<p dir="ltr">What about 'Lipa na MPESA' at points of sale? I think that makes absolute sense because it creates an efficient way to check out. <br>
I think it comes as an option to using MPESA on the phone which can be time consuming and inefficient especially at busy spots. <br>
</p>
<div class="gmail_extra"><br><div class="gmail_quote">On 22 Jul 2016 13:59, <<a href="mailto:kictanet-request@lists.kictanet.or.ke">kictanet-request@lists.kictanet.or.ke</a>> wrote:<br type="attribution"><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex">Send kictanet mailing list submissions to<br>
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<br>Today's Topics:<br>
<br>
1. Re: M-Pesa Debit Card (Baiju Shah)<br>
2. Re: M-Pesa Debit Card (Elizabeth Rossiello) (Dennis Muthuri)<br>
<br><br>---------- Forwarded message ----------<br>From: Baiju Shah <<a href="mailto:baiju@telemedia.co.ke">baiju@telemedia.co.ke</a>><br>To: KICTAnet ICT Policy Discussions <<a href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a>><br>Cc: <br>Date: Fri, 22 Jul 2016 12:14:15 +0300<br>Subject: Re: [kictanet] M-Pesa Debit Card<br><div dir="auto"><div></div><div>Great discussion.</div><div><br></div><div>Last mile is all about connectivity. Not too sure the ROI for a card by safaricom who already have a vibrant agent network, sticky or loyal customers. Today only there are 2-4% transactions on card.</div><div><br></div><div>The question is what are they trying to solve with this initiative as we also do not event have a wide spread of ATMs.</div><div><br></div><div>In my personal opinion this is a step back, I think they really need to rethink on this, but they should look at improving the experience on Mpesa. </div><div><br></div><div>There are many applicable technologies, the last mile connect is the problem Safaricom has solved, but to build into the network of expensive PDQ machines does make sense if you have already replaced them with a $10 - $15 unit.</div><div><br></div><div>Wow.. What a step back Safaricom please rethink, reset otherwise carry on.</div><div><br></div><div>Thanks,</div><div><br></div><div>Best Regards,</div><div>Baiju</div><div><br>On 22 Jul 2016, at 11:30, Dorcas Muthoni via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br><br></div><blockquote type="cite"><div><p dir="ltr">NFC relies on an entire ecosystem. Phones, PDQS/POS terminals are part of it.</p>
<p dir="ltr">I said a long time ago that mobile payments would only be global via a standard based technology like NFC Vs a vendor driven service such as mpesa. </p>
<p dir="ltr">I am happy to see Safaricom is now ready to support the standard based approach to mobile payments too.</p>
<div class="gmail_quote">On Jul 22, 2016 10:07 AM, "Mwendwa Kivuva via kictanet" <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br type="attribution"><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><p dir="ltr"></p>
<p dir="ltr">On Jul 22, 2016 6:51 AM, "Ali Hussein via kictanet" <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br>
><br>
> Grace<br>
><br>
> Good point. Definitely food for thought. I'm sure Mpesa has a reason to go back to cards when the very nature of mobile money is card less.</p>
<p dir="ltr">Ali, how I understood it is that if your phone is NFC enabled, you would not need the card. You would just swipe the phone. Again, the card is helpful when you are outside network coverage area, like when you travel abroad. </p>
<p dir="ltr">><br>
> This will definitely be something to watch keenly.<br>
><br>
> Ali Hussein<br>
><br>
><br>
> On Jul 22, 2016 6:46 AM, "Grace Mutung'u (Bomu) via kictanet" <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br>
>><br>
>> I wonder if the card will be as fees free to the customer as visa. Therein, would be an advantage. For now there are times when paying through M-pesa is charged and it is quite inconvenient to send an SMS to find out the charges.<br>
