<html><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><span style="font-size: 14px;" class="">I agree @Ali. I see the benefit of a dispute resolution mechanism I do. But there was no need to criminalise it, especially as a strict liability offence. So many scenarios of innocent refusal could arise as @Barack points out. How about the elderly who also use M-PESA? It is overkill for sure. </span><div class=""><span style="font-size: 14px;" class=""><br class=""></span></div><div class=""><span style="font-size: 14px;" class="">@Safaricom, @Airtel @Telkom (since all providers now have a mobile money facility), I would like your comment. I would have better preferred a dispute resolution mechanism championed by the platform itself. Maybe make failure to comply with the dispute resolution process a crime. It is most unfortunate that an issue that emanates from a customer-provider relationship ends up being solved by police officers, prosecutors and the courts, with the providers simply playing the role of a spectator. Not cool! </span></div><div class=""><span style="font-size: 14px;" class=""><br class=""></span></div><div class=""><span style="font-size: 14px;" class="">Again this shows how desperate we have become as a society. We are not honest. No law can re-engineer us back to good behaviour. </span><br class=""><div><br class=""><blockquote type="cite" class=""><div class="">On 17 May 2018, at 08:39, Admin CampusCiti via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" class="">kictanet@lists.kictanet.or.ke</a>> wrote:</div><br class="Apple-interchange-newline"><div class=""><meta http-equiv="content-type" content="text/html; charset=utf-8" class=""><div dir="auto" class="">All<div class=""><br class=""></div><div class="">This is taking Bad User Experience to another level.. Most of these mistakes happen because Telcos have refused to take the mantra of Great Customer Experience to another level. Now we are criminalizing a mistake.. </div><div class=""><br class=""></div><div class="">I have no words.. <br class=""><br class=""><div class=""><div class=""><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118); -webkit-composition-fill-color: rgba(175, 192, 227, 0.231373);" class=""><b class="">Ali Hussein</b></span></div><div class=""><b style="background-color: rgba(255, 255, 255, 0);" class="">Hussein & Associates</b></div><div style="font-family: Helvetica; font-size: inherit;" class="">+254 0713 601113 </div><div style="font-family: Helvetica; font-size: inherit;" class=""><br class=""></div><div class=""><div style="margin: 0in 0in 0pt;" class=""><span style="background-color: rgba(255, 255, 255, 0);" class="">Twitter: @AliHKassim</span></div><span style="background-color: rgba(255, 255, 255, 0);" class=""><font class=""></font></span><div style="margin: 0in 0in 0pt;" class=""><span style="background-color: rgba(255, 255, 255, 0);" class="">Skype: abu-jomo</span></div><div style="margin: 0in 0in 0pt;" class=""><span style="background-color: rgba(255, 255, 255, 0);" class="">LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank" class="">http://ke.linkedin.com/in/alihkassim</a><a href="http://ke.linkedin.com/in/alihkassim" target="_blank" class=""><span style="text-decoration: none;" class=""></span></a></span></div><span style="background-color: rgba(255, 255, 255, 0);" class=""><font class=""></font></span><p style="margin: 0in 0in 0pt;" class=""></p><font class=""><span style="background-color: rgba(255, 255, 255, 0);" class="">Blog: <a href="http://www.alyhussein.com/" target="_blank" class="">www.alyhussein.com</a></span><br class=""></font></div><div class=""><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); " class=""><br class=""></span></div><div class="">"Discovery consists in seeing what everyone else has seen and thinking what no one else has thought". ~ Albert Szent-Györgyi</div><div class=""><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118); -webkit-composition-fill-color: rgba(175, 192, 227, 0.231373);" class=""><br class=""></span></div>Sent from my iPad</div><div class=""><br class="">On 17 May 2018, at 8:09 AM, Barrack Otieno via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" class="">kictanet@lists.kictanet.or.ke</a>> wrote:<br class=""><br class=""></div><blockquote type="cite" class=""><div class=""><div dir="auto" class="">Hi Mercy,<div dir="auto" class=""><br class=""></div><div dir="auto" class="">I find it extreme for example if you are in the diaspora for a prolonged period and someone sends you money accidentally you might be in a fix when you land and switch on your phone yet you may not even have beem aware, would be keen to know how others think of such a scenario.