<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto"><div>Listers</div><div id="AppleMailSignature"><br></div><div id="AppleMailSignature">Lots of discussions on cryptocurrencies and Blockchains but the truth of the matter as far as innovation goes the last time financial sector really innovated was when the ATM was invented. Now is an opportunity for the industry to jump back on the innovation bandwagon..<br><br><div><br></div></div><blockquote type="cite"><div><br><br></div></blockquote><blockquote type="cite">
<meta name="viewport" content="width=device-width, initial scale=1.0">
<meta http-equiv="Content-Type" content="text/html; charset=UTF-8">
<link href="https://fonts.googleapis.com/css?family=Fjalla+One" rel="stylesheet" type="text/css">
<title>Stay ahead of the curve with BI Intelligence!</title>
<table id="container" align="center" width="100%" border="0" cellpadding="0" cellspacing="0" bgcolor="#ffffff" style="border-collapse: collapse; margin: 0 auto;">
<tbody><tr>
<td>
<table id="mainbody" align="center" width="700" border="0" cellpadding="0" cellspacing="0" bgcolor="ffffff" style="border-collapse: collapse; background-color: #ffffff; max-width: 700px; margin: 0 auto">
<tbody><tr>
<td>
<table border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" style="background-color:#192940;">
<tbody><tr>
<td align="center" height="80">
<!--[if mso]>
<table align="center" border="0" cellspacing="0" cellpadding="0" width="660">
<tr>
<td align="center" valign="middle" width="660" height="41">
<![endif]-->
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="max-width:660px;">
<tbody><tr>
<td align="center" valign="top">
<!--[if mso]>
<table align="center" border="0" cellspacing="0" cellpadding="0" width="660">
<tr>
<td align="left" valign="middle" width="370">
<![endif]-->
<table id="logotbl" align="left" border="0" cellpadding="0" cellspacing="0" width="100%" style="max-width:270px;">
<tbody><tr>
<td id="logotd" align="center" valign="top" style="text-align:left;">
<img id="logo" style="display: block; width:270px;" src="http://static3.businessinsider.com/image/516f375b6bb3f7110600001e-428-65/bii_header_logo.gif" border="0" alt="BI Intelligence" width="270">
</td>
</tr>
</tbody></table>
<!--[if mso]>
</td>
<td align="left" valign="middle" height="41" width="290">
<![endif]-->
<table id="datetbl" align="right" border="0" cellpadding="0" cellspacing="0" width="100%" height="41" style="max-width:200px;height:41px; padding-top: 5px; padding-right: 5px">
<tbody><tr>
<td id="datetd" align="right" valign="middle">
<p style="color:#FFFFFF; font:10px Calibri, Arial, sans-serif, normal; margin:0 !important;font-style:oblique;line-height:30px;">Monday, August 22, 2016</p>
</td>
</tr>
</tbody></table>
<!--[if mso]>
</td>
</tr>
</table>
<![endif]-->
</td>
</tr>
</tbody></table>
<!--[if mso]>
</td>
</tr>
</table>
<![endif]-->
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td style="font-size: 19px; font-family: Calibri, Helvetica, Arial, sans-serif; line-height: 1.25em; background-color: #ffffff;">
<div style="display:none;font-size:1px;color:#333333;line-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;mso-hide: all;"></div>
<table border="0" cellspacing="0" cellpadding="0" style="margin-bottom:20px;">
<tbody><tr>
<td style="padding:20px 20px 0px 20px;text-align:left;">
<h1 style="text-transform:uppercase;font-size:22px;margin-bottom:15px;line-height:1.3em;font-family: Helvetica, Arial, sans-serif, 'Fjalla One';">
Wall Street is Outsourcing Innovation
</h1>
<img class="full" align="right" hspace="10" vspace="10" src="http://static2.businessinsider.com/image/57bb1958ce38f288008b81a1-912/sallie-krawcheck-ellevest.jpg" style="width: 320px; display: block; margin: 0px 0px 20px 20px;" width="320">
<span style="font-size:19px;font-family:Calibri, Arial, sans-serif;line-height:1.3em;">
<!--DIRECTIONS
1.) Enter text here; after each paragraph, including the last one, type two line-breaks: <br /><br />
2.) Put "a" tags around text that is to linked, e.g., <a href="url">this is a link</a>
-->
Wall Street has a major innovation problem.<br><br>
So says Sallie Krawcheck, CEO of Ellevest (an investing platform tailored to women) and the former CFO of Citigroup.<br><br>
"Now, I would argue to you...the last real innovation that came out of a big bank was the ATM," Krawcheck told Business Insider's Linette Lopez and Josh Barro.<br><br>
Innovation in the everyday technology that regular consumers use, such as depositing a check by taking a picture with your smartphone, has come from outside the industry.<br><br>
Banks have been partnering with startups, but Krawcheck calls this "outsourcing innovation because the banks' money fuels the startups, which in turn give the banks a spot in the tech world.<br><br>
You can hear more of Krawcheck's comments <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL3dhbGwtc3RyZWV0LWhhc250LWhhZC1hbi1pbm5vdmF0aW9uLXNpbmNlLXRoZS1hdG0taGVyZXMtd2h5LTIwMTYtOD9JUj1U/56aba51e8cc2b2cd6dfb4946Bc76f4fd0">here</a>.<br><br>
</span>
</td>
</tr>
<!-- Second Image Container -->
<!-- REMOVE THIS LINE IF NEEDED
<tr id="intro-image-container">
<td align="center" style="padding: 0px 20px 10px 20px">
<img id="intro-image" width="450"
src="https://static-bii1.businessinsider.com/image/5756d48f771aea6832bcc3c9-1200-900/wireless-carrier-subscriber-chart.png"
style="width: 450px; margin: 0 auto;" />
</td>
</tr>
<!-- Second Image Container -->
</tbody></table>
<table style="border-top:solid 1px #eeeeee;border-collapse:collapse;" width="100%" border="0" cellspacing="0">
