile-banking-kenya
>
>
>
>   Does anyone know which
>
>   network Equity is 'virtual" on?
>
>
>
>   rgds,
>
>
>
>   McTim
>
>
>
>   On Tue, Sep 16,
>
>   2014 at 10:03 AM, Sophia Bekele via kictanet <
> kictanet at lists.kictanet.or.ke>
>
>   wrote:
>
>   resting
>
>   discussion on where mobile baking is going....
>
>    With
>
>   best wishes,
>
>   Sophia
>
>
>
>   Support our "YES" to
>
>   .africa Campaign!
>
>   www.dotconnectafrica.orgFollow us on twitter
>  and facebookEmail us at: yes2dotafrica at dotconnectafrica.org
>
>   Visit our
>
>   press room
>
>   - Nobody believes the
>
>   official spokesman...but everybody trusts an unidentified
>
>   source. -Ron
>
>   Nesen
>
>   - They stole without hiding because their
>
>   father is the chief of police -GR
>
>
>   ------------------------------------------------------------------------------------------------------Sophia
>  Bekele
>
>   (Ms), BS, MBA, C.I.S.A, C.C.S, CGEIT, CBS
>
>   International, Inc ,Ca, USA/Africa +1 925-935-1589:US
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>
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>
>
>
>     On Tuesday, September
>
>   16, 2014 7:52 AM, Ali Hussein via kictanet <
> kictanet at lists.kictanet.or.ke>
>
>   wrote:
>
>
>
>
>
>
>
>
>
>
>
>   @Walu
>
>   Lets wait and see...Many have
>
>   written off Safaricom before. What I'm loving
>
>    about this discussion though is the elephant in the room.
>  I
>
>   believe Kenyans are waiting for the next big thing. This
>
>   mobile money thing has been hyped and flogged until its
>
>   dead. The next big thing is mobile commerce.
>
>   And I don't mean the 'Lipa
>
>   na Mpesa' variety.
>
>   I mean real m-commerce enablement -
>
>   SME supply chain financing, invoice discounting etc.
>
>   That's where the future is and that's why the KCB
>
>   tie up is interesting. My only concern with that is that
>
>   most banks (fortunately for Safaricom) are old school
>
>   thinkers unwilling to venture into the
>
>   unknown.
>
>   This ship
>
>   hasn't sailed yet. It remains to be seen who will be
>  at
>
>   the helm.
>
>   Ali
>
>   Hussein
>
>   +254 770 906375 / 0713
>
>    601113
>
>   Twitter:
>
>   @AliHKassimSkype:
>
>   abu-jomoLinkedIn: http://ke.linkedin.com/in/alihkassimBlog:
> www.alyhussein.com
>
>
>
>   "I fear the day
>
>   technology will surpass human interaction. The world will
>
>    have a generation of idiots".  ~ Albert
>
>   Einstein
>
>   Sent
>
>   from my iPad
>
>   On Sep 16,
>
>   2014, at 5:31 PM, Walubengo J <jwalu at yahoo.com>
>
>   wrote:
>
>
>
>   @Ali,
>
>
>
>   Equity is
>
>   not just after Safaricom lunch, they are after their
>  dinner
>
>   as well :-).
>
>
>
>   This thin-SIM technology will do what
>
>   Number Portability failed to do.  People are likely to
>
>   "Vooka" onto Equity (cheaper) voice services
>
>   without having to buy two phones or dual-SIM phones.
>
>     Equity mobile money value proposition, will have the
>
>   side-effect of knock the breath out of Safaricom's
>  voice
>
>   revenues...fortunately, Safcom can see this, and they are
>
>   not taking it kindly :-)
>
>
>
>   We are
>
>   indeed living in very interesting times in .Ke
>
>
>
>   walu.
>
>   --------------------------------------------
>
>   On Tue, 9/16/14, Ali Hussein via kictanet
>
>   <kictanet at lists.kictanet.or.ke>
>
>   wrote:
>
>
>
>    Subject: Re: [kictanet] Equity Bank vs
>
>   Safaricom :-Round 2
>
>    To: jwalu at yahoo.com
>
>    Date: Tuesday, September 16, 2014, 3:18
>
>   PM
>
>
>
>    Collins
>
>
>
>   Well put.
