[kictanet] M-Pesa Debit Card

Fri Jul 22 13:58:26 EAT 2016

Baju I agree,

I really don't think I want another card in my wallet. They are just too
many, right from loyalty cards by various franchises to debit and credit
cards. We need a disruptor that will negate the need for all these and that
will be the future of innovation.

Kind regards,

Rosemary Koech-Kimwatu
Skype:Rosemary Koech-Kimwatu
Tel: 0718181644

On Fri, Jul 22, 2016 at 12:14 PM, Baiju Shah via kictanet <
kictanet at lists.kictanet.or.ke> wrote:

> Great discussion.
>
> Last mile is all about connectivity. Not too sure the ROI for a card by
> safaricom who already have a vibrant agent network, sticky or loyal
> customers. Today only there are 2-4% transactions on card.
>
> The question is what are they trying to solve with this initiative as we
> also do not event have a wide spread of ATMs.
>
> In my personal opinion this is a step back, I think they really need to
> rethink on this, but they should look at improving the experience on Mpesa.
>
> There are many applicable technologies, the last mile connect is the
> problem Safaricom has solved, but to build into the network of expensive
> PDQ machines does make sense if you have already replaced them with a $10 -
> $15 unit.
>
> Wow.. What a step back Safaricom please rethink, reset otherwise carry on.
>
> Thanks,
>
> Best Regards,
> Baiju
>
> On 22 Jul 2016, at 11:30, Dorcas Muthoni via kictanet <
> kictanet at lists.kictanet.or.ke> wrote:
>
> NFC relies on an entire ecosystem.  Phones, PDQS/POS terminals are part of
> it.
>
> I said a long time ago that mobile payments would only be global via a
> standard based technology like NFC Vs a vendor driven service such as
> mpesa.
>
> I am happy to see Safaricom is now ready to support the standard based
> approach to mobile payments too.
> On Jul 22, 2016 10:07 AM, "Mwendwa Kivuva via kictanet" <
> kictanet at lists.kictanet.or.ke> wrote:
>
>> On Jul 22, 2016 6:51 AM, "Ali Hussein via kictanet" <
>> kictanet at lists.kictanet.or.ke> wrote:
>> >
>> > Grace
>> >
>> > Good point. Definitely food for thought. I'm sure Mpesa has a reason to
>> go back to cards when the very nature of mobile money is card less.
>>
>> Ali,  how I understood it is that if your phone is NFC enabled, you would
>> not need the card. You would just swipe the phone. Again, the card is
>> helpful when you are outside network coverage area, like when you travel
>> abroad.
>>
>> >
>> > This will definitely be something to watch keenly.
>> >
>> > Ali Hussein
>> >
>> >
>> > On Jul 22, 2016 6:46 AM, "Grace Mutung'u (Bomu) via kictanet" <
>> kictanet at lists.kictanet.or.ke> wrote:
>> >>
>> >> I wonder if the card will be as fees free to the customer as visa.
>> Therein, would be an advantage. For now there are times when paying through
>> M-pesa is charged and it is quite inconvenient to send an SMS to find out
>> the charges.
>> >> But the bigger question would be whether this the real future or the
>> full potential of mobile money vis a vis Blockchains...
>> >> Regards,
>> >>
>> >> On 21 Jul 2016 9:28 p.m., "Mwendwa Kivuva via kictanet" <
>> kictanet at lists.kictanet.or.ke> wrote:
>> >>>
>> >>> @Barrack,
>> >>>
>> >>> Imagine just running your NFC phone, or Card at the Point of Sale and
>> your purchase is done. Instead of the current method where you have to go
>> to an MPESA menu, chose paybill/till, enter paybill number, enter the
>> amount, enter pin, confirm, wait for SMS ....
>> >>>
>> >>> I expect also you can use the card while abroad ...
>> >>>
>> >>> Choice is good.
>> >>>
>> >>>
>> >>>
>> >>> ______________________
>> >>> Mwendwa Kivuva, Nairobi, Kenya
>> >>> twitter.com/lordmwesh
>> >>>
>> >>>
>> >>>
>> >>> On 21 July 2016 at 19:44, Barrack Otieno via kictanet <
>> kictanet at lists.kictanet.or.ke> wrote:
>> >>>>
>> >>>> @ Wash,
>> >>>>
>> >>>>
>> >>>> I wonder if it will add any value.
>> >>>>
>> >>>> Regards
>> >>>>
>> >>>> On 7/20/16, Odhiambo Washington via kictanet
>> >>>> <kictanet at lists.kictanet.or.ke> wrote:
>> >>>> >
>> http://qz.com/734842/mobile-money-giant-m-pesa-is-getting-its-own-debit-card-to-compete-with-banks/
>> >>>> >
>> >>>> >
>> >>>> > --
>> >>>> > Best regards,
>> >>>> > Odhiambo WASHINGTON,
>> >>>> > Nairobi,KE
>> >>>> > +254 7 3200 0004/+254 7 2274 3223
>> >>>> > "Oh, the cruft."
>> >>>> >
>> >>>>
>> >>>>
>> >>>> --
>> >>>> Barrack O. Otieno
>> >>>> +254721325277
>> >>>> +254733206359
>> >>>> Skype: barrack.otieno
>> >>>> PGP ID: 0x2611D86A
>> >>>>
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> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
> for people and institutions interested and involved in ICT policy and
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> sector in support of the national aim of ICT enabled growth and development.
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> KICTANetiquette : Adhere to the same standards of acceptable behaviors
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