<tbody><tr>
<td style="background-color:#000000;padding:5px;text-align:center;" width="185">
<span style="color:#ffffff;text-transform:uppercase;font-size:22px;margin-bottom:15px;line-height:1.3em;font-family:Helvetica, Arial, sans-serif, 'Fjalla One';">
Five in Focus
</span>
</td>
<td></td>
</tr>
</tbody></table>
<table border="0" cellspacing="0" cellpadding="0">
<tbody><tr>
<td style="padding:30px 20px 20px 20px;">
<table style="font-size:19px;font-family:Calibri, Arial, sans-serif;line-height:1.3em;">
<tbody><tr>
<td valign="top">
<table width="37">
<tbody><tr>
<td valign="top" height="50" style="height:50px;font-size:54px;font-family:Georgia, Times New Roman, serif;font-style:oblique; text-align:center;">1</td>
</tr>
<tr>
<td height="7" style="background-color:#000000;font-size:1px;line-height:1px;">
</td>
</tr>
</tbody></table>
</td>
<!--DIRECTIONS
1.) Replace each block of text with the new text
2.) Replace href="" with the new link between the quotes
-->
<td valign="top" style="text-align:left;padding-left:20px;font-family: Calibri, Helvetica, Arial, sans-serif;">
Lyft reportedly tried to sell itself to Uber and several other companies, but failed. The startup has refused to comment on these reports. <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL3JlcG9ydC1seWZ0LXRyaWVkLXRvLXNlbGwtaXRzZWxmLXRvLXNldmVyYWwtY29tcGFuaWVzLWxpa2UtdWJlci0yMDE2LTg_SVI9VA/56aba51e8cc2b2cd6dfb4946Ba4553181" style="font-weight:900; color:#000000; text-decoration:none;">Read more »</a>
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td style="padding:0px 20px 20px 20px;">
<table border="0" cellspacing="0" cellpadding="0" style="font-size:19px;font-family:Calibri, Arial, sans-serif;line-height:1.3em;">
<tbody><tr>
<td valign="top">
<table width="37">
<tbody><tr>
<td valign="top" height="50" style="height:50px;font-size:54px;font-family:Georgia, Times New Roman, serif;font-style:oblique; text-align:center;">2</td>
</tr>
<tr>
<td height="7" style="background-color:#000000;font-size:1px;line-height:1px;">
</td>
</tr>
</tbody></table>
</td>
<!--DIRECTIONS
1.) Replace each block of text with the new text
2.) Replace href="" with the new link between the quotes
-->
<td valign="top" style="text-align:left;padding-left:20px;font-family: Calibri, Helvetica, Arial, sans-serif;">
The CEO of $3.8 billion workplace messenger Slack has a clever idea to help people get off work early, as he thinks chatbots will become "the browser and the command line for enterprise." <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL3NsYWNrLWNlby1zdGV3YXJ0LWJ1dHRlcmZpZWxkLWFuZC1ib3gtY2VvLWFhcm9uLWxldmllLWJvdHMtbWFraW5nLXdvcmstbW9yZS1lZmZpY2llbnQtMjAxNi04P0lSPVQ/56aba51e8cc2b2cd6dfb4946B3c64fdf9" style="font-weight:900; color:#000000; text-decoration:none;">Read more »</a>
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td style="padding:0px 20px 20px 20px;">
<table border="0" cellspacing="0" cellpadding="0" style="font-size:19px;font-family:Calibri, Arial, sans-serif;line-height:1.3em;">
<tbody><tr>
<td valign="top">
<table width="37" border="0" cellspacing="0" cellpadding="0">
<tbody><tr>
<td valign="top" height="50" style="height:50px;font-size:54px;font-family:Georgia, Times New Roman, serif;font-style:oblique; text-align:center;">3</td>
</tr>
<tr>
<td height="7" style="background-color:#000000;font-size:1px;line-height:1px;">
</td>
</tr>
</tbody></table>
</td>
<!--DIRECTIONS
1.) Replace each block of text with the new text
2.) Replace href="" with the new link between the quotes
-->
<td valign="top" style="text-align:left;padding-left:20px;font-family: Calibri, Helvetica, Arial, sans-serif;">
Facebook has made a surprising move that could breathe life into its one shrinking business. Revenue from payments and fees has been trending downwards, but Facebook's new "all-new PC gaming platform" could start to change that. <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2ZhY2Vib29rLXBjLWdhbWluZy1jb3VsZC1yZXZlcnNlLXBheW1lbnRzLXJldmVudWUtZGVjbGluZS0yMDE2LTg_SVI9VA/56aba51e8cc2b2cd6dfb4946B2c7768b4" style="font-weight:900; color:#000000; text-decoration:none;">Read more »</a>
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td style="padding:0px 20px 20px 20px;">
<table border="0" cellspacing="0" cellpadding="0" style="font-size:19px;font-family:Calibri, Arial, sans-serif;line-height:1.3em;">
<tbody><tr>
<td valign="top">
<table border="0" cellspacing="0" cellpadding="0" width="37">
<tbody><tr>
<td valign="top" height="50" style="height:50px;font-size:54px;font-family:Georgia, Times New Roman, serif;font-style:oblique; text-align:center;">4</td>
</tr>
<tr>
<td height="7" style="background-color:#000000;font-size:1px;line-height:1px;">
</td>
</tr>
</tbody></table>
</td>
<!--DIRECTIONS
1.) Replace each block of text with the new text
2.) Replace href="" with the new link between the quotes
-->
<td valign="top" style="text-align:left;padding-left:20px;font-family: Calibri, Helvetica, Arial, sans-serif;">
Some security experts believe the NSA hack proves that Apple was correct in its stance on user privacy. <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL25zYS1oYWNrLWFwcGxlLWZiaS0yMDE2LTg_SVI9VA/56aba51e8cc2b2cd6dfb4946Ba21f82b0" style="font-weight:900; color:#000000; text-decoration:none;">Read more »</a>
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td style="padding:0px 20px 40px 20px;">
<table border="0" cellspacing="0" cellpadding="0" style="font-size:19px;font-family:Calibri, Arial, sans-serif;line-height:1.3em;">
<tbody><tr>
<td valign="top">
