<div dir="ltr"><div class="gmail_default" style="font-family:georgia,serif">@Kevin</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">Great insight. I agree with you. The thing you left out is that Sonatel is part of Orange and Orange is strong in West Africa. The Analysts could have done a better job in talking about that potential.</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">To my point:-</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">Let's stop as a country beating down Safaricom on dominance and instead focus on how we as a country can help them become the Africa Champion and not defend foreign based operators crying foul about dominance when some of them were at some point ahead of Safaricom in market share. Let's instead focus on improving our champion by keeping them 'honest' in say the following areas:-</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">1. Improved Customer Service</div><div class="gmail_default" style="font-family:georgia,serif">2. Contribution to the Tech Ecosystem of which they are a part of</div><div class="gmail_default" style="font-family:georgia,serif">3. A Platform Agnostic M-Pesa that assists the regional payments ecosystem and improves on it</div><div class="gmail_default" style="font-family:georgia,serif">4. Positive criticism of MASOKO (which by the way is nowhere near what it should be) and ensuring that it lives upto it's promises of becoming the Alibaba of Africa</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">Regards</div><div class="gmail_extra"><br clear="all"><div><div class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><p style="margin:0in 0in 0pt"><b><font face="georgia, serif" size="2">Ali
Hussein</font></b></p><p style="margin:0in 0in 0pt"><b><font face="georgia, serif" size="2">Principal</font></b></p><p style="margin:0in 0in 0pt"><font face="georgia, serif" size="2"><b>Hussein & Associates</b></font></p><font size="2">
</font><p style="margin:0in 0in 0pt"><font size="2"> </font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>T<font size="2">el: +254 713 60<font size="2">1113</font></font><br></span></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>Twitter: @AliHKassim</span><span></span></span></font></p><font size="2"><span style="font-family:georgia,serif">
</span></font><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>Skype: abu-jomo</span></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><span>LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.com/in/alihkassim</a></span><a href="http://ke.linkedin.com/in/alihkassim" target="_blank"><span style="color:windowtext;text-decoration:none"></span></a></span></font></p><p style="margin:0in 0in 0pt"><font size="2"><span style="font-family:georgia,serif"><br></span></font></p><p style="font-size:small;margin:0cm 0cm 0.0001pt;background-image:initial;background-position:initial;background-repeat:initial"><span style="font-size:9pt;font-family:georgia;color:black">13th Floor , Delta Towers, Oracle Wing,</span><span style="font-size:9.5pt;font-family:arial"></span></p><p style="font-size:small;margin:0cm 0cm 0.0001pt;background-image:initial;background-position:initial;background-repeat:initial"><span style="font-size:9pt;font-family:georgia;color:black">Chiromo Road, Westlands,</span><span style="font-size:9.5pt;font-family:arial"></span></p><p style="font-size:small;margin:0cm 0cm 0.0001pt;background-image:initial;background-position:initial;background-repeat:initial"><span style="font-size:9pt;font-family:georgia;color:black">Nairobi, Kenya.</span></p><font size="2"><span style="font-family:georgia,serif"><span><br><font size="1">Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.</font></span></span></font><span style="font-family:"Baskerville Old Face","serif";font-size:11pt"></span><span style="font-size:11pt"></span>
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<br><div class="gmail_quote">On Mon, Jan 29, 2018 at 11:34 AM, Kevin Kamonye <span dir="ltr"><<a href="mailto:kevin.kamonye@gmail.com" target="_blank">kevin.kamonye@gmail.com</a>></span> wrote:<br><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div dir="ltr"><div style="font-family:arial,helvetica,sans-serif;color:rgb(11,83,148)">I am usually very wary of some of these talking head analysts and their opinions.</div><div style="font-family:arial,helvetica,sans-serif;color:rgb(11,83,148)"><br></div><div style="font-family:arial,helvetica,sans-serif;color:rgb(11,83,148)">Safaricom is leagues ahead of Sonatel due to the underlying economic factors that differentiate Kenya and Senegal combined together with Guinea, Mali, Sierra Leone and Bissau).</div><div style="font-family:arial,helvetica,sans-serif;color:rgb(11,83,148)"><br></div><div style="font-family:arial,helvetica,sans-serif;color:rgb(11,83,148)"><b><u>Country / 2016 GDP / 2016 Growth Rate</u></b></div><div><div><font color="#0b5394" face="arial, helvetica, sans-serif"><br></font></div><div><font color="#0b5394" face="arial, helvetica, sans-serif"><b>Kenya</b> 70.53 Billion USD ; 4.4%</font></div><div><font color="#0b5394" face="arial, helvetica, sans-serif"><br></font></div><div><font color="#0b5394" face="arial, helvetica, sans-serif"><b>Senegal</b> 14.77 Billion USD; 6.6%</font></div><div><font color="#0b5394" face="arial, helvetica, sans-serif"><b>Guinea</b> 6.299 Billion USD ; 5.2%</font></div><div><font color="#0b5394" face="arial, helvetica, sans-serif"><b>Mali</b> 14.05 Billion USD ; 4.8%</font></div><div><font color="#0b5394" face="arial, helvetica, sans-serif"><b>Sierra Leone</b> 3.669 Billion USD ; 6.1%</font></div><div><font color="#0b5394" face="arial, helvetica, sans-serif"><b>Bissau</b> 1.13 Billion USD ; 5.5%</font></div><div><font color="#0b5394" face="arial, helvetica, sans-serif"><br></font></div><div><font