>
>    Walu,
>
>    I'm keen to understand how
>
>   a
>
>    technology which is a
>
>   commodity ( read here that Safaricom
>
>    can also implement the same technology)
>
>   can usurp
>
>    Safaricom's
>
>   unassailable lead in this
>
>
>
>   space.
>
>    What's my
>
>    point?
>
>
>
>   Technology is
>
>    an accelerator
>
>   and NOT The Strategy in itself. Assume first
>
>    that what you can access in the open
>
>   market (as opposed to
>
>
>
>   restricted
>
>    technology under patent) your competitors can do
>
>    so too. We usually forget this but MPesa
>
>   isn't even the
>
>    best mobile
>
>   technology in the country. Not even by a long
>
>    short! They managed to capture their
>
>   base through first
>
>    mover
>
>   advantage and a positioning statement that was
>
>    apparently well received by Kenyans. And
>
>   of course there is
>
>    the Network
>
>   Effect of being ubiquitous in the
>
>    space.
>
>
>
>   Equity needs to
>
>    execute with
>
>   excellence and not depend on the Technology to
>
>    take on Safaricom.
>
>    Needless to say I would love to be
>
>   a
>
>    fly on the wall in the
>
>   strategy sessions currently going on
>
>
>
>    in both companies. Careers will be made or broken
>
>   on
>
>    this..no doubt about
>
>   that.
>
>    Ali
>
>    Hussein
>
>
>
>   +254 770
>
>    906375 / 0713
>
>   601113
>
>    Twitter:
>
>   @AliHKassimSkype: abu-jomoLinkedIn:
> http://ke.linkedin.com/in/alihkassimBlog: www.alyhussein.com
>
>
>
>    "I
>
>   fear the day
>
>    technology will
>
>   surpass human interaction. The world will
>
>    have a generation of idiots".  ~
>
>   Albert
>
>    Einstein
>
>    Sent from my iPad
>
>    On Sep
>
>    16,
>
>    2014, at 1:06 PM, Collins
>
>   Areba via kictanet <kictanet at lists.kictanet.or.ke>
>
>    wrote:
>
>
>
>    "We
>
>   are glad
>
>    to use this platform
>
>   to deliver an extension service to our
>
>    customers, It is our heartfelt desire to
>
>   satisfy our
>
>    customers first,
>
>   and if technology affords us that
>
>    opportunity, we are obliged to take up
>
>   on it. If the same
>
>    technology
>
>   should allow us to interact with our customers,
>
>    and have an opportunity to give them
>
>   voice and data
>
>    in the same
>
>   breath, then why not, those would be extras
>
>    to
>
>    the benefit of our
>
>   client... "
>
>
>
>    Paraphrased from memory during
>
>   an
>
>    interview on Citizen last
>
>   week. I think this opens the game
>
>    wide Open, and For the Record, Safaricom
>
>   should be given a
>
>    Commercial
>
>   Banking license.
>
>
>
>    My 10 Cents.
>
>
>
>    On Tue,
>
>   Sep 16, 2014 at
>
>    12:06 PM,
>
>   Walubengo J via kictanet <kictanet at lists.kictanet.or.ke>
>
>    wrote:
>
>
>
>   Listers,
>
>
>
>
>
>
>
>    I thought you might find this
>
>   interesting,
>
>
>
>
>
>
>
>    ----------------
>
>
>
>    After
>
>   Equity Bank decided to directly play in the mobile
>
>    money market by issuing its own SIM
>
>   cards, we debated
>
>    heatedly in
>
>   a previous blog whether Safaricom had finally
>
>    met its match.  At the time, it was
>
>   assumed that Equity
>
>    would be
>
>   selling the traditional SIM card, which would
>
>    require customers to either buy dual
>
>   SIM-card phones or
>
>    carry two
>
>   phones in order to access services from two
>
>    existing providers.