<table border="0" cellspacing="0" cellpadding="0" width="37">
<tbody><tr>
<td valign="top" height="50" style="height:50px;font-size:54px;font-family:Georgia, Times New Roman, serif;font-style:oblique; text-align:center;">5</td>
</tr>
<tr>
<td height="7" style="background-color:#000000;font-size:1px;line-height:1px;">
</td>
</tr>
</tbody></table>
</td>
<!--DIRECTIONS
1.) Replace each block of text with the new text
2.) Replace href="" with the new link between the quotes
-->
<td valign="top" style="text-align:left;padding-left:20px;font-family: Calibri, Helvetica, Arial, sans-serif;">
Chinese selfie app Meitu is preparing to go public with a $1 billion IPO on the Hong Kong stock exchange. <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy53c2ouY29tL2FydGljbGVfZW1haWwvY2hpbmEtc2VsZmllLWFwcC1tYWtlci1tZWl0dS1wbGFucy1ob25nLWtvbmctaXBvLXdvcnRoLXVwLXRvLTEtYmlsbGlvbi0xNDcxNzY0OTY0LWxNeVFqQXhNVEEyTkRJMk1UY3lPREUxV2o_SVI9VA/56aba51e8cc2b2cd6dfb4946Be680b3b4" style="font-weight:900; color:#000000; text-decoration:none;">Read more »</a>
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
<table style="border-top:solid 1px #eeeeee;border-collapse:collapse;" width="100%" border="0" cellspacing="0">
<tbody><tr>
<td style="background-color:#000000;padding:5px;text-align:center;" width="250">
<span style="color:#ffffff;text-transform:uppercase;font-size:22px;margin-bottom:15px;line-height:1.3em;font-family:Helvetica, Arial, sans-serif, 'Fjalla One';">
Report of the Day
</span>
</td>
<td></td>
</tr>
</tbody></table>
<table border="0" cellspacing="0" cellpadding="0" style="display:block; padding: 30px 20px; padding-bottom: 40px; font-size:19px; font-family: Calibri, Arial, sans-serif; line-height: 1.3em;">
<tbody><tr>
<td>
<!--DIRECTIONS
1.) Replace href="" with the report store link
-->
<a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2FwcGxlLWhvbWUtd2lsbC1kby1saXR0bGUtdG8tc3B1ci10aGUtc3RhZ25hbnQtc21hcnQtaG9tZS1tYXJrZXQtMjAxNi04P0lSPVQ/56aba51e8cc2b2cd6dfb4946B9a1205de" style="font-family:Georgia, Times New Roman, serif;color:#000000;">
<!--DIRECTIONS
1.) Replace src="" with the image url.
-->
<img class="reportcover" hspace="10" vspace="10" src="https://dqzrr9k4bjpzk.cloudfront.net/images/6435048/411423058.jpg" style="width:160px; display:block;margin:0px 0px 0px 10px;" width="160" align="right"></a>
<!--DIRECTIONS
1.) Replace href="" with the report store link
-->
<a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2FwcGxlLWhvbWUtd2lsbC1kby1saXR0bGUtdG8tc3B1ci10aGUtc3RhZ25hbnQtc21hcnQtaG9tZS1tYXJrZXQtMjAxNi04P0lSPVQ/56aba51e8cc2b2cd6dfb4946C9a1205de" style="font-family:Georgia, Times New Roman, serif; font-size:28px;color:#000000;text-decoration:none;">
The First Look at Apple Home
</a>
<p style="margin-bottom:1em; line-height: 1.3em;font-family: Calibri, Helvetica, Arial, sans-serif;">
In this report, we analyze the finally complete Apple Home ecosystem. We examine the Apple Home app, as well as HomeKit, and discuss it's potential effect on the overall do-it-yourself smart home market.
</p>
<!--DIRECTIONS
1.) Replace href="" with the report store link
-->
<a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2FwcGxlLWhvbWUtd2lsbC1kby1saXR0bGUtdG8tc3B1ci10aGUtc3RhZ25hbnQtc21hcnQtaG9tZS1tYXJrZXQtMjAxNi04P0lSPVQ/56aba51e8cc2b2cd6dfb4946D9a1205de" style="font-weight:900;color:#e65d13; text-decoration:none;">Learn More »</a>
<div style="clear:both;"></div>
</td>
</tr>
</tbody></table>
<table style="border-top:solid 1px #eeeeee;border-collapse:collapse;" width="100%" border="0" cellspacing="0">
<tbody><tr>
<td style="background-color:#000000;padding:5px;text-align:center;" width="250">
<span style="color:#ffffff;text-transform:uppercase;font-size:22px;margin-bottom:15px;line-height:1.3em;font-family:Helvetica, Arial, sans-serif, 'Fjalla One';">
Briefing Highlights
</span>
</td>
<td></td>
</tr>
</tbody></table>
<table border="0" cellspacing="0" cellpadding="0" style="display:block;margin-bottom:30px;margin-top:30px;padding:0px 20px;box-sizing:border-box;-moz-box-sizing:border-box;" dir="rtl">
<tbody><tr>
<td dir="ltr" class="full">
<!--[if (gte mso 9)|(IE)]>
<table width="510" height="127" valign="bottom" cellpadding="0" cellspacing="0" border="0" style="padding-top:50px;">
<tr>
<td>
<![endif]-->
<table class="highlightstbl" height="127" style="border-collapse:collapse;">
<tbody><tr>
<td valign="bottom">
<!--DIRECTIONS
1.) Replace text with new title
-->
<a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL3ZpcnR1YWwtYW5kLWF1Z21lbnRlZC1yZWFsaXR5LW1hcmtldHMtd2lsbC1yZWFjaC0xNjItYmlsbGlvbi1ieS0yMDIwLTIwMTYtOD9JUj1U/56aba51e8cc2b2cd6dfb4946B50e273d6" style="color:#000000 !important;text-decoration:none;">
<span style="font-family:Georgia, Times New Roman, serif; font-size:28px;color:#000000;text-decoration:none;line-height:1.3em;">
The VR and AR Market Will Hit $162 Billion by 2020
</span>
</a>
</td>
</tr>
<tr>
<td valign="bottom" style="height:0px;">
<!--DIRECTIONS
1.) Replace with correct vertical INSIDER title
-->
<span style="font-size:18px; font-weight:900; font-family:Calibri, Arial, sans-serif;">
<em>Via Apps and Platforms Briefing</em> | <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2ludGVsbGlnZW5jZS9tb2JpbGUtaW5zaWRlcj9JUj1U/56aba51e8cc2b2cd6dfb4946Bbbad6b6e" style="color:#e65d13;text-decoration:none;">Subscribe Here »</a>
</span>
</td>
</tr>
</tbody></table>
<!--[if (gte mso 9)|(IE)]>
</tr>
</td>
</table>
<![endif]-->
</td>
<td dir="ltr" class="full" style="padding-right:10px;width:185px;">
<!--DIRECTIONS
1.) Replace src="" with the image url.
