<html><body><div style="color:#000; background-color:#fff; font-family:times new roman, new york, times, serif;font-size:12pt"><font face="Arial" size="2"><b><span style="font-weight:bold;">From:</span></b> robert yawe <robertyawe@yahoo.co.uk></font> wrote<br>>>It is encouraging how you can display your ignorance in public without fear or shame thanks.<br><div><br><span></span></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;"><span>Yawe,</span></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;"><span><br></span></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;">Luckily for me, I am in the business of ignorance (teaching). So
am used to being asked and in return asking innocent (some may call it stupid) questions. But real scholars discover that the need to learn something new always overwhelms the urge to hide under ignorance - in order to look or pretend to be clever.</div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;"><br></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;">have a shameless and knowledgeable day :-)</div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;"><br></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style:
normal;">walu.<br><span></span></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: times new roman,new york,times,serif; background-color: transparent; font-style: normal;"><span></span></div><div><br></div> <div style="font-family: times new roman, new york, times, serif; font-size: 12pt;"> <div style="font-family: times new roman, new york, times, serif; font-size: 12pt;"> <div dir="ltr"> <font face="Arial" size="2"> <hr size="1"> <b><span style="font-weight:bold;">From:</span></b> robert yawe <robertyawe@yahoo.co.uk><br> <b><span style="font-weight: bold;">To:</span></b> Walubengo J <jwalu@yahoo.com> <br><b><span style="font-weight: bold;">Cc:</span></b> KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> <br> <b><span style="font-weight: bold;">Sent:</span></b> Wednesday, February 13, 2013 11:06 AM<br> <b><span style="font-weight: bold;">Subject:</span></b> Re: [kictanet] PesaPal Value
Proposition?<br> </font> </div> <br>
<div id="yiv330260026"><div><div style="color:#000;background-color:#fff;font-family:times new roman, new york, times, serif;font-size:12pt;">@Walu<br><br>It is said that you should let sleeping laggards lie, I registered with PesaPal many years ago and that is why I have been rolling on the ground with laughter as I read your posts. It is encouraging how you can display your ignorance in public without fear or shame thanks.<br><br>On a slightly more serious note, I always though Liko was some over stuffed wannabe and we even had a few public altercations which become smog clearing for both of us which is why a few weeks ago I called PesaPal the next big thing which I am sure you will now agree with me.<br><br>Also take some time to look at Liko's other great product ticketsasa which he has refused to sell to me or at the least appoint me to the board (shameless canvassing).<br><br>As I said during something friday, let us not be like the people
who asked "what
good can come out of Nazareth".<br><br>Regards<br><div><span><br></span></div><div> </div><div>Robert Yawe<br>KAY System Technologies Ltd<br>Phoenix House, 6th Floor<br>P O Box 55806 Nairobi, 00200<br>Kenya<br><br></div><div>Tel: +254722511225, +254202010696<br> <div style="font-family:times new roman, new york, times, serif;font-size:12pt;"> <div style="font-family:times new roman, new york, times, serif;font-size:12pt;"> <div dir="ltr"> <font face="Arial" size="2"> <hr size="1"> <b><span style="font-weight:bold;">From:</span></b> Walubengo J <jwalu@yahoo.com><br> <b><span style="font-weight:bold;">To:</span></b> robertyawe@yahoo.co.uk <br><b><span style="font-weight:bold;">Cc:</span></b> KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> <br> <b><span style="font-weight:bold;">Sent:</span></b> Tuesday, 12 February 2013, 18:28<br> <b><span style="font-weight:bold;">Subject:</span></b> Re: [kictanet] PesaPal
