Safaricom/Visa co-operation was launched in early 2011, so shop away in Helsinki! <br><br><div class="gmail_quote">On 6 August 2013 15:50, Edwin Onchari <span dir="ltr"><<a href="mailto:eonchari@lynxbits.com" target="_blank">eonchari@lynxbits.com</a>></span> wrote:<br>
<blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex">As many have pointed out, opening up Mpesa will benefit Safcom in the long<br>
run. As some have quoted the case of AT&T, if Safcom were to open up Mpesa,<br>
and may I suggest even setup Mpesa as a separate organization, the growth<br>
will enormous. I can foresee a scenario where the platform will penetrate<br>
the market segments that have eluded other electronic money transfer<br>
providers such as Visa/Mastercard- or even have collaborations with them.<br>
Imagine having someone deposit money into my Mpesa account in Nyamira- Kenya<br>
and be able to use my visa card at a shop in Helsinki! I only see benefits<br>
accruing to Safcom on this<br>
<br>
Kind regards,<br>
Edwin<br>
<br>
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Today's Topics:<br>
<br>
1. Re: [ISOC_KE] Fwd: [IRPCoalition] will happen - IGF Bali<br>
(Ali Hussein)<br>
2. Re: Equity says M-Pesa lines should be open (Ali Hussein)<br>
<br>
<br>
----------------------------------------------------------------------<br>
<br>
Message: 1<br>
Date: Tue, 6 Aug 2013 12:27:49 +0300<br>
From: Ali Hussein <<a href="mailto:ali@hussein.me.ke">ali@hussein.me.ke</a>><br>
To: "Grace Mutung'u (Bomu)" <<a href="mailto:nmutungu@gmail.com">nmutungu@gmail.com</a>><br>
Cc: KICTAnet ICT Policy Discussions <<a href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a>>,<br>
"<a href="mailto:isoc@orion.my.co.ke">isoc@orion.my.co.ke</a>" <<a href="mailto:isoc@orion.my.co.ke">isoc@orion.my.co.ke</a>><br>
Subject: Re: [kictanet] [ISOC_KE] Fwd: [IRPCoalition] will happen -<br>
IGF Bali<br>
Message-ID: <<a href="mailto:3CDA412A-EE1C-469C-B0D3-5020B77FB4F1@hussein.me.ke">3CDA412A-EE1C-469C-B0D3-5020B77FB4F1@hussein.me.ke</a>><br>
Content-Type: text/plain; charset="us-ascii"<br>
<br>
:)<br>
<br>
Thanks<br>
<div class="im"><br>
Ali Hussein<br>
CEO | 3mice interactive media Ltd<br>
Principal | Telemedia Africa Ltd<br>
<br>
+254 713 601113/ 0770 906375<br>
<br>
"The future belongs to him who knows how to wait." - Russian Proverb<br>
<br>
Sent from my iPad<br>
<br>
</div>On Aug 6, 2013, at 9:29 AM, "Grace Mutung'u (Bomu)" <<a href="mailto:nmutungu@gmail.com">nmutungu@gmail.com</a>><br>
wrote:<br>
<br>
> Thats Indonesian (I think)<br>
> You can get it translated on Google Translate...but the gist of it is that<br>
the local organising committee has confirmed that IGF will happen as<br>
scheduled.<br>
> Thanks!<br>
><br>
><br>
> 2013/8/5 Ali Hussein <<a href="mailto:ali@hussein.me.ke">ali@hussein.me.ke</a>><br>
>> Yawa Grace! :)<br>
>><br>
>> Na hio ni lugha gain?<br>
<div class="im">>><br>
>> Ali Hussein<br>
>> CEO | 3mice interactive media Ltd<br>
>> Principal | Telemedia Africa Ltd<br>
>><br>
>> +254 713 601113/ 0770 906375<br>
>><br>
>> "The future belongs to him who knows how to wait." - Russian Proverb<br>
>><br>
>> Sent from my iPad<br>
>><br>
</div>>> On Aug 5, 2013, at 3:55 PM, "Grace Mutung'u (Bomu)" <<a href="mailto:nmutungu@gmail.com">nmutungu@gmail.com</a>><br>
wrote:<br>
>><br>
>>><br>
>>><br>
>>> Forwarded Message:<br>
>>><br>
>>> Just got this news from a friend that its now official that IGF Bali<br>
will be organized as planned.<br>
>>><br>
>>> <a href="http://m.kominfo.go.id/berita/detail/4095/Siaran+Pers+No.+61-PIH-KOM" target="_blank">http://m.kominfo.go.id/berita/detail/4095/Siaran+Pers+No.+61-PIH-KOM</a><br>
