<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto"><div><span></span></div><div><div>Walu</div><div><br></div><div>The day regulation is allowed to move ahead of innovation is the day we write it's epitaph...</div><div><br><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118); -webkit-composition-fill-color: rgba(175, 192, 227, 0.231373);"><b>Ali Hussein</b></span></div><div><b style="background-color: rgba(255, 255, 255, 0);">Hussein & Associates</b></div><div style="font-family: Helvetica; font-size: medium; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); -webkit-text-size-adjust: auto; ">+254 770 906375 / 0713 601113</div><div style="font-family: Helvetica; font-size: medium; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); -webkit-text-size-adjust: auto; "><br></div><div><p style="margin: 0in 0in 0pt;"><span style="background-color: rgba(255, 255, 255, 0);">Twitter: @AliHKassim</span></p><span style="background-color: rgba(255, 255, 255, 0);"><font></font></span><p style="margin: 0in 0in 0pt;"><span style="background-color: rgba(255, 255, 255, 0);">Skype: abu-jomo</span></p><p style="margin: 0in 0in 0pt;"><span style="background-color: rgba(255, 255, 255, 0);">LinkedIn: <a href="http://ke.linkedin.com/in/alihkassim" target="_blank">http://ke.linkedin.com/in/alihkassim</a><a href="http://ke.linkedin.com/in/alihkassim" target="_blank"><span style="text-decoration: none;"></span></a></span></p><span style="background-color: rgba(255, 255, 255, 0);"><font></font></span><p style="margin: 0in 0in 0pt;"></p><font><span style="background-color: rgba(255, 255, 255, 0);">Blog: <a href="http://www.alyhussein.com/" target="_blank">www.alyhussein.com</a></span><br></font></div><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); "><br></span></div><div>"Discovery consists in seeing what everyone else has seen and thinking what no one else has thought". ~ Albert Szent-Györgyi</div><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118); -webkit-composition-fill-color: rgba(175, 192, 227, 0.231373);"><br></span></div>Sent from my iPad<div><br>On Aug 21, 2015, at 11:50 AM, simiyu mse via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a>> wrote:<br><br></div><blockquote type="cite"><div><p dir="ltr">Prof. Ndemo's work in the liberation of the sector was a necessary move to reduce the barrier to entry for innovative services at the time.</p>
<p dir="ltr">We have had a poster child of good behavior in Safaricom in my personal opinion and they have thrived on innovation and forward thinking to cover this much ground in so little time.</p>
<p dir="ltr">There is a time for everything and I believe the regulatory framework has been given a fairly easy situation that can be railed back in without causing too much friction or that may show some semblance of some partisanship.</p>
<p dir="ltr">This needs careful review and calculated steps to secure future players and ultimately the consumer rights and freedoms.</p>
<p dir="ltr">I laud Kictanet for watching keenly.</p>
<p dir="ltr">Ahsanteni.<br>
</p>
<div class="gmail_quote">On Aug 21, 2015 8:40 AM, "Walubengo J via kictanet" <<a href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a>> wrote:<br type="attribution"><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div><div style="color:#000;background-color:#fff;font-family:HelveticaNeue,Helvetica Neue,Helvetica,Arial,Lucida Grande,sans-serif;font-size:16px"><div><span>+1, </span></div><div><span><br></span></div><div><span>Safcom has played its card exactly as expected.</span></div><div><span><br></span></div><div><span>And this is where it gets very interesting. How to regulate a service whose total value does not sit in one entity but cuts across multiple players (banks, merchants, agents, application providers, competitors etc). V</span>ery interesting scenario since Kenya is once again staring at an opportunity to show the rest of the world the best regulatory move in the prevailing circumstances.</div><div><br></div><div dir="ltr">Perhaps this time around, the risk of a wrong regulatory intervention (regulatory error) may have a bigger impact than it would have had ten years ago when Prof. Ndemo and the then CBK governor allowed mobile money some liberal breathing space. That is not to say there should be no regulatory intervention. The question is: which one?<br></div><div dir="ltr"><br></div><div dir="ltr">Lets wait and see.</div><div dir="ltr"><br></div><div><span>walu.</span></div><br> <div style="font-family:HelveticaNeue,Helvetica Neue,Helvetica,Arial,Lucida Grande,sans-serif;font-size:16px"> <div style="font-family:HelveticaNeue,Helvetica Neue,Helvetica,Arial,Lucida Grande,sans-serif;font-size:16px"> <div dir="ltr"> <hr size="1"> <font size="2" face="Arial"> <b><span style="font-weight:bold">From:</span></b> ngethe.kariuki2007 via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>><br> <b><span style="font-weight:bold">To:</span></b> <a href="mailto:jwalu@yahoo.com" target="_blank">jwalu@yahoo.com</a> <br><b><span style="font-weight:bold">Cc:</span></b> ngethe.kariuki2007 <<a href="mailto:ngethe.kariuki2007@yahoo.co.uk" target="_blank">ngethe.kariuki2007@yahoo.co.uk</a>> <br> <b><span style="font-weight:bold">Sent:</span></b> Thursday, August 20, 2015 8:30 PM<br> <b><span style="font-weight:bold">Subject:</span></b> Re: [kictanet] Equitel - M-Pesa battle heats up as Safaricom hikes termination fees<br> </font> </div> <div><br><div><div><div><div></div><div>Since Safaricom is dominant in the mobile money termination market and in the absence of any regulation, it is in their interest to maximise returns in that "market segment" .So, Safaricom is behaving as expected! </div><div><br></div><div>John Kariuki</div><div><br></div><div><br></div><div><br></div><div><div style="font-size:75%;color:#575757">Sent from Samsung Mobile</div></div></div> <br><br><br>-------- Original message --------<br>From: Dennis Kioko via kictanet <<a href="mailto:kictanet@lists.kictanet.or.ke" target="_blank">kictanet@lists.kictanet.or.ke</a>> <br>Date: <br>To: <a href="mailto:ngethe.kariuki2007@yahoo.co.uk" target="_blank">ngethe.kariuki2007@yahoo.co.uk</a> <br>Cc: Dennis Kioko <<a href="mailto:dmbuvi@gmail.com" target="_blank">dmbuvi@gmail.com</a>> <br>Subject: [kictanet] Equitel - M-Pesa battle heats up as Safaricom hikes termination fees <br> <br><br>Good Afternoon Listers,<div>Safaricom has increased termination fee - the amount of money paid to it by Equitel for money to be sent from one network to another. </div><div><br></div><div>This has left Equitel users with high transaction costs on Equitel to M-Pesa transactions.<a rel="nofollow" href="http://www.infotake.co.ke/2015/08/equitel-users-silently-hit-by-100.html" target="_blank"> See story here http://www.infotake.co.ke/2015/08/equitel-users-silently-hit-by-100.html</a></div><br><br>-- <br>with Regards:<div><br><div><a rel="nofollow" href="http://www.denniskioko.com/" target="_blank">blog.denniskioko.com</a><div><div><br></div></div></div></div><br>
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</div></blockquote><blockquote type="cite"><div><span>_______________________________________________</span><br><span>kictanet mailing list</span><br><span><a href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a></span><br><span><a href="https://lists.kictanet.or.ke/mailman/listinfo/kictanet">https://lists.kictanet.or.ke/mailman/listinfo/kictanet</a></span><br><span></span><br><span>Unsubscribe or change your options at <a href="https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com">https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com</a></span><br><span></span><br><span>The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.</span><br><span></span><br><span>KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.</span></div></blockquote></div></div></body></html>