[kictanet] Equity Bank vs Safaricom :-Round 2
Ahmed Mohamed Maawy
ultimateprogramer at gmail.com
Wed Sep 17 15:23:28 EAT 2014
Pay attention to paragraph:
*Although the Overlay SIM is capable of using security technologies, such
as cryptographic keys, to host and execute sensitive services and
transactions, use of the technology has the potential to introduce a range
of new security risks due to its ability to observe sensitive data in
transit between the mobile device and the original SIM*
I remember doing research on SIM technology and this document is spot on.
Normal GSM networks tend to be vulnerable to the man in the middle attack.
A lot of the technology is normally dependent on the cellphone's software,
not on the SIM card itself (as we assume to be in this case). The SIM card
can only have a small bootstrap worth of software but the bulk of the work
is on the mobile phone. But again, it needs to work with various other
"compatible" components.
The mobile device will therefore need to conform to security standards and
be able to play with providers who can do the same, so the catch here is in
the regular mobile device we use, and how fast the current service
providers can change their infrastructure. The SIM card here is not the
issue, the devices and the providers are.
On Wed, Sep 17, 2014 at 3:12 PM, Anthony Kiarie via kictanet <
kictanet at lists.kictanet.or.ke> wrote:
> Hi
> This is what GSMA had to say about the matter;
>
>
> http://www.gsma.com/publicpolicy/wp-content/uploads/2014/08/GSMA-Security-Group-Overlay_SIM_Security_Assessment_August_18_2014.pdf
>
> On Wed, Sep 17, 2014 at 3:01 PM, Harry Delano via kictanet <
> kictanet at lists.kictanet.or.ke> wrote:
>
>> Well summed up Walu...
>>
>> Let's look at the positivity aspect of it, and possibly with the benefit
>> of hindsight, adopt a gradual uptake to "test the waters"...
>>
>> By the way who is giving the honorable legislators professional advice on
>> this important Cyber security matter, as they decide the fate of the
>> Thin-sim technology...?
>>
>> Harry
>>
>> On Wed, Sep 17, 2014 at 2:33 PM, Walubengo J via kictanet <
>> kictanet at lists.kictanet.or.ke> wrote:
>>
>>> Thanks Gicheru,
>>>
>>> I was really getting woried...most of the security concerns raised by
>>> listers are the very same ones traditional banks raised against MPESA a few
>>> years ago. Luckily, the regulators then ignored them otherwise the global
>>> story of MPESA may never have been told let alone celebrated.
>>>
>>> Folks, I am NOT saying there is NO issue with thin-SIM. There are, but
>>> I worry when we sound defeatist and perhaps scared to open a new story of
>>> mobile money. If Kenyans can't do, no one else in the world will.
>>>
>>> Lets bring out the concerns, but with a view to resolving them rather
>>> than running away from them.
>>>
>>> walu.
>>> shared secret: as an info-security professional, I was so paranoid about
>>> MPESA that I ended being what strategy books call - Laggards or more
>>> politely Late adopters. For years I was quite paralysed with my security
>>> analysis (analytic paralysis syndrome) and could dare not sign up.
>>> Eventually ofcourse I grudgingly signed up - but still get shivers when am
>>> sending that mobile money :-)
>>>
>>> --------------------------------------------
>>> On Wed, 9/17/14, Martin Gicheru via kictanet <
>>> kictanet at lists.kictanet.or.ke> wrote:
>>>
>>> Subject: Re: [kictanet] Equity Bank vs Safaricom :-Round 2
>>> To: jwalu at yahoo.com
>>> Date: Wednesday, September 17, 2014, 2:00 PM
>>>
>>> @Dennis: I don't
>>> see Equity Bank worried that they may be exposing consumers
>>> in the way you just presented, and this has not come out yet
>>> in an argument before. You realize that the same bank
>>> account has been accessible on the mobile phone via USSD
>>> shortcodes that most of these banks have that they call
>>> "mobile banking".
>>> On Wed, Sep 17, 2014
>>> at 1:33 PM, Collins Areba via kictanet <kictanet at lists.kictanet.or.ke>
>>> wrote:
>>> Come to think of this, Would this lead to a rise
>>> in Handset Locking to network under plans much like AT&T
>>> does elsewhere? Leading to a change in business model from
>>> exclusively traditional Prepay to Device Lock in. Or does
>>> the regulator intend to block the larger companies from
>>> doing this too?
>>>
>>> On Wed, Sep 17, 2014 at 1:28 PM,
>>> Dennis Kioko via kictanet <kictanet at lists.kictanet.or.ke>
>>> wrote:
>>> I've
>>> been using the Equitel SIM card for a few days.
