<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto">True.<div><br></div><div>Interesting times.<br><br><div id="AppleMailSignature"><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118); -webkit-composition-fill-color: rgba(175, 192, 227, 0.231373);"><b>Ali Hussein</b></span></div><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118); -webkit-composition-fill-color: rgba(175, 192, 227, 0.231373);"><b>Principal</b></span></div><div><b style="background-color: rgba(255, 255, 255, 0);">Hussein & Associates</b></div><div style="font-family: Helvetica; font-size: medium; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); -webkit-text-size-adjust: auto; ">+254 0713 601113 </div><div style="font-family: Helvetica; font-size: medium; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); -webkit-text-size-adjust: auto; "><br></div><div><p style="margin: 0in 0in 0pt;"><span style="background-color: rgba(255, 255, 255, 0);">Twitter: @AliHKassim</span></p><span style="background-color: rgba(255, 255, 255, 0);"><font></font></span><p style="margin: 0in 0in 0pt;"><span style="background-color: rgba(255, 255, 255, 0);">Skype: abu-jomo</span></p><p style="margin: 0in 0in 0pt;"><span style="background-color: rgba(255, 255, 255, 0);">LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.com/in/alihkassim</a></span></p><font><br></font></div><div><span style="background-color: rgba(255, 255, 255, 0);">"We are what we repeatedly do. Excellence, therefore, is not an act but a habit." ~ Aristotle</span></div><div><br></div><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118); -webkit-composition-fill-color: rgba(175, 192, 227, 0.231373);"><br></span></div>Sent from my iPad</div><div><br>On 20 Feb 2018, at 8:02 PM, K Machuhi <<a href="mailto:kmachuhi@gmail.com">kmachuhi@gmail.com</a>> wrote:<br><br></div><blockquote type="cite"><div><div dir="auto"><div>The suit cuts both ways. The matter is sub judice and we may not have ample latitude to comment. The fees vs interest aspect will help Safaricom set straight a perception. </div><div dir="auto"><br></div><div dir="auto">Whether in court or somehow Safaricom got to justify the 'service fees' rate relative to its cost of capital and the predatory angle is in line with topical public debate on dominance.</div><div dir="auto"><br></div><div dir="auto">Lack of ubiquitous information before someone makes a decision to borrow should make interesting proceedings. You dont have airtime and yet required to read terms and conditions in internet?</div><div dir="auto"><br></div><div dir="auto">That said, and to digress a bit, Safaricom is market leader due to doing the right things right. Its competitors are very good at shooting their own feet. Get that from an industry insider. With the right leadership, other telcos can easily erode Safaricom so- called dominace.</div><div dir="auto"><br></div><div dir="auto">Leadership is a very rare skill in those telcos.</div><div dir="auto"><br></div><div dir="auto"><div class="gmail_extra" dir="auto">K.M</div><div class="gmail_extra" dir="auto"><br><div class="gmail_quote" dir="auto">On 20 Feb 2018 19:06, "Ali Hussein" <<a href="mailto:ali@hussein.me.ke" target="_blank">ali@hussein.me.ke</a>> wrote:<br type="attribution"><blockquote class="m_-970589430910133642quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div dir="ltr"><div class="gmail_default" style="font-family:georgia,serif">@Machuhi</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">Let me understand this:-</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">You take 100\- Okoa Jahazi airtime on credit. It's clear that there's a cost to it. Then you go to court? </div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">Am I missing something here?</div><div class="gmail_extra"><div class="m_-970589430910133642quoted-text"><br clear="all"><div><div class="m_-970589430910133642m_1245826346052693020gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><p style="margin:0in 0in 0pt"><b><font face="georgia, serif" size="2">Ali
Hussein</font></b></p><p style="margin:0in 0in 0pt"><b><font face="georgia, serif" size="2">Principal</font></b></p><p style="margin:0in 0in 0pt"><font face="georgia, serif" size="2"><b>AHK & Associates</b></font></p><font size="2">
