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--></style></head><body lang=EN-US link=blue vlink="#954F72"><div class=WordSection1><p class=MsoNormal>Interesting debate…</p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>I would agree with Ali on nurturing the <b><i>ndogo-ndogos</i></b> (read zukus, jamiis etc) that are upcoming. However I would rather let the <b><i>bwana kubwa</i></b> – Safcom be, the market has a way to trim <b><i>bwana kubwa</i></b> to size – Nokia is a good example.</p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><div style='mso-element:para-border-div;border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal style='border:none;padding:0in'><b>From: </b><a href="mailto:kictanet@lists.kictanet.or.ke">Walubengo J via kictanet</a><br><b>Sent: </b>Wednesday, February 22, 2017 11:29 AM<br><b>To: </b><a href="mailto:twahuq@gmail.com">twahuq@gmail.com</a><br><b>Cc: </b><a href="mailto:jwalu@yahoo.com">Walubengo J</a><br><b>Subject: </b>Re: [kictanet]Consumer protection a means of cutting Safaricom’s dominance</p></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>@Barrack,<o:p></o:p></span></p><div id="yui_3_16_0_ym19_1_1487657117144_162149"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_162149"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Unlike columnist Jaindi, i dont have the benefit of the leaked dominance report. So unable to confidently take a position on the report.<o:p></o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_162149"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_162149"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>However, I partly agree with Ali that the market has changed since the KPTC days (of the 1990s). Safaricom, just like Airtel and others may have been telecommunication companies then, but today they are more of ICT companies than they are traditional telcos (read voice providers). <o:p></o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_162149"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_162149"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>The regulatory instruments and parameters for managing telcos in the 90s/early 2000s are therefore inadequate in dealing with todays dynamic ICT/Internet environment. There is need to have new regulatory instruments that can adequately interrogate todays ICT markets.<o:p></o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_162149"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_162149"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>So once I get the dominance report, I would be keen to understand whether the Consultants recommendations are informed by a telco-focused regulatory instruments or are based on the new ICT realities. So in answering @Barrack, it is difficult to tell whether splitting Safcom is good or not, unless we understand what were the methodologies used to arrive at such decisions.<o:p></o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_162149"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_162149"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>So I hope Racheal/CA will give us the detailed official report sooner, rather than later.<o:p></o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_162149"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_162149"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>walu.<o:p></o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_162149"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_162398"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_162316"><div id="yui_3_16_0_ym19_1_1487657117144_162315"><div id="yui_3_16_0_ym19_1_1487657117144_162314"><div id="yui_3_16_0_ym19_1_1487657117144_162354"><p class=MsoNormal style='background:white'><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:black'><img border=0 width=708 height=1 style='width:7.375in;height:.0104in' id="Horizontal_x0020_Line_x0020_1" src="cid:image002.png@01D28D06.2216DE90"></span><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:black'><o:p></o:p></span></p><p class=MsoNormal style='background:white'><b><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:black'>From:</span></b><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:black'> Ali Hussein via kictanet <kictanet@lists.kictanet.or.ke><br><b>To:</b> jwalu@yahoo.com <br><b id="yui_3_16_0_ym19_1_1487657117144_164667">Cc:</b> Ali Hussein <ali@hussein.me.ke>; KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke><br><b id="yui_3_16_0_ym19_1_1487657117144_164669">Sent:</b> Wednesday, February 22, 2017 6:18 AM<br><b id="yui_3_16_0_ym19_1_1487657117144_164671">Subject:</b> Re: [kictanet] Consumer protection a means of cutting Safaricom’s dominance</span><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p></o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_162313"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p><div id=yiv5447847949><div id="yui_3_16_0_ym19_1_1487657117144_162312"><div id="yui_3_16_0_ym19_1_1487657117144_163660"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Barrack<o:p></o:p></span></p></div><div id=yiv5447847949AppleMailSignature><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><div id=yiv5447847949AppleMailSignature><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Im one of those old enough to remember. :-)<o:p></o:p></span></p></div><div id=yiv5447847949AppleMailSignature><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><div id=yiv5447847949AppleMailSignature><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>However my take is this:-<o:p></o:p></span></p></div><div id=yiv5447847949AppleMailSignature><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><div id=yiv5447847949AppleMailSignature><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>The markets have evolved so much and the dynamics of innovation, the market place and the consumer changed so much that the the Heavy Hand of Regulation must now be tampered by the light touch of nurturing and encouraging innovation and the market players to act and behave in a responsible manner. Failure to which the Market will deal with them in a most ruthless manner. The market won't break you up. It will decimate you and leave you for the dead. Just ask Telkom Kenya, Posta, Nokia and other once 'Dominant' global players.<o:p></o:p></span></p></div><div id=yiv5447847949AppleMailSignature><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><div id=yiv5447847949AppleMailSignature><p class=MsoNormal style='margin-bottom:12.0pt;background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>I think we are focusing on the wrong things. By all means, keep a leash on the lean, mean fighting machine that is Safaricom. But also nurture home grown players -The PesaPals, the Cellulant, the WayaWayas, the Anganis, the Zuku's and Jamiis to ensure that we build such a deep bench of players that this Dominance conversation will be placed where it belongs - in the dustbins of history.