>> But the bigger question would be whether this the real future or the full potential of mobile money vis a vis Blockchains...<br>
>> Regards,<br>
>><br>
>> On 21 Jul 2016 9:28 p.m., "Mwendwa Kivuva via kictanet" <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br>
>>><br>
>>> @Barrack,<br>
>>><br>
>>> Imagine just running your NFC phone, or Card at the Point of Sale and your purchase is done. Instead of the current method where you have to go to an MPESA menu, chose paybill/till, enter paybill number, enter the amount, enter pin, confirm, wait for SMS ....<br>
>>><br>
>>> I expect also you can use the card while abroad ... <br>
>>><br>
>>> Choice is good.<br>
>>><br>
>>><br>
>>><br>
>>> ______________________<br>
>>> Mwendwa Kivuva, Nairobi, Kenya<br>
>>> <a href="http://twitter.com/lordmwesh" target="_blank">twitter.com/lordmwesh</a><br>
>>><br>
>>><br>
>>><br>
>>> On 21 July 2016 at 19:44, Barrack Otieno via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br>
>>>><br>
>>>> @ Wash,<br>
>>>><br>
>>>><br>
>>>> I wonder if it will add any value.<br>
>>>><br>
>>>> Regards<br>
>>>><br>
>>>> On 7/20/16, Odhiambo Washington via kictanet<br>
>>>> <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>> wrote:<br>
>>>> > <a href="http://qz.com/734842/mobile-money-giant-m-pesa-is-getting-its-own-debit-card-to-compete-with-banks/" target="_blank">http://qz.com/734842/mobile-money-giant-m-pesa-is-getting-its-own-debit-card-to-compete-with-banks/</a><br>
>>>> ><br>
>>>> ><br>
>>>> > --<br>
>>>> > Best regards,<br>
>>>> > Odhiambo WASHINGTON,<br>
>>>> > Nairobi,KE<br>
>>>> > +254 7 3200 0004/+254 7 2274 3223<br>
>>>> > "Oh, the cruft."<br>
>>>> ><br>
>>>><br>
>>>><br>
>>>> --<br>
>>>> Barrack O. Otieno<br>
>>>> <a href="tel:%2B254721325277" value="+254721325277" target="_blank">+254721325277</a><br>
>>>> <a href="tel:%2B254733206359" value="+254733206359" target="_blank">+254733206359</a><br>
>>>> Skype: barrack.otieno<br>
>>>> PGP ID: 0x2611D86A<br>
>>>><br>
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</div></blockquote><blockquote type="cite"><div><span>_______________________________________________</span><br><span>kictanet mailing list</span><br><span><a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a></span><br><span><a href="https://lists.kictanet.or.ke/mailman/listinfo/kictanet" target="_blank">https://lists.kictanet.or.ke/mailman/listinfo/kictanet</a></span><br><span></span><br><span>Unsubscribe or change your options at <a href="https://lists.kictanet.or.ke/mailman/options/kictanet/baiju%40telemedia.co.ke" target="_blank">https://lists.kictanet.or.ke/mailman/options/kictanet/baiju%40telemedia.co.ke</a></span><br><span></span><br><span>The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.</span><br><span></span><br><span>KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.</span></div></blockquote></div><br><br>---------- Forwarded message ----------<br>From: Dennis Muthuri <<a href="mailto:muthuridennis@gmail.com">muthuridennis@gmail.com</a>><br>To: <a href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a><br>Cc: <br>Date: Fri, 22 Jul 2016 13:57:53 +0300<br>Subject: Re: [kictanet] M-Pesa Debit Card (Elizabeth Rossiello)<br>Interesting articles there on the blockchain Elizabeth.<br>
<br>
I hope they're fine with the 200 - 800 transaction per second limit the blockchain imposes due to it's constant confirmation and signing.<br>
<br>
On 7/22/2016 11:35 AM, <a href="mailto:kictanet-request@lists.kictanet.or.ke" target="_blank">kictanet-request@lists.kictanet.or.ke</a> wrote:<br>
<blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex">
Re: M-Pesa Debit Card (Elizabeth Rossiello)<br>
</blockquote>
<br>
<br>
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