>
>
>
>
>
>
>
>    Even
>
>   within the inconvenient scenario above, Equity with
>
>   its
>
>    large customer base was
>
>   bound to pose some significant
>
>
>
>   competition to the leading mobile money provider
>
>    Safaricom.  The surprise, it seems, is
>
>   the secret weapon
>
>    Equity
>
>   unveiled recently in the form of a Thin-SIM
>
>    Card....
>
>
>
>
>
>   ------
>
>
>
>    Read more @
>
>
>
>
> http://www.nation.co.ke/oped/blogs/dot9/walubengo/-/2274560/2453920/-/11d48l2z/-/index.html
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>   _______________________________________________
>
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>
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>
>
>   KICTANetiquette : Adhere to the same standards
>
>    of acceptable behaviors online that you
>
>   follow in real life:
>
>    respect
>
>   people's times
>
>    and bandwidth, share knowledge,
>
>    don't flame or abuse or personalize,
>
>   respect privacy, do
>
>    not spam,
>
>   do not market your wares or
>
>
>
>   qualifications.
>
>
>
>   _______________________________________________
>
>   kictanet mailing list
>
>   kictanet at lists.kictanet.or.ke
>
>   https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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>
>   change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/sophiabekele%40yahoo.com
>
>
>
>   The Kenya ICT Action Network
>
>   (KICTANet) is a multi-stakeholder platform for people and
>
>   institutions interested and involved in ICT policy and
>
>   regulation. The network aims to act as a catalyst for
>  reform
>
>   in the ICT sector in support of the national aim of ICT
>
>   enabled growth and development.
>
>
>
>   KICTANetiquette : Adhere to the same standards
>
>   of acceptable behaviors online that you follow in real
>  life:
>
>   respect people's times and bandwidth, share
>  knowledge,
>
>   don't flame or abuse or personalize, respect privacy,
>  do
>
>   not spam, do not market your wares or
>
>   qualifications.
>
>
>
>
>
>
>
>   _______________________________________________
>
>
>
>   kictanet mailing list
>
>
>
>   kictanet at lists.kictanet.or.ke
>
>
>
>   https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
>
>
>
>
>   Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/dogwallah%40gmail.com
>
>
>
>
>
>
>
>   The Kenya ICT Action Network (KICTANet) is a
>
>   multi-stakeholder platform for people and institutions
>
>   interested and involved in ICT policy and regulation. The
>
>   network aims to act as a catalyst for reform in the ICT
>
>   sector in support of the national aim of ICT enabled
>  growth
>
>   and development.
>
>
>
>
>
>
>
>   KICTANetiquette : Adhere to the same standards of
>  acceptable
>
>   behaviors online that you follow in real life: respect
>
>   people's times and bandwidth, share knowledge,
>  don't
>
>   flame or abuse or personalize, respect privacy, do not
>  spam,
>
>   do not market your wares or qualifications.
>
>
>
>
>
>
>
>   --
>
>   Cheers,
>
>
>
>   McTim
>
>   "A name indicates
>
>   what we seek. An address indicates where it is. A route
>
>   indicates how we get there."  Jon Postel
>
>
>
>
>
>   _______________________________________________
>
>
>
>   kictanet mailing list
>
>
>
>   kictanet at lists.kictanet.or.ke
>
>
>
>   https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
>
>
>
>
>   Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/ultimateprogramer%40gmail.com
>
>
>
>
>
>
>
>   The Kenya ICT Action Network (KICTANet) is a
>
>   multi-stakeholder platform for people and institutions
>
>   interested and involved in ICT policy and regulation. The
>
>   network aims to act as a catalyst for reform in the ICT
>
>   sector in support of the national aim of ICT enabled
>  growth
>
>   and development.
>
>
>
>
>
>
>
>   KICTANetiquette : Adhere to the same standards of
>  acceptable
>
>   behaviors online that you follow in real life: respect
>
>   people's times and bandwidth, share knowledge,
>  don't
>
>   flame or abuse or personalize, respect privacy, do not
>  spam,
>
>   do not market your wares or qualifications.
