Mwendwa made a good point on the post office versus the post bank (see below). <div><br></div><div>I sent out the two links in a rush yesterday, so didn't even think that far. I've had a quick google look at PostBank and it looks like they are using the agency banking concept themselves to widen their reach: <div>
<a href="http://www.postbank.co.ke/this.news.php?title=Agency%20Banking%20with%20Postbank">http://www.postbank.co.ke/this.news.php?title=Agency%20Banking%20with%20Postbank</a><br><br></div><div>Also, I suspect that part of the explanation might lie in what KCB and Postbank can do: As far as I can see from the Postbank website, the corporation can only accept desposits, but cannot intermediate these, i.e. cannot provide loans (I've seen some online references that it was thinking about introducing these services, but am not sure how far that went). </div>
<div><br></div><div>KCB is a full commercial bank, so it can do both deposits and loans. I think agents can't decide on loan applications, but they can disburse loan payments, and accept repayments. </div><div><br></div>
<div>Does anyone know more? </div><div><br></div><div><br><div class="gmail_quote">On 7 July 2011 10:46, lordmwesh <span dir="ltr"><<a href="mailto:lordmwesh@gmail.com">lordmwesh@gmail.com</a>></span> wrote:<br><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex;">
I thought Post(a) was the same as Post(bank) some years back.<br><br>Therefore I can deduce that Post Bank should be the first to do agency banking with Posta<br><br>Regards<br>Mwendwa<br><br><div class="gmail_quote"><div>
<div></div><div class="h5">On 6 July 2011 16:15, Andrea Bohnstedt <span dir="ltr"><<a href="mailto:andrea.bohnstedt@ratio-magazine.com" target="_blank">andrea.bohnstedt@ratio-magazine.com</a>></span> wrote:<br>
</div></div><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div><div></div><div class="h5">Dear all, <div><br><div>I trust that this will interest a couple of people on the list :)</div>
<div><br></div><div>KCB and Postal Corporation of Kenya sign an agency banking deal</div>
<div><a href="http://www.ratio-magazine.com/201107063966/Corporate-Press-Releases/Kenya-Press-Releases-KCB-and-Postal-Corporation-of-Kenya-Sign-Agency-Banking-Deal.html" target="_blank">http://www.ratio-magazine.com/201107063966/Corporate-Press-Releases/Kenya-Press-Releases-KCB-and-Postal-Corporation-of-Kenya-Sign-Agency-Banking-Deal.html</a></div>
<div><br></div><div>Not sure if I sent round the link for this article we recently did on agency banking? </div><div><a href="http://www.ratio-magazine.com/201106223957/Kenya/Expanding-Financial-Services-in-Kenya-Agency-Banking-versus-Mobile-Banking.html" target="_blank">http://www.ratio-magazine.com/201106223957/Kenya/Expanding-Financial-Services-in-Kenya-Agency-Banking-versus-Mobile-Banking.html</a></div>
<div><br clear="all">Have a good afternoon,</div><div>Andrea </div><div><br></div><div><br>-- <br><a href="http://ke.linkedin.com/in/andreabohnstedt" target="_blank"><span style="font-family:verdana,sans-serif">Andrea Bohnstedt</span></a><br style="font-family:verdana,sans-serif">
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