>>> One of the things that people have been
>>> overlooking in the whole argument is that the Equitel SIM
>>> card virtually has your whole bank account sitting on
>>> it.
>>> So while we are frothing on the mouth over M-Pesa
>>> security, I would think that many people will have more
>>> money in their bank account than on the SIM card. No one
>>> seems to be talking about security on the users side - I
>>> mean, if the Thin-SIM's security is compromised, then
>>> your whole bank account is
>>> compromised.
>>>
>>> On Wednesday, 17 September 2014, Martin Gicheru via kictanet
>>> <kictanet at lists.kictanet.or.ke>
>>> wrote:
>>> Also thinking about the part where the SIM card
>>> will need to be inactive while the other is active, I think
>>> Safaricom do have a legal point where they will have a
>>> technical outage as the user switches to second SIM. You
>>> know, unlike Dual-SIM which allows for dual standby, these
>>> two SIMs will not operate at the same time. That and the
>>> part where we still are not sure about data security as
>>> mentioned by Collins and Delano.
>>> Brings me to this: Who is supposed to test and
>>> verify that the thin SIM wont compromise on the security of
>>> the primary SIM and why hasn't this been done by now. If
>>> I was Safaricom I would worry about giving access to my
>>> customer usage habits, just like any subscribed service is
>>> able to access from their users to make their services
>>> better or like in the case of Google and the likes, serve
>>> better ads.
>>> Martin Gicheru
>>> On Wed, Sep 17, 2014
>>> at 12:37 PM, Collins Areba via kictanet <kictanet at lists.kictanet.or.ke>
>>> wrote:
>>> Safaricom's Case seems grounded on the fact
>>> that The Thin Sim sits squarely in between your safaricom
>>> SIM card (that offers security layer to your accounts within
>>> the safaricom network) and the handset whose input devices
>>> you use to interact with their SIM. In theory therefore all
>>> keystrokes can therefore be "logged", For the
>>> Record I will not be putting anything in that phone that I
>>> use heavily for bank transactions because while not yet
>>> proven beyond reasonable doubt, Safaricom does have a point.
>>>
>>>
>>> On Wed, Sep 17, 2014
>>> at 11:30 AM, Walubengo J via kictanet <kictanet at lists.kictanet.or.ke>
>>> wrote:
>>> @
>>> Harry D,
>>>
>>>
>>>
>>> I did cover all your questions in the blog. I also thought
>>> Parliament (with all due respect to our very able Hon. MP,
>>> Eng J. Rege who sits on the respective committee) has jumped
>>> the gun and got involved too soon. They should let the
>>> regulator do their thing as per law.
>>>
>>>
>>>
>>> Meanwhile, you and I know, there is nothing like 100%
>>> security (otherwise German Premier's phone would not
>>> have been bugged by the CIA :-) So rather than discuss how
>>> insecure the technology is, we should be discussing how to
>>> implement the technology with increased levels of
>>> assurance/security.
>>>
>>>
>>>
>>> walu.
>>>
>>>
>>>
>>>
>>>
>>> --------------------------------------------
>>>
>>> On Wed, 9/17/14, Harry Delano via kictanet <
>>> kictanet at lists.kictanet.or.ke> wrote:
>>>
>>>
>>>
>>> Subject: Re: [kictanet] Fw: Equity Bank vs Safaricom
>>> :-Round 2
>>>
>>> To: jwalu at yahoo.com
>>>
>>> Date: Wednesday, September 17, 2014, 10:56 AM
>>>
>>>
>>>
>>>
>>>
>>> What about the headlines indicating
>>>
>>> Parliament has to have a final say on this, based on
>>>
>>> alleged security ramifications posed by this new Thin-Sim
>>>
>>> Technology.. It is claimed that it's prone to
>>> hacks,
>>>
>>> attacks, DoS etc.. and "will erode significantly
>>> the
>>>
>>> gains achieved so far in mobile money market.."
>>> Anyone
>>>
>>> with any idea where the technology currently implemented
>>>
>>> -
>>>
>>> Harry
>>>
>>> On Tue, Sep 16, 2014 at
>>>
>>> 10:00 PM, Mark Kipyegon via kictanet <kictanet at lists.kictanet.or.ke>
>>>
>>> wrote:
>>>
>>> Mpesa succeeds
>>>
>>> primarily because of a strong distribution network. IMO
>>>
>>> Equity have the existing clientele and the resources to
>>>
>>> offer a product that can genuinely challenge
>>>
>>> Safaricom.
