<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto"><div>Now that's the million dollar question! </div><div><br></div><div>Do I hear knee jerk edicts and policies? <br><br><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118); -webkit-composition-fill-color: rgba(175, 192, 227, 0.231373);">Ali Hussein</span></div><div><br></div><div style="font-family: Helvetica; font-size: medium; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); -webkit-text-size-adjust: auto; ">+254 0770 906375 / 0713 601113</div><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); "><br></span></div><div>"I fear the day technology will surpass human interaction. The world will have a generation of idiots". ~ Albert Einstein</div><div><span style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.294118); -webkit-composition-fill-color: rgba(175, 192, 227, 0.231373);"><br></span></div>Sent from my iPad</div><div><br>On Jan 9, 2014, at 1:29 PM, ICT Researcher <<a href="mailto:ict.researcher@yahoo.com">ict.researcher@yahoo.com</a>> wrote:<br><br></div><blockquote type="cite"><div><span></span><br><span>Very interesting read. I dare ask if all people without mobile phone and access to the internet to effect e-payments will be banned from travelling?</span><br><span></span><br><span>------------------------------</span><br><span>On Thu, Jan 9, 2014 10:41 AM MSK Mbugua Njihia wrote:</span><br><span></span><br><blockquote type="cite"><span>The numbers on some alternative payment channels are; Safaricom on its Lipa</span><br></blockquote><blockquote type="cite"><span>na Mpesa service takes 1% of each transaction value, Equity Bank with</span><br></blockquote><blockquote type="cite"><span>their transport centric service BebaPay which is in partnership with Google</span><br></blockquote><blockquote type="cite"><span>take 5%, while PesaPal a payment services aggregator levies a 3.5%</span><br></blockquote><blockquote type="cite"><span>transaction fee on e-commerce, bill payments and invoicing and 5% on</span><br></blockquote><blockquote type="cite"><span>ticketing.</span><br></blockquote><blockquote type="cite"><span>For service based businesses, these transaction fees could be considered</span><br></blockquote><blockquote type="cite"><span>okay, but for those moving product, a deeper analysis will reveal why</span><br></blockquote><blockquote type="cite"><span>adoption may be stifled.</span><br></blockquote><blockquote type="cite"><span></span><br></blockquote><blockquote type="cite"><span>More here - *<a href="http://www.mbuguanjihia.com/business/mobile-money-versus-cash-devil-details.html">http://www.mbuguanjihia.com/business/mobile-money-versus-cash-devil-details.html</a></span><br></blockquote><blockquote type="cite"><span><<a href="http://www.mbuguanjihia.com/business/mobile-money-versus-cash-devil-details.html">http://www.mbuguanjihia.com/business/mobile-money-versus-cash-devil-details.html</a>>*</span><br></blockquote><blockquote type="cite"><span>.</span><br></blockquote><span></span><br><span></span><br><span>_______________________________________________</span><br><span>kictanet mailing list</span><br><span><a href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a></span><br><span><a href="https://lists.kictanet.or.ke/mailman/listinfo/kictanet">https://lists.kictanet.or.ke/mailman/listinfo/kictanet</a></span><br><span></span><br><span>Unsubscribe or change your options at <a href="https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com">https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com</a></span><br><span></span><br><span>The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.</span><br><span></span><br><span>KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.</span><br></div></blockquote></body></html>