[kictanet] Fintech in Kenya

Erick Mwangi erick.mwangi at gmail.com
Wed May 10 16:11:44 EAT 2017


Ladies & Gents,

I have been asked by a UK programme to appear in one of their shows and
talk about Fintech in Kenya. I would appreciate some insights from the
wider KickTANET community that may address unforeseen blind spots.

Much appreciated.

E Njoroge Mwangi
Technology| FINTECH | Big Data

Cell +44 7539372742
Skype: Erick.mwangi

On Wed, May 10, 2017 at 1:31 PM, Erick Mwangi <erick.mwangi at gmail.com>
wrote:

> The digital divide is multidimensional: gender, education, location, age,
> income etc determine who has access to the digital world. The nature of the
> gender gap in access in particular is staggering: those online are more
> likely to be male, young, educated, and living in urban areas, and those
> offline are categorically female, older, and illiterate. The less explored
> digital divide is the gender gap in the online population: there are far
> fewer women online than men. Moreover, the level of access men and women
> enjoy is determined by the cost of data plans they can afford.
>
> Lets not kid ourselves, mobile broadband penetration was only 11% in 2015
> according to WB. The next elections will be determined (as always) by the
> offline market and those in the informal economy. The same report says 20%
> of women in urban areas are connected to the internet.
>
> The problem with psychometric analysis on social media in KE is my 21 year
> old niece is Uni  uses my posts, pics as her own - and well this is not
> unique to her.
>
> In the US I could tell where one was leaning by where you eat, work, age,
> hobbies education status etc.
>
> In Kenya well - purely your name will betray you as we were once told.
>
> Regards,
>
>
>
> E Njoroge Mwangi
> Technology| FINTECH | Big Data
>
> Cell +44 7539372742 <+44%207539%20372742>
> Skype: Erick.mwangi
>
> On Wed, May 10, 2017 at 1:03 PM, Ngigi Waithaka via kictanet <
> kictanet at lists.kictanet.or.ke> wrote:
>
>> Douglas,
>>
>> You are most probably right about the tribe factor (unfortunately)...
>> What, however, changes the equation is voter turnout from these various
>> tribes.
>>
>> Whoever gets their regions / tribes to vote enmass or suprresses their
>> opponents voters from voting wins!
>>
>> This same (SCL/CA) team is the one responsible for advising TNA/URP to
>> use the ICC Card in 2013 to whip their regions to vote. You could argue it
>> worked out perfectly for them.
>>
>> Rgds
>>
>> On Wed, May 10, 2017 at 2:24 PM, Douglas Gichuki via kictanet <
>> kictanet at lists.kictanet.or.ke> wrote:
>>
>>> A major question for CA to answer is the quantum of voter fluidity in
>>> the Kenyan ecosystem. That is; what is the likelihood that there is an
>>> actual swing vote in Kenya? Are these swing voters online and on social
>>> media?
>>>
>>> The two major political groupings draw their support from what seem to
>>> be unmovable, unwavering and unquestioning bases. This is largely because
>>> of the central organising question of our politics around ethnic
>>> nationalism. As such, the exasperated voter in the middle is likely to be
>>> voting for a fringe candidate, or not voting at all. In this climate, who
>>> will CA be targeting with their psychometrics?
>>>
>>>
>>> On May 10, 2017 1:07 PM, "John Ndavula via kictanet" <
>>> kictanet at lists.kictanet.or.ke> wrote:
>>>
>>> In my book *Social Media Adoption and Campaigns in Kenya**, *scheduled
>>> for publication in June this year, I explore the relationship between
>>> social media and politics, more precisely the political campaign. One of
>>> the questions I address is: What power do social media exercise in the
>>> political campaign process in Kenya? Although my empirical data is hinged
>>> on the 2013 general elections, it is interesting to note that this question
>>> continues to excite interest in the 2017 political campaigns.
>>>
>>>
>>> John Ndavula
>>>
>>> On Wed, May 10, 2017 at 1:58 PM, Mutemi wa Kiama via kictanet <
>>> kictanet at lists.kictanet.or.ke> wrote:
>>>
>>>> Which company are NASA using?
>>>>
>>>> Edwin Kiama
>>>>
>>>> Thoughts become things... choose the good ones!
>>>>
>>>> ------------------------------------------------------------