>>>
>>> On 16 Sep 2014, at 20:11, "Ahmed Mohamed
>>>
>>> Maawy via kictanet" <kictanet at lists.kictanet.or.ke>
>>>
>>> wrote:
>>>
>>>
>>>
>>> With Ali on this one. Mobile
>>>
>>> Money is a gone case in Kenya. If Equity is really
>>> providing
>>>
>>> a value add service then its not through its mobile
>>>
>>> platform. Airtel, Yu and Orange all have far cheaper
>>> mobile
>>>
>>> money services. If there was a service that would be the
>>>
>>> first to topple M-Pesa it would have been Airtel Money.
>>>
>>> Heck, Airtel even offers cheaper call rates from Airtel
>>> to
>>>
>>> Safaricom than from Safaricom to Safaricom and they still
>>>
>>> are not getting customers. Did I mention their network
>>>
>>> coverage is even stronger?
>>>
>>>
>>>
>>> And what would Equity need to do? Set up masts
>>>
>>> in as far as Kitui, or as far as Maralal, or as far as
>>>
>>> Isiolo? Theres a lot of work to be done before Equity
>>>
>>> becomes a service provider to even match the least
>>>
>>> established provider there is. They would be better off
>>>
>>> working with Yu mobile than working even against
>>> Safaricom.
>>>
>>> No offence.
>>>
>>>
>>>
>>> So the business
>>>
>>> here is in the value add services, which is where mobile
>>>
>>> commerce comes in. What is done is done, the value add is
>>>
>>> what is the worth for now. Not the competition. Because
>>>
>>> competition already exists, no sense saturating it
>>>
>>> further.
>>>
>>>
>>>
>>> On Tue, Sep 16, 2014 at
>>>
>>> 7:57 PM, McTim via kictanet <kictanet at lists.kictanet.or.ke>
>>>
>>> wrote:
>>>
>>>
>>> http://www.economist.com/blogs/baobab/2014/09/disrupting-mobile-banking-kenya
>>>
>>>
>>>
>>> Does anyone know which
>>>
>>> network Equity is 'virtual" on?
>>>
>>>
>>>
>>> rgds,
>>>
>>>
>>>
>>> McTim
>>>
>>>
>>>
>>> On Tue, Sep 16,
>>>
>>> 2014 at 10:03 AM, Sophia Bekele via kictanet <
>>> kictanet at lists.kictanet.or.ke>
>>>
>>> wrote:
>>>
>>> resting
>>>
>>> discussion on where mobile baking is going....
>>>
>>> With
>>>
>>> best wishes,
>>>
>>> Sophia
>>>
>>>
>>>
>>> Support our "YES" to
>>>
>>> .africa Campaign!
>>>
>>> www.dotconnectafrica.orgFollow us on twitter
>>> and facebookEmail us at: yes2dotafrica at dotconnectafrica.org
>>>
>>> Visit our
>>>
>>> press room
>>>
>>> - Nobody believes the
>>>
>>> official spokesman...but everybody trusts an unidentified
>>>
>>> source. -Ron
>>>
>>> Nesen
>>>
>>> - They stole without hiding because their
>>>
>>> father is the chief of police -GR
>>>
>>>
>>> ------------------------------------------------------------------------------------------------------Sophia
>>> Bekele
>>>
>>> (Ms), BS, MBA, C.I.S.A, C.C.S, CGEIT, CBS
>>>
>>> International, Inc ,Ca, USA/Africa +1 925-935-1589:US
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>>>
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>>>
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>>>
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>>>
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>>>
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>>>
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>>>
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>>>
>>>
>>>
>>> On Tuesday, September
>>>
>>> 16, 2014 7:52 AM, Ali Hussein via kictanet <
>>> kictanet at lists.kictanet.or.ke>
>>>
>>> wrote:
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> @Walu
>>>
>>> Lets wait and see...Many have
>>>
>>> written off Safaricom before. What I'm loving
>>>
>>> about this discussion though is the elephant in the room.
>>> I
>>>
>>> believe Kenyans are waiting for the next big thing. This
>>>
>>> mobile money thing has been hyped and flogged until its
>>>
>>> dead. The next big thing is mobile commerce.
>>>
>>> And I don't mean the 'Lipa
>>>
>>> na Mpesa' variety.
>>>
>>> I mean real m-commerce enablement -
>>>
>>> SME supply chain financing, invoice discounting etc.
>>>
>>> That's where the future is and that's why the KCB
>>>
>>> tie up is interesting. My only concern with that is that
>>>
>>> most banks (fortunately for Safaricom) are old school
>>>
>>> thinkers unwilling to venture into the
>>>
>>> unknown.
>>>
>>> This ship
>>>
>>> hasn't sailed yet. It remains to be seen who will be
>>> at
>>>
>>> the helm.