</font><p style="margin:0in 0in 0pt"><font size="2"> </font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>T<font size="2">el: +254 713 60<font size="2">1113</font></font><br></span></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>Twitter: @AliHKassim</span><span></span></span></font></p><font size="2"><span style="font-family:georgia,serif">
</span></font><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>Skype: abu-jomo</span></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.com/in/alih<wbr>kassim</a></span><a href="http://ke.linkedin.com/in/alihkassim" target="_blank"><span style="color:windowtext;text-decoration:none"></span></a></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><br></span></font></p><p style="font-size:small;margin:0cm 0cm 0.0001pt;background-image:initial;background-position:initial;background-repeat:initial"><span style="font-size:9pt;font-family:georgia;color:black">13th Floor , Delta Towers, Oracle Wing,</span><span style="font-size:9.5pt;font-family:arial"></span></p><p style="font-size:small;margin:0cm 0cm 0.0001pt;background-image:initial;background-position:initial;background-repeat:initial"><span style="font-size:9pt;font-family:georgia;color:black">Chiromo Road, Westlands,</span><span style="font-size:9.5pt;font-family:arial"></span></p><p style="font-size:small;margin:0cm 0cm 0.0001pt;background-image:initial;background-position:initial;background-repeat:initial"><span style="font-size:9pt;font-family:georgia;color:black">Nairobi, Kenya.</span></p><font size="2"><span style="font-family:georgia,serif"><span><br><font size="1">Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.</font></span></span></font><span style="font-family:"Baskerville Old Face","serif";font-size:11pt"></span><span style="font-size:11pt"></span>
<span style="font-family:"Baskerville Old Face","serif""></span></div></div></div></div></div></div></div></div></div></div></div></div></div></div>
<br></div><div class="m_-970589430910133642elided-text"><div class="gmail_quote">On Tue, Feb 20, 2018 at 6:21 PM, K Machuhi <span dir="ltr"><<a href="mailto:kmachuhi@gmail.com" target="_blank">kmachuhi@gmail.com</a>></span> wrote:<br><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div dir="auto"><div>Ali....frivolous lawsuits never get admitted into court process. The okoa jahazi matter is of great public interest and whichever way it goes will have major impact.</div><div dir="auto"><br></div><div dir="auto">As a society we are not as litigious as we ought to be. <br><div class="gmail_extra" dir="auto"><br><div class="gmail_quote"><div><div class="m_-970589430910133642m_1245826346052693020h5">On 20 Feb 2018 17:05, "Ali Hussein via kictanet" <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a><wbr>> wrote:<br type="attribution"></div></div><blockquote class="m_-970589430910133642m_1245826346052693020m_-4128077290429089184quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div><div class="m_-970589430910133642m_1245826346052693020h5"><div dir="ltr"><div style="font-family:georgia,serif">Mwendwa</div><div style="font-family:georgia,serif"><br></div><div style="font-family:georgia,serif">One of the drawbacks of the new dispensation is frivolous lawsuits..It's what we must live with..</div><div style="font-family:georgia,serif"><br></div><div style="font-family:georgia,serif">Regards</div><div class="gmail_extra"><br clear="all"><div><div class="m_-970589430910133642m_1245826346052693020m_-4128077290429089184m_-7967525912770857514gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><p style="margin:0in 0in 0pt"><b><font face="georgia, serif" size="2">Ali
Hussein</font></b></p><p style="margin:0in 0in 0pt"><b><font face="georgia, serif" size="2">Principal</font></b></p><p style="margin:0in 0in 0pt"><font face="georgia, serif" size="2"><b>AHK & Associates</b></font></p><font size="2">
</font><p style="margin:0in 0in 0pt"><font size="2"> </font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>T<font size="2">el: +254 713 60<font size="2">1113</font></font><br></span></span></font></p><div class="m_-970589430910133642m_1245826346052693020m_-4128077290429089184quoted-text"><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>Twitter: @AliHKassim</span><span></span></span></font></p><font size="2"><span style="font-family:georgia,serif">
