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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Sorry my last message had typos:<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Is Equity working on opening up their banking systems in the same way they are asking Safaricom to do regarding MPESA or is this a one way request?<o:p></o:p></span></p><p class=MsoNormal><b><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></b></p><p class=MsoNormal><b><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></b></p><p class=MsoNormal><b><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";color:#1F497D'>Kind Regards, <o:p></o:p></span></b></p><p class=MsoNormal><b><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></b></p><p class=MsoNormal><b><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";color:#1F497D'>Bernard Kioko<br></span></b><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";color:#1F497D'>Chief Executive Officer<b><o:p></o:p></b></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";color:#1F497D'>Bernsoft Interactive Limited<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";color:#1F497D'>P.O.Box 15177-00100 Nbi,Kenya<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";color:#1F497D'>Office: +254-703-080-000<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";color:#1F497D'>Mobile: +254-722-540-883<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> kictanet [mailto:kictanet-bounces+bkioko=bernsoft.com@lists.kictanet.or.ke] <b>On Behalf Of </b>Ngeno,Titus<br><b>Sent:</b> Thursday, August 01, 2013 2:30 PM<br><b>To:</b> bkioko@bernsoft.com<br><b>Cc:</b> KICTAnet ICT Policy Discussions<br><b>Subject:</b> Re: [kictanet] Equity says M-Pesa lines should be open<o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><p>"Open access" is a loaded word ...does anyone out there knows the architecture of mpesa platform? If yes does it supports universal standards?...For all we know, you may be asking too much of safaricom.<o:p></o:p></p><div><p class=MsoNormal>On Aug 1, 2013 5:32 AM, "Walubengo J" <<a href="mailto:jwalu@yahoo.com">jwalu@yahoo.com</a>> wrote:<o:p></o:p></p><div><div><div><p class=MsoNormal>@Ali,<o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>Funny how Equity is thinking like me below...exactly my idea about "unbundling" MPESA. It should be "open-access" and I dont see how that would affect Safcom intellectual property rights to MPESA. It as about inter-operability - think "Mobile Phone Inter-connection" agreements where competing operators interconnect at a fee that is settled regularly.<o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>Perhaps if this open-access model to MPESA was available, we would not have Posta-Kenya trying to re-invent the wheel and CS Matiangi /Govt trying to create another monopoly in this space.<o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>walu.<o:p></o:p></p></div><div><p class=MsoNormal>~~~<o:p></o:p></p></div><div><p class=MsoNormal>Read on..<o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>Equity Bank has hit criticised Safaricom over its continued refusal to open up the M-Pesa platform to enable its users transact business with other mobile money networks. The commercial bank said this has kept the cost of mobile money transaction high and may hinder further growth in the mobile commerce in Kenya.<o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal> Equity Bank joins the other mobile operators, Airtel and Essar Telecom, who have been pushing for cross network operations in mobile money business. "Financial services by nature should be inter-operable,” said John Staley, chief officer for finance, innovation and technology at Equity. "Kenya has not seen much of this as one of the operators has tried as much as possible to be on a closed loop,"Stanley said.<o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>From..<o:p></o:p></p></div><div><p class=MsoNormal><a href="http://www.the-star.co.ke/news/article-130261/equity-says-m-pesa-lines-should-be-open" target="_blank">http://www.the-star.co.ke/news/article-130261/equity-says-m-pesa-lines-should-be-open</a><o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div></div></div><p class=MsoNormal><br>_______________________________________________<br>kictanet mailing list<br><a href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a><br><a href="https://lists.kictanet.or.ke/mailman/listinfo/kictanet" target="_blank">https://lists.kictanet.or.ke/mailman/listinfo/kictanet</a><br><br>Unsubscribe or change your options at <a href="https://lists.kictanet.or.ke/mailman/options/kictanet/titus.ngeno%40gmail.com" target="_blank">https://lists.kictanet.or.ke/mailman/options/kictanet/titus.ngeno%40gmail.com</a><br><br>The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.<br><br>KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.<o:p></o:p></p></div></div></body></html>