>>>> -------------------------------------------
>>>> Social Justice Entrepreneur, Human Rights Defender,
>>>>
>>>> #DevolutionIsRevolution Champion
>>>>
>>>> The Wanjiku Agenda Kenya Foundation (WAKenya)
>>>> Ordinary, fearless Kenyans.
>>>>
>>>> https://www.facebook.com/wanjikurevolutionkenya
>>>>
>>>> https://twitter.com/WanjikuRevolt
>>>>
>>>> https://plus.google.com/u/1/+WanjikuMapinduzi/posts
>>>>
>>>> http://www.scribd.com/wmkenya
>>>>
>>>>
>>>> "Never doubt that a small group of thoughtful, committed people can
>>>> change the world. Indeed, it is the only thing that ever
>>>> has." ~Margaret Mead
>>>>
>>>>
>>>>
>>>> On 10 May 2017 1:35 p.m., "Ali Hussein via kictanet" <
>>>> kictanet at lists.kictanet.or.ke> wrote:
>>>>
>>>> Grace and all
>>>>
>>>> There is enough digital data in this country to tip an election. With
>>>> over 6 million Facebook users (Maybe the FB team on this list can verify
>>>> it), with our own version of fake news and negative websites going up both
>>>> for and against the incumbents and the opposition, with Kenyans being one
>>>> of the most digitally savvy in the continent the stage is set for
>>>> interesting times.
>>>>
>>>> One thing is for sure - We have enough digital data in this country to
>>>> tip an election.
>>>>
>>>> We are now mainstream digitally. Fact.
>>>>
>>>> Oh..And NASA also has the equivalent of CA on their side. :-) So this
>>>> is evenly matched when it comes to digital arsenals. All I can tell you
>>>> guys is this:-
>>>>
>>>> Buy popcorn, a coke, or your other favourite drink and enjoy the show.
>>>> Just don't forget to vote for your favourite candidate!! Or Party! :-)
>>>>
>>>> Regards
>>>>
>>>> *Ali Hussein*
>>>>
>>>> *Principal*
>>>>
>>>> *Hussein & Associates*
>>>>
>>>>
>>>>
>>>> Tel: +254 713 601113
>>>>
>>>> Twitter: @AliHKassim
>>>>
>>>> Skype: abu-jomo
>>>>
>>>> LinkedIn: http://ke.linkedin.com/in/alihkassim
>>>> <http://ke.linkedin.com/in/alihkassim>
>>>>
>>>>
>>>> 13th Floor , Delta Towers, Oracle Wing,
>>>>
>>>> Chiromo Road, Westlands,
>>>>
>>>> Nairobi, Kenya.
>>>>
>>>> Any information of a personal nature expressed in this email are purely
>>>> mine and do not necessarily reflect the official positions of the
>>>> organizations that I work with.
>>>>
>>>> On Wed, May 10, 2017 at 12:29 PM, Grace Mutung'u via kictanet <
>>>> kictanet at lists.kictanet.or.ke> wrote:
>>>>
>>>>> Jubilee has contracted the services of global data mining company
>>>>> Cambridge Analytica in the run-up to the August presidential election.
>>>>>
>>>>> http://www.the-star.co.ke/news/2017/05/10/uhuru-hires-data-f
>>>>> irm-behind-trump-brexit-victories_c1557720
>>>>>
>>>>> Do we really have that much data in Kenya for the kind of data mining
>>>>> that Cambridge Analytica allegedly carries out?
>>>>> Interesting times....
>>>>>
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>>>
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>>> for people and institutions interested and involved in ICT policy and
>>> regulation. The network aims to act as a catalyst for reform in the ICT
>>> sector in support of the national aim of ICT enabled growth and development.
>>>
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>>
>>
>>
>> --
>> *Regards,*
>>
>> *Wait**haka Ngigi*
>> Chief Executive Officer | Alliance Technologies | MCK Nairobi Synod
>> Building
>> T +254 20 525 0750 |Office Mobile: +254 716 201061 <+254%20716%20201061>
>> | M +254 737 811 000
>> www.at.co.ke
>>
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>> ailman/options/kictanet/erick.mwangi%40gmail.com
>>
>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
>> for people and institutions interested and involved in ICT policy and
>> regulation. The network aims to act as a catalyst for reform in the ICT
>> sector in support of the national aim of ICT enabled growth and development.
>>
>> KICTANetiquette : Adhere to the same standards of acceptable behaviors
>> online that you follow in real life: respect people's times and bandwidth,
>> share knowledge, don't flame or abuse or personalize, respect privacy, do
>> not spam, do not market your wares or qualifications.
>>
>
>
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