<div dir="ltr"><div class="gmail_default" style="font-family:georgia,serif">Listers</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">My thoughts.</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">Whatsapp Pay is just riding on existing Financial Services Infrastructure with its attendant costs, limitations, and regulatory snafus. The only great innovation here is that they have 2 billion users. See link below to an ongoing discussion on Linkedin.</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif"><a href="https://www.linkedin.com/feed/update/urn:li:activity:6678522294119350272/">WhatsApp launches WhatsApp Pay in Brazil</a></div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">Regards</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><p style="margin:0in 0in 0pt"><b><font face="georgia, serif" size="2">Ali
Hussein</font></b></p><p style="margin:0in 0in 0pt"><font face="georgia, serif" size="2">Digital Transformation</font></p><p style="margin:0in 0in 0pt"><br></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>T<font size="2">el: +254 713 60<font size="2">1113</font></font><br></span></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>Twitter: @AliHKassim</span><span></span></span></font></p><font size="2"><span style="font-family:georgia,serif">
</span></font><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>Skype: abu-jomo</span></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.com/in/alihkassim</a></span><a href="http://ke.linkedin.com/in/alihkassim" target="_blank"><span style="color:windowtext;text-decoration:none"></span></a></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><br></span></font></p><p style="font-size:small;margin:0cm 0cm 0.0001pt;background-image:initial;background-position:initial;background-repeat:initial"><span style="font-size:9pt;font-family:georgia;color:black"><br></span></p><font size="2"><span style="font-family:georgia,serif"><span><br><font size="1">Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.</font></span></span></font><span style="font-family:"Baskerville Old Face",serif;font-size:11pt"></span><span style="font-size:11pt"></span>
<span style="font-family:"Baskerville Old Face",serif"></span></div></div></div></div></div></div></div></div></div></div></div></div></div><br></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Tue, Jun 16, 2020 at 11:44 AM Paul Magacha via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div dir="auto"><div>Eric,</div><div>True, this is an interesting development and definitely appropriate for the demographic that heavily depends on WhatsApp. </div><div><br></div><div>For me WhatsApp doesn’t really lend itself well for the kind of e-commerce engagement I’m used to but I definitely see it’s been working well for early adopters populations.</div><div> For example, Kenyans seem to respond well to WhatsApp groups vs Facebook groups. Whereas Facebook allowed threaded conversations which are easy to follow,WhatsApp does yet Kenyans and others are ok having 20 different active conversations going on in the group. It’s personally too exhausting for me. </div><div><br></div><div>If the WhatsApp for business offers better conversations moderation then that’d work. Anyway, I am not their demographic so I can’t relate to this product. </div><div><br></div><div>But again for Kenya we still have a large Kabambe population so mpesa is more practical for that market. I’m sure safaricom is going to work hard to defend that market.</div><div>Paul.</div><br><div id="gmail-m_1656122883345381076AppleMailSignature" dir="ltr">Sent from my iPhone</div><div dir="ltr"><br>On Jun 16, 2020, at 11:31 AM, Erick Mwangi via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br><br></div><blockquote type="cite"><div dir="ltr"><div dir="auto">Listers,<div dir="auto"><br></div><div dir="auto">Unless govt uses tax mechanisms to make WhatsApp unfavourable in this market, if they were to appear on our shores then it would be Checkmate Safcom, but we all know that can't happen. </div><div dir="auto"><br></div><div dir="auto">The exhobitant cost of Mpesa continues to baffle me, Alibaba has free P2P transactions but we are still charged an arm and a leg.</div><div dir="auto"><br></div><div dir="auto">Payments of the future are lifestyle based where the friction between entertainment and purchasing does not exist. We have to move beyond SMS based payments. That vertical simply is for yesteryear.</div><div dir="auto"><br></div><div dir="auto">Eric </div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Tue, 16 Jun 2020, 09:14 Paul Magacha via kictanet, <<a href="mailto:kictanet@lists.kictanet.or.ke" rel="noreferrer" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><br>
Dear Listers,<br>
Another disruption in the mobile payments market. <br>
Who will be the biggest winners? Biggest losers? Partner or compete?<br>
Today Facebook launches payments on WhatsApp in Brazil using Facebook Pay.<br>
"We're making sending and receiving money as easy as sharing photos."<br>
They are also enabling small businesses to make sales right within WhatsApp.<br>
<br>
It rolls out in Brazil today but Asia and Africa will soon follow as they are the biggest markets for Facebook.<br>
Interesting times ahead..<br>
Regards,<br>
Paul. <br>
<br>
Sent from my iPhone<br>
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