</div><div dir="auto" class=""><br class=""></div><div dir="auto" class="">Regards</div></div><br class=""><div class="gmail_quote"><div dir="ltr" class="">On Thu, 17 May 2018 08:02 kanini mutemi via kictanet, <<a href="mailto:kictanet@lists.kictanet.or.ke" class="">kictanet@lists.kictanet.or.ke</a>> wrote:<br class=""></div><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div style="word-wrap:break-word;line-break:after-white-space" class=""><span style="font-size:14px" class="">Good morning Listers, </span><div class=""><span style="font-size:14px" class=""><br class=""></span></div><div class=""><span style="font-size:14px" class="">Sorry to bring up an old conversation. Section 35 of the Computer Misuse and Cybercrimes Act seems to take this discussion we had last year to the extreme. If you fail to reverse an M-PESA payment that was made erroneously, you risk a two-year jail term, Kshs. 200,000 fine or both. </span></div><div class=""><span style="font-size:14px" class=""><br class=""></span></div><div class=""><span style="font-size:14px" class="">We hate it when we send money to the wrong person and then they disappear but I’m a bit uneasy with making this an offence. Would like to hear what others think about this. </span></div><div class=""><span style="font-size:14px" class=""><br class=""></span></div><div class=""><span style="font-size:14px" class="">Have a great day!</span></div><div class=""><div class=""><br class=""><div class=""><br class=""><blockquote type="cite" class=""><div class="">On 13 May 2017, at 17:54, Walubengo J via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank" rel="noreferrer" class="">kictanet@lists.kictanet.or.ke</a>> wrote:</div><br class="m_3900929934176224992Apple-interchange-newline"><div class=""><div class=""><div style="background-color:rgb(255,255,255);font-family:"Helvetica Neue",Helvetica,Arial,"Lucida Grande",sans-serif;font-size:16px" class=""><div id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472238" class="">Ok.</div><div id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472238" class=""><br class=""></div><div id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472238" class="">So the 'authority' here is the police? I just needed to know and confirm that indeed the process leads to a dead end and is potentially not exactly useful to the customer.</div><div id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472238" class=""><br class=""></div><div id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472238" class="">Disclaimer:</div><div id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472238" dir="ltr" class="">Am not blaming Safaricom here. I am just saying the process is broken and we should collectively fix it. Innovators? Any one?</div><div id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472238" class=""><br class=""></div><div id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472238" class="">walu.</div><div class="m_3900929934176224992qtdSeparateBR" id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472239"><br class=""><br class=""></div><div class="m_3900929934176224992yahoo_quoted" id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472243" style="display:block"> <div style="font-family:Helvetica Neue,Helvetica,Arial,Lucida Grande,sans-serif;font-size:16px" id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472242" class=""> <div style="font-family:HelveticaNeue,Helvetica Neue,Helvetica,Arial,Lucida Grande,sans-serif;font-size:16px" id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472241" class=""> <div dir="ltr" id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472240" class=""> <font size="2" face="Arial" id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472244" class=""> <hr size="1" id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472512" class=""> <b class=""><span style="font-weight:bold" class="">From:</span></b> Mwendwa Kivuva <<a href="mailto:Kivuva@transworldafrica.com" target="_blank" rel="noreferrer" class="">Kivuva@transworldafrica.com</a>><br class=""> <b class=""><span style="font-weight:bold" class="">To:</span></b> Walubengo J <<a href="mailto:jwalu@yahoo.com" target="_blank" rel="noreferrer" class="">jwalu@yahoo.com</a>>; KICTAnet ICT Policy Discussions <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank" rel="noreferrer" class="">kictanet@lists.kictanet.or.ke</a>> <br class=""><b class=""><span style="font-weight:bold" class="">Cc:</span></b> Mwendwa Kivuva <<a href="mailto:kivuva@transworldafrica.com" target="_blank" rel="noreferrer" class="">kivuva@transworldafrica.com</a>><br class=""> <b id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472511" class=""><span style="font-weight:bold" id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472510" class="">Sent:</span></b> Saturday, May 13, 2017 1:15 PM<br class=""> <b class=""><span