Value Proposition?<br> </font> </div> <br><div id="yiv330260026"><div><div style="color:#000;background-color:#fff;font-family:times new roman, new york, times, serif;font-size:12pt;"><div><span>@Liko,</span></div><div style="color:rgb(0, 0, 0);font-size:16px;font-family:times new roman, new york, times, serif;background-color:transparent;font-style:normal;"><br><span></span></div><div style="color:rgb(0, 0, 0);font-size:16px;font-family:times new roman, new york, times, serif;background-color:transparent;font-style:normal;"><span>you should be a teacher...brief, precise and to the point. I have followed your instructions, registered and found the answers to all my questions. Hey, PesaPal demo (using my PesaPal account) will definitely form part of my teaching examples - been using my Visa Card process as an example and indeed, it does not really "connect" with the students.</span></div><div style="color:rgb(0, 0,
0);font-size:16px;font-family:times new roman, new york, times, serif;background-color:transparent;font-style:normal;"><br></div><div style="color:rgb(0, 0, 0);font-size:16px;font-family:times new roman, new york, times, serif;background-color:transparent;font-style:normal;">Maybe have most of the answers/demos available AFTER registering, to be also available BEFORE registering - remember the usual FAQ page?<br><span></span></div><div style="color:rgb(0, 0, 0);font-size:16px;font-family:times new roman, new york, times, serif;background-color:transparent;font-style:normal;"><span><br></span></div><div style="color:rgb(0, 0, 0);font-size:16px;font-family:times new roman, new york, times, serif;background-color:transparent;font-style:normal;"><span>walu.</span></div><div style="color:rgb(0, 0, 0);font-size:16px;font-family:times new roman, new york, times, serif;background-color:transparent;font-style:normal;"><span>nb: meanwhile, I just discovered I
could also use PesaPal to buy and deliver
flowers to my wife on 14 Feb - without enduring the agony of carrying them in town :-). Yawe might you be one of those registering on PesaPal for this one reason?<br></span></div><div style="color:rgb(0, 0, 0);font-size:16px;font-family:times new roman, new york, times, serif;background-color:transparent;font-style:normal;"><br><span></span></div><div style="color:rgb(0, 0, 0);font-size:16px;font-family:times new roman, new york, times, serif;background-color:transparent;font-style:normal;"><span></span></div><div><br></div> <div style="font-family:times new roman, new york, times, serif;font-size:12pt;"> <div style="font-family:times new roman, new york, times, serif;font-size:12pt;"> <div dir="ltr"> <font face="Arial" size="2"> <hr size="1"> <b><span style="font-weight:bold;">From:</span></b> Agosta Liko <agostal@gmail.com><br> <b><span style="font-weight:bold;">To:</span></b> Walubengo J <jwalu@yahoo.com> <br><b><span
style="font-weight:bold;">Cc:</span></b> KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> <br> <b><span style="font-weight:bold;">Sent:</span></b> Tuesday, February 12, 2013 5:41 PM<br> <b><span style="font-weight:bold;">Subject:</span></b> Re: [kictanet] Paypal Value Proposition?<br> </font> </div> <br>
<div id="yiv330260026"><div dir="ltr">Walu<br><br>Business<br><br>When we started in early 2009, we are simplifying how businesses and traders to get paid ... easily. We built a platform that currently enables eCommerce websites, schools, utilities and even event owners to sell their wares direct to the consumer<br>
<br>Check <a rel="nofollow" target="_blank" href="https://www.pesapal.com/products/ecommerce">https://www.pesapal.com/products/ecommerce</a> to see some merchants on our network<br><br>Tourists want to pay using Visa/MasterCard --- online<br><br><br>Consumer<br>
<br>There are 13 million mobile money accounts, 8 million Visa/MasterCard and 4 million Mobile Banking Accounts - our focus here is to enable you to make a payment using your preferred payment method.<br><br><br>Please go to <a rel="nofollow" target="_blank" href="https://www.pesapal.com/account/register">https://www.pesapal.com/account/register</a> - register a personal account and play around. You can pay your bills, pay school fees, buy airtime etc etc. Your personal account is a one stop place for all payments... and we keep adding merchants<br>