>>> INFO-8-2013+tentang+Indonesia+Bersama+Komunitas+Internet+Multi-Stake<br>
>>> holder+Global+Siap+Menjadi+Tuan+Rumah+IGF+2013+-+Bali<br>
>>><br>
>>> Congratulations everyone, who have been working very hard behind the<br>
scenes to make it happen.<br>
>>><br>
>>> More power to you all,<br>
>>><br>
>>> Best wishes and regards<br>
>>> Shahzad<br>
>>><br>
>>><br>
>>><br>
>>><br>
>>> --<br>
>>> Carolina Rossini<br>
>>> Project Director, Latin America Resource Center Open Technology<br>
>>> Institute New America Foundation // <a href="http://carolinarossini.net/" target="_blank">http://carolinarossini.net/</a><br>
>>> + 1 6176979389<br>
>>> *<a href="mailto:carolina.rossini@gmail.com">carolina.rossini@gmail.com</a>*<br>
>>> skype: carolrossini<br>
>>> @carolinarossini<br>
>>><br>
>>><br>
>>> _______________________________________________<br>
>>> IRP mailing list<br>
>>> <a href="mailto:IRP@lists.internetrightsandprinciples.org">IRP@lists.internetrightsandprinciples.org</a><br>
>>> <a href="http://lists.internetrightsandprinciples.org/cgi-bin/mailman/listinf" target="_blank">http://lists.internetrightsandprinciples.org/cgi-bin/mailman/listinf</a><br>
>>> o/irp<br>
>>><br>
>>><br>
>>><br>
>>><br>
>>> --<br>
>>> Grace L.N. Mutung'u (Bomu)<br>
>>> Kenya<br>
>>> Skype: gracebomu<br>
>>> Twitter: @Bomu<br>
>>> Website: <a href="http://www.diplointernetgovernance.org/profile/GraceMutungu" target="_blank">http://www.diplointernetgovernance.org/profile/GraceMutungu</a><br>
>>> _______________________________________________<br>
>>> isoc mailing list<br>
>>> <a href="mailto:isoc@orion.my.co.ke">isoc@orion.my.co.ke</a><br>
>>> <a href="http://orion.my.co.ke/cgi-bin/mailman/listinfo/isoc" target="_blank">http://orion.my.co.ke/cgi-bin/mailman/listinfo/isoc</a><br>
><br>
><br>
><br>
> --<br>
> Grace L.N. Mutung'u (Bomu)<br>
> Kenya<br>
> Skype: gracebomu<br>
> Twitter: @Bomu<br>
> Website: <a href="http://www.diplointernetgovernance.org/profile/GraceMutungu" target="_blank">http://www.diplointernetgovernance.org/profile/GraceMutungu</a><br>
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Message: 2<br>
Date: Tue, 6 Aug 2013 12:46:31 +0300<br>
From: Ali Hussein <<a href="mailto:ali@hussein.me.ke">ali@hussein.me.ke</a>><br>
To: James Mbugua <<a href="mailto:jgmbugua@gmail.com">jgmbugua@gmail.com</a>><br>
Cc: KICTAnet ICT Policy Discussions <<a href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a>><br>
<div class="im">Subject: Re: [kictanet] Equity says M-Pesa lines should be open<br>
</div>Message-ID: <<a href="mailto:0126DB5E-5E6E-479E-B7ED-5CB6473C6925@hussein.me.ke">0126DB5E-5E6E-479E-B7ED-5CB6473C6925@hussein.me.ke</a>><br>
Content-Type: text/plain; charset="us-ascii"<br>
<div><div class="h5"><br>
James ad all<br>
<br>
Well put. The difference though is that industry's open up themselves for<br>
open standards. Rarely do companies.<br>
<br>
Its incumbent upon TESPOK to convince Safaricom to open up its Mpesa system<br>
'fully' as many listers have suggested. The fact is that the Safaricom chaps<br>
are clever enough to see this coming (and if they are not unfortunately they<br>
will go the way of Telkom Kenya).<br>
<br>
Rarely has government intervention in open standards helped the people they<br>
are supposed to help. Even the Banking sector clearing house is run by<br>
Bankers with the hawkish eyes of central bankers looking on.<br>
<br>
Safaricom will open up Mpesa fully - when they are good and ready and not a<br>
moment sooner. That's my take.<br>
<br>