>
>
>
>
>
>
>
>   --
>
>   Ahmed Maawy
>
>   Shaper - Global
>
>   Shapers
>
>   Executive Director - M-Power
>
>   (CBO)
>
>   Ambassador - Open Knowledge
>
>   CTO - D8A, Appfrica Labs
>
>   (KE)
>
>   +254 714 960 627
>
>   Skype: ultimateprogramer
>
>
>
>   www.globalshapers.org
>
>   www.okfn.org
>
>   www.d8a.com
>
>   www.appfrica.com
>
>   www.apps4africa.org
>
>
>
>   _______________________________________________
>
>   kictanet mailing list
>
>   kictanet at lists.kictanet.or.ke
>
>   https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
>   Unsubscribe or change your
>
>   options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/mkipyegon%40outlook.com
>
>
>
>   The Kenya ICT Action Network (KICTANet)
>
>   is a multi-stakeholder platform for people and
>  institutions
>
>   interested and involved in ICT policy and regulation. The
>
>   network aims to act as a catalyst for reform in the ICT
>
>   sector in support of the national aim of ICT enabled
>  growth
>
>   and development.
>
>
>
>   KICTANetiquette : Adhere to the same
>
>   standards of acceptable behaviors online that you follow
>  in
>
>   real life: respect people's times and bandwidth,
>  share
>
>   knowledge, don't flame or abuse or personalize,
>  respect
>
>   privacy, do not spam, do not market your wares or
>
>   qualifications.
>
>   _______________________________________________
>
>
>
>   kictanet mailing list
>
>
>
>   kictanet at lists.kictanet.or.ke
>
>
>
>   https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
>
>
>
>
>   Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/harry26001%40gmail.com
>
>
>
>
>
>
>
>   The Kenya ICT Action Network (KICTANet) is a
>
>   multi-stakeholder platform for people and institutions
>
>   interested and involved in ICT policy and regulation. The
>
>   network aims to act as a catalyst for reform in the ICT
>
>   sector in support of the national aim of ICT enabled
>  growth
>
>   and development.
>
>
>
>
>
>
>
>   KICTANetiquette : Adhere to the same standards of
>  acceptable
>
>   behaviors online that you follow in real life: respect
>
>   people's times and bandwidth, share knowledge,
>  don't
>
>   flame or abuse or personalize, respect privacy, do not
>  spam,
>
>   do not market your wares or qualifications.
>
>
>
>
>
>   -----Inline Attachment Follows-----
>
>
>
>   _______________________________________________
>
>   kictanet mailing list
>
>   kictanet at lists.kictanet.or.ke
>
>   https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
>   Unsubscribe or change your
>
>   options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/jwalu%40yahoo.com
>
>
>
>   The Kenya ICT Action Network
>
>   (KICTANet) is a multi-stakeholder platform for people and
>
>   institutions interested and involved in ICT policy and
>
>   regulation. The network aims to act as a catalyst for
>  reform
>
>   in the ICT sector in support of the national aim of ICT
>
>   enabled growth and development.
>
>
>
>   KICTANetiquette : Adhere to the same standards
>
>   of acceptable behaviors online that you follow in real
>  life:
>
>   respect people's times and bandwidth, share
>  knowledge,
>
>   don't flame or abuse or personalize, respect privacy,
>  do
>
>   not spam, do not market your wares or
>
>   qualifications.
>
>
>
>  _______________________________________________
>
>  kictanet mailing list
>
>  kictanet at lists.kictanet.or.ke
>
>  https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
>  Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/arebacollins%40gmail.com
>
>
>
>  The Kenya ICT Action Network (KICTANet) is a
>  multi-stakeholder platform for people and institutions
>  interested and involved in ICT policy and regulation. The
>  network aims to act as a catalyst for reform in the ICT
>  sector in support of the national aim of ICT enabled growth
>  and development.
>
>
>
>  KICTANetiquette : Adhere to the same standards of acceptable
>  behaviors online that you follow in real life: respect
>  people's times and bandwidth, share knowledge, don't
>  flame or abuse or personalize, respect privacy, do not spam,
>  do not market your wares or qualifications.
>
>
>
>
>  --
>  Regards,
>
>  Collins Areba,
>  P.O Box 44441, 00100
>  Nairobi, Kenya.
