[kictanet] Fw: Equity Bank vs Safaricom :-Round 2

Tue Sep 16 19:57:07 EAT 2014

http://www.economist.com/blogs/baobab/2014/09/disrupting-mobile-banking-kenya

Does anyone know which network Equity is 'virtual" on?

rgds,

McTim

On Tue, Sep 16, 2014 at 10:03 AM, Sophia Bekele via kictanet <
kictanet at lists.kictanet.or.ke> wrote:

> resting discussion on where mobile baking is going....
>
> With best wishes,
> *Sophia *
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>    On Tuesday, September 16, 2014 7:52 AM, Ali Hussein via kictanet <
> kictanet at lists.kictanet.or.ke> wrote:
>
>
>
> @Walu
>
> Lets wait and see...Many have written off Safaricom before. What I'm
> loving about this discussion though is the elephant in the room. I believe
> Kenyans are waiting for the next big thing. This mobile money thing has
> been hyped and flogged until its dead. The next big thing is mobile
> commerce.
>
> And I don't mean the 'Lipa na Mpesa' variety.
>
> I mean real m-commerce enablement - SME supply chain financing, invoice
> discounting etc. That's where the future is and that's why the KCB tie up
> is interesting. My only concern with that is that most banks (fortunately
> for Safaricom) are old school thinkers unwilling to venture into the
> unknown.
>
> This ship hasn't sailed yet. It remains to be seen who will be at the helm.
>
> *Ali Hussein*
>
> +254 770 906375 / 0713 601113
>
> Twitter: @AliHKassim
> Skype: abu-jomo
> LinkedIn: http://ke.linkedin.com/in/alihkassim
> <http://ke.linkedin.com/in/alihkassim>
> Blog: www.alyhussein.com
>
> "I fear the day technology will surpass human interaction. The world will
> have a generation of idiots".  ~ Albert Einstein
>
> Sent from my iPad
>
> On Sep 16, 2014, at 5:31 PM, Walubengo J <jwalu at yahoo.com> wrote:
>
> @Ali,
>
> Equity is not just after Safaricom lunch, they are after their dinner as
> well :-).
>
> This thin-SIM technology will do what Number Portability failed to do.
>  People are likely to "Vooka" onto Equity (cheaper) voice services without
> having to buy two phones or dual-SIM phones.  Equity mobile money value
> proposition, will have the side-effect of knock the breath out of
> Safaricom's voice revenues...fortunately, Safcom can see this, and they are
> not taking it kindly :-)
>
> We are indeed living in very interesting times in .Ke
>
> walu.
> --------------------------------------------
> On Tue, 9/16/14, Ali Hussein via kictanet <kictanet at lists.kictanet.or.ke>
> wrote:
>
> Subject: Re: [kictanet] Equity Bank vs Safaricom :-Round 2
> To: jwalu at yahoo.com
> Date: Tuesday, September 16, 2014, 3:18 PM
>
> Collins
> Well put.
> Walu,
> I'm keen to understand how a
> technology which is a commodity ( read here that Safaricom
> can also implement the same technology) can usurp
> Safaricom's unassailable lead in this
> space.
> What's my
> point?
> Technology is
> an accelerator and NOT The Strategy in itself. Assume first
> that what you can access in the open market (as opposed to
> restricted technology under patent) your competitors can do
> so too. We usually forget this but MPesa isn't even the
> best mobile technology in the country. Not even by a long
> short! They managed to capture their base through first
> mover advantage and a positioning statement that was
> apparently well received by Kenyans. And of course there is
> the Network Effect of being ubiquitous in the
> space.
> Equity needs to
> execute with excellence and not depend on the Technology to
> take on Safaricom.
> Needless to say I would love to be a
> fly on the wall in the strategy sessions currently going on
> in both companies. Careers will be made or broken on
> this..no doubt about that.
> Ali
> Hussein
> +254 770
> 906375 / 0713 601113
> Twitter: @AliHKassimSkype: abu-jomoLinkedIn:
> http://ke.linkedin.com/in/alihkassimBlog: www.alyhussein.com
>
> "I fear the day
> technology will surpass human interaction. The world will
> have a generation of idiots".  ~ Albert
> Einstein
> Sent from my iPad
> On Sep 16,
> 2014, at 1:06 PM, Collins Areba via kictanet <
> kictanet at lists.kictanet.or.ke>
> wrote:
>
> "We are glad
> to use this platform to deliver an extension service to our
> customers, It is our heartfelt desire to satisfy our
> customers first, and if technology affords us that
> opportunity, we are obliged to take up on it. If the same
> technology should allow us to interact with our customers,
> and have an opportunity to give them voice and data
> in the same breath, then why not, those would be extras to
> the benefit of our client... "
>
> Paraphrased from memory during an
> interview on Citizen last week. I think this opens the game
> wide Open, and For the Record, Safaricom should be given a
> Commercial Banking license.
>
> My 10 Cents.
>
> On Tue, Sep 16, 2014 at
> 12:06 PM, Walubengo J via kictanet <kictanet at lists.kictanet.or.ke>
> wrote:
> Listers,
>
>
>
> I thought you might find this interesting,
>
>
>
> ----------------
>
> After Equity Bank decided to directly play in the mobile
> money market by issuing its own SIM cards, we debated
> heatedly in a previous blog whether Safaricom had finally
> met its match.  At the time, it was assumed that Equity
> would be selling the traditional SIM card, which would
> require customers to either buy dual SIM-card phones or
> carry two phones in order to access services from two
> existing providers.
>
>
>
> Even within the inconvenient scenario above, Equity with its
> large customer base was bound to pose some significant
> competition to the leading mobile money provider
> Safaricom.  The surprise, it seems, is the secret weapon
> Equity unveiled recently in the form of a Thin-SIM
> Card....
>
> ------
>
> Read more @
>
>
> http://www.nation.co.ke/oped/blogs/dot9/walubengo/-/2274560/2453920/-/11d48l2z/-/index.html
>
>
>
>
>
>
>
>
>
>
>
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> --
> Regards,
>
> Collins Areba,
> P.O Box 44441, 00100
> Nairobi, Kenya.
> Tel: +254 707 750 788 / 720 516
> 758
> Twitter: @arebacollins.
> Skype: arebacollins
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-- 
Cheers,

McTim
"A name indicates what we seek. An address indicates where it is. A route
indicates how we get there."  Jon Postel
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