style="font-weight:bold" class="">Subject:</span></b> Re: [kictanet] Reversing MPESA Transactions in a Today's World<br class=""> </font> </div> <div class="m_3900929934176224992y_msg_container" id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472245"><br class=""><div id="m_3900929934176224992yiv2549946217" class=""><div id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472247" class=""><div dir="ltr" id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472246" class="">That question was answered by Steve during the #Talk2Safaricom week. He said something like "Safaricom is not in the litigation business. If there are disputes, they will be referred to the relevant dispute resolution mechanisms in our laws" (not verbatim, but something like that)<div id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472840" class=""><br clear="none" class=""></div><div id="m_3900929934176224992yui_3_16_0_ym19_1_1494439732508_472841" class="">An example apart from the mpesa issue is when you loose your phone! Safaricom will not even attempt to block the phone (not the sim card). They will refer you to police to trace your phone, and follow with all criminal procedures etc. Happened to me. The stolen phone is still very active. The police are not cooperative. Safaricom says they can only act on police notice. </div><div class=""><br clear="none" class=""></div><div class="">A policeman friend tells me when they recover the phones, they own them. *Identity protected because this policeman is not allowed to talk to the media ;-)</div><div class=""><br clear="none" class=""></div><div class=""><br clear="none" class=""></div></div><div class="m_3900929934176224992yiv2549946217gmail_extra"><br clear="all" class=""><div class=""><div class="m_3900929934176224992yiv2549946217gmail_signature">______________________<br clear="none" class="">Mwendwa Kivuva, Nairobi, Kenya<br clear="none" class=""><a rel="nofollow noreferrer" shape="rect" href="http://twitter.com/lordmwesh" target="_blank" class="">twitter.com/lordmwesh</a><br clear="none" class=""><br clear="none" class=""><br clear="none" class=""></div></div>
<br clear="none" class=""><div class="m_3900929934176224992yiv2549946217gmail_quote">On 13 May 2017 at 12:26, Walubengo J via kictanet <span dir="ltr" class=""><<a rel="nofollow noreferrer" shape="rect" href="mailto:kictanet@lists.kictanet.or.ke" target="_blank" class="">kictanet@lists.kictanet.or.ke</a>></span> wrote:<br clear="none" class=""><blockquote class="m_3900929934176224992yiv2549946217gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div class="m_3900929934176224992yiv2549946217yqt4895174237" id="m_3900929934176224992yiv2549946217yqt96321"><div class=""><div style="background-color:rgb(255,255,255);font-family:"Helvetica Neue",Helvetica,Arial,"Lucida Grande",sans-serif;font-size:16px" class=""><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453258" class=""><span class="">Ok.</span></div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453258" class=""><span class=""><br clear="none" class=""></span></div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453258" class=""><span id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453431" class="">Which authorities? The Church, The regulator, CA, the Cops? The Chief, the Magistrate?</span></div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453258" class=""><span class=""><br clear="none" class=""></span></div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453258" class=""><span id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453610" class="">And what are the 'authorities' supposed to do and approximately how long do they usually take to resolve?</span></div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453258" class=""><span class=""><br clear="none" class=""></span></div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453258" class=""><span id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453490" class="">#Asking4Myself.</span></div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453258" class=""><span class=""><br clear="none" class=""></span></div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453258" class=""><span class="">walu. </span></div><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187qtdSeparateBR" id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453259"><br clear="none" class=""><br clear="none" class=""></div><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yahoo_quoted" id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453263" style="display:block"> <div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453262" style="font-family:Helvetica Neue,Helvetica,Arial,Lucida Grande,sans-serif;font-size:16px" class=""> <div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453261" style="font-family:HelveticaNeue,Helvetica