-->
<img src="http://static6.businessinsider.com/image/5790e9b388e4a7fd018b9c0b-700/virtual%20reality.png" width="169" style="padding-bottom:13px;">
</td>
</tr>
<tr>
<td colspan="2" dir="ltr" style="font-family:Calibri, Arial, sans-serif; font-size:19px;">
<!--DIRECTIONS
1.) For any links, place the text to be linked in "a" tags; these ones need additional styling, so copy the following for each: <a href="URL" style="font-weight:900;color:#000000;text-decoration:none;"> with "URL" being the link. Don't forget your closing </a> after the word(s) to be linked.
2.) Replace the Read More URL with the correct link.
-->
<p style="margin-bottom:15px; line-height:1.3em;margin-top:0px;">
Total revenue for virtual reality (VR) and augmented reality (AR) is projected to increase from $5.2 billion in 2016 to over $162 billion in 2020, according to the IDC. <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL3ZpcnR1YWwtYW5kLWF1Z21lbnRlZC1yZWFsaXR5LW1hcmtldHMtd2lsbC1yZWFjaC0xNjItYmlsbGlvbi1ieS0yMDIwLTIwMTYtOD9JUj1U/56aba51e8cc2b2cd6dfb4946C50e273d6" style="font-weight:900; color:#000000; text-decoration:none;">Read More »</a>
</p>
</td>
</tr>
</tbody></table>
<table border="0" cellspacing="0" cellpadding="0" style="display:block;margin-bottom:30px;margin-top:30px;padding:0px 20px;box-sizing:border-box;-moz-box-sizing:border-box;" dir="rtl">
<tbody><tr>
<td dir="ltr" class="full">
<!--[if (gte mso 9)|(IE)]>
<table width="510" height="127" valign="bottom" cellpadding="0" cellspacing="0" border="0" style="padding-top:50px;">
<tr>
<td>
<![endif]-->
<table class="highlightstbl" height="127" style="border-collapse:collapse;">
<tbody><tr>
<td valign="bottom">
<!--DIRECTIONS
1.) Replace text with new title
-->
<a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2hvdy1uYmMtY2FuLXNhbHZhZ2UtZnV0dXJlLW9seW1waWNzLWJyb2FkY2FzdHMtMjAxNi04P0lSPVQ/56aba51e8cc2b2cd6dfb4946B8c3f9ee9" style="color:#000000 !important;text-decoration:none;">
<span style="font-family:Georgia, Times New Roman, serif; font-size:28px;color:#000000;text-decoration:none;line-height:1.3em;">
How NBC Can Salvage Future Olympics Broadcasts
</span>
</a>
</td>
</tr>
<tr>
<td valign="bottom" style="height:0px;">
<!--DIRECTIONS
1.) Replace with correct vertical INSIDER title
-->
<span style="font-size:18px; font-weight:900; font-family:Calibri, Arial, sans-serif;">
<em>Via Digital Media Briefing</em> | <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2ludGVsbGlnZW5jZS9kaWdpdGFsbWVkaWEtaW5zaWRlcj9JUj1U/56aba51e8cc2b2cd6dfb4946B4b7be7ad" style="color:#e65d13;text-decoration:none;">Subscribe Here »</a>
</span>
</td>
</tr>
</tbody></table>
<!--[if (gte mso 9)|(IE)]>
</tr>
</td>
</table>
<![endif]-->
</td>
<td dir="ltr" class="full" style="padding-right:10px;width:185px;">
<!--DIRECTIONS
1.) Replace src="" with the image url.
-->
<img src="http://static3.businessinsider.com/image/57bb124cce38f2c0008b809c-700/olympics%20audience.png" width="169" style="padding-bottom:13px;">
</td>
</tr>
<tr>
<td colspan="2" dir="ltr" style="font-family:Calibri, Arial, sans-serif; font-size:19px;">
<!--DIRECTIONS
1.) For any links, place the text to be linked in "a" tags; these ones need additional styling, so copy the following for each: <a href="URL" style="font-weight:900;color:#000000;text-decoration:none;"> with "URL" being the link. Don't forget your closing </a> after the word(s) to be linked.
2.) Replace the Read More URL with the correct link.
-->
<p style="margin-bottom:15px; line-height:1.3em;margin-top:0px;">
NBC’s TV ratings for the Olympics are down 17% compared with the 2012 Summer Games in London, creeping dangerously close to the “nightmare” 20% threshold described by the network’s CEO Steve Burke. <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2hvdy1uYmMtY2FuLXNhbHZhZ2UtZnV0dXJlLW9seW1waWNzLWJyb2FkY2FzdHMtMjAxNi04P0lSPVQ/56aba51e8cc2b2cd6dfb4946C8c3f9ee9" style="font-weight:900; color:#000000; text-decoration:none;">Read More »</a>
</p>
</td>
</tr>
</tbody></table>
<table border="0" cellspacing="0" cellpadding="0" style="display:block;margin-bottom:30px;margin-top:30px;padding:0px 20px;box-sizing:border-box;-moz-box-sizing:border-box;" dir="rtl">
<tbody><tr>
<td dir="ltr" class="full">
<!--[if (gte mso 9)|(IE)]>
<table width="510" height="127" valign="bottom" cellpadding="0" cellspacing="0" border="0" style="padding-top:50px;">
<tr>
<td>
<![endif]-->
<table class="highlightstbl" border="0" cellspacing="0" cellpadding="0" height="127" style="border-collapse:collapse;">
<tbody><tr>
<td valign="bottom">
<!--DIRECTIONS
1.) Replace text with new title
-->
<a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL3RoZWZ0LWlzLWVyYXNpbmctc29tZS1vZi1zZWxmLWNoZWNrb3V0cy1iZW5lZml0cy0yMDE2LTg_SVI9VA/56aba51e8cc2b2cd6dfb4946B3e88bbfc" style="color:#000000 !important;text-decoration:none;">
<span style="font-family:Georgia, Times New Roman, serif; font-size:28px;color:#000000;text-decoration:none;line-height:1.3em;">
Theft Is Erasing Some of Self-Checkout's Benefits
</span>
</a>
</td>
</tr>
<tr>
<td valign="bottom" style="height:0px;">
<!--DIRECTIONS
1.) Replace with correct vertical INSIDER title
-->
<span style="font-size:18px; font-weight:900; font-family:Calibri, Arial, sans-serif;">
<em>Via Payments Briefing</em> | <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2ludGVsbGlnZW5jZS9wYXltZW50cy1pbnNpZGVyP0lSPVQ/56aba51e8cc2b2cd6dfb4946B91993e07" style="color:#e65d13;text-decoration:none;">Subscribe Here »</a>
</span>
</td>
</tr>
</tbody></table>
<!--[if (gte mso 9)|(IE)]>
</tr>
</td>
</table>
<![endif]-->
</td>
<td dir="ltr" class="full" style="padding-right:10px;width:185px;">
<!--DIRECTIONS
1.) Replace src="" with the image url.