Ali Hussein<br>
CEO | 3mice interactive media Ltd<br>
Principal | Telemedia Africa Ltd<br>
<br>
+254 713 601113/ 0770 906375<br>
<br>
"The future belongs to him who knows how to wait." - Russian Proverb<br>
<br>
Sent from my iPad<br>
<br>
On Aug 6, 2013, at 11:15 AM, James Mbugua <<a href="mailto:jgmbugua@gmail.com">jgmbugua@gmail.com</a>> wrote:<br>
<br>
> Openness<br>
><br>
> I have always felt very strongly about this issue and I agree M-PESA<br>
should be open. I used to barge Michael Joseph relentlessly about this. Open<br>
first in the sense that third parties can interface their products on their<br>
API but secondly and more importantly, open to talk to other platforms the<br>
way banks talk to each other. I can withdraw money from Pesa Point or<br>
another non-Barclays quite easily.<br>
><br>
> The fact is we cannot let platforms that stifle innovation continue to<br>
prosper. AT&T was finally split up in 1984 not because of its overwhelming<br>
market dominance, but that IT WAS REFUSING TO ALLOW NEW INNOVATIONS TO WORK<br>
ON ITS PLATFORMS thus overall stifling technology.<br>
><br>
> In the same way, this is not a sustainable position for M-PESA if it<br>
projects its medium to long-term horizon, surely it must see that even the<br>
government will not be comfortable constantly hearing that this % of our GDP<br>
passes through M-PESA.<br>
><br>
> If I was Safaricom I would be strategizing on how to open up the platform<br>
as painlessly as possible before the combination of disruptive market forces<br>
and government national security interests converge.<br>
><br>
> Already I can deposit money into my bank account with M-PESA and withdraw<br>
it with Airtel Money. Surely, you don't need to be a genius to see that you<br>
don't need that middle man called the bank if the demand for the service is<br>
there.<br>
><br>
> Regards<br>
><br>
> James<br>
><br>
><br>
> On Tue, Aug 6, 2013 at 9:15 AM, Mark Mwangi <<a href="mailto:mwangy@gmail.com">mwangy@gmail.com</a>> wrote:<br>
>> In my opinion what Equity is asking for is for a common platform aka a<br>
common account that can be credited and debited by airtel money, yu cash<br>
orange money, tangaza etc in the manner that a visa credit card is open game<br>
for any merchant, bank etc. This way M-pesa becomes a platform and not a<br>
safaricom product.<br>
>><br>
>> I actually don't see how Safaricom looses in this scenario. Exponentially<br>
more transaction fee collections, Increased dependence by industry players,<br>
maintain the intellectual property and ownership of the platform etc.<br>
>><br>
>> Maybe they are reluctant due to technological immaturity. I also wouldn't<br>
want to embarrass myself after being feted worldwide.<br>
>><br>
>><br>
>> On Mon, Aug 5, 2013 at 8:31 PM, Kivuva <<a href="mailto:Kivuva@transworldafrica.com">Kivuva@transworldafrica.com</a>><br>
wrote:<br>
>>> @areba, what Equity wants, if I'm not wrong is the ability for you<br>
>>> to setup a club within MPESA where you can use the platform to<br>
>>> transfer funds without them passing through Safaricom.<br>
>>><br>
>>> The MPESA platform becomes an enabler. Unless anybody else has a<br>
>>> better understanding.<br>
>>><br>
>>> --<br>
>>> ______________________<br>
>>> Mwendwa Kivuva<br>
>>> <a href="http://twitter.com/lordmwesh" target="_blank">twitter.com/lordmwesh</a><br>
>>> <a href="http://kenya.or.ke" target="_blank">kenya.or.ke</a> | The Kenya we know<br>
>>><br>
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>>><br>
>>><br>
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