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<DIV dir=ltr align=left><SPAN class=546545914-10052009><FONT face=Arial
color=#0000ff size=2>Barrack</FONT></SPAN></DIV>
<DIV dir=ltr align=left><SPAN class=546545914-10052009><FONT face=Arial
color=#0000ff size=2></FONT></SPAN> </DIV>
<DIV dir=ltr align=left><SPAN class=546545914-10052009><FONT face=Arial
color=#0000ff size=2>I do agree that a multi-stakeholder approach is needed but
the buck has to stop with someone. And in my view this someone has to be in
government as the custodian of the 'sword'. Its up to us as stakeholders to
ensure that whoever wields the said 'sword' wields it sensibly and for our
common good and we do this by engaging with government through the various fora
available including through this list.</FONT></SPAN></DIV>
<DIV dir=ltr align=left><SPAN class=546545914-10052009><FONT face=Arial
color=#0000ff size=2></FONT></SPAN> </DIV>
<DIV dir=ltr align=left><SPAN class=546545914-10052009><FONT face=Arial
color=#0000ff size=2>Victor</FONT></SPAN></DIV><BR>
<DIV class=OutlookMessageHeader lang=en-us dir=ltr align=left>
<HR tabIndex=-1>
<FONT face=Tahoma size=2><B>From:</B> Barrack Otieno
[mailto:otieno.barrack@gmail.com] <BR><B>Sent:</B> 08 May 2009
12:28<BR><B>To:</B> Victor Gathara<BR><B>Cc:</B> KICTAnet ICT Policy
Discussions<BR><B>Subject:</B> Re: [kictanet] My take: IG Discussion 2009, Day
10 of 10 - ePayment Systems and Regulation<BR></FONT><BR></DIV>
<DIV></DIV><BR><BR>
<DIV class=gmail_quote>On Fri, May 8, 2009 at 12:27 PM, Barrack Otieno <SPAN
dir=ltr><<A
href="mailto:otieno.barrack@gmail.com">otieno.barrack@gmail.com</A>></SPAN>
wrote:<BR>
<BLOCKQUOTE class=gmail_quote
style="PADDING-LEFT: 1ex; MARGIN: 0pt 0pt 0pt 0.8ex; BORDER-LEFT: rgb(204,204,204) 1px solid">Victor
i disagree with your position. Security is a very complicated area and
requires a multistakeholder approach, there has to be a clearly defined system
made up of state and non state actors. The much Dr Ndemo Ndemo can do is to
Facilitate, in any case his work is to implement policies (I may be wrong). We
have very skilled personell in and out of governmnet, what is failing us is
our inability to tap into their knowledge. We can only do this through
institutions
<DIV>
<DIV></DIV>
<DIV class=h5><BR><BR>
<DIV class=gmail_quote>On Fri, May 8, 2009 at 12:20 PM, Victor Gathara <SPAN
dir=ltr><<A href="mailto:v-gathara@dfid.gov.uk"
target=_blank>v-gathara@dfid.gov.uk</A>></SPAN> wrote:<BR>
<BLOCKQUOTE class=gmail_quote
style="PADDING-LEFT: 1ex; MARGIN: 0pt 0pt 0pt 0.8ex; BORDER-LEFT: rgb(204,204,204) 1px solid">Imoh,
Ministry of Info and Comms should take the lead in legislation<BR>affecting
the ICT sector and have an overall management role in it. I<BR>think some
sort of IT security czar is required (or already exists) and<BR>may rightly
sit in the CCK. The ministry should up its communication<BR>strategy even
now to alert all on where we are regarding ICT security.<BR>All seems
unclear because we (or maybe I) am unaware of what<BR>laws/structures are in
place in government to address this issue.<BR><BR>Over to you Dr
Ndemo!<BR><BR>Victor<BR><BR>-----Original Message-----<BR>From:
kictanet-bounces+v-gathara=<A href="http://dfid.gov.uk"
target=_blank>dfid.gov.uk</A>@<A href="http://lists.kictanet.or.ke"
target=_blank>lists.kictanet.or.ke</A><BR>[mailto:<A
href="mailto:kictanet-bounces%2Bv-gathara"
target=_blank>kictanet-bounces+v-gathara</A>=<A href="http://dfid.gov.uk"
target=_blank>dfid.gov.uk</A>@<A href="http://lists.kictanet.or.ke"
target=_blank>lists.kictanet.or.ke</A>] On<BR>Behalf Of John
Walubengo<BR>Sent: 08 May 2009 08:27<BR>To: Victor Gathara<BR>Cc: KICTAnet
ICT Policy Discussions<BR>Subject: Re: [kictanet] IG Discussion 2009,Day 10
of 10 - ePayment<BR>Systems and Regulation<BR><BR><BR>Thanx Mwende for your
4day moderation on Security issues. Ofcourse more<BR>credit to the
contributors whose insights am sure are being digested
by<BR>stakeholders...feel free to make belated contributions.<BR><BR>Today I
want to introduce the second last theme before Mwende takes us<BR>through
the Closure and Way forward on Monday 11th May 2009. Basically,<BR>we
want to review the various "hybrid" electronic payments systems and<BR>their
corresponding legal and regulatory frameworks.<BR><BR>Hybrid electronic
payment system exclude the traditional banking systmes<BR>which do have
time-tested and proven legal/ regulatory frameworks.<BR>Typically they refer
to emerging e-Payment systems that have been best<BR>exemplified by the
MPESA/Zap phenomena. Such systems cut accross<BR>multiple industries
(Banking, Telecommunication and IT) and present a<BR>huge challenge in terms
of regulation/legislation.<BR><BR>In developed economies, such systems have
multiple<BR>legislation/regulation that demands that the entities involved
in such<BR>ePayment services abide by strict Data Protection Acts which
protect the<BR>customer data/privacy as well as other eLegislation
(eCrime,<BR>eTransaction) that provides deterrence and assurance
mechanism.<BR><BR>In layman terms, consider an MPESA/ZAP User who sends
value of 30,000Ksh<BR>from their mobile phone account to the parents
upcountry when the<BR>following happens:<BR>1. Disaster strikes and the
electronic records are lost (whose<BR>liable?-it happened in 9/11, Tsunami,
etc) 2. The Parents claim that<BR>they didnt recieve the money or worse
still the sender claim they never<BR>send the money (non-repudiation issues)
3. An eCrime suspect is charged<BR>with altering ePayments records at the
source (inside job/judicial<BR>issues)<BR><BR>In general, do we have
frameworks to protect consumers and businesses<BR>against such risks above
and do we have investigative and judicial<BR>capacity to administer e-Crime
related justice? What role should the<BR>Regulator (CCK), Banking (CBK),
Police and Judiciary (NOT) have in these<BR>frameworks?<BR><BR>Lets try and
give views within today
(1day)...<BR><BR>walu.<BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR>_______________________________________________<BR>kictanet
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clear=all><BR></DIV></DIV>-- <BR>Barrack O. Otieno<BR>ISSEN
CONSULTING<BR>Tel:<BR>+254721325277<BR>+254733206359<BR><A
href="http://projectdiscovery.or.ke"
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