-->
<img src="http://static2.businessinsider.com/image/57bb163dce38f237008b8152-700/apple%20pay%20negative.png" width="169" style="padding-bottom:13px;">
</td>
</tr>
<tr>
<td colspan="2" dir="ltr" style="font-family:Calibri, Arial, sans-serif; font-size:19px;">
<!--DIRECTIONS
1.) For any links, place the text to be linked in "a" tags; these ones need additional styling, so copy the following for each: <a href="URL" style="font-weight:900;color:#000000;text-decoration:none;"> with "URL" being the link. Don't forget your closing </a> after the word(s) to be linked.
2.) Replace the Read More URL with the correct link.
-->
<p style="margin-bottom:15px; line-height:1.3em;margin-top:0px;">
A study of self-checkout kiosks in Belgium, the Netherlands, the U.K., and the U.S. found that self-service checkout technology likely increases shoplifting. <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL3RoZWZ0LWlzLWVyYXNpbmctc29tZS1vZi1zZWxmLWNoZWNrb3V0cy1iZW5lZml0cy0yMDE2LTg_SVI9VA/56aba51e8cc2b2cd6dfb4946C3e88bbfc" style="font-weight:900; color:#000000; text-decoration:none;">Read More »</a>
</p>
</td>
</tr>
</tbody></table>
<table border="0" cellspacing="0" cellpadding="0" style="display:block;margin-bottom:30px;margin-top:30px;padding:0px 20px;box-sizing:border-box;-moz-box-sizing:border-box;" dir="rtl">
<tbody><tr>
<td dir="ltr" class="full">
<!--[if (gte mso 9)|(IE)]>
<table width="510" height="127" valign="bottom" cellpadding="0" cellspacing="0" border="0" style="padding-top:50px;">
<tr>
<td>
<![endif]-->
<table class="highlightstbl" border="0" cellspacing="0" cellpadding="0" height="127" style="border-collapse:collapse;">
<tbody><tr>
<td valign="bottom">
<!--DIRECTIONS
1.) Replace text with new title
-->
<a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL3RoZS1hbWF6b24tZWNoby1jYW4tbm93LWNvbnRyb2wtdGhlLWh5dW5kYWktZ2VuZXNpcy0yMDE2LTg_SVI9VA/56aba51e8cc2b2cd6dfb4946B8545e29a" style="color:#000000 !important;text-decoration:none;">
<span style="font-family:Georgia, Times New Roman, serif; font-size:28px;color:#000000;text-decoration:none;line-height:1.3em;">
The Amazon Echo Can Now Control The Hyundai Genesis
</span>
</a>
</td>
</tr>
<tr>
<td valign="bottom" style="height:0px;">
<!--DIRECTIONS
1.) Replace with correct vertical INSIDER title
-->
<span style="font-size:18px; font-weight:900; font-family:Calibri, Arial, sans-serif;">
<em>Via IoT Briefing</em> | <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2ludGVsbGlnZW5jZS9pb3QtaW5zaWRlcj9JUj1U/56aba51e8cc2b2cd6dfb4946B005a948f" style="color:#e65d13;text-decoration:none;">Subscribe Here »</a>
</span>
</td>
</tr>
</tbody></table>
<!--[if (gte mso 9)|(IE)]>
</tr>
</td>
</table>
<![endif]-->
</td>
<td dir="ltr" class="full" style="padding-right:10px;width:185px;">
<!--DIRECTIONS
1.) Replace src="" with the image url.
-->
<img src="http://static3.businessinsider.com/image/5718f3da52bcd0320c8be088-2366/estimated%20connected%20car%20shipments%20.png" width="169" style="padding-bottom:13px;">
</td>
</tr>
<tr>
<td colspan="2" dir="ltr" style="font-family:Calibri, Arial, sans-serif; font-size:19px;">
<!--DIRECTIONS
1.) For any links, place the text to be linked in "a" tags; these ones need additional styling, so copy the following for each: <a href="URL" style="font-weight:900;color:#000000;text-decoration:none;"> with "URL" being the link. Don't forget your closing </a> after the word(s) to be linked.
2.) Replace the Read More URL with the correct link.
-->
<p style="margin-bottom:15px; line-height:1.3em;margin-top:0px;">
Hyundai announced a partnership with Amazon to allow drivers to use their Amazon Echo to control elements of their Hyundai Genesis. Users need to link their Amazon account to their Genesis Connected Car Services account to activate this feature. <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL3RoZS1hbWF6b24tZWNoby1jYW4tbm93LWNvbnRyb2wtdGhlLWh5dW5kYWktZ2VuZXNpcy0yMDE2LTg_SVI9VA/56aba51e8cc2b2cd6dfb4946C8545e29a" style="font-weight:900; color:#000000; text-decoration:none;">Read More »</a>
</p>
</td>
</tr>
</tbody></table>
<table border="0" cellspacing="0" cellpadding="0" style="display:block;margin-bottom:30px;margin-top:30px;padding:0px 20px;box-sizing:border-box;-moz-box-sizing:border-box;" dir="rtl">
<tbody><tr>
<td dir="ltr" class="full">
<!--[if (gte mso 9)|(IE)]>
<table width="510" height="127" valign="bottom" cellpadding="0" cellspacing="0" border="0" style="padding-top:50px;">
<tr>
<td>
<![endif]-->
<table class="highlightstbl" border="0" cellspacing="0" cellpadding="0" height="127" style="border-collapse:collapse;">
<tbody><tr>
<td valign="bottom">
<!--DIRECTIONS
1.) Replace text with new title
-->
<a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2FsaWJhYmEtaXMtbG9va2luZy10by1leHBhbmQtaW4taW5kaWEtMjAxNi04P0lSPVQ/56aba51e8cc2b2cd6dfb4946B9920a7f3" style="color:#000000 !important;text-decoration:none;">
<span style="font-family:Georgia, Times New Roman, serif; font-size:28px;color:#000000;text-decoration:none;line-height:1.3em;">
Alibaba Is Looking to Expand in India
</span>
</a>
</td>
</tr>
<tr>
<td valign="bottom" style="height:0px;">
<!--DIRECTIONS
1.) Replace with correct vertical INSIDER title
-->
<span style="font-size:18px; font-weight:900; font-family:Calibri, Arial, sans-serif;">
<em>Via E-Commerce Briefing</em> | <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2ludGVsbGlnZW5jZS9lY29tbWVyY2UtaW5zaWRlcj9JUj1U/56aba51e8cc2b2cd6dfb4946Bacce6021" style="color:#e65d13;text-decoration:none;">Subscribe Here »</a>
</span>
</td>
</tr>
</tbody></table>
<!--[if (gte mso 9)|(IE)]>
</tr>
</td>
</table>
<![endif]-->
</td>
<td dir="ltr" class="full" style="padding-right:10px;width:185px;">
<!--DIRECTIONS
1.) Replace src="" with the image url.
