<html><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8"></head><body><div><div style="font-family: Calibri,sans-serif; font-size: 11pt;">Thank you Ali. This is a great read. Thinking of Safcom and Equity as am going through it.<br><br><br>Regards,<br>Boniface Machuki</div></div><div dir="ltr"><hr><span style="font-family: Calibri,sans-serif; font-size: 11pt; font-weight: bold;">From: </span><span style="font-family: Calibri,sans-serif; font-size: 11pt;"><a href="mailto:kictanet@lists.kictanet.or.ke">Ali Hussein via kictanet</a></span><br><span style="font-family: Calibri,sans-serif; font-size: 11pt; font-weight: bold;">Sent: </span><span style="font-family: Calibri,sans-serif; font-size: 11pt;">7/24/2018 4:47 PM</span><br><span style="font-family: Calibri,sans-serif; font-size: 11pt; font-weight: bold;">To: </span><span style="font-family: Calibri,sans-serif; font-size: 11pt;"><a href="mailto:machukib@gmail.com">machukib@gmail.com</a></span><br><span style="font-family: Calibri,sans-serif; font-size: 11pt; font-weight: bold;">Cc: </span><span style="font-family: Calibri,sans-serif; font-size: 11pt;"><a href="mailto:ali@hussein.me.ke">Ali Hussein</a></span><br><span style="font-family: Calibri,sans-serif; font-size: 11pt; font-weight: bold;">Subject: </span><span style="font-family: Calibri,sans-serif; font-size: 11pt;">Re: [kictanet] Regulator seeks power to license retail mobile cashagents</span><br><br></div><div dir="ltr"><div class="gmail_default"><font face="georgia, serif">For those wanting to understand more regarding Regulators' and Old School Business Models conundrom in this age of Platforms and New Business Models this is a great read.</font></div><div class="gmail_default"><font face="georgia, serif"><br></font></div><div class="gmail_default"><font face="georgia, serif"><a href="https://www.yalelawjournal.org/note/amazons-antitrust-paradox ">Amazon's Anti-Trust Paradox</a> <br></font></div><div class="gmail_default"><font face="georgia, serif"><br></font></div><div class="gmail_default"><font face="georgia, serif">Regards</font></div><div class="gmail_extra"><font face="georgia, serif"><br clear="all"></font><div><div class="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><p style="margin: 0in 0in 0pt;"><b><font face="georgia, serif" size="2">Ali
Hussein</font></b></p><p style="margin: 0in 0in 0pt;"><b><font face="georgia, serif" size="2">Principal</font></b></p><p style="margin: 0in 0in 0pt;"><font face="georgia, serif" size="2"><b>AHK & Associates</b></font></p><font size="2">
</font><p style="margin: 0in 0in 0pt;"><font size="2"> </font></p><p style="margin: 0in 0in 0pt;"><font size="2"><span style="font-family: georgia,serif;"><span>T<font size="2">el: +254 713 60<font size="2">1113</font></font><br></span></span></font></p><p style="margin: 0in 0in 0pt;"><font size="2"><span style="font-family: georgia,serif;"><span>Twitter: @AliHKassim</span><span></span></span></font></p><font size="2"><span style="font-family: georgia,serif;">
</span></font><p style="margin: 0in 0in 0pt;"><font size="2"><span style="font-family: georgia,serif;"><span>Skype: abu-jomo</span></span></font></p><p style="margin: 0in 0in 0pt;"><font size="2"><span style="font-family: georgia,serif;"><span>LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.com/in/alihkassim</a></span><a href="http://ke.linkedin.com/in/alihkassim" target="_blank"><span style="color: windowtext; text-decoration: none;"></span></a></span></font></p><p style="margin: 0in 0in 0pt;"><font size="2"><span style="font-family: georgia,serif;"><br></span></font></p><p style="margin: 0cm 0cm 0pt; font-size: small;"><span style="color: black; font-family: georgia; font-size: 9pt;">13th Floor , Delta Towers, Oracle Wing,</span><span style="font-family: arial; font-size: 9.5pt;"></span></p><p style="margin: 0cm 0cm 0pt; font-size: small;"><span style="color: black; font-family: georgia; font-size: 9pt;">Chiromo Road, Westlands,</span><span style="font-family: arial; font-size: 9.5pt;"></span></p><p style="margin: 0cm 0cm 0pt; font-size: small;"><span style="color: black; font-family: georgia; font-size: 9pt;">Nairobi, Kenya.</span></p><font size="2"><span style="font-family: georgia,serif;"><span><br><font size="1">Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.</font></span></span></font><span style='font-family: "Baskerville Old Face",serif; font-size: 11pt;'></span><span style="font-size: 11pt;"></span>
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<br><div class="gmail_quote">On Tue, Jul 24, 2018 at 2:25 PM, Ali Hussein <span dir="ltr"><<a href="mailto:ali@hussein.me.ke" target="_blank">ali@hussein.me.ke</a>></span> wrote:<br><blockquote class="gmail_quote" style="margin: 0px 0px 0px 0.8ex; padding-left: 1ex; border-left-color: rgb(204, 204, 204); border-left-width: 1px; border-left-style: solid;"><div dir="ltr"><div style="font-family: georgia,serif;">This is over reaching.. Not everything needs to be resolved by Regulation... </div><img width="1" height="1" style="display: none;" src="http://t.sidekickopen07.com/e1t/o/5/f18dQhb0S7ks8dDMPbW2n0x6l2B9gXrN7sKj6v4LNdFMd_KMKRbM7xW4Wzv6P2zlZNzW26tGP91k1H6H0?si=6190904865718272&pi=4b7dabea-581a-415f-d9ce-15fbff915f68&ti=null"><div class="gmail_extra"><br clear="all"><div><div class="gmail-m_1066836098950691220gmail_signature"><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><p style="margin: 0in 0in 0pt;"><b><font face="georgia, serif" size="2">Ali