</span></font><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>Skype: abu-jomo</span></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.com/in/alih<wbr>kassim</a></span><a href="http://ke.linkedin.com/in/alihkassim" target="_blank"><span style="color:windowtext;text-decoration:none"></span></a></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><br></span></font></p></div><p style="font-size:small;margin:0cm 0cm 0.0001pt;background-image:initial;background-position:initial;background-repeat:initial"><span style="font-size:9pt;font-family:georgia;color:black">13th Floor , Delta Towers, Oracle Wing,</span><span style="font-size:9.5pt;font-family:arial"></span></p><p style="font-size:small;margin:0cm 0cm 0.0001pt;background-image:initial;background-position:initial;background-repeat:initial"><span style="font-size:9pt;font-family:georgia;color:black">Chiromo Road, Westlands,</span><span style="font-size:9.5pt;font-family:arial"></span></p><p style="font-size:small;margin:0cm 0cm 0.0001pt;background-image:initial;background-position:initial;background-repeat:initial"><span style="font-size:9pt;font-family:georgia;color:black">Nairobi, Kenya.</span></p><font size="2"><span style="font-family:georgia,serif"><span><br><font size="1">Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.</font></span></span></font><span style="font-family:"Baskerville Old Face","serif";font-size:11pt"></span><span style="font-size:11pt"></span>
<span style="font-family:"Baskerville Old Face","serif""></span></div></div></div></div></div></div></div></div></div></div></div></div></div></div>
<br><div class="gmail_quote"><div class="m_-970589430910133642m_1245826346052693020m_-4128077290429089184elided-text">On Tue, Feb 20, 2018 at 1:27 PM, Mwendwa Kivuva via kictanet <span dir="ltr"><<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a><wbr>></span> wrote:<br></div><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div class="m_-970589430910133642m_1245826346052693020m_-4128077290429089184elided-text">If the court rules in the Petitioners' favour, what would be the<br>
options for Safaricom?<br>
<br>
1. Scrap the Okoa jahazi service completely? I am aware this service<br>
has been of great help to the "down trodden".<br>
2. Offer the service at no cost? After all, if your client has no<br>
liquidity at a particular time, do you do away with them?<br>
<br>
Regards<br>
______________________<br>
Mwendwa Kivuva, Nairobi, Kenya<br>
<a href="http://twitter.com/lordmwesh" rel="noreferrer" target="_blank">twitter.com/lordmwesh</a><br>
<br>
<br>
<br>
<br>
On 20 February 2018 at 09:58, Ali Hussein via kictanet<br>
<div><div class="m_-970589430910133642m_1245826346052693020m_-4128077290429089184m_-7967525912770857514h5"><<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a><wbr>> wrote:<br>
> Listers<br>
><br>
> Apologies for cross posting.<br>
><br>
> Interesting story in the Business Daily today.<br>
><br>
> Two petitioners have sued Safaricom over the charges it imposes on Okoa<br>
> Jahazi airtime services, claiming that they are illegal.<br>
><br>
> Mr Ashford Koome and Eric Kithinji, claim that Safaricom is not licensed to<br>
> carry out banking services, hence the interest it charges on the airtime<br>
> advanced to the subscribers is illegal.<br>
><br>
> Safaricom has however disputed the claims arguing that the charges have been<br>
> approved by the Communications Authority of Kenya, and that they are not<br>
> interest but a service charge.<br>
><br>
> Read on:-<br>
><br>
><br>
> <a href="https://www.businessdailyafrica.com/corporate/companies/Safaricom-fights-back-in-Okoa-Jahazi-case/4003102-4311682-ovkd31z/index.html" rel="noreferrer" target="_blank">https://www.businessdailyafric<wbr>a.com/corporate/companies/Safa<wbr>ricom-fights-back-in-Okoa-Jaha<wbr>zi-case/4003102-4311682-ovkd31<wbr>z/index.html</a><br>
><br>
> Regards<br>
><br>
> Ali Hussein<br>
> Principal<br>
> Hussein & Associates<br>
> +254 0713 601113<br>
><br>
> Twitter: @AliHKassim<br>
><br>
> Skype: abu-jomo<br>
><br>
> LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" rel="noreferrer" target="_blank">http://ke.linkedin.com/in/alih<wbr>kassim</a><br>
><br>
><br>
> "We are what we repeatedly do. Excellence, therefore, is not an act but a<br>
> habit." ~ Aristotle<br>
><br>
><br>
> Sent from my iPad<br>
><br>
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