Neue,Helvetica,Arial,Lucida Grande,sans-serif;font-size:16px" class=""> <div dir="ltr" id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453260" class=""> <font id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453489" size="2" face="Arial" class=""> </font><hr id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453488" size="1" class=""> <b class=""><span style="font-weight:bold" class="">From:</span></b> simon njoroge <<a rel="nofollow noreferrer" shape="rect" href="mailto:snjoro45@gmail.com" target="_blank" class="">snjoro45@gmail.com</a>><br clear="none" class=""> <b class=""><span style="font-weight:bold" class="">To:</span></b> Walubengo J <<a rel="nofollow noreferrer" shape="rect" href="mailto:jwalu@yahoo.com" target="_blank" class="">jwalu@yahoo.com</a>> <br clear="none" class=""><b class=""><span style="font-weight:bold" class="">Cc:</span></b> KICTAnet ICT Policy Discussions <<a rel="nofollow noreferrer" shape="rect" href="mailto:kictanet@lists.kictanet.or.ke" target="_blank" class="">kictanet@lists.kictanet.or.ke</a> ><br clear="none" class=""> <b class=""><span style="font-weight:bold" class="">Sent:</span></b> Saturday, May 13, 2017 11:20 AM<div class=""><div class="m_3900929934176224992yiv2549946217h5"><br clear="none" class=""> <b id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453668" class=""><span id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453667" style="font-weight:bold" class="">Subject:</span></b> Re: [kictanet] Reversing MPESA Transactions in a Today's World<br clear="none" class=""> </div></div> </div> <div class="m_3900929934176224992yiv2549946217m_-5169553139751183187y_msg_container" id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453491"><br clear="none" class=""><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165" class=""><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453493" class=""><div class=""><div class="m_3900929934176224992yiv2549946217h5"><div dir="ltr" id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453492" class="">Recipient party is called before completion of reversal is done .... In case of dispute complainant is referred to the authorities <div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yui_3_16_0_ym19_1_1494439732508_453494" class=""><br clear="none" class=""></div><div class="">Regards</div><div class="">Simon</div></div></div></div><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165yqt7589487102" id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165yqt35484"><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165gmail_extra"><br clear="none" class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165gmail_quote"><div class=""><div class="m_3900929934176224992yiv2549946217h5">On Sat, May 13, 2017 at 11:15 AM, Walubengo J <span dir="ltr" class=""><<a rel="nofollow noreferrer" shape="rect" href="mailto:jwalu@yahoo.com" target="_blank" class="">jwalu@yahoo.com</a>></span> wrote:<br clear="none" class=""></div></div><blockquote class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div class=""><div style="background-color:rgb(255,255,255);font-family:"Helvetica Neue",Helvetica,Arial,"Lucida Grande",sans-serif;font-size:16px" class=""><div class=""><div class="m_3900929934176224992yiv2549946217h5"><div class=""><span class="">I just have a problem with Safaricom making reversals because someone has complained.</span></div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_440025" class=""><span class=""><br clear="none" class=""></span></div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_440027" class=""><span id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_440026" class="">What happens to my Taxi man when he drops me in town, I pay him through MPESA, then quickly call Safaricom to complain? Safaricom will have shortchanged a hard working Kenyan to favor some complaining Kenyan.</span></div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_440028" class=""><span class=""><br clear="none" class=""></span></div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_440031" class=""><span id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_440088" class="">Methinks the whole reversal process is flawed and assumes every one is 'well-behaved'.</span></div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_440031" class=""><span class=""><br clear="none" class=""></span></div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_440031" class="">Unless I am missing something and plead to be educated.</div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_440029" class=""><span class=""><br clear="none" class=""></span></div><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_440030" class=""><span id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_440095" class="">walu.