<div dir="ltr"><div dir="ltr"><div class="gmail_default" style="font-family:georgia,serif">Maria</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">With all due respect, I don't subscribe to your point of view that Safaricom needs to be broken. Here's why:-</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">1. Cash transactions make up over 80% of all payment transactions in Kenya. So instead of wasting time discussing breaking up Safaricom why not fight cash instead?</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">2. There is solid competition in the country against Safaricom's Mpesa. They just need to step up. I<a href="https://www.ipsl.co.ke/" target="_blank">PSL's Pesalink</a>, owned by the Kenya Bankers' Association can be a solid bulwark against this hegemony.</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">3. There are enough tools at the disposal of the regulator to keep any player who abuses market power in check. </div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">You can also read further an article I wrote on this very subject back in 2019:-</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif"><a href="https://www.linkedin.com/pulse/safaricom-dominance-why-we-missing-point-ali-hussein-kassim/" target="_blank">Safaricom 'dominance' and why we are missing the point</a></div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">Regards</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div><div dir="ltr" data-smartmail="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><p style="margin:0in 0in 0pt"><b><font face="georgia, serif" size="2">Ali
Hussein</font></b></p><p style="margin:0in 0in 0pt"><font face="georgia, serif" size="2">Digital Transformation</font></p><p style="margin:0in 0in 0pt"><br></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>T<font size="2">el: +254 713 60<font size="2">1113</font></font><br></span></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>Twitter: @AliHKassim</span><span></span></span></font></p><font size="2"><span style="font-family:georgia,serif">
</span></font><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>Skype: abu-jomo</span></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.com/in/alihkassim</a></span><a href="http://ke.linkedin.com/in/alihkassim" target="_blank"><span style="color:windowtext;text-decoration:none"></span></a></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><br></span></font></p><p style="font-size:small;margin:0cm 0cm 0.0001pt;background-image:initial;background-position:initial;background-repeat:initial"><span style="font-size:9pt;font-family:georgia;color:black"><br></span></p><font size="2"><span style="font-family:georgia,serif"><span><br><font size="1">Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.</font></span></span></font><span style="font-family:"Baskerville Old Face",serif;font-size:11pt"></span><span style="font-size:11pt"></span>
<span style="font-family:"Baskerville Old Face",serif"></span></div></div></div></div></div></div></div></div></div></div></div></div></div><br></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Sat, Jan 16, 2021 at 12:34 PM maria@afrikaict <<a href="mailto:mariangunyi@gmail.com" target="_blank">mariangunyi@gmail.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex">Great happenings! The customer has the muscle in the US! We were going to all migrate from WhatsApp STRAIGHT to their competition!<div><br></div><div>Ndugu Hussein, let’s join hands and BREAK UP SAFCOM! When we liberalized telecom in the 90s no one expected Safcom to become such a HUGE MONOPOLY! Not pushing envelope too far, but see now bundles roll over since Gov. Kabogo took Safcom to court?</div><div><br></div><div>In Kenya KIPENZI CHANGU/CHETU we let services precede LEGISLATION! We took 15 years to pass the Computers Misuse and Cybercrimes Act, 2018 as a STAND ALONE LAW! USAID my former employer funded my company Afrika ICT Strategies in 2005 to support Office of the President’s Directorate of e-Government under Dr. Juma Okech, in creating the Kenya e-Transactions Bill, 2005-2013!</div><div><br></div><div>In the meantime, Uganda, Rwanda our good jiranis overtook us, as the preferred BPO and Call Center DESTINATIONS, by adopting our e-Government Strategy, e-Transactions BILL...........</div><div><br></div><div>Good weekend<br><br>On Saturday, January 16, 2021, Ali Hussein via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div dir="ltr"><div dir="ltr"><div style="font-family:georgia,serif">And looks like Facebook is hitting the breaks on this thing.