>>>
>>> Ali
>>>
>>> Hussein
>>>
>>> +254 770 906375 / 0713
>>>
>>> 601113
>>>
>>> Twitter:
>>>
>>> @AliHKassimSkype:
>>>
>>> abu-jomoLinkedIn: http://ke.linkedin.com/in/alihkassimBlog:
>>> www.alyhussein.com
>>>
>>>
>>>
>>> "I fear the day
>>>
>>> technology will surpass human interaction. The world will
>>>
>>> have a generation of idiots". ~ Albert
>>>
>>> Einstein
>>>
>>> Sent
>>>
>>> from my iPad
>>>
>>> On Sep 16,
>>>
>>> 2014, at 5:31 PM, Walubengo J <jwalu at yahoo.com>
>>>
>>> wrote:
>>>
>>>
>>>
>>> @Ali,
>>>
>>>
>>>
>>> Equity is
>>>
>>> not just after Safaricom lunch, they are after their
>>> dinner
>>>
>>> as well :-).
>>>
>>>
>>>
>>> This thin-SIM technology will do what
>>>
>>> Number Portability failed to do. People are likely to
>>>
>>> "Vooka" onto Equity (cheaper) voice services
>>>
>>> without having to buy two phones or dual-SIM phones.
>>>
>>> Equity mobile money value proposition, will have the
>>>
>>> side-effect of knock the breath out of Safaricom's
>>> voice
>>>
>>> revenues...fortunately, Safcom can see this, and they are
>>>
>>> not taking it kindly :-)
>>>
>>>
>>>
>>> We are
>>>
>>> indeed living in very interesting times in .Ke
>>>
>>>
>>>
>>> walu.
>>>
>>> --------------------------------------------
>>>
>>> On Tue, 9/16/14, Ali Hussein via kictanet
>>>
>>> <kictanet at lists.kictanet.or.ke>
>>>
>>> wrote:
>>>
>>>
>>>
>>> Subject: Re: [kictanet] Equity Bank vs
>>>
>>> Safaricom :-Round 2
>>>
>>> To: jwalu at yahoo.com
>>>
>>> Date: Tuesday, September 16, 2014, 3:18
>>>
>>> PM
>>>
>>>
>>>
>>> Collins
>>>
>>>
>>>
>>> Well put.
>>>
>>> Walu,
>>>
>>> I'm keen to understand how
>>>
>>> a
>>>
>>> technology which is a
>>>
>>> commodity ( read here that Safaricom
>>>
>>> can also implement the same technology)
>>>
>>> can usurp
>>>
>>> Safaricom's
>>>
>>> unassailable lead in this
>>>
>>>
>>>
>>> space.
>>>
>>> What's my
>>>
>>> point?
>>>
>>>
>>>
>>> Technology is
>>>
>>> an accelerator
>>>
>>> and NOT The Strategy in itself. Assume first
>>>
>>> that what you can access in the open
>>>
>>> market (as opposed to
>>>
>>>
>>>
>>> restricted
>>>
>>> technology under patent) your competitors can do
>>>
>>> so too. We usually forget this but MPesa
>>>
>>> isn't even the
>>>
>>> best mobile
>>>
>>> technology in the country. Not even by a long
>>>
>>> short! They managed to capture their
>>>
>>> base through first
>>>
>>> mover
>>>
>>> advantage and a positioning statement that was
>>>
>>> apparently well received by Kenyans. And
>>>
>>> of course there is
>>>
>>> the Network
>>>
>>> Effect of being ubiquitous in the
>>>
>>> space.
>>>
>>>
>>>
>>> Equity needs to
>>>
>>> execute with
>>>
>>> excellence and not depend on the Technology to
>>>
>>> take on Safaricom.
>>>
>>> Needless to say I would love to be
>>>
>>> a
>>>
>>> fly on the wall in the
>>>
>>> strategy sessions currently going on
>>>
>>>
>>>
>>> in both companies. Careers will be made or broken
>>>
>>> on
>>>
>>> this..no doubt about
>>>
>>> that.
