[kictanet] Fwd: MPESA NFC and Ecommerce Payment Automation

Thu May 11 15:13:44 EAT 2017

This an awesome idea, I had to test it and I noted the following:
1. When registering for the service, the password field is displaying the
password, this is a security risk (Eaves dropping attack). Kindly consider
hiding the password with asterisks or dots.
2. I visited your website and tried the "Demo" which turned out to be an
actual transactions and some money (Ksh. 10) :-) was deducted from my
M-Pesa account. So what exactly have I paid for? And do you term that a
"Demo"?

Then how have you addressed the security challenges that NFC face? Though I
have noted that the fact that it relays on the mobile USSD to, may make it
overcome most security issues, but are they any unforeseen security
challenges?

All in all, its a great step to making Lipa na M-Pesa efficient. Good work!

On Thu, May 11, 2017 at 2:18 PM, Admin CampusCiti via kictanet <
kictanet at lists.kictanet.or.ke> wrote:

> I concur Dorcas. Despite Mpesa being 'dominant' it has one of the most
> tortuous Customer Journeys of any mobile product. For example I count 12
> steps to make an Mpesa Transaction!!! This will go a long way in increasing
> 'stickiness'
>
> Well done Safaricom. It's a glass half full. :-)
>
> *Ali Hussein*
> *Hussein & Associates*
> +254 0713 601113 / 0770906375
>
> Twitter: @AliHKassim
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> what no one else has thought".  ~ Albert Szent-Györgyi
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>
> On 11 May 2017, at 12:32 PM, Dorcas Muthoni via kictanet <
> kictanet at lists.kictanet.or.ke> wrote:
>
> My understanding is that Safaricom is creating efficiency in the customer
> journey by limiting data entry to only the PIN when making payments to
> merchants.
>
> I think it is smart!
>
> On May 11, 2017 12:24 PM, "Erick Mwangi via kictanet" <
> kictanet at lists.kictanet.or.ke> wrote:
>
>>
>> Morning Listers,
>>
>> This is a Cool feature for Mpesa. Personally I don`t hold much faith in
>> it, since secure elements for NFC are expensive, but I guess we`ll have to
>> see if they manage to make profit on this and what the uptake is.
>>
>> Through an in-house Start-up, we once had implemented an NFC payment
>> solution with Vodafone a few years ago at our work canteen, it was mainly
>> used for employees to pay for food and beverages in the in-house facilities
>> and on the vending machines. No tags involved – we virtualised a secure
>> element on the NFC enabled SIM card ;)
>> However, after analysis we concluded that the model had no commercial
>> future, only for show.
>>
>> But I stand to be corrected - Certainly interesting times..
>>
>> E Njoroge Mwangi
>> Technology| FINTECH | Big Data
>>
>> Cell +44 7539372742 <+44%207539%20372742>
>> Skype: Erick.mwangi
>>
>> On Wed, May 10, 2017 at 6:04 PM, Timothy- Coach- Oriedo via kictanet <
>> kictanet at lists.kictanet.or.ke> wrote:
>>
>>> Hi Listers,
>>>
>>> The long awaited NFC automation for MPESA is finally out.
>>>
>>> For all CIOs, developers, digital marketers looking at embedding the
>>> solution on their existing infrastructure to provide a seamless payment
>>> experience please check our website www.briskpesa.com and give me a
>>> call on 0722 816171.
>>>
>>> See attached inforgraph and video link below.
>>> Kind Regards
>>>
>>> Tim
>>>
>>>
>>> ---------- Forwarded message ----------
>>> From: Timothy Oriedo <timothy.oriedo at briskpesa.com>
>>> Date: Wed, May 10, 2017 at 7:50 PM
>>> Subject: MPESA NFC and Ecommerce Payment Automation
>>> To: timoriedo <timoriedo at gmail.com>
>>>
>>>
>>>
>>>
>>> <iframe src="https://www.facebook.com/plugins/video.php?href=https%3
>>> A%2F%2Fwww.facebook.com%2FSafaricomLtd%2Fvideos%2F1015865424
>>> 3750084%2F&show_text=0&width=560" width="560" height="315"
>>> style="border:none;overflow:hidden" scrolling="no" frameborder="0"
>>> allowTransparency="true" allowFullScreen="true"></iframe>
>>>
>>>
>>>
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-- 
Best Regards,

Kelvin Kariuki
Twitter Handle: @teacherkaris
Alt email: kkariuki at mmu.ac.ke
Mobile: +2547 29 385 557
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