<html><body><div style="color:#000; background-color:#fff; font-family:times new roman, new york, times, serif;font-size:12pt"><div>@Ali,</div><div><br></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;">Funny how Equity is thinking like me below...exactly my idea about "unbundling" MPESA. It should be "open-access" and I dont see how that would affect Safcom intellectual property rights to MPESA. It as about inter-operability - think "Mobile Phone Inter-connection" agreements where competing operators interconnect at a fee that is settled regularly.</div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;"><br></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color:
transparent; font-style: normal;">Perhaps if this open-access model to MPESA was available, we would not have Posta-Kenya trying to re-invent the wheel and CS Matiangi /Govt trying to create another monopoly in this space.</div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;"><br></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;">walu.<br></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;">~~~</div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;">Read on..</div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new
roman,new york,times,serif; background-color: transparent; font-style: normal;"><br></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;">Equity Bank has hit criticised Safaricom over its continued refusal
to open up the M-Pesa platform to enable its users transact business
with other mobile money networks. The commercial bank said this has kept the cost of mobile money
transaction high and may hinder further growth in the mobile commerce in
Kenya.</div>
<div><br></div><div> Equity Bank joins the other mobile operators, Airtel and Essar
Telecom, who have been pushing for cross network operations in mobile
money business. "Financial services by nature should be inter-operable,” said John
Staley, chief officer for finance, innovation and technology at Equity. "Kenya has not seen much of this as one of the operators has tried as much as possible to be on a closed loop,"Stanley said.</div><div><br></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;">From..<br></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;">http://www.the-star.co.ke/news/article-130261/equity-says-m-pesa-lines-should-be-open</div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;"><br></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style:
normal;"><br></div></div></body></html>