Hussein</font></b></p><p style="margin: 0in 0in 0pt;"><b><font face="georgia, serif" size="2">Principal</font></b></p><p style="margin: 0in 0in 0pt;"><font face="georgia, serif" size="2"><b>AHK & Associates</b></font></p><font size="2">
</font><p style="margin: 0in 0in 0pt;"><font size="2"> </font></p><p style="margin: 0in 0in 0pt;"><font size="2"><span style="font-family: georgia,serif;"><span>T<font size="2">el: +254 713 60<font size="2">1113</font></font><br></span></span></font></p><p style="margin: 0in 0in 0pt;"><font size="2"><span style="font-family: georgia,serif;"><span>Twitter: @AliHKassim</span><span></span></span></font></p><font size="2"><span style="font-family: georgia,serif;">
</span></font><p style="margin: 0in 0in 0pt;"><font size="2"><span style="font-family: georgia,serif;"><span>Skype: abu-jomo</span></span></font></p><p style="margin: 0in 0in 0pt;"><font size="2"><span style="font-family: georgia,serif;"><span>LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.com/in/<wbr>alihkassim</a></span><a href="http://ke.linkedin.com/in/alihkassim" target="_blank"><span style="color: windowtext; text-decoration: none;"></span></a></span></font></p><p style="margin: 0in 0in 0pt;"><font size="2"><span style="font-family: georgia,serif;"><br></span></font></p><p style="margin: 0cm 0cm 0pt; font-size: small;"><span style="color: black; font-family: georgia; font-size: 9pt;">13th Floor , Delta Towers, Oracle Wing,</span><span style="font-family: arial; font-size: 9.5pt;"></span></p><p style="margin: 0cm 0cm 0pt; font-size: small;"><span style="color: black; font-family: georgia; font-size: 9pt;">Chiromo Road, Westlands,</span><span style="font-family: arial; font-size: 9.5pt;"></span></p><p style="margin: 0cm 0cm 0pt; font-size: small;"><span style="color: black; font-family: georgia; font-size: 9pt;">Nairobi, Kenya.</span></p><font size="2"><span style="font-family: georgia,serif;"><span><br><font size="1">Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.</font></span></span></font><span style='font-family: "Baskerville Old Face",serif; font-size: 11pt;'></span><span style="font-size: 11pt;"></span>
<span style='font-family: "Baskerville Old Face",serif;'></span></div></div></div></div></div></div></div></div></div></div></div></div></div></div>
<br><div class="gmail_quote"><div><div class="gmail-h5">On Tue, Jul 24, 2018 at 11:50 AM, Victor Kapiyo via kictanet <span dir="ltr"><<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a><wbr>></span> wrote:<br></div></div><blockquote class="gmail_quote" style="margin: 0px 0px 0px 0.8ex; padding-left: 1ex; border-left-color: rgb(204, 204, 204); border-left-width: 1px; border-left-style: solid;"><div><div class="gmail-h5"><div dir="ltr"><div><font color="#20124d" face="tahoma, sans-serif">The Communications Authority (CA), is seeking powers to license all mobile money agents as part of new measures targeting market dominance in the telecommunications sector. </font><span style="color: rgb(32, 18, 77); font-family: tahoma,sans-serif;">Francis Wangusi, the CA director general told parliament Monday that the registration seeks to make the agents neutral so that they can serve the telecoms operators. </span><span style="color: rgb(32, 18, 77); font-family: tahoma,sans-serif;">“The agents are going to be licensed to check misuse of information provided by mobile operators,” Mr Wangusi told the National Assembly’s committee on ICT. </span><font color="#20124d" face="tahoma, sans-serif">Leading telecoms operator, Safaricom, has 160,000 agents for its M-Pesa platform, Airtel money has 30,000 while Telkom’s T-Kash has 7,000.</font></div><div><b style="font-family: tahoma,sans-serif;"><font color="#20124d"><br></font></b></div><div><font color="#20124d"><font face="tahoma, sans-serif"><a href="https://www.businessdailyafrica.com/news/Regulator-seeks-power-license-mobile-cash-agents/539546-4678402-yl67ycz/index.html" target="_blank">https://www.businessdailyafric<wbr>a.com/news/Regulator-seeks-<wbr>power-license-mobile-cash-<wbr>agents/539546-4678402-yl67ycz/<wbr>index.html</a> </font><br></font></div><div><font color="#20124d"><font face="tahoma, sans-serif"><b><br></b></font></font></div><div><font color="#20124d" face="tahoma, sans-serif">We look forward to review the regulations. </font></div><div><font color="#20124d"><font face="tahoma, sans-serif"><b><br></b></font></font></div><div><b style="font-family: tahoma,sans-serif;"><font color="#20124d">Victor Kapiyo</font></b></div><div><div class="gmail-m_1066836098950691220m_-2970716359267096922gmail_signature" dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div><font color="#351c75" face="tahoma, sans-serif" size="1">Partner | <i>Lawmark Partners LLP</i></font></div><div><font color="#000000" face="tahoma, sans-serif" size="1"><i>Suite No. 8, Centro House, Westlands, Nairobi | </i></font><i style="color: rgb(0, 0, 0); font-family: tahoma,sans-serif; font-size: x-small;">Web: <a href="http://www.lawmark.co.ke" target="_blank">www.lawmark.co.ke</a> </i></div><font color="#000000" face="tahoma, sans-serif" size="1">==============================<wbr>======================<br><i>“Your attitude, not your aptitude, will determine your altitude” Zig Ziglar<br></i></font><br></div></div></div></div></div></div></div></div></div></div></div></div></div>
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