-->
<img src="http://static4.businessinsider.com/image/57963c9188e4a79f178ba630-700/india%20shopping%20brands.png" width="169" style="padding-bottom:13px;">
</td>
</tr>
<tr>
<td colspan="2" dir="ltr" style="font-family:Calibri, Arial, sans-serif; font-size:19px;">
<!--DIRECTIONS
1.) For any links, place the text to be linked in "a" tags; these ones need additional styling, <a href="URL" style="font-weight:900;color:#000000;text-decoration:none;"> with "URL" being the link. Don't forget your closing </a> after the word(s) to be linked.
2.) Replace the Read More URL with the correct link.
-->
<p style="margin-bottom:15px; line-height:1.3em;margin-top:0px;">
Chinese e-commerce giant Alibaba has been in talks to acquire Indian online marketplace, ShopClues, an online marketplace that specializes in cheaper and unbranded merchandise and is aimed at price-sensitive shoppers. <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2FsaWJhYmEtaXMtbG9va2luZy10by1leHBhbmQtaW4taW5kaWEtMjAxNi04P0lSPVQ/56aba51e8cc2b2cd6dfb4946C9920a7f3" style="font-weight:900; color:#000000; text-decoration:none;">Read More »</a>
</p>
</td>
</tr>
</tbody></table>
<!-- Start FINTECH BRIEFING - Note: Detete this entire section on Tuesdays and Thursdays -->
<table border="0" cellspacing="0" cellpadding="0" style="display:block;margin-bottom:30px;margin-top:30px;padding:0px 20px;box-sizing:border-box;-moz-box-sizing:border-box;" dir="rtl">
<tbody><tr>
<td dir="ltr" class="full">
<!--[if (gte mso 9)|(IE)]>
<table width="510" height="127" valign="bottom" cellpadding="0" cellspacing="0" border="0" style="padding-top:50px;">
<tr>
<td>
<![endif]-->
<table class="highlightstbl" border="0" cellspacing="0" cellpadding="0" height="127" style="border-collapse:collapse;">
<tbody><tr>
<td valign="bottom">
<!--DIRECTIONS
1.) Replace text with new title
-->
<a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL3RoaXMtdWstY3Jvd2RmdW5kaW5nLXBsYXRmb3JtLWhhcy1icm9rZW4tYS1mdW5kaW5nLXJlY29yZC0yMDE2LTg_SVI9VA/56aba51e8cc2b2cd6dfb4946B89b5425c" style="color:#000000 !important;text-decoration:none;">
<span style="font-family:Georgia, Times New Roman, serif; font-size:28px;color:#000000;text-decoration:none;line-height:1.3em;">
U.K. Crowdfunding Platform Breaks Funding Record
</span>
</a>
</td>
</tr>
<tr>
<td valign="bottom" style="height:0px;">
<!--DIRECTIONS
1.) Replace with correct vertical INSIDER title
-->
<span style="font-size:18px; font-weight:900; font-family:Calibri, Arial, sans-serif;">
<em>Via Fintech Briefing</em> | <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2ludGVsbGlnZW5jZS9maW50ZWNoLXJlc2VhcmNoLWJyaWVmaW5nLWRhaWx5LW5ld3NsZXR0ZXItcmVzZWFyY2g_SVI9VA/56aba51e8cc2b2cd6dfb4946Bc4d589f0" style="color:#e65d13;text-decoration:none;">Subscribe Here »</a>
</span>
</td>
</tr>
</tbody></table>
<!--[if (gte mso 9)|(IE)]>
</tr>
</td>
</table>
<![endif]-->
</td>
<td dir="ltr" class="full" style="padding-right:10px;width:185px;">
<!--DIRECTIONS
1.) Replace src="" with the image url.
-->
<img src="http://static4.businessinsider.com/image/57bb2c25ce38f252008b81fc-700/fintechs%20crowdfunding.png" width="169" style="padding-bottom:13px;">
</td>
</tr>
<tr>
<td colspan="2" dir="ltr" style="font-family:Calibri, Arial, sans-serif; font-size:19px;">
<!--DIRECTIONS
1.) For any links, place the text to be linked in "a" tags; these ones need additional styling, <a href="URL" style="font-weight:900;color:#000000;text-decoration:none;"> with "URL" being the link. Don't forget your closing </a> after the word(s) to be linked.
2.) Replace the Read More URL with the correct link.
