<html><body><div style="color:#000; background-color:#fff; font-family:HelveticaNeue, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif;font-size:16px"><div id="yui_3_16_0_1_1440083806223_63784"><span id="yui_3_16_0_1_1440083806223_64061">+1, </span></div><div id="yui_3_16_0_1_1440083806223_63784"><span><br></span></div><div id="yui_3_16_0_1_1440083806223_63784"><span id="yui_3_16_0_1_1440083806223_64063">Safcom has played its card exactly as expected.</span></div><div id="yui_3_16_0_1_1440083806223_63785"><span><br></span></div><div id="yui_3_16_0_1_1440083806223_63787"><span id="yui_3_16_0_1_1440083806223_63786">And this is where it gets very interesting. How to regulate a service whose total value does not sit in one entity but cuts across multiple players (banks, merchants, agents, application providers, competitors etc). V</span>ery interesting scenario since Kenya is once again staring at an opportunity to show the rest of the world the best regulatory move in the prevailing circumstances.</div><div id="yui_3_16_0_1_1440083806223_63788"><br></div><div id="yui_3_16_0_1_1440083806223_63788" dir="ltr">Perhaps this time around, the risk of a wrong regulatory intervention (regulatory error) may have a bigger impact than it would have had ten years ago when Prof. Ndemo and the then CBK governor allowed mobile money some liberal breathing space. That is not to say there should be no regulatory intervention. The question is: which one?<br></div><div id="yui_3_16_0_1_1440083806223_63788" dir="ltr"><br></div><div id="yui_3_16_0_1_1440083806223_63788" dir="ltr">Lets wait and see.</div><div id="yui_3_16_0_1_1440083806223_63788" dir="ltr"><br></div><div id="yui_3_16_0_1_1440083806223_63789"><span>walu.</span></div><br> <div style="font-family: HelveticaNeue, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: 16px;" id="yui_3_16_0_1_1440083806223_63793"> <div style="font-family: HelveticaNeue, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: 16px;" id="yui_3_16_0_1_1440083806223_63792"> <div dir="ltr" id="yui_3_16_0_1_1440083806223_63791"> <hr size="1" id="yui_3_16_0_1_1440083806223_63790"> <font size="2" face="Arial" id="yui_3_16_0_1_1440083806223_63794"> <b><span style="font-weight:bold;">From:</span></b> ngethe.kariuki2007 via kictanet <kictanet@lists.kictanet.or.ke><br> <b id="yui_3_16_0_1_1440083806223_64307"><span style="font-weight: bold;" id="yui_3_16_0_1_1440083806223_64306">To:</span></b> jwalu@yahoo.com <br><b id="yui_3_16_0_1_1440083806223_64309"><span style="font-weight: bold;" id="yui_3_16_0_1_1440083806223_64308">Cc:</span></b> ngethe.kariuki2007 <ngethe.kariuki2007@yahoo.co.uk> <br> <b id="yui_3_16_0_1_1440083806223_64311"><span style="font-weight: bold;" id="yui_3_16_0_1_1440083806223_64310">Sent:</span></b> Thursday, August 20, 2015 8:30 PM<br> <b id="yui_3_16_0_1_1440083806223_64313"><span style="font-weight: bold;" id="yui_3_16_0_1_1440083806223_64312">Subject:</span></b> Re: [kictanet] Equitel - M-Pesa battle heats up as Safaricom hikes termination fees<br> </font> </div> <div class="y_msg_container" id="yui_3_16_0_1_1440083806223_63798"><br><div id="yiv8749158656"><div id="yui_3_16_0_1_1440083806223_63797"><div id="yui_3_16_0_1_1440083806223_63796"><div></div><div id="yui_3_16_0_1_1440083806223_63795">Since Safaricom is dominant in the mobile money termination market and in the absence of any regulation, it is in their interest to maximise returns in that "market segment" .So, Safaricom is behaving as expected! </div><div id="yui_3_16_0_1_1440083806223_64035"><br></div><div id="yui_3_16_0_1_1440083806223_63799">John Kariuki</div><div id="yui_3_16_0_1_1440083806223_63825"><br></div><div id="yui_3_16_0_1_1440083806223_63824"><br></div><div id="yui_3_16_0_1_1440083806223_63823"><br></div><div id="yui_3_16_0_1_1440083806223_63822"><div style="font-size:75%;color:#575757;" id="yui_3_16_0_1_1440083806223_63821">Sent from Samsung Mobile</div></div></div> <br><br><br>-------- Original message --------<br>From: Dennis Kioko via kictanet <kictanet@lists.kictanet.or.ke> <br>Date: <br>To: ngethe.kariuki2007@yahoo.co.uk <br>Cc: Dennis Kioko <dmbuvi@gmail.com> <br>Subject: [kictanet] Equitel - M-Pesa battle heats up as Safaricom hikes termination fees <br> <br><br>Good Afternoon Listers,<div>Safaricom has increased termination fee - the amount of money paid to it by Equitel for money to be sent from one network to another. </div><div><br></div><div>This has left Equitel users with high transaction costs on Equitel to M-Pesa transactions.<a rel="nofollow" target="_blank" href="http://www.infotake.co.ke/2015/08/equitel-users-silently-hit-by-100.html"> See story here http://www.infotake.co.ke/2015/08/equitel-users-silently-hit-by-100.html</a></div><br><br>-- <br>with Regards:<div><br><div><a rel="nofollow" target="_blank" href="http://www.denniskioko.com/">blog.denniskioko.com</a><div><div><br></div></div></div></div><br>
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