color="#0b5394" face="arial, helvetica, sans-serif"><b>Sonatel host countries total stats</b></font></div><div><font color="#0b5394" face="arial, helvetica, sans-serif">Total GDP 40 Billion USD</font></div><div><font color="#0b5394" face="arial, helvetica, sans-serif">Total Population 52M</font></div><div><font color="#0b5394" face="arial, helvetica, sans-serif">Average Growth 5.7%</font></div><div style="color:rgb(11,83,148);font-family:arial,helvetica,sans-serif"><br></div><div style="color:rgb(11,83,148);font-family:arial,helvetica,sans-serif">When we look at market penetration and market share, Sonatel already has some very high numbers - as per their 2016 reports. </div><div><font color="#0b5394" face="arial, helvetica, sans-serif"><a href="http://www.sonatel.com/wp-content/uploads/2017/02/Sonatel_2016_financial_results_EN.pdf" target="_blank">http://www.sonatel.com/wp-<wbr>content/uploads/2017/02/<wbr>Sonatel_2016_financial_<wbr>results_EN.pdf</a></font><br></div></div><div class="gmail_extra"><br clear="all"><div><div class="m_6706571061027497290gmail_signature"><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div style="font-size:small;font-family:arial,helvetica,sans-serif;color:rgb(11,83,148)"><div style="font-family:arial,helvetica,sans-serif;color:rgb(11,83,148)">As for the reports that indicate that Safaricom will suffer losses due to more and MPESA transactions being to business numbers - rubbish. </div><div style="font-family:arial,helvetica,sans-serif;color:rgb(11,83,148)"><br></div><div style="font-family:arial,helvetica,sans-serif;color:rgb(11,83,148)">The biggest growth potential of African economies is in moving the informal sector into the scope of the tax administration. By enabling this, Safaricom is laying down the foundation for its own strong future growth.</div><br></div><div style="font-size:small;font-family:arial,helvetica,sans-serif;color:rgb(11,83,148)">Regards,</div><div style="font-size:small;font-family:arial,helvetica,sans-serif;color:rgb(11,83,148)"><br></div><div style="font-size:small;font-family:arial,helvetica,sans-serif;color:rgb(11,83,148)">Kevin</div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div>
<br><div class="gmail_quote"><div><div class="h5">On 29 January 2018 at 08:39, Ali Hussein via kictanet <span dir="ltr"><<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a><wbr>></span> wrote:<br></div></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div><div class="h5"><div dir="auto"><div>Listers</div><div><br></div><div>I’ve always advocated for Kenyan Companies looking beyond the country to Africa at least. Here’s an interesting story of Sonatel, the Senegalese Telco that seems to be making waves in the investment circles. A snippet of the story below:-</div><div><br></div><div><span style="background-color:rgba(255,255,255,0)">For Sonatel, there is an integrated regulatory and economic environment as well as a regional presence and availability of other Orange Group subsidiaries with which to have direct partnerships for purposes of remittances in SSA.</span></div><div style="box-sizing:border-box;margin:0px;padding:0px;border:0px"><p style="box-sizing:border-box;margin:1.5rem 0px 0px;padding:0px;border:0px"><span style="background-color:rgba(255,255,255,0)">It also notes Safaricom is increasingly doing more transactions on M-Pesa that relate to businesses as opposed to withdrawals by individuals. </span></p></div><div style="box-sizing:border-box;margin:0px;padding:0px;border:0px"><p style="box-sizing:border-box;margin:1.5rem 0px 0px;padding:0px;border:0px"><span style="background-color:rgba(255,255,255,0)">“We expect revenues to suffer as business transactions gain traction at a lower transaction charge than the declining withdrawals,” said Exotix.</span></p><p style="box-sizing:border-box;margin:1.5rem 0px 0px;padding:0px;border:0px"><span style="background-color:rgba(255,255,255,0)">Read on:-</span></p><p style="box-sizing:border-box;margin:1.5rem 0px 0px;padding:0px;border:0px"><span style="background-color:rgba(255,255,255,0)"><br></span></p></div><div><a href="https://www.businessdailyafrica.com/markets/marketnews/Exotix-tips-foreigners-to-favour-firm-over-Safaricom/3815534-4282002-f8gnyuz/index.html?utm_source=traqli&utm_medium=email&utm_campaign=bdafrica_newsletter" target="_blank">https://www.businessdailyafric<wbr>a.com/markets/marketnews/<wbr>Exotix-tips-foreigners-to-<wbr>favour-firm-over-Safaricom/<wbr>3815534-4282002-f8gnyuz/index.<wbr>html?utm_source=traqli&utm_<wbr>medium=email&utm_campaign=<wbr>bdafrica_newsletter</a></div><br><br><div id="m_6706571061027497290gmail-m_-7052637717444282118AppleMailSignature"><div><span><b>Ali Hussein</b></span></div><div><span><b>Principal</b></span></div><div><b style="background-color:rgba(255,255,255,0)">Hussein & Associates</b></div><div style="font-family:Helvetica;font-size:medium">+254 0713 601113 </div><div style="font-family:Helvetica;font-size:medium"><br></div><div><p style="margin:0in 0in 0pt"><span style="background-color:rgba(255,255,255,0)">Twitter: @AliHKassim</span></p><span style="background-color:rgba(255,255,255,0)"><font></font></span><p style="margin:0in 0in 0pt"><span style="background-color:rgba(255,255,255,0)">Skype: abu-jomo</span></p><p style="margin:0in 0in 0pt"><span style="background-color:rgba(255,255,255,0)">LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.c<wbr>om/in/alihkassim</a></span></p><font><br></font></div><div><span style="background-color:rgba(255,255,255,0)">"We are what we repeatedly do. Excellence, therefore, is not an act but a habit." ~ Aristotle</span></div><div><br></div><div><span><br></span></div>Sent from my iPad</div></div><br></div></div>______________________________<wbr>_________________<br>
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