-->
<p style="margin-bottom:15px; line-height:1.3em;margin-top:0px;">
Last week, Crowdcube revealed that it raised $11 million. This is the largest U.K. crowdfunding round to date, and more than double the previous record of $5 million raised by money management fintech GoHenry. <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL3RoaXMtdWstY3Jvd2RmdW5kaW5nLXBsYXRmb3JtLWhhcy1icm9rZW4tYS1mdW5kaW5nLXJlY29yZC0yMDE2LTg_SVI9VA/56aba51e8cc2b2cd6dfb4946C89b5425c" style="font-weight:900; color:#000000; text-decoration:none;">Read More »</a>
</p>
</td>
</tr>
</tbody></table>
<!-- End FINTECH BRIEFING-->
<table style="border-top:solid 1px #eeeeee;border-collapse:collapse;" width="100%" border="0" cellspacing="0">
<tbody><tr>
<td style="background-color:#000000;padding:5px;text-align:center;" width="252">
<span style="color:#ffffff;text-transform:uppercase;font-size:22px;margin-bottom:15px;line-height:1.3em;font-family:Helvetica, Arial, sans-serif, 'Fjalla One';">Chart of the Day</span>
</td>
<td></td>
</tr>
</tbody></table>
<table border="0" cellspacing="0" cellpadding="0" style="font-family: Calibri, Arial, sans-serif; font-size:19px; line-height: 1.3em; padding-bottom: 40px;">
<tbody><tr>
<td style="padding: 20px 20px; border-bottom: solid #eeeeee 1px;">
<!--DIRECTIONS
1.) Update headline in the "span" tag
2.) Place any italicized text in <em> tags, ending with </em>
-->
<span style="font-family:Georgia, Times New Roman, serif; font-size:23px;color:#000000;text-decoration:none;line-height:1.3em;display:block;">
The importance of open hardware in the IoT
</span>
<br>
<!--DIRECTIONS
1.) Replace src="" with the image url.
-->
<img class="chartimage" src="https://static-bii.businessinsider.com/image/57b72da376c7d1636024719e-1200-924/developer%20use%20of%20open%20hardware%20systems%20-1.png" width="656">
</td>
</tr>
</tbody></table>
<table style="border-top:solid 1px #eeeeee;border-collapse:collapse;" width="100%" border="0" cellspacing="0">
<tbody><tr>
<td style="background-color:#000000;padding:5px;text-align:center;" width="258">
<span style="color:#ffffff;text-transform:uppercase;font-size:22px;margin-bottom:15px;line-height:1.3em;font-family:Helvetica, Arial, sans-serif, 'Fjalla One';">Become A Member</span>
</td>
<td></td>
</tr>
</tbody></table>
<table style="font-family:Calibri, Arial, sans-serif;font-size:19px;line-height:1.3em;" border="0" cellspacing="20" cellpadding="0">
<tbody><tr>
<td>
<span style="font-size:19px;font-family:Calibri, Arial, sans-serif;line-height:1.3em;display:block;padding-top:15px;">
You can gain access to everything BI Intelligence produces - ALL of our extensive research reports, newsletters, and data - when you claim your BI Intelligence <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2ludGVsbGlnZW5jZS9iaS1pbnRlbGxpZ2VuY2UtYWxsLWFjY2Vzcy1tZW1iZXJzaGlwP0lSPVQ/56aba51e8cc2b2cd6dfb4946B192e7895" style="color:#e65d13;font-weight:900;text-decoration:none;">ALL‑ACCESS</a> pass. With this level of membership, you will gain immediate access to…<br><br>
<span style="font-weight:900;">ALL Existing Reports:</span><br>
Our research reports have taken thousands of hours to research, analyze and compile. With over 100 reports in our archive there is something for everyone with immediate profit-driving idea potential. Packed with data, insight and analysis the research helps you understand your chosen subject area in fresh new ways.<br><br>
<span style="font-weight:900;">Actionable New Reports:</span><br>
You'll receive around 6 new reports each month on topics that matter to you, delivered electronically the instant they're finalized for as long as you're a subscriber.<br><br>
<span style="font-weight:900;">Carefully Curated Newsletters:</span><br>
With access to all 6 of our newsletters, you'll know about all the important developments that are impacting your company, your bottom line, and even your career. Our insightful news briefs give you the context around critical developments.<br><br>
<span style="font-weight:900;">Timely Updates & An Online Research Center:</span><br>
At least once a week, the BI Intelligence team will send you thought-provoking "extra" content in the form of charts, graphs, and graphics, along with our analysis of what it means.<br><br>
<span style="font-weight:900;">And a 14-day Satisfaction Guarantee:</span><br>
If you are not completely satisfied, you may cancel your <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2ludGVsbGlnZW5jZS9iaS1pbnRlbGxpZ2VuY2UtYWxsLWFjY2Vzcy1tZW1iZXJzaGlwP0lSPVQ/56aba51e8cc2b2cd6dfb4946C192e7895" style="color:#e65d13;font-weight:900;text-decoration:none;">ALL‑ACCESS</a> pass before the end of your first 14-days and we will refund the full amount you've paid.