<br>You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you can use any of the 8 payment options we have.<br><br><br>Work in Progress<br><br>As we continue to add merchants, we see value in adding a disruptive offline payment method {POS} ... maybe the curio seller will be able to access Visa on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to sell their wares direct or via POS to anyone anywhere in the world<br>
<br>I am a fan of http://www.novica.com/ - but East Africa with Kamba and Makonde Carvings dont show up there ... Kisii Soapstone is missing too<br><br><br>Hope this helps :)<br><br><br>
Your Student<br></div><div class="yiv330260026gmail_extra"><br><br><div class="yiv330260026gmail_quote">On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <span dir="ltr"><<a rel="nofollow" ymailto="mailto:jwalu@yahoo.com" target="_blank" href="mailto:jwalu@yahoo.com">jwalu@yahoo.com</a>></span> wrote:<br>
<blockquote class="yiv330260026gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex;"><div><div style="font-size:12pt;font-family:times new roman, new york, times, serif;"><div><span>@Kioko,</span></div><div style="font-style:normal;font-size:16px;background-color:transparent;font-family:times new roman, new york, times, serif;">
<span><br></span></div><div style="font-style:normal;font-size:16px;background-color:transparent;font-family:times new roman, new york, times, serif;"><span>Abit windy but i do get the drift. Am i correct if I conclude that PesaPal is our local equivalent of the American Paypal? Oops another middle class question :-)</span></div>
<div><br></div><div>walu.</div><div>nb: I do hope you are not a mwalimu since you might "lose" many students. Though you would make a good preacher given as you speak in parables :-)</div><div><br></div><div style="font-style:normal;font-size:16px;background-color:transparent;font-family:times new roman, new york, times, serif;">
@Wash - most welcome to ride on my ignorance :-)<br></div><div style="font-style:normal;font-size:16px;background-color:transparent;font-family:times new roman, new york, times, serif;"><br></div> <div style="font-family:times new roman, new york, times, serif;font-size:12pt;">
<div style="font-family:times new roman, new york, times, serif;font-size:12pt;"> <div dir="ltr"> <font face="Arial"> <hr size="1"> <b><span style="font-weight:bold;">From:</span></b> Dennis Kioko <<a rel="nofollow" ymailto="mailto:dmbuvi@gmail.com" target="_blank" href="mailto:dmbuvi@gmail.com">dmbuvi@gmail.com</a>><div class="yiv330260026im">
<br> <b><span style="font-weight:bold;">To:</span></b> Walubengo J <<a rel="nofollow" ymailto="mailto:jwalu@yahoo.com" target="_blank" href="mailto:jwalu@yahoo.com">jwalu@yahoo.com</a>> <br><b><span style="font-weight:bold;">Cc:</span></b> KICTAnet ICT Policy Discussions <<a rel="nofollow" ymailto="mailto:kictanet@lists.kictanet.or.ke" target="_blank" href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a>> <br>
</div><b><span style="font-weight:bold;">Sent:</span></b> Tuesday, February 12, 2013 2:03 PM<div class="yiv330260026im"><br> <b><span style="font-weight:bold;">Subject:</span></b> Re: [kictanet] Paypal Value Proposition?<br> </div></font> </div>
<div><div class="yiv330260026h5"> <br>
<div>Let me try helping.
<div><br></div><div>Assuming that I somehow acquired a container of the rare Nexus 4 phones, for sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy. </div>
<div><br></div><div>I therefore create a site where Munyao can come and order himself a phone, for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit. </div>
<div><br></div><div>To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces the need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records. </div>
<div><br></div><div>I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google). </div>
<div><br></div><div>However, one enterprising Liko has developed PesaPal, which does payments from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa. </div>
<div><br></div><div>With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much. </div><div><br></div><div>Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal. </div>
<div><br></div><div>Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier. </div>
<div><br></div><div>I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically. </div><div><br></div><div>Hope this sort of explains it, or did I make things worse? </div>
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