>>>
>>> Ali
>>>
>>> Hussein
>>>
>>>
>>>
>>> +254 770
>>>
>>> 906375 / 0713
>>>
>>> 601113
>>>
>>> Twitter:
>>>
>>> @AliHKassimSkype: abu-jomoLinkedIn:
>>> http://ke.linkedin.com/in/alihkassimBlog: www.alyhussein.com
>>>
>>>
>>>
>>> "I
>>>
>>> fear the day
>>>
>>> technology will
>>>
>>> surpass human interaction. The world will
>>>
>>> have a generation of idiots". ~
>>>
>>> Albert
>>>
>>> Einstein
>>>
>>> Sent from my iPad
>>>
>>> On Sep
>>>
>>> 16,
>>>
>>> 2014, at 1:06 PM, Collins
>>>
>>> Areba via kictanet <kictanet at lists.kictanet.or.ke>
>>>
>>> wrote:
>>>
>>>
>>>
>>> "We
>>>
>>> are glad
>>>
>>> to use this platform
>>>
>>> to deliver an extension service to our
>>>
>>> customers, It is our heartfelt desire to
>>>
>>> satisfy our
>>>
>>> customers first,
>>>
>>> and if technology affords us that
>>>
>>> opportunity, we are obliged to take up
>>>
>>> on it. If the same
>>>
>>> technology
>>>
>>> should allow us to interact with our customers,
>>>
>>> and have an opportunity to give them
>>>
>>> voice and data
>>>
>>> in the same
>>>
>>> breath, then why not, those would be extras
>>>
>>> to
>>>
>>> the benefit of our
>>>
>>> client... "
>>>
>>>
>>>
>>> Paraphrased from memory during
>>>
>>> an
>>>
>>> interview on Citizen last
>>>
>>> week. I think this opens the game
>>>
>>> wide Open, and For the Record, Safaricom
>>>
>>> should be given a
>>>
>>> Commercial
>>>
>>> Banking license.
>>>
>>>
>>>
>>> My 10 Cents.
>>>
>>>
>>>
>>> On Tue,
>>>
>>> Sep 16, 2014 at
>>>
>>> 12:06 PM,
>>>
>>> Walubengo J via kictanet <kictanet at lists.kictanet.or.ke>
>>>
>>> wrote:
>>>
>>>
>>>
>>> Listers,
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> I thought you might find this
>>>
>>> interesting,
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> ----------------
>>>
>>>
>>>
>>> After
>>>
>>> Equity Bank decided to directly play in the mobile
>>>
>>> money market by issuing its own SIM
>>>
>>> cards, we debated
>>>
>>> heatedly in
>>>
>>> a previous blog whether Safaricom had finally
>>>
>>> met its match. At the time, it was
>>>
>>> assumed that Equity
>>>
>>> would be
>>>
>>> selling the traditional SIM card, which would
>>>
>>> require customers to either buy dual
>>>
>>> SIM-card phones or
>>>
>>> carry two
>>>
>>> phones in order to access services from two
>>>
>>> existing providers.
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> Even
>>>
>>> within the inconvenient scenario above, Equity with
>>>
>>> its
>>>
>>> large customer base was
>>>
>>> bound to pose some significant
>>>
>>>
>>>
>>> competition to the leading mobile money provider
>>>
>>> Safaricom. The surprise, it seems, is
>>>
>>> the secret weapon
>>>
>>> Equity
>>>
>>> unveiled recently in the form of a Thin-SIM
>>>
>>> Card....
>>>
>>>
>>>
>>>
>>>
>>> ------
>>>
>>>
>>>
>>> Read more @
>>>
>>>
>>>
>>>
>>> http://www.nation.co.ke/oped/blogs/dot9/walubengo/-/2274560/2453920/-/11d48l2z/-/index.html
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> _______________________________________________
>>>
>>>
>>>
>>> kictanet
>>>
>>> mailing list
>>>
>>>
>>>
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>>>
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>>>
>>>
>>>
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>>>
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>>> Regards,
>>>
>>>
>>>
>>> Collins
>>>
>>> Areba,
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>>>
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>>>
>>>
>>> The Kenya ICT Action Network
>>>
>>> (KICTANet) is a multi-stakeholder platform for people and
>>>
>>> institutions interested and involved in ICT policy and
>>>
>>> regulation. The network aims to act as a catalyst for
>>> reform
>>>
>>> in the ICT sector in support of the national aim of ICT
>>>
>>> enabled growth and development.
>>>
>>>
>>>
>>> KICTANetiquette : Adhere to the same standards
>>>
>>> of acceptable behaviors online that you follow in real
>>> life:
>>>
>>> respect people's times and bandwidth, share
>>> knowledge,
>>>
>>> don't flame or abuse or personalize, respect privacy,
>>> do
>>>
>>> not spam, do not market your wares or
>>>
>>> qualifications.
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> _______________________________________________
>>>
>>>
>>>
>>> kictanet mailing list
>>>
>>>
>>>
>>> kictanet at lists.kictanet.or.ke
>>>
>>>
>>>
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>>>
>>>
>>>
>>>
>>>
>>>
>>> Unsubscribe or change your options at
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>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> The Kenya ICT Action Network (KICTANet) is a
>>>
>>> multi-stakeholder platform for people and institutions
>>>
>>> interested and involved in ICT policy and regulation. The
>>>
>>> network aims to act as a catalyst for reform in the ICT
>>>
>>> sector in support of the national aim of ICT enabled
>>> growth
>>>
>>> and development.