</div><div style="font-family:georgia,serif"><br></div><div><div dir="ltr"><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><p style="margin:0in 0in 0pt"><font face="georgia, serif" size="2"><a href="https://www.linkedin.com/posts/alihkassim_whatsapp-delays-privacy-changes-amid-user-activity-6756054932576600064-qBfL" target="_blank">WhatsApp delays privacy changes amind user backlash</a></font></p><p style="margin:0in 0in 0pt"><br></p><p style="margin:0in 0in 0pt"><span class="gmail_default" style="font-family:georgia,serif">Great to see a powerful company admit that they could have done a better job in communication changes.</span></p><p style="margin:0in 0in 0pt"><span class="gmail_default" style="font-family:georgia,serif"><br></span></p><p style="margin:0in 0in 0pt"><span class="gmail_default" style="font-family:georgia,serif">#Techlash is real. </span><br></p><p style="margin:0in 0in 0pt"><br></p><p style="margin:0in 0in 0pt"><b><font face="georgia, serif" size="2">Ali
Hussein</font></b></p><p style="margin:0in 0in 0pt"><font face="georgia, serif" size="2">Digital Transformation</font></p><p style="margin:0in 0in 0pt"><br></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>T<font size="2">el: +254 713 60<font size="2">1113</font></font><br></span></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>Twitter: @AliHKassim</span><span></span></span></font></p><font size="2"><span style="font-family:georgia,serif">
</span></font><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>Skype: abu-jomo</span></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.com/in/alihkassim</a></span><a href="http://ke.linkedin.com/in/alihkassim" target="_blank"><span style="color:windowtext;text-decoration:none"></span></a></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><br></span></font></p><p style="font-size:small;margin:0cm 0cm 0.0001pt;background-image:initial;background-position:initial;background-repeat:initial"><span style="font-size:9pt;font-family:georgia;color:black"><br></span></p><font size="2"><span style="font-family:georgia,serif"><span><br><font size="1">Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.</font></span></span></font><span style="font-family:"Baskerville Old Face",serif;font-size:11pt"></span><span style="font-size:11pt"></span>
<span style="font-family:"Baskerville Old Face",serif"></span></div></div></div></div></div></div></div></div></div></div></div></div></div><br></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Fri, Jan 15, 2021 at 11:56 AM Barrack Otieno via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div dir="ltr"><div>Listers,</div><div><br></div><div>
<h1>WhatsApp privacy controversy leads company to take out full-page adverts asking users to stay <br></h1>
</div><div>for more click on this <a href="https://www.independent.co.uk/life-style/gadgets-and-tech/whatsapp-privacy-adverts-india-b1787443.html?utm_content=Echobox&utm_medium=Social&utm_source=Facebook#Echobox=1610657280" target="_blank">link</a><br></div><div></div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Wed, Jan 13, 2021 at 4:10 PM Renee Kamau via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div dir="ltr"><div dir="auto"><div dir="auto"><font face="arial, sans-serif">Hi Josiah,</font><div dir="auto"><font face="arial, sans-serif"><br></font></div><div dir="auto"><font face="arial, sans-serif">You're right! </font></div><div dir="auto"><h1 style="line-height:30px;margin:10px 0px;letter-spacing:-0.2px"><font style="font-weight:normal" size="2" face="arial, sans-serif"><a href="https://www.cnbc.com/2021/01/11/signal-advance-jumps-another-438percent-after-elon-musk-fueled-buying-frenzy.html" target="_blank">Elon Musk said 'use Signal,' and confused investors sent the wrong stock up 438% on Monday</a></font></h1></div><div dir="auto"><font face="arial, sans-serif">"<span style="color:rgb(23,23,23)">Signal Advance, which reported receiving no revenue in 2015 and 2016, is now worth more than $3 billion."</span></font></div><div dir="auto"><span style="color:rgb(23,23,23)"><font face="arial, sans-serif"><br></font></span></div><div dir="auto"><span style="color:rgb(23,23,23)"><font face="arial, sans-serif">Apparently this also happened with Zoom a couple of years ago. "... people bought shares of Zoom Technologies, whose ticker symbol was ZOOM but was not the trendy video-calling service Zoom Video Communications, which trades under the symbol ZM. Last year the U.S. Securities and Exchange Commission stopped trading of Zoom Technologies, partly because of confusion over its connection with Zoom Video."