<o:p></o:p></span></p><div><p class=MsoNormal style='background:white'><b><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Ali Hussein</span></b><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal style='background:white'><b><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Principal</span></b><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p></o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_163658"><p class=MsoNormal style='background:white'><b><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Hussein & Associates</span></b><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p></o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_163664"><p class=MsoNormal style='background:white'><span style='font-size:13.5pt;font-family:"Helvetica",sans-serif;color:black'>+254 0713 601113 <o:p></o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_163662"><p class=MsoNormal style='background:white'><span style='font-size:13.5pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><div><div><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Twitter: @AliHKassim<o:p></o:p></span></p></div><div><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Skype: abu-jomo<o:p></o:p></span></p></div><div><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.com/in/alihkassim</a><o:p></o:p></span></p></div><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><div><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>"We are what we repeatedly do. Excellence, therefore, is not an act but a habit." ~ Aristotle<o:p></o:p></span></p></div><div><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><div id="yui_3_16_0_ym19_1_1487657117144_163654"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></div><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Sent from my iPad<o:p></o:p></span></p></div><div><p class=MsoNormal style='margin-bottom:12.0pt;background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><br>On 22 Feb 2017, at 5:27 AM, Barrack Otieno <<a href="mailto:otieno.barrack@gmail.com" target="_blank">otieno.barrack@gmail.com</a>> wrote:<o:p></o:p></span></p></div><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt' id="yui_3_16_0_ym19_1_1487657117144_163642"><div id="yui_3_16_0_ym19_1_1487657117144_163641"><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Hi colleagues,<br><br>I need an explanation like a two year old on this whole dominance<br>debate. Maybe Walu can help me here. Safaricom was a subsidiary of<br>Telkom Kenya focused on the mobile phone (GSM) Segment. Looking back<br>into the past and as a result of Liberization, the then giant Kenya<br>Posts and Telecommunications Corporation was split into , Telkom<br>Kenya, Communications Authority of Kenya (CCK then as the regulator<br>and Posta to handle the post office. We need to step back and<br>interrogate the real reasons as to why Progress of Telkom Kenya and<br>Posta has backfired in a maximum of ten bullet points. On the other<br>hand, we also need to figure out how Safaricom (a subsidiary of Telkom<br>Kenya which is now a public company bolted out of the stable and<br>became a success). My simple questions:<br><br>1. Will a split of Safaricom yield the desired effect?<br>2. Is it in the interest of Safaricom (the company or organization<br>that is a legally recognized person by the laws of the land to split<br>so as to suit the competition.<br>3. Can someone share case studies of where this has worked before?<br><br>Walu or anyone as old as Kenya Posts and Telecommunication Corporation<br>please help.<br><br>Following...<br><br>On 2/22/17, Ali Hussein via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br><br><o:p></o:p></span></p><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>@Mwendwa and all<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>it looks like that's what the consultant is suggesting.<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Here are two other excerpts from the report that I find interesting:-<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>The most draconian of the prescriptions is the proposal to functionally<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>separate M-Pesa from Safaricom. This is tantamount to proposing a break-up<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>of Safaricom because in terms of growth revenues, M-Pesa is on track to<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>reach 50 per cent of the company’s net revenues. The consultants have also<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>proposed what they call “mandatory wallet-to wallet interoperability”, a<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>system where a consumer can keep cloud accounts across the platforms of<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>different mobile companies, making it possible to move and shift money<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>between accounts as one chooses.<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>I have said before and I'm happy to repeat this again. Separating M-Pesa<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>from Safaricom should not be forced on Safaricom. In my humble opinion<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Safaricom should by now have done this voluntarily as a strategic imperative<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>to transform itself into the De-Facto National (Regional) Mobile Payment<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>System. I think the lost opportunity here can be seen by the KBA launching a<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>rival Mobile Platform called PesaLink.<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>The mandatory 'Wallet to Wallet' interoperability is an interesting angle<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>and needs to seriously be considered. This sort of compliments my point<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>above.<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>They have also recommended a system that they call “agent to agent<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>interoperability”, where agents will be able to support multiple mobile<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>money platforms using what is described in technical language as “a single<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>float”.<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>This is certainly interesting. In as much as this supports the notion of<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>'User or Customer Experience' I think the Regulator and the Telcos should<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>work towards ensuring this becomes a reality. In essence this could be a<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>solution to the allegations that Safaricom discourages its agent network<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>from dealing with rival Telcos.