<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto"><div>Walu</div><div id="AppleMailSignature"><br></div><div id="AppleMailSignature">Thanks for sharing. Pertinent questions you raise. </div><div id="AppleMailSignature"><br></div><div id="AppleMailSignature"><blockquote type="cite"><div><div class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69031"><div class="" dir="ltr" id="yiv1521900724yui_3_16_0_1_1457597899617_69033" style="margin-bottom: 15.6px;"><font class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69197" color="#000000" style="background-color: rgba(255, 255, 255, 0);">1. Will Wanjiku be allowed to participate from ANY mobile network or is this thing is ONLY available on one of the Telco players?</font></div></div></div></blockquote>This should be a network agnostic product. Just like normal treasury bonds are bank/broker agnostic. This question really shouldn't even arise. It's should be the default position. Otherwise we will saying that if I have a Safaricom line and the product is only on Airtel I can't participate. </div><div id="AppleMailSignature"><br><blockquote type="cite"><div><div class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69031"><div class="" dir="ltr" id="yiv1521900724yui_3_16_0_1_1457597899617_69033" style="margin-bottom: 15.6px;"><font class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69199" color="#000000" style="background-color: rgba(255, 255, 255, 0);">2. What are the 'commissions' like? Will the mobile operators charge based on transaction value and yet their role is simply to deliver a simple SMS to Central Bank /Treasury servers?</font></div></div></div></blockquote>Walu..Surely..:-) you just didn't say that..:-) Kwani an SMS is sent through thin air? Ok..it is :-) but there is a network that it is sent from and through and that network costs billions of shillings to set up and maintain. The Piper and all that..<br><div><div><div class=""><div class="" dir="ltr" style="margin-bottom: 15.6px;"><b style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118);"><br></b></div><div class="" dir="ltr" style="margin-bottom: 15.6px;"><b style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118);">Ali Hussein</b></div></div></div></div><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118); -webkit-composition-fill-color: rgba(175, 192, 227, 0.231373);"><b>Principal</b></span></div><div><b style="background-color: rgba(255, 255, 255, 0);">Hussein & Associates</b></div><div style="font-family: Helvetica; font-size: medium; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); -webkit-text-size-adjust: auto; ">+254 0713 601113 / 0770906375</div><div style="font-family: Helvetica; font-size: medium; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); -webkit-text-size-adjust: auto; "><br></div><div><p style="margin: 0in 0in 0pt;"><span style="background-color: rgba(255, 255, 255, 0);">Twitter: @AliHKassim</span></p><span style="background-color: rgba(255, 255, 255, 0);"><font></font></span><p style="margin: 0in 0in 0pt;"><span style="background-color: rgba(255, 255, 255, 0);">Skype: abu-jomo</span></p><p style="margin: 0in 0in 0pt;"><span style="background-color: rgba(255, 255, 255, 0);">LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.com/in/alihkassim</a></span></p><font><br></font></div><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); "><br></span></div><div>"Discovery consists in seeing what everyone else has seen and thinking what no one else has thought". ~ Albert Szent-Györgyi</div><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118); -webkit-composition-fill-color: rgba(175, 192, 227, 0.231373);"><br></span></div>Sent from my iPad</div><div><br>On 11 Mar 2016, at 4:09 PM, Walubengo J via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a>> wrote:<br><br></div><blockquote type="cite"><div><div style="color:#000; background-color:#fff; font-family:HelveticaNeue, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif;font-size:16px"><div class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69023" style="color: rgb(51, 51, 51); font-family: ColfaxRegular, 'AvantGardeGothicITCW01B 731069', 'Nimbus Sans TW01', Helvetica, sans-serif; line-height: 24px;"><div class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69025" style="margin-bottom: 15.6px; color: rgb(128, 128, 128); font-size: 17px; font-family: Georgia, 'ITC Century W01 Light'; line-height: 25px;">Some good initiative..to get Wanjiku to also participate in the T-bills</div><div class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69025" style="margin-bottom: 15.6px; color: rgb(128, 128, 128); font-size: 17px; font-family: Georgia, 'ITC Century W01 Light'; line-height: 25px;">---</div><div class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69025" style="margin-bottom: 15.6px; color: rgb(128, 128, 128); font-size: 17px; font-family: Georgia, 'ITC Century W01 Light'; line-height: 25px;">The government wants to take advantage of a nine-month low return on Treasury Bills to float the debut mobile money bond.