</font></span></div><div dir="auto"><span style="color:rgb(23,23,23)"><font face="arial, sans-serif"><br></font></span></div><div><span style="color:rgb(23,23,23)"><font face="arial, sans-serif"><br></font></span></div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Wed, Jan 13, 2021, 12:59 Josiah Mugambi via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" rel="noreferrer" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div dir="ltr"><a href="https://www.signaladvance.com/" rel="noreferrer noreferrer" target="_blank">Signal Advance Inc</a> ( whose stock went x11) has no relation with the <a href="https://signal.org/" rel="noreferrer noreferrer" target="_blank">Signal</a> messaging platform.<div><br></div><div>As this is a tech policy group, this may be a useful read (less so for a non tech person):</div><div><br></div><div><a href="https://medium.com/swlh/whatsapp-doesnt-read-your-messages-it-doesn-t-need-to-7ce0ec2846f9" rel="noreferrer noreferrer" target="_blank">https://medium.com/swlh/whatsapp-doesnt-read-your-messages-it-doesn-t-need-to-7ce0ec2846f9</a> <br></div><div><br></div><div>excerpt:</div><div><br></div><div>"<span style="background-color:rgba(26,137,23,0.1);color:rgb(41,41,41);font-family:charter,Georgia,Cambria,"Times New Roman",Times,serif;font-size:18px;letter-spacing:-0.054px">End to end encryption is more about security than privacy. We are protected against unknown actors but have no control over what known actors will do."</span></div><div><span style="background-color:rgba(26,137,23,0.1);color:rgb(41,41,41);font-family:charter,Georgia,Cambria,"Times New Roman",Times,serif;font-size:18px;letter-spacing:-0.054px"><br></span></div><div><span style="background-color:rgba(26,137,23,0.1);color:rgb(41,41,41);font-family:charter,Georgia,Cambria,"Times New Roman",Times,serif;font-size:18px;letter-spacing:-0.054px"><br></span></div><div><br></div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Tue, Jan 12, 2021 at 1:04 AM Rawgee l.k via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" rel="noreferrer noreferrer" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div dir="auto">My take it could be more of under table business trade agreement between Whatsapp and Signal.<div dir="auto">After the announcement from Elon Musk [coincidentally the world's richest man] for guys to move to signal app the stock jumped to 1100%.</div><div dir="auto">Screenshot on the trade app overview.</div><div dir="auto">Intresting times both for data privacy and financial services.</div><div dir="auto"><br></div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Tue, Jan 12, 2021, 00:39 Mwendwa Kivuva via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" rel="noreferrer noreferrer noreferrer" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div dir="ltr">Those new terms from Facebook/WhatsApp are terrible. Bad for privacy. <div><br></div><div>To illustrate how good laws and punitive fines protect citizens, Facebook has different rules for Europe. Because of GDPR, these new changes do not appear in the European version of the updated terms and conditions. Facebook later confirmed that the rules will not apply in the EU, EEA, or the UK. <a href="https://digit.fyi/facebook-to-access-whatsapp-user-data-except-in-europe/" rel="noreferrer noreferrer noreferrer noreferrer" target="_blank">https://digit.fyi/facebook-to-access-whatsapp-user-data-except-in-europe/</a></div><div><div><br></div><div>It seems the rest of the world does not matter, even with Data Protection laws available in countries like Kenya. Perhaps it is contempt from Facebook for smaller jurisdictions (What will you do? attitude. - Mtado?). This would be a good intray for the new Kenyan Data Commissioner.</div><div><br></div><div>My take is that the new rules will not hurt WhatsApp in the long run because of the phenomenon called Network Effect (the value or utility a user derives from a good or service depends on the number of users of compatible products) <a href="https://en.wikipedia.org/wiki/Network_effect" rel="noreferrer noreferrer noreferrer noreferrer" target="_blank">https://en.wikipedia.org/wiki/Network_effect</a></div><div><br></div><div>Those Church groups, Estate groups, Former school groups, investment groups, ... are not moving to Signal or Telegram. A few techie groups and privacy-oriented groups may move, but my prediction is those are the exceptions.