<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Lastly, I would largely concur with Jaindi Ksero's conclusion (sort of) that<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>the Consultant has displayed a lack of knowledge in the functioning of our<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>national payments system. I would however like to add one for the road:-<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Are our Regulators (CA, CAK and CBK) prepared to empower, grow and regulate<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>with a light touch the seemingly fluid Telco, Banking, Payments and Fintech<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Spaces while ensuring that:-<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>a) They embrace innovation and new thinking while protecting National<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Interests and consumers at the same time?<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>b) They work together without resorting to Turf Wars as evidenced in the<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>tiff between the CA and the CAK in 2015.<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><a href="http://www.businessdailyafrica.com/Corporate-News/Competition--telecoms-watchdogs-to-seek-truce-over-Safaricom-/539550-2707286-lqu5sez/index.html" target="_blank">http://www.businessdailyafrica.com/Corporate-News/Competition--telecoms-watchdogs-to-seek-truce-over-Safaricom-/539550-2707286-lqu5sez/index.html</a><o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>c) They consider creating a Joint Task Force to monitor, encourage and<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>empower players in the spaces mentioned to become Regional and Global<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Players? I have often wondered aloud about the CBK's core mandate of<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>protecting Depositors' funds and wondered (again aloud) whether this mandate<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>is outdated and that it should be expanded to that of becoming an empowering<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>public entity that encourages research, innovation and entrepreneurship in<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>the burgeoning convergence of Banking, Telcos, Payments and Fintech Spaces.<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>d) Regulatory tools need to be rebooted and upgraded to reflect the times.<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>The current scenarios are such that one doesn't even know anymore which<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>industry one operates in.<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>This is a plea for the Regulation Mandates to drastically change and embrace<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>the now and the future.<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Can the Future Czars step up?<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Ali Hussein<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Principal<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Hussein & Associates<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>+254 0713 601113<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Twitter: @AliHKassim<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Skype: abu-jomo<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.com/in/alihkassim</a><o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>"We are what we repeatedly do. Excellence, therefore, is not an act but a<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>habit." ~ Aristotle<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Sent from my iPad<o:p></o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>On 21 Feb 2017, at 11:12 PM, Mwendwa Kivuva via kictanet<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>So technically, we want to break up Safaricom so that these companies<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>can gain some traction "Airtel, has made cumulative debt to date of<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Sh51 billion, according to latest audited accounts for the financial<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>year 2015. Indeed, in the league of loss makers, only Kenya Airways,<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>with their Sh54 billion lost in the most recent years, compares to<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Airtel. As a matter of fact, the numbers in the company’s annual<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>accounts show that Airtel is insolvent and only surviving on life<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>support from the parent company in India. Safaricom’s only other<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>rival, Orange Telkom, has gone through exceedingly difficult trading<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>and financial conditions over the past decade. This a firm that is<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>technically insolvent. It has gone through several episodes of<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>restructuring that have not materially changed its circumstances."<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>______________________<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Mwendwa Kivuva, Nairobi, Kenya<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><a href="http://twitter.com/lordmwesh" target="_blank">twitter.com/lordmwesh</a><o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>On 21 February 2017 at 23:48, Grace Githaiga via kictanet<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Jaindi Kisero gives us a glimpse of the competition study in the<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>telecommunication sub-sector undertaken by Ms Analysys Mason on behalf<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>of<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>CA. See full article:<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>"I recently came across a report by the consulting group Analysys Mason<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>entitled "A telecommunication competition market study in Kenya".<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Readers<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>will recall that these consultants were retained by the market regulator<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>–<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>the Communications Authority of Kenya – to conduct a study whose results<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>were to inform the crafting of a new framework for regulating abuse of<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>market dominance by the big players.<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>As expected, one of the key findings of this study is that Safaricom’s<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>market share in both the mobile communications and mobile money segments<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>far<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>exceed the thresholds where firms are typically presumed to be<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>dominant."