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> KICTANetiquette : Adhere to the same standards of
>>> acceptable
>>>
>>> behaviors online that you follow in real life: respect
>>>
>>> people's times and bandwidth, share knowledge,
>>> don't
>>>
>>> flame or abuse or personalize, respect privacy, do not
>>> spam,
>>>
>>> do not market your wares or qualifications.
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> --
>>>
>>> Cheers,
>>>
>>>
>>>
>>> McTim
>>>
>>> "A name indicates
>>>
>>> what we seek. An address indicates where it is. A route
>>>
>>> indicates how we get there." Jon Postel
>>>
>>>
>>>
>>>
>>>
>>> _______________________________________________
>>>
>>>
>>>
>>> kictanet mailing list
>>>
>>>
>>>
>>> kictanet at lists.kictanet.or.ke
>>>
>>>
>>>
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>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> Unsubscribe or change your options at
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>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> The Kenya ICT Action Network (KICTANet) is a
>>>
>>> multi-stakeholder platform for people and institutions
>>>
>>> interested and involved in ICT policy and regulation. The
>>>
>>> network aims to act as a catalyst for reform in the ICT
>>>
>>> sector in support of the national aim of ICT enabled
>>> growth
>>>
>>> and development.
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> KICTANetiquette : Adhere to the same standards of
>>> acceptable
>>>
>>> behaviors online that you follow in real life: respect
>>>
>>> people's times and bandwidth, share knowledge,
>>> don't
>>>
>>> flame or abuse or personalize, respect privacy, do not
>>> spam,
>>>
>>> do not market your wares or qualifications.
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> --
>>>
>>> Ahmed Maawy
>>>
>>> Shaper - Global
>>>
>>> Shapers
>>>
>>> Executive Director - M-Power
>>>
>>> (CBO)
>>>
>>> Ambassador - Open Knowledge
>>>
>>> CTO - D8A, Appfrica Labs
>>>
>>> (KE)
>>>
>>> +254 714 960 627
>>>
>>> Skype: ultimateprogramer
>>>
>>>
>>>
>>> www.globalshapers.org
>>>
>>> www.okfn.org
>>>
>>> www.d8a.com
>>>
>>> www.appfrica.com
>>>
>>> www.apps4africa.org
>>>
>>>
>>>
>>> _______________________________________________
>>>
>>> kictanet mailing list
>>>
>>> kictanet at lists.kictanet.or.ke
>>>
>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>>>
>>>
>>>
>>> Unsubscribe or change your
>>>
>>> options at
>>> https://lists.kictanet.or.ke/mailman/options/kictanet/mkipyegon%40outlook.com
>>>
>>>
>>>
>>> The Kenya ICT Action Network (KICTANet)
>>>
>>> is a multi-stakeholder platform for people and
>>> institutions
>>>
>>> interested and involved in ICT policy and regulation. The
>>>
>>> network aims to act as a catalyst for reform in the ICT
>>>
>>> sector in support of the national aim of ICT enabled
>>> growth
>>>
>>> and development.
>>>
>>>
>>>
>>> KICTANetiquette : Adhere to the same
>>>
>>> standards of acceptable behaviors online that you follow
>>> in
>>>
>>> real life: respect people's times and bandwidth,
>>> share
>>>
>>> knowledge, don't flame or abuse or personalize,
>>> respect
>>>
>>> privacy, do not spam, do not market your wares or
>>>
>>> qualifications.
>>>
>>> _______________________________________________
>>>
>>>
>>>
>>> kictanet mailing list
>>>
>>>
>>>
>>> kictanet at lists.kictanet.or.ke
>>>
>>>
>>>
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>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> Unsubscribe or change your options at
>>> https://lists.kictanet.or.ke/mailman/options/kictanet/harry26001%40gmail.com
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> The Kenya ICT Action Network (KICTANet) is a
>>>
>>> multi-stakeholder platform for people and institutions
>>>
>>> interested and involved in ICT policy and regulation. The
>>>
>>> network aims to act as a catalyst for reform in the ICT
>>>
>>> sector in support of the national aim of ICT enabled
>>> growth
>>>
>>> and development.
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> KICTANetiquette : Adhere to the same standards of
>>> acceptable
>>>
>>> behaviors online that you follow in real life: respect
>>>
>>> people's times and bandwidth, share knowledge,
>>> don't
>>>
>>> flame or abuse or personalize, respect privacy, do not
>>> spam,
>>>
>>> do not market your wares or qualifications.