</span></div><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075qtdSeparateBR" id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_439668"><br clear="none" class=""><br clear="none" class=""></div></div></div><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yahoo_quoted" id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_439666" style="display:block"> <div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_439665" style="font-family:Helvetica Neue,Helvetica,Arial,Lucida Grande,sans-serif;font-size:16px" class=""> <div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_439664" style="font-family:HelveticaNeue,Helvetica Neue,Helvetica,Arial,Lucida Grande,sans-serif;font-size:16px" class=""><div class=""><div class="m_3900929934176224992yiv2549946217h5"> <div dir="ltr" id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_439663" class=""> <font id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_439662" size="2" face="Arial" class=""> </font><hr id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_439661" size="1" class=""> <b class=""><span style="font-weight:bold" class="">From:</span></b> simon njoroge via kictanet <<a rel="nofollow noreferrer" shape="rect" href="mailto:kictanet@lists.kictanet.or.ke" target="_blank" class="">kictanet@lists.kictanet.or.ke</a> ><br clear="none" class=""> <b class=""><span style="font-weight:bold" class="">To:</span></b> <a rel="nofollow noreferrer" shape="rect" href="mailto:jwalu@yahoo.com" target="_blank" class="">jwalu@yahoo.com</a> <br clear="none" class=""><b class=""><span style="font-weight:bold" class="">Cc:</span></b> simon njoroge <<a rel="nofollow noreferrer" shape="rect" href="mailto:snjoro45@gmail.com" target="_blank" class="">snjoro45@gmail.com</a>><br clear="none" class=""> <b class=""><span style="font-weight:bold" class="">Sent:</span></b> Saturday, May 13, 2017 8:07 AM<br clear="none" class=""> <b class=""><span style="font-weight:bold" class="">Subject:</span></b> Re: [kictanet] Reversing MPESA Transactions in a Today's World<br clear="none" class=""> </div> </div></div><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075y_msg_container" id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_440089"><div class=""><div class="m_3900929934176224992yiv2549946217h5"><br clear="none" class=""><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935" class=""><div id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_440091" class=""><div class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165h5"><div dir="ltr" id="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yui_3_16_0_ym19_1_1494439732508_440090" class="">@ Mercy if you do call Safaricom for C2C transactions they will reverse the money as long as the receipt has not withdrawn the cash...For C2B merchants have the ability to do the reversal and most do effect the reversal when contacted by the customer. <div class=""><br clear="none" class=""></div><div class="">In addition, Safaricom has done more to help the issue of wrong receipt with introduction of hakikisha (20 seconds verification) as well as introduced M-Pesa on the Safaricom app where you can pick the receipt number directly from your phone-book before sending. Granted the solutions my not be perfect for all but at least its making the effort to address customer concerns.</div><div class=""><br clear="none" class=""></div><div class="">On USSD yes it was a killer application and still remains however the market is maturing tech-wise especially as a result the coming of cheaper smartphones and improved data speeds. Apps will soon take over and having the app was a smart move for Safaricom. </div><div class=""><br clear="none" class=""></div><div class="">Currently the app is at 1M downloads for both IOS and android <br clear="none" class=""><div class=""><br clear="none" class=""></div><div class=""> Regards</div></div></div></div></div><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935gmail_extra"><br clear="none" class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935gmail_quote"><div class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165h5">On Fri, May 12, 2017 at 11:14 AM, kanini mutemi via kictanet <span dir="ltr" class=""><<a rel="nofollow noreferrer" shape="rect" href="mailto:kictanet@lists.kictanet.or.ke" target="_blank" class="">kictanet@lists.kictanet.or.ke</a> ></span> wrote:<br clear="none" class=""></div></div><blockquote class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165h5"><div class="">It's still surprising the number of complaints notwithstanding all the sieves Safaricom has in place. </div><div class=""><br clear="none" class=""></div><div class="">Why not allow for reversal? </div></div></div><div class=""><br clear="none" class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935gmail_quote"><div