<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><a href="http://www.nation.co.ke/oped/Opinion/consumer-protection-a-means-of-cutting-safaricom-dominance/440808-3822560-jsmlpbz/index.html" target="_blank">http://www.nation.co.ke/oped/Opinion/consumer-protection-a-means-of-cutting-safaricom-dominance/440808-3822560-jsmlpbz/index.html</a><o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Best regards<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Githaiga, Grace<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Co-Convenor<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Kenya ICT Action Network (KICTANet)<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Twitter:@ggithaiga<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Tel: 254722701495<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Skype: gracegithaiga<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Alternate email: <a href="mailto:ggithaiga@hotmail.com" target="_blank">ggithaiga@hotmail.com</a><o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Linkedin: <a href="https://www.linkedin.com/in/gracegithaiga" target="_blank">https://www.linkedin.com/in/gracegithaiga</a><o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><a href="http://www.kictanet.or.ke/" target="_blank">www.kictanet.or.ke</a><o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>"Change only happens when ordinary people get involved, get engaged and<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>come<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>together to demand it. I am asking you to believe. Not in my ability to<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>bring about change – but in yours"---Barrack Obama.<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>_______________________________________________<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>kictanet mailing list<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a><o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><a href="https://lists.kictanet.or.ke/mailman/listinfo/kictanet" target="_blank">https://lists.kictanet.or.ke/mailman/listinfo/kictanet</a><o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Twitter: <a href="http://twitter.com/kictanet" target="_blank">http://twitter.com/kictanet</a><o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Facebook: <a href="https://www.facebook.com/KICTANet/" target="_blank">https://www.facebook.com/KICTANet/</a><o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Unsubscribe or change your options at<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><a href="https://lists.kictanet.or.ke/mailman/options/kictanet/kivuva%40transworldafrica.com" target="_blank">https://lists.kictanet.or.ke/mailman/options/kictanet/kivuva%40transworldafrica.com</a><o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>for<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>people and institutions interested and involved in ICT policy and<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>regulation. The network aims to act as a catalyst for reform in the ICT<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>sector in support of the national aim of ICT enabled growth and<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>development.<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>KICTANetiquette : Adhere to the same standards of acceptable behaviors<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>online that you follow in real life: respect people's times and<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>bandwidth,<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>share knowledge, don't flame or abuse or personalize, respect privacy,<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>do<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>not spam, do not market your wares or qualifications.<o:p></o:p></span></p></blockquote></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>_______________________________________________<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>kictanet mailing list<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a><o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><a href="https://lists.kictanet.or.ke/mailman/listinfo/kictanet" target="_blank">https://lists.kictanet.or.ke/mailman/listinfo/kictanet</a><o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Twitter: <a href="http://twitter.com/kictanet" target="_blank">http://twitter.com/kictanet</a><o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Facebook: <a href="https://www.facebook.com/KICTANet/" target="_blank">https://www.facebook.com/KICTANet/</a><o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>Unsubscribe or change your options at<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><a href="https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com" target="_blank">https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com</a><o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>for people and institutions interested and involved in ICT policy and<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>regulation. The network aims to act as a catalyst for reform in the ICT<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>sector in support of the national aim of ICT enabled growth and<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>development.<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>KICTANetiquette : Adhere to the same standards of acceptable behaviors<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>online that you follow in real life: respect people's times and bandwidth,<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>share knowledge, don't flame or abuse or personalize, respect privacy, do<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>not spam, do not market your wares or qualifications.<o:p></o:p></span></p></blockquote></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p></blockquote><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><br><br>-- <br>Barrack O. Otieno<br>+254721325277<br>+254733206359<br>Skype: barrack.otieno<br>PGP ID: 0x2611D86A<o:p></o:p></span></p></div></blockquote></div></div><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p><div id=yqtfd10374><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'>_______________________________________________<br>kictanet mailing list<br><a href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a><br><a href="https://lists.kictanet.or.ke/mailman/listinfo/kictanet" target="_blank">https://lists.kictanet.or.ke/mailman/listinfo/kictanet</a><br>Twitter: <a href="http://twitter.com/kictanet" target="_blank">http://twitter.com/kictanet</a><br>Facebook: <a href="https://www.facebook.com/KICTANet/" target="_blank">https://www.facebook.com/KICTANet/</a><br><br>Unsubscribe or change your options at <a href="https://lists.kictanet.or.ke/mailman/options/kictanet/jwalu%40yahoo.com" target="_blank">https://lists.kictanet.or.ke/mailman/options/kictanet/jwalu%40yahoo.com</a><br><br>The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.<br><br>KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.<o:p></o:p></span></p></div></div></div></div></div><p class=MsoNormal style='margin-bottom:12.0pt;background:white'><span style='font-size:12.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p> </o:p></span></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>