>  Tel: +254 707 750 788 / 720 516 758
>  Twitter: @arebacollins.
>  Skype: arebacollins
>
>
>
>  _______________________________________________
>
>  kictanet mailing list
>
>  kictanet at lists.kictanet.or.ke
>
>  https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
>  Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/martingicheru%40gmail.com
>
>
>
>  The Kenya ICT Action Network (KICTANet) is a
>  multi-stakeholder platform for people and institutions
>  interested and involved in ICT policy and regulation. The
>  network aims to act as a catalyst for reform in the ICT
>  sector in support of the national aim of ICT enabled growth
>  and development.
>
>
>
>  KICTANetiquette : Adhere to the same standards of acceptable
>  behaviors online that you follow in real life: respect
>  people's times and bandwidth, share knowledge, don't
>  flame or abuse or personalize, respect privacy, do not spam,
>  do not market your wares or qualifications.
>
>
>
>
>  --
>  with Regards:
>  blog.denniskioko.com
>
>
>
>  _______________________________________________
>
>  kictanet mailing list
>
>  kictanet at lists.kictanet.or.ke
>
>  https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
>  Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/arebacollins%40gmail.com
>
>
>
>  The Kenya ICT Action Network (KICTANet) is a
>  multi-stakeholder platform for people and institutions
>  interested and involved in ICT policy and regulation. The
>  network aims to act as a catalyst for reform in the ICT
>  sector in support of the national aim of ICT enabled growth
>  and development.
>
>
>
>  KICTANetiquette : Adhere to the same standards of acceptable
>  behaviors online that you follow in real life: respect
>  people's times and bandwidth, share knowledge, don't
>  flame or abuse or personalize, respect privacy, do not spam,
>  do not market your wares or qualifications.
>
>
>
>  --
>  Regards,
>
>  Collins Areba,
>  P.O Box 44441, 00100
>  Nairobi, Kenya.
>  Tel: +254 707 750 788 / 720 516 758
>  Twitter: @arebacollins.
>  Skype: arebacollins
>
>
>
>  _______________________________________________
>
>  kictanet mailing list
>
>  kictanet at lists.kictanet.or.ke
>
>  https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>
>
>  Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/martingicheru%40gmail.com
>
>
>
>  The Kenya ICT Action Network (KICTANet) is a
>  multi-stakeholder platform for people and institutions
>  interested and involved in ICT policy and regulation. The
>  network aims to act as a catalyst for reform in the ICT
>  sector in support of the national aim of ICT enabled growth
>  and development.
>
>
>
>  KICTANetiquette : Adhere to the same standards of acceptable
>  behaviors online that you follow in real life: respect
>  people's times and bandwidth, share knowledge, don't
>  flame or abuse or personalize, respect privacy, do not spam,
>  do not market your wares or qualifications.
>
>
>  -----Inline Attachment Follows-----
>
>  _______________________________________________
>  kictanet mailing list
>  kictanet at lists.kictanet.or.ke
>  https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
>  Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/jwalu%40yahoo.com
>
>  The Kenya ICT Action Network (KICTANet) is a
>  multi-stakeholder platform for people and institutions
>  interested and involved in ICT policy and regulation. The
>  network aims to act as a catalyst for reform in the ICT
>  sector in support of the national aim of ICT enabled growth
>  and development.
>
>  KICTANetiquette : Adhere to the same standards of acceptable
>  behaviors online that you follow in real life: respect
>  people's times and bandwidth, share knowledge, don't flame
>  or abuse or personalize, respect privacy, do not spam, do
>  not market your wares or qualifications.
>
> _______________________________________________
> kictanet mailing list
> kictanet at lists.kictanet.or.ke
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
> Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/kmachuhi%40gmail.com
>
> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
> for people and institutions interested and involved in ICT policy and
> regulation. The network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth and development.
>
> KICTANetiquette : Adhere to the same standards of acceptable behaviors
> online that you follow in real life: respect people's times and bandwidth,
> share knowledge, don't flame or abuse or personalize, respect privacy, do
> not spam, do not market your wares or qualifications.
>
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