<br clear="all"><div><div dir="ltr">______________________<br>Mwendwa Kivuva, Nairobi, Kenya<br><a href="https://www.linkedin.com/in/mwendwa-kivuva" rel="noreferrer noreferrer noreferrer noreferrer" target="_blank">https://www.linkedin.com/in/mwendwa-kivuva</a></div></div><br></div></div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Mon, 11 Jan 2021 at 22:31, David Indeje via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" rel="noreferrer noreferrer noreferrer noreferrer" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div dir="auto">Listers,<div dir="auto"><br></div><div dir="auto">I think all apps have been sharing our data. It is only that Facebook has gone public, after all it also owns Instagram. What if it buys Signal for the Signalers? </div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Mon, Jan 11, 2021, 8:23 PM John Kariuki via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" rel="noreferrer noreferrer noreferrer noreferrer" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><p dir="ltr"><span style="font-size:1em">Listers</span></p><p dir="ltr"><span style="font-size:1em">What are your thoughts on the new terms of service and privacy on What's Up? Facebook plans to share What's Up data with other Facebook products starting from 8th February 2021.</span></p><br><div><a href="https://go.onelink.me/107872968?pid=InProduct&c=Global_Internal_YGrowth_AndroidEmailSig__AndroidUsers&af_wl=ym&af_sub1=Internal&af_sub2=Global_YGrowth&af_sub3=EmailSignature" rel="noreferrer noreferrer noreferrer noreferrer noreferrer" target="_blank">Sent from Yahoo Mail on Android</a></div>_______________________________________________<br>
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.<br>
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KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.<br>
</blockquote></div><br clear="all"><div><br></div>-- <br><div dir="ltr">Josiah Mugambi</div>
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.<br>
<br>
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.<br>
</blockquote></div><div>-- <br><br><div style="color:rgb(136,136,136);font-size:12.8px"><div style="font-size:12.8px">Best regards,</div><div style="font-size:12.8px"><div style="font-size:12.8px"><i><b><br style="font-size:12.8px"><span style="font-size:12.8px">Renée Kamau.</span></b><br></i></div><div style="font-size:12.8px"><span style="font-size:12.8px"><i>LL.B. (UoL); PGDip (KSL); LL.M. (ONU)</i></span></div><br></div></div> </div></div>
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.<br>
<br>
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.<br>
</blockquote></div><br clear="all"><br>-- <br><div dir="ltr"><div dir="ltr"><div><b>Barrack Otieno<br></b></div><div><b>Trustee</b></div><div><b>Kenya ICT Action Network (KICTAnet)</b><br></div><div><b>Skype:barrack.otieno</b></div><div><b>+254721325277</b></div><div><b><a href="https://www.linkedin.com/in/barrack-otieno-2101262b/" target="_blank">https://www.linkedin.com/in/barrack-otieno-2101262b/</a><br></b></div><div><b><a href="http://www.kictanet.or.ke" target="_blank">www.kictanet.or.ke</a></b><br></div></div></div>
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.<br>
<br>
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.<br>
</blockquote></div><div></div></div>
</blockquote></div><br><br>-- <br><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div><div><span style="color:rgb(0,0,255)"><b><i><span style="font-family:georgia,serif">***************************<br>Dr. Mary Ngunyi<br></span></i></b></span></div><div><span style="color:rgb(0,0,255)"><b><i><span style="font-family:georgia,serif">Afrika ICT Strategies Inc.</span></i></b></span></div><div><b style="color:rgb(0,0,255);font-family:georgia,serif;line-height:1.5"><i>Technology Consultant</i></b></div><div><b style="color:rgb(0,0,255);font-family:georgia,serif;line-height:1.5"><i>US:1-301-642-5345;KE:+254-733-503-110;770722018;722802420</i></b></div><div><b style="color:rgb(0,0,255);font-size:12.8px"><i><span style="font-family:georgia,serif"><a href="mailto:mariangunyi@gmail.com" target="_blank">mariangunyi@gmail.com</a> </span></i></b></div><br><div><span style="color:rgb(204,0,0)">This message contains privileged information protected under INTERNATIONAL privacy and security laws. If you receive this message by error do not circulate it, it is an infringement on Afrika ICT Strategies Inc., and the writer's personal privacy and data protection rights. Destroy and do not CIRCULATE. If this message reaches you by error, please destroy and do not FORWARD</span><br></div></div><div><br></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div><br>
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