>>>
>>>
>>>
>>>
>>>
>>> -----Inline Attachment Follows-----
>>>
>>>
>>>
>>> _______________________________________________
>>>
>>> kictanet mailing list
>>>
>>> kictanet at lists.kictanet.or.ke
>>>
>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>>>
>>>
>>>
>>> Unsubscribe or change your
>>>
>>> options at
>>> https://lists.kictanet.or.ke/mailman/options/kictanet/jwalu%40yahoo.com
>>>
>>>
>>>
>>> The Kenya ICT Action Network
>>>
>>> (KICTANet) is a multi-stakeholder platform for people and
>>>
>>> institutions interested and involved in ICT policy and
>>>
>>> regulation. The network aims to act as a catalyst for
>>> reform
>>>
>>> in the ICT sector in support of the national aim of ICT
>>>
>>> enabled growth and development.
>>>
>>>
>>>
>>> KICTANetiquette : Adhere to the same standards
>>>
>>> of acceptable behaviors online that you follow in real
>>> life:
>>>
>>> respect people's times and bandwidth, share
>>> knowledge,
>>>
>>> don't flame or abuse or personalize, respect privacy,
>>> do
>>>
>>> not spam, do not market your wares or
>>>
>>> qualifications.
>>>
>>>
>>>
>>> _______________________________________________
>>>
>>> kictanet mailing list
>>>
>>> kictanet at lists.kictanet.or.ke
>>>
>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>>>
>>>
>>>
>>> Unsubscribe or change your options at
>>> https://lists.kictanet.or.ke/mailman/options/kictanet/arebacollins%40gmail.com
>>>
>>>
>>>
>>> The Kenya ICT Action Network (KICTANet) is a
>>> multi-stakeholder platform for people and institutions
>>> interested and involved in ICT policy and regulation. The
>>> network aims to act as a catalyst for reform in the ICT
>>> sector in support of the national aim of ICT enabled growth
>>> and development.
>>>
>>>
>>>
>>> KICTANetiquette : Adhere to the same standards of acceptable
>>> behaviors online that you follow in real life: respect
>>> people's times and bandwidth, share knowledge, don't
>>> flame or abuse or personalize, respect privacy, do not spam,
>>> do not market your wares or qualifications.
>>>
>>>
>>>
>>>
>>> --
>>> Regards,
>>>
>>> Collins Areba,
>>> P.O Box 44441, 00100
>>> Nairobi, Kenya.
>>> Tel: +254 707 750 788 / 720 516 758
>>> Twitter: @arebacollins.
>>> Skype: arebacollins
>>>
>>>
>>>
>>> _______________________________________________
>>>
>>> kictanet mailing list
>>>
>>> kictanet at lists.kictanet.or.ke
>>>
>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>>>
>>>
>>>
>>> Unsubscribe or change your options at
>>> https://lists.kictanet.or.ke/mailman/options/kictanet/martingicheru%40gmail.com
>>>
>>>
>>>
>>> The Kenya ICT Action Network (KICTANet) is a
>>> multi-stakeholder platform for people and institutions
>>> interested and involved in ICT policy and regulation. The
>>> network aims to act as a catalyst for reform in the ICT
>>> sector in support of the national aim of ICT enabled growth
>>> and development.
>>>
>>>
>>>
>>> KICTANetiquette : Adhere to the same standards of acceptable
>>> behaviors online that you follow in real life: respect
>>> people's times and bandwidth, share knowledge, don't
>>> flame or abuse or personalize, respect privacy, do not spam,
>>> do not market your wares or qualifications.
>>>
>>>
>>>
>>>
>>> --
>>> with Regards:
>>> blog.denniskioko.com
>>>
>>>
>>>
>>> _______________________________________________
>>>
>>> kictanet mailing list
>>>
>>> kictanet at lists.kictanet.or.ke
>>>
>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>>>
>>>
>>>
>>> Unsubscribe or change your options at
>>> https://lists.kictanet.or.ke/mailman/options/kictanet/arebacollins%40gmail.com
>>>
>>>
>>>
>>> The Kenya ICT Action Network (KICTANet) is a
>>> multi-stakeholder platform for people and institutions
>>> interested and involved in ICT policy and regulation. The
>>> network aims to act as a catalyst for reform in the ICT
>>> sector in support of the national aim of ICT enabled growth
>>> and development.
>>>
>>>
>>>
>>> KICTANetiquette : Adhere to the same standards of acceptable
>>> behaviors online that you follow in real life: respect
>>> people's times and bandwidth, share knowledge, don't
>>> flame or abuse or personalize, respect privacy, do not spam,
>>> do not market your wares or qualifications.
>>>
>>>
>>>
>>> --
>>> Regards,
>>>
>>> Collins Areba,
>>> P.O Box 44441, 00100
>>> Nairobi, Kenya.