class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165h5"><div class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935h5"><div class="">On Fri, 12 May 2017 at 11:05 Mwendwa Kivuva via kictanet <<a rel="nofollow noreferrer" shape="rect" href="mailto:kictanet@lists.kictanet.or.ke" target="_blank" class="">kictanet@lists.kictanet.or.ke</a> > wrote:<br clear="none" class=""></div></div></div></div></div><blockquote class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935h5"><div class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165h5"><div class="">The success of Mpesa is its simplicity. The app is great, but it can only be used by a certain demographic. The USSD like SIM toolkit was the killer application. It still remains.</div>
<div class="">Not holding brief for Safaricom, the 20 second verification period they give you after sending funds through C2C transactions is a very useful feature. It gives the name of the recipient, assuming you know who you are sending cash to. Of course this does not cover all scenarios especially C2B transactions. </div>
<div class="">Regards </div>
<div style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex" class=""></div></div></div><div style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex" class=""><div class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165h5"><div class="">Mercy,<div class=""><br clear="none" class=""></div><div class="">Its even worse when you transfer money from you bank account, through mobile money, to a wrong number. Safaricom will advice you to contact your bank who are supposed to make a reversal request on your behalf. The bank will tell you to write a letter giving details of what happened and that is when you realize that you are in for a long haul. There is definitely a need to come up better way of handling the problem.</div><div class=""><br clear="none" class=""></div><div class="">That notwithstanding, I wish to comment Safaricom for their improved customer service. Its now much easier and faster to connect to their customer care center for assistance, compared to the way it used to be a while ago. </div><div class=""><br clear="none" class=""></div><div class=""><br clear="none" class=""></div><div class="">Best Regards <br clear="none" class=""></div></div></div></div><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935gmail_extra"><br clear="none" class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935gmail_quote"><div class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165h5">On Fri, May 12, 2017 at 8:06 AM, Dorcas Muthoni via kictanet <span class=""><<a rel="nofollow noreferrer" shape="rect" href="mailto:kictanet@lists.kictanet.or.ke" target="_blank" class="">kictanet@lists.kictanet.or.ke</a> ></span> wrote:<br clear="none" class=""></div></div><blockquote class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165h5"><div class="">Great Timothy, I am going to add that the app shows you to whom you are about to send the money before entering your PIN. Quite useful. <div class=""><br clear="none" class=""></div><div class="">Kanini, I however acknowledge that your concerns valid as no everyone is using a smartphone. </div><div class=""><br clear="none" class=""></div></div></div></div><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935gmail_extra"><br clear="none" class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935gmail_quote"><div class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165h5"><div class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935m_-7072877839111518870m_459484669115673588m_-2578830002030117373h5">On May 12, 2017 7:28 AM, "Timothy- Coach- Oriedo via kictanet" <<a rel="nofollow noreferrer" shape="rect" href="mailto:kictanet@lists.kictanet.or.ke" target="_blank" class="">kictanet@lists.kictanet.or.ke</a> > wrote:<br clear="none" class=""></div></div></div></div><blockquote class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165h5"><div class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935m_-7072877839111518870m_459484669115673588m_-2578830002030117373h5"><div class="">Hi Mercy<div class=""><br clear="none" class=""></div><div class="">Have you tried the new safaricom App ? Get it from playstore and share your experience. </div><div class=""><br clear="none" class=""></div><div class="">It's has laid a foundation for live chatbot.