</div></div><div class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69027" style="color: rgb(51, 51, 51); font-family: ColfaxRegular, 'AvantGardeGothicITCW01B 731069', 'Nimbus Sans TW01', Helvetica, sans-serif; line-height: 24px;"><div class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69029" style="margin-bottom: 15.6px; color: rgb(128, 128, 128); font-size: 17px; font-family: Georgia, 'ITC Century W01 Light'; line-height: 25px;">The return on a three month Treasury Bill fell to 9.060, the lowest since July last year when the rates went down to 8.2 per cent.</div></div><div class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69031"><div class="" dir="ltr" id="yiv1521900724yui_3_16_0_1_1457597899617_69033" style="color: rgb(128, 128, 128); font-family: Georgia, 'ITC Century W01 Light'; line-height: 25px; margin-bottom: 15.6px; font-size: 17px;">According to Treasury Cabinet Secretary Henry Rotich, this is the ideal time to float the M-Akiba bond that is supposed to bring in wananchi in providing financing options for government.</div><div class="" dir="ltr" id="yiv1521900724yui_3_16_0_1_1457597899617_69033" style="margin-bottom: 15.6px;"><font class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69063" color="#808080" face="Georgia, ITC Century W01 Light"><span class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69062" style="font-size: 17px; line-height: 25px;"><a rel="nofollow" shape="rect" id="yiv1521900724yui_3_16_0_1_1457597899617_69059" target="_blank" href="http://www.nation.co.ke/business/Treasury-prepares-to-issue-debut-mobile-money-bond/-/996/3107416/-/l7c4mj/-/index.html" style="color: rgb(25, 106, 212);" class="">http://www.nation.co.ke/business/Treasury-prepares-to-issue-debut-mobile-money-bond/-/996/3107416/-/l7c4mj/-/index.html</a></span></font><br clear="none" id="yui_3_16_0_1_1457597899617_81887" class=""></div><div class="" dir="ltr" id="yiv1521900724yui_3_16_0_1_1457597899617_69033" style="margin-bottom: 15.6px;"><font class="" color="#808080" face="Georgia, ITC Century W01 Light" id="yui_3_16_0_1_1457597899617_81890"><br clear="none" id="yui_3_16_0_1_1457597899617_81892" class=""></font></div><div class="" dir="ltr" id="yiv1521900724yui_3_16_0_1_1457597899617_69033" style="margin-bottom: 15.6px;"><font class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69124" color="#808080" face="Georgia, ITC Century W01 Light">--Qtns arise.</font></div><div class="" dir="ltr" id="yiv1521900724yui_3_16_0_1_1457597899617_69033" style="margin-bottom: 15.6px;"><font class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69098" color="#808080" face="Georgia, ITC Century W01 Light">Anyone in the know or can advise on:</font></div><div class="" dir="ltr" id="yiv1521900724yui_3_16_0_1_1457597899617_69033" style="margin-bottom: 15.6px;"><font class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69197" color="#808080" face="Georgia, ITC Century W01 Light">1. Will Wanjiku be allowed to participate from ANY mobile network or is this thing is ONLY available on one of the Telco players?</font></div><div class="" dir="ltr" id="yiv1521900724yui_3_16_0_1_1457597899617_69033" style="margin-bottom: 15.6px;"><font class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69199" color="#808080" face="Georgia, ITC Century W01 Light">2. What are the 'commissions' like? Will the mobile operators charge based on transaction value and yet their role is simply to deliver a simple SMS to Central Bank /Treasury servers?</font></div><div class="" dir="ltr" id="yiv1521900724yui_3_16_0_1_1457597899617_69033" style="margin-bottom: 15.6px;"><font class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69298" color="#808080" face="Georgia, ITC Century W01 Light">Ni hayo tuu.</font></div><div class="" id="yiv1521900724yqtfd19063"><div class="" dir="ltr" id="yiv1521900724yui_3_16_0_1_1457597899617_69033" style="margin-bottom: 15.6px;"><font class="" color="#808080" face="Georgia, ITC Century W01 Light" id="yui_3_16_0_1_1457597899617_81906"><br clear="none" id="yui_3_16_0_1_1457597899617_81908" class=""></font></div><div class="" dir="ltr" id="yiv1521900724yui_3_16_0_1_1457597899617_69033" style="margin-bottom: 15.6px;"><font class="" id="yiv1521900724yui_3_16_0_1_1457597899617_69296" color="#808080" face="Georgia, ITC Century W01 Light">walu.</font></div><div dir="ltr" id="yui_3_16_0_1_1457597899617_81912" class=""><font class="" color="#808080" face="Georgia, ITC Century W01 Light" id="yui_3_16_0_1_1457597899617_81914"><br id="yui_3_16_0_1_1457597899617_81916" class=""></font></div></div></div></div></div></blockquote><blockquote type="cite"><div><span>_______________________________________________</span><br><span>kictanet mailing list</span><br><span><a href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a></span><br><span><a href="https://lists.kictanet.or.ke/mailman/listinfo/kictanet">https://lists.kictanet.or.ke/mailman/listinfo/kictanet</a></span><br><span></span><br><span>Unsubscribe or change your options at <a href="https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com">https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com</a></span><br><span></span><br><span>The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. 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