>>> Tel: +254 707 750 788 / 720 516 758
>>> Twitter: @arebacollins.
>>> Skype: arebacollins
>>>
>>>
>>>
>>> _______________________________________________
>>>
>>> kictanet mailing list
>>>
>>> kictanet at lists.kictanet.or.ke
>>>
>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>>>
>>>
>>>
>>> Unsubscribe or change your options at
>>> https://lists.kictanet.or.ke/mailman/options/kictanet/martingicheru%40gmail.com
>>>
>>>
>>>
>>> The Kenya ICT Action Network (KICTANet) is a
>>> multi-stakeholder platform for people and institutions
>>> interested and involved in ICT policy and regulation. The
>>> network aims to act as a catalyst for reform in the ICT
>>> sector in support of the national aim of ICT enabled growth
>>> and development.
>>>
>>>
>>>
>>> KICTANetiquette : Adhere to the same standards of acceptable
>>> behaviors online that you follow in real life: respect
>>> people's times and bandwidth, share knowledge, don't
>>> flame or abuse or personalize, respect privacy, do not spam,
>>> do not market your wares or qualifications.
>>>
>>>
>>> -----Inline Attachment Follows-----
>>>
>>> _______________________________________________
>>> kictanet mailing list
>>> kictanet at lists.kictanet.or.ke
>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>>>
>>> Unsubscribe or change your options at
>>> https://lists.kictanet.or.ke/mailman/options/kictanet/jwalu%40yahoo.com
>>>
>>> The Kenya ICT Action Network (KICTANet) is a
>>> multi-stakeholder platform for people and institutions
>>> interested and involved in ICT policy and regulation. The
>>> network aims to act as a catalyst for reform in the ICT
>>> sector in support of the national aim of ICT enabled growth
>>> and development.
>>>
>>> KICTANetiquette : Adhere to the same standards of acceptable
>>> behaviors online that you follow in real life: respect
>>> people's times and bandwidth, share knowledge, don't flame
>>> or abuse or personalize, respect privacy, do not spam, do
>>> not market your wares or qualifications.
>>>
>>> _______________________________________________
>>> kictanet mailing list
>>> kictanet at lists.kictanet.or.ke
>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>>>
>>> Unsubscribe or change your options at
>>> https://lists.kictanet.or.ke/mailman/options/kictanet/harry26001%40gmail.com
>>>
>>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
>>> for people and institutions interested and involved in ICT policy and
>>> regulation. The network aims to act as a catalyst for reform in the ICT
>>> sector in support of the national aim of ICT enabled growth and development.
>>>
>>> KICTANetiquette : Adhere to the same standards of acceptable behaviors
>>> online that you follow in real life: respect people's times and bandwidth,
>>> share knowledge, don't flame or abuse or personalize, respect privacy, do
>>> not spam, do not market your wares or qualifications.
>>>
>>
>>
>> _______________________________________________
>> kictanet mailing list
>> kictanet at lists.kictanet.or.ke
>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>>
>> Unsubscribe or change your options at
>> https://lists.kictanet.or.ke/mailman/options/kictanet/kiarietony%40gmail.com
>>
>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
>> for people and institutions interested and involved in ICT policy and
>> regulation. The network aims to act as a catalyst for reform in the ICT
>> sector in support of the national aim of ICT enabled growth and development.
>>
>> KICTANetiquette : Adhere to the same standards of acceptable behaviors
>> online that you follow in real life: respect people's times and bandwidth,
>> share knowledge, don't flame or abuse or personalize, respect privacy, do
>> not spam, do not market your wares or qualifications.
>>
>
>
> _______________________________________________
> kictanet mailing list
> kictanet at lists.kictanet.or.ke
> https://lists.kictanet.or.ke/mailman/listinfo/kictanet
>
> Unsubscribe or change your options at
> https://lists.kictanet.or.ke/mailman/options/kictanet/ultimateprogramer%40gmail.com
>
> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
> for people and institutions interested and involved in ICT policy and
> regulation. The network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth and development.
>
> KICTANetiquette : Adhere to the same standards of acceptable behaviors
> online that you follow in real life: respect people's times and bandwidth,
> share knowledge, don't flame or abuse or personalize, respect privacy, do
> not spam, do not market your wares or qualifications.
>
--
Ahmed Maawy
Shaper - Global Shapers
Executive Director - M-Power (CBO)
Ambassador - Open Knowledge
CTO - D8A, Appfrica Labs
(KE) +254 714 960 627
Skype: ultimateprogramer
www.globalshapers.org <http://globalshapers.org/>
www.okfn.org <http://okfn.org/>
www.d8a.com
www.appfrica.com
www.apps4africa.org
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