<html><body><div style="color:#000; background-color:#fff; font-family:Courier New, courier, monaco, monospace, sans-serif;font-size:12pt"><div><span><br></span></div><div> </div><div>Dear listers,</div><div>I am urgently in need of a provider for International Bulk SMS. I have an urgent need to deliver to Europe. If you are one, or know a local company that does the same, kindly ask them to call me on 0724-344198 or email me on reeh_moha@yahoo.com</div><div><br></div><div>The prices need to be very competative. Its a huge volume business...</div><div><br></div><div>Thanks</div><div>Rehanah<br></div><div><br></div><div style="font-family: Courier New,courier,monaco,monospace,sans-serif; font-size: 12pt;"><div style="font-family: times new roman,new york,times,serif; font-size: 12pt;"><font face="Arial" size="2"><hr size="1"><b><span style="font-weight: bold;">From:</span></b> Andrea Bohnstedt <andrea.bohnstedt@ratio-magazine.com><br><b><span
style="font-weight: bold;">To:</span></b> reeh_moha@yahoo.com<br><b><span style="font-weight: bold;">Cc:</span></b> KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke><br><b><span style="font-weight: bold;">Sent:</span></b> Monday, July 4, 2011 7:19 PM<br><b><span style="font-weight: bold;">Subject:</span></b> Re: [kictanet] Kenya IGF 2011 Discussions Day 2 of 10 Mobile Payment Platforms<br></font><br>
<div id="yiv1397664094">Lucy, unless the CBK has outdated information on its website, yes, there is a deposit protection scheme - more info here: http://www.centralbank.go.ke/FAQs/DepositProtectionFAQs.aspx<div>
<br></div><div>In the case of mobile money, the mobile operator does not keep any cash itself - as far as I know, the cash is held in a trust account of a commercial bank, which then technically makes it the responsibility of the bank, not of the telco. If this is a single account, the sums is larger than what the deposit protection scheme covers, but a trust account may have a more protected status.<br>
<br><div class="yiv1397664094gmail_quote">On 4 July 2011 17:18, Lucy Kimani <span dir="ltr"><<a rel="nofollow" ymailto="mailto:lkimani@yahoo.com" target="_blank" href="mailto:lkimani@yahoo.com">lkimani@yahoo.com</a>></span> wrote:<br><blockquote class="yiv1397664094gmail_quote" style="margin: 0pt 0pt 0pt 0.8ex; border-left: 1px solid rgb(204, 204, 204); padding-left: 1ex;">
<table border="0" cellpadding="0" cellspacing="0"><tbody><tr><td style="font: inherit;" valign="top"><div>Victor,<br><br>Agreed public interest is paramount in any policy regulatory framework for example protection for the consumers by requiring the mobile companies to carry insurance in order to protect and promote public confidence in the Mobile payments. Similar to the FDIC here in the US that insures depositors for at least $250,000 per insured bank; the FDIC identifies, monitors and addresses risks to the insurance funds limiting the effect on the economy and in case a bank fails. Somebody correct me if I am wrong but to my surprise CBK doesn't seem to have a simillar risk management framework in place for consumer protection should a Bank fail in Kenya? <br>
<br>LK</div></td></tr></tbody></table> <div>
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<span style="font-weight: bold;">From:</span>
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Victor Gathara <<a rel="nofollow" ymailto="mailto:vgathara@vimak.co.ke" target="_blank" href="mailto:vgathara@vimak.co.ke">vgathara@vimak.co.ke</a>>; <br>
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<<a rel="nofollow" ymailto="mailto:lkimani@yahoo.com" target="_blank" href="mailto:lkimani@yahoo.com">lkimani@yahoo.com</a>>; <br>
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'KICTAnet ICT Policy Discussions' <<a rel="nofollow" ymailto="mailto:kictanet@lists.kictanet.or.ke" target="_blank" href="mailto:kictanet@lists.kictanet.or.ke">kictanet@lists.kictanet.or.ke</a>>; <br>
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Re: [kictanet] Kenya IGF 2011 Discussions Day 2 of 10 Mobile Payment Platforms <br>
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<span style="font-weight: bold;">Sent:</span>
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Mon, Jul 4, 2011 12:58:11 PM <br>
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<td style="font: inherit;" valign="top"><div class="yiv1397664094im">Barrack,<br><br>Seamless money transfer across mobile networks I think the next step in the<br>rung on mobile payment ladder. This will require policy and regulation to<br>
get the providers to set up a sort of 'clearance house' for the providers<br>and ensure that all play ball and that the consumers are protected. There<br>should be a balance between rewarding innovation (read mobile phone<br>
companies) and taking care of public interest. <br><br>Victor<br><br>-----Original Message-----<br>From: kictanet-bounces+vgathara=<a rel="nofollow">vimak.co.ke@lists.kictanet.or.ke</a><br>[mailto:<a rel="nofollow" ymailto="mailto:kictanet-bounces%2Bvgathara" target="_blank" href="mailto:kictanet-bounces%2Bvgathara">kictanet-bounces+vgathara</a>=<a rel="nofollow">vimak.co.ke@lists.kictanet.or.ke</a>] On<br>
Behalf Of Barrack Otieno<br>Sent: 03 July 2011 22:02<br>To: <a rel="nofollow">vgathara@vimak.co.ke</a><br>Cc: KICTAnet ICT Policy Discussions<br>Subject: [kictanet] Kenya IGF 2011 Discussions Day 2 of 10 Mobile Payment<br>Platforms<br><br>
</div><div class="yiv1397664094im">Dear Listers,<br><br>Mobile payment platforms continue to offer tremendous amount of services and<br>innovation, with the ability to exchange, transmit and store data and<br>content embedded within payments systems.<br>
. What are the challenges in balancing consumer protection and<br>regulatory oversight particularly regarding privacy and ownership of<br>information/content and data?<br>. What is the role of policy and regulation for successful transition<br>
to new mobile payment channels?<br><br>the floor is open, feel free to contribute to previous topics as we carry on<br>with the discussion<br><br><br>--<br>Barrack O. Otieno<br>+254721325277<br>+254-20-2498789<br>Skype:
barrack.otieno<br><br>_______________________________________________<br></div><div class="yiv1397664094im">kictanet mailing list<br><a rel="nofollow">kictanet@lists.kictanet.or.ke</a><br>http://lists.kictanet.or.ke/mailman/listinfo/kictanet<br>
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