</span>
</td>
</tr>
</tbody></table>
<table class="button" align="center" border="0" cellpadding="0" cellspacing="0" width="320" style="margin: 25px auto;">
<tbody><tr>
<td style="text-align: center;padding:20px;background-color:#e65d13;-moz-border-radius:10px;-webkit-border-radius:10px;border-radius:5px;"><a class="button-text" href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL2ludGVsbGlnZW5jZS9iaS1pbnRlbGxpZ2VuY2UtYWxsLWFjY2Vzcy1tZW1iZXJzaGlwP0lSPVQ/56aba51e8cc2b2cd6dfb4946D192e7895" target="_blank" style="font-size: 26px; font-family: Calibri, Helvetica, Arial, sans-serif; font-weight: 900; color: #ffffff; text-decoration: none; text-transform:uppercase;">Try It Today Risk‑Free</a></td>
</tr>
</tbody></table>
<table border="0" cellspacing="0" cellpadding="0">
<tbody><tr>
<td style="padding: 20px; line-height: 1.35">
<span style="font-family:Calibri, Arial, sans-serif;font-size:14px; font-style:oblique;">
The BI Intelligence Daily is a free newsletter highlighting topics the BI Intelligence research team finds interesting. Published <span class="appleblk" style="color:#000000; text-decoration:none !important;">around 5pm ET Monday through Friday</span>.<br><br>
Did a friend forward this newsletter? <br>
Get it daily by <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3JlYWQuYmkvYmlpLWRhaWx5/56aba51e8cc2b2cd6dfb4946B91c3bca6" style="text-decoration:none;">clicking here.</a><br><br>
Have friends? Think they would benefit from this newsletter?<br>
Send them this link: <a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3JlYWQuYmkvYmlpLWRhaWx5/56aba51e8cc2b2cd6dfb4946C91c3bca6" style="text-decoration:none;">http://read.bi/bii-daily</a>
</span>
</td>
</tr>
</tbody></table>
<table width="89" align="center" border="0" cellspacing="0" cellpadding="0" style="margin: 20px auto;">
<tbody><tr>
<td align="center" style="text-align:center; padding-bottom: 20px;">
<table border="0" cellspacing="0" cellpadding="0">
<tbody><tr>
<td style="padding:5px;">
<a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5mYWNlYm9vay5jb20vYnVzaW5lc3NpbnNpZGVy/56aba51e8cc2b2cd6dfb4946Be0fa80e3"><img src="http://static-bii.businessinsider.com/image/56c4ea1576c7d1310d6e7914-12/facebook-30.png" style=""></a>
</td>
<td style="padding:5px;">
<a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3R3aXR0ZXIuY29tL2J1c2luZXNzaW5zaWRlcg/56aba51e8cc2b2cd6dfb4946B6a77b321"><img src="http://static-bii.businessinsider.com/image/56c4ea1576c7d1cb0c6e7914-24/twitter_alt.png" style=""></a>
</td>
<td style="padding:5px;">
<a href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5saW5rZWRpbi5jb20vY29tcGFueS9idXNpbmVzcy1pbnNpZGVy/56aba51e8cc2b2cd6dfb4946B93c84e4c"><img src="http://static-bii.businessinsider.com/image/56c4ea1576c7d1a10b6e7916-23/linkedin-16.png" style=""></a>
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td><!-- Footer -->
<table width="100%" border="0" cellspacing="0" cellpadding="30" bgcolor="#192940">
<tbody><tr>
<td align="center" style="font-family: Calibri, Arial, sans-serif; font-weight: normal; font-size: 11px; color: #ffffff;"><img style="display: block;" src="http://static1.businessinsider.com/image/51ba0400eab8eaaa37000030-150/logo-bi-knockout-300.png"><br><br>Email sent to: <a target="_blank" href="mailto:" style="font-family: Calibri, Arial, sans-serif; font-weight: bold; font-size: 11px; color: #ffffff;"> <strong></strong></a> | <a target="_blank" href="http://e.businessinsider.com/click/7442087.61914/aHR0cHM6Ly93d3cuYnVzaW5lc3NpbnNpZGVyLmNvbS9hY2NvdW50P2FjdGlvbj1uZXdzbGV0dGVycw/56aba51e8cc2b2cd6dfb4946Be31617a4" style="font-family: Calibri, Arial, sans-serif; font-weight: bold; font-size: 11px; color: #ffffff;"> <strong>Manage your email preferences</strong> </a> | <a target="_blank" href="http://e.businessinsider.com/oc/56aba51e8cc2b2cd6dfb49464ficn.1bru/acc48224" style="font-family: Calibri, Arial, sans-serif; font-weight: normal; font-size: 11px; color: #ffffff;"><strong>Unsubscribe</strong></a> <br><br> <a target="_blank" href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL3Rlcm1z/56aba51e8cc2b2cd6dfb4946Bfbe13067" style="font-family: Calibri, Arial, sans-serif; font-weight: normal; font-size: 11px; color: #ffffff;">Terms of Service</a> | <a target="_blank" href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29tL3ByaXZhY3ktcG9saWN5/56aba51e8cc2b2cd6dfb4946B2ad57592" style="font-family: Calibri, Arial, sans-serif; font-weight: normal; font-size: 11px; color: #ffffff;">Privacy Policy</a> <br> <br> <strong>Business Insider. 150 Fifth Ave, New York, NY 10011</strong></td>
</tr>
</tbody></table>
<table width="100%" border="0" cellspacing="0" cellpadding="20" bgcolor="#ffffff">
<tbody><tr>
<td align="center" style="font-weight: normal;">
<a target="_blank" href="http://e.businessinsider.com/click/7442087.61914/aHR0cDovL3d3dy5idXNpbmVzc2luc2lkZXIuY29t/56aba51e8cc2b2cd6dfb4946B25a3d6b5" style="color: rgb(51, 51, 51); font-family: Calibri, Arial, sans-serif; font-size: 11px;">
<img src="http://e.businessinsider.com/img/56aba51e8cc2b2cd6dfb49464ficn.1bru/132b33a2.gif" alt="Sailthru" border="0" style="font-family: Calibri, Arial, sans-serif; font-weight: normal; font-size: 11px; color: #333333; display: block;">
</a><b><div style="text-align: start;"><b style="background-color: rgba(255, 255, 255, 0);"><font color="#000000">Ali Hussein</font></b></div></b></td>
</tr>
<tr>
<td>
<div id="AppleMailSignature"><div><b style="background-color: rgba(255, 255, 255, 0);"><font color="#000000">Principal</font></b></div><div><b style="background-color: rgba(255, 255, 255, 0);"><font color="#000000">Hussein & Associates</font></b></div><div><font color="#000000"><span style="background-color: rgba(255, 255, 255, 0);">+254 0713 601113 / 0770906375</span></font></div><div><font color="#000000"><span style="background-color: rgba(255, 255, 255, 0);"><br></span></font></div><div><p style="margin: 0in 0in 0pt;"><font color="#000000"><span style="background-color: rgba(255, 255, 255, 0);">Twitter: @AliHKassim</span></font></p><p style="margin: 0in 0in 0pt;"><font color="#000000"><span style="background-color: rgba(255, 255, 255, 0);">Skype: abu-jomo</span></font></p><p style="margin: 0in 0in 0pt;"><font color="#000000"><span style="background-color: rgba(255, 255, 255, 0);">LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.com/in/alihkassim</a></span></font></p><font color="#000000"><span style="background-color: rgba(255, 255, 255, 0);"><br></span></font></div><div><font color="#000000"><span style="background-color: rgba(255, 255, 255, 0);"><br></span></font></div><div><font color="#000000"><span style="background-color: rgba(255, 255, 255, 0);">"Discovery consists in seeing what everyone else has seen and thinking what no one else has thought". ~ Albert Szent-Györgyi</span></font></div><div><font color="#000000"><span style="background-color: rgba(255, 255, 255, 0);"><br></span></font></div><font color="#000000"><span style="background-color: rgba(255, 255, 255, 0);">Sent from my iPad</span></font></div><div><br></div>
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
<!-- End of Footer -->
</td>
</tr>
</tbody></table>
</blockquote></body></html>