<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto"><div>Erick</div><div><br></div><div>Karibu Kictanet. Your points are pretty valid and sort of amplify the general direction of this discussion. </div><div><br></div><div>Looking forward to interacting with you a lot more going forward towards a better Kenya.</div><div><br><div><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118); -webkit-composition-fill-color: rgba(175, 192, 227, 0.231373);"><b>Ali Hussein</b></span></div><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118); -webkit-composition-fill-color: rgba(175, 192, 227, 0.231373);"><b>Principal</b></span></div><div><b style="background-color: rgba(255, 255, 255, 0);">Hussein & Associates</b></div><div style="font-family: Helvetica; font-size: medium; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); -webkit-text-size-adjust: auto; ">+254 0713 601113 / 0770906375</div><div style="font-family: Helvetica; font-size: medium; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); -webkit-text-size-adjust: auto; "><br></div><div><p style="margin: 0in 0in 0pt;"><span style="background-color: rgba(255, 255, 255, 0);">Twitter: @AliHKassim</span></p><span style="background-color: rgba(255, 255, 255, 0);"><font></font></span><p style="margin: 0in 0in 0pt;"><span style="background-color: rgba(255, 255, 255, 0);">Skype: abu-jomo</span></p><p style="margin: 0in 0in 0pt;"><span style="background-color: rgba(255, 255, 255, 0);">LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.com/in/alihkassim</a></span></p><font><br></font></div><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); "><br></span></div><div>"Discovery consists in seeing what everyone else has seen and thinking what no one else has thought". ~ Albert Szent-Györgyi</div><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118); -webkit-composition-fill-color: rgba(175, 192, 227, 0.231373);"><br></span></div>Sent from my iPad</div></div><div><br>On 1 Jul 2016, at 3:13 PM, Erick Mwangi via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a>> wrote:<br><br></div><blockquote type="cite"><div><div dir="ltr"><div>The current trends in the Fintech Eco-system are:</div><div><div> </div></div><ul><li>Infrastructure</li><li>Markets</li><li>Money and Payments</li><li>Market places </li></ul><div>Its in this space we have comes across terms like Block chain, Internet of things (everything) IoT, Prediction markets and the one to watch for most according to me the wisdom of crowds among others. The biggest competitors of dinosaur banks is not from other dinosaur banks but the gap between them (their products) and the consumers and this is where it gets exciting from a FINTECH perspective.</div><div><br></div><div>I may not be privy enough re-regulation in the KE space but make no mistake this will indeed happen and that does not worry me at all. When you look at the innovation cycle of a start-up, before it achieves an incumbent status it normally is a target (we all know Uber's woes) and its at this point regulation is formulated, it may take time but it will happen.</div><div><br></div><div>Can you imagine what block chain can do to the Land registry in KE with use of smart contracts?</div><div><br></div><div>Kind Regards,</div><div><br></div><div>Eric M</div><div><br></div></div>
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