<div dir="ltr">I agree with Matunda as far as the lack of data or rather my not having access to it goes. It would be massively convenient for me to withdraw money from any ATM without incurring hefty VISA charges etc. The banks can sort each other out in the back office. <div>
I always say technology should be as invisible as possible. Telling me I cant use certain ATMs because my card doesn't have some branding or chip or whatever is exposing me to the tech. Most of us rarely care how the tech works so long as it does and it is affordable. </div>
<div><br></div></div><div class="gmail_extra"><br><br><div class="gmail_quote">On Wed, Oct 16, 2013 at 11:30 AM, Matunda Nyanchama <span dir="ltr"><<a href="mailto:mnyanchama@aganoconsulting.com" target="_blank">mnyanchama@aganoconsulting.com</a>></span> wrote:<br>
<blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div><div style="font-size:14pt;font-family:verdana,helvetica,sans-serif"><div><span>Friends</span></div><div style="font-style:normal;font-size:16.363636016845703px;background-color:transparent;font-family:'Times New Roman'">
<span><br></span></div><div style="font-style:normal;font-size:16.363636016845703px;background-color:transparent;font-family:'Times New Roman'"><span>I like cheap bandwidth; and all Kenyans (actually all global citizens) need affordable bandwidth; some say it is a human right.</span></div>
<div style="font-style:normal;font-size:16.363636016845703px;background-color:transparent;font-family:'Times New Roman'"><span><br></span></div><div style="font-style:normal;font-size:16.363636016845703px;background-color:transparent;font-family:'Times New Roman'">
<span>I must assume that
KPLC, Safaricom, Telkom Kenya, .... that are all laying fibre, have done their business plans/models to justify the spending. I cannot second guess them.</span></div><div style="font-style:normal;font-size:16.363636016845703px;background-color:transparent;font-family:'Times New Roman'">
<span><br></span></div><div style="font-style:normal;font-size:16.363636016845703px;background-color:transparent;font-family:'Times New Roman'"><span>Competition is also good as shown from the cost of airtime that has fallen progressively, making it affordable for more and more people; and making piles of money for the companies. It is good for the economy and the nation. </span></div>
<div style="font-style:normal;font-size:16.363636016845703px;background-color:transparent;font-family:'Times New Roman'"><span><br></span></div><div style="font-style:normal;font-size:16.363636016845703px;background-color:transparent;font-family:'Times New Roman'">
<span>We need regulation that allows access of infrastructure of one provider to others, provided there is agreement on charges. We shouldn't go the way of banks (anyone from CBK here?) where one cannot reach their accounts from ATMs of some banks! ...</span></div>
<div style="font-style:normal;font-size:16.363636016845703px;background-color:transparent;font-family:'Times New Roman'"><span><br></span></div><div style="font-style:normal;font-size:16.363636016845703px;background-color:transparent;font-family:'Times New Roman'">
One thing I would love to hear (perhaps from our economists) the cumulative costs of providing services. For instance for telecoms get a per unit spend : add all cost elements (people, infrastructure, facilities, equipment, ...) divided by the number of users/subscribers.
Compare this with similar charges in other countries ... I am not sure what the data will tell. It will have a story, inferences ... </div><div style="font-style:normal;font-size:16.363636016845703px;background-color:transparent;font-family:'Times New Roman'">
<br></div><div style="font-style:normal;font-size:16.363636016845703px;background-color:transparent;font-family:'Times New Roman'">And may also raise questions such as: as a nation, would we have better spent the money elsewhere? Or: we need to spend more as we are spending too little given priorities. </div>
<div style="font-style:normal;font-size:16.363636016845703px;background-color:transparent;font-family:'Times New Roman'"><br></div><div style="font-style:normal;font-size:16.363636016845703px;background-color:transparent;font-family:'Times New Roman'">
Over to
you!</div><div><font><span style="font-family:times,serif">----------------------------------------------------------------------------------------------</span><br style="font-family:times,serif"></font><font><span style="font-family:times,serif">Matunda Nyanchama, PhD, CISSP; <a href="mailto:mnyanchama@aganoconsulting.com" target="_blank">mnyanchama@aganoconsulting.com</a></span><br style="font-family:times,serif">
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