</div><div class=""><br clear="none" class=""><br clear="none" class=""><div class=""> <br clear="none" class=""><br clear="none" class=""> <br clear="none" class=""><br clear="none" class="">Timothy Oriedo<br clear="none" class=""><br clear="none" class=""><a rel="nofollow noreferrer" shape="rect" href="http://about.me/Timoriedo" target="_blank" class="">about.me/Timoriedo</a><br clear="none" class=""><br clear="none" class=""> </div></div></div><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935gmail_extra"><br clear="none" class=""><div class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935gmail_quote">On 12 May 2017 07:23, "kanini mutemi via kictanet" <<a rel="nofollow noreferrer" shape="rect" href="mailto:kictanet@lists.kictanet.or.ke" target="_blank" class="">kictanet@lists.kictanet.or.ke</a> > wrote:<br clear="none" class=""><blockquote class="m_3900929934176224992yiv2549946217m_-5169553139751183187yiv7238534165m_1499136274874759075yiv9801706935m_-7072877839111518870m_459484669115673588m_-2578830002030117373m_-3638932211343203505m_-4464256682371026715quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex">Hello everyone.<div class=""><br clear="none" class=""></div><div class="">I've seen quite a number of complaints on people sending money to the wrong number. Surprisingly a lot of these instances involve 50k and above. It seems MPESA has left it up to the recepients to be kind enough to refund money sent erroneously. I see why that would make sense to a business (2 transactions is better than one). Of course a lot of Kenyans will not refund (tough economic times🤔)</div><div class=""><br clear="none" class=""></div><div class="">I recently made a notable purchase from WordPress and realized only two minutes later that I had bought the wrong product. Good thing they have live chat for their customer support. No questions asked- they reversed the transaction. </div><div class=""><br clear="none" class=""></div><div class="">Now I realize the two are different; one is a seller the other one is a conveyor belt. It got me thinking however- MPESA has to keep up with the times. The explanation has always been that MPESA asks you to confirm before you press send. The number of 'I sent Kshs. X to the wrong number' posts on Buyer Beware should be enough to tell any caring provider that the system is broken. </div><div class=""><br clear="none" class=""></div><div class="">Digital products must be malleable and most importantly responsive to customer needs. Which is why competition is healthy- it pushes companies to care about the needs of its customers. </div><div class=""><br clear="none" class=""></div><div class="">Have a great day ahead. </div><font color="#888888" class=""></font><div class="">-- <br clear="none" class=""></div><div class=""><div class=""><div class=""><div class=""><div class=""><div class=""><div class=""><div class=""><span style="font-family:georgia,serif" class=""><b class="">Mercy Mutemi, Advocate</b>. <br clear="none" class=""></span></div></div><div class=""><span style="font-family:georgia,serif" class=""><br clear="none" class=""></span></div><div class=""><span style="font-family:georgia,serif" class=""><b class=""><i class=""><br clear="none" class=""></i></b></span></div><br clear="none" class=""></div></div></div></div></div></div>
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.<br clear="none" class="">
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.<br clear="none" class="">
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.<br clear="none" class="">
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.<br clear="none" class="">
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KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.<br clear="none" class=""></blockquote></div><br clear="none" class=""></div></div></div><br class=""><br class=""></div> </div> </div> </div></div></div>_______________________________________________<br class="">kictanet mailing list<br class=""><a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank" rel="noreferrer" class="">kictanet@lists.kictanet.or.ke</a><br class=""><a href="https://lists.kictanet.or.ke/mailman/listinfo/kictanet" target="_blank" rel="noreferrer" class="">https://lists.kictanet.or.ke/mailman/listinfo/kictanet</a><br class="">Twitter: <a href="http://twitter.com/kictanet" target="_blank" rel="noreferrer" class="">http://twitter.com/kictanet</a><br class="">Facebook: <a href="https://www.facebook.com/KICTANet/" target="_blank" rel="noreferrer" class="">https://www.facebook.com/KICTANet/</a><br class=""><br class="">Unsubscribe or change your options at <a href="https://lists.kictanet.or.ke/mailman/options/kictanet/kaninimutemi%40gmail.com" target="_blank" rel="noreferrer" class="">https://lists.kictanet.or.ke/mailman/options/kictanet/kaninimutemi%40gmail.com</a><br class=""><br class="">The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.<br class=""><br class="">KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.</div></blockquote></div><br class=""></div></div></div>_______________________________________________<br class="">
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