[kictanet] Fw: Equity Bank vs Safaricom :-Round 2

Tue Sep 16 20:19:55 EAT 2014

thanks, missed that...that should increase Airtel's bottom line anyway!

On Tue, Sep 16, 2014 at 12:14 PM, Collins Areba via kictanet <
kictanet at lists.kictanet.or.ke> wrote:

> @McTim He said Airtel.
>
> On Tue, Sep 16, 2014 at 8:09 PM, Ahmed Mohamed Maawy via kictanet <
> kictanet at lists.kictanet.or.ke> wrote:
>
>> With Ali on this one. Mobile Money is a gone case in Kenya. If Equity is
>> really providing a value add service then its not through its mobile
>> platform. Airtel, Yu and Orange all have far cheaper mobile money services.
>> If there was a service that would be the first to topple M-Pesa it would
>> have been Airtel Money. Heck, Airtel even offers cheaper call rates from
>> Airtel to Safaricom than from Safaricom to Safaricom and they still are not
>> getting customers. Did I mention their network coverage is even stronger?
>>
>> And what would Equity need to do? Set up masts in as far as Kitui, or as
>> far as Maralal, or as far as Isiolo? Theres a lot of work to be done before
>> Equity becomes a service provider to even match the least established
>> provider there is. They would be better off working with Yu mobile than
>> working even against Safaricom. No offence.
>>
>> So the business here is in the value add services, which is where mobile
>> commerce comes in. What is done is done, the value add is what is the worth
>> for now. Not the competition. Because competition already exists, no sense
>> saturating it further.
>>
>> On Tue, Sep 16, 2014 at 7:57 PM, McTim via kictanet <
>> kictanet at lists.kictanet.or.ke> wrote:
>>
>>>
>>> http://www.economist.com/blogs/baobab/2014/09/disrupting-mobile-banking-kenya
>>>
>>> Does anyone know which network Equity is 'virtual" on?
>>>
>>> rgds,
>>>
>>> McTim
>>>
>>> On Tue, Sep 16, 2014 at 10:03 AM, Sophia Bekele via kictanet <
>>> kictanet at lists.kictanet.or.ke> wrote:
>>>
>>>> resting discussion on where mobile baking is going....
>>>>
>>>> With best wishes,
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>>>>
>>>>    On Tuesday, September 16, 2014 7:52 AM, Ali Hussein via kictanet <
>>>> kictanet at lists.kictanet.or.ke> wrote:
>>>>
>>>>
>>>>
>>>> @Walu
>>>>
>>>> Lets wait and see...Many have written off Safaricom before. What I'm
>>>> loving about this discussion though is the elephant in the room. I believe
>>>> Kenyans are waiting for the next big thing. This mobile money thing has
>>>> been hyped and flogged until its dead. The next big thing is mobile
>>>> commerce.
>>>>
>>>> And I don't mean the 'Lipa na Mpesa' variety.
>>>>
>>>> I mean real m-commerce enablement - SME supply chain financing, invoice
>>>> discounting etc. That's where the future is and that's why the KCB tie up
>>>> is interesting. My only concern with that is that most banks (fortunately
>>>> for Safaricom) are old school thinkers unwilling to venture into the
>>>> unknown.
>>>>
>>>> This ship hasn't sailed yet. It remains to be seen who will be at the
>>>> helm.
>>>>
>>>> *Ali Hussein*
>>>>
>>>> +254 770 906375 / 0713 601113
>>>>
>>>> Twitter: @AliHKassim
>>>> Skype: abu-jomo
>>>> LinkedIn: http://ke.linkedin.com/in/alihkassim
>>>> <http://ke.linkedin.com/in/alihkassim>
>>>> Blog: www.alyhussein.com
>>>>
>>>> "I fear the day technology will surpass human interaction. The world
>>>> will have a generation of idiots".  ~ Albert Einstein
>>>>
>>>> Sent from my iPad
>>>>
>>>> On Sep 16, 2014, at 5:31 PM, Walubengo J <jwalu at yahoo.com> wrote:
>>>>
>>>> @Ali,
>>>>
>>>> Equity is not just after Safaricom lunch, they are after their dinner
>>>> as well :-).
>>>>
>>>> This thin-SIM technology will do what Number Portability failed to do.
>>>>  People are likely to "Vooka" onto Equity (cheaper) voice services without
>>>> having to buy two phones or dual-SIM phones.  Equity mobile money value
>>>> proposition, will have the side-effect of knock the breath out of
>>>> Safaricom's voice revenues...fortunately, Safcom can see this, and they are
>>>> not taking it kindly :-)
>>>>
>>>> We are indeed living in very interesting times in .Ke
>>>>
>>>> walu.
>>>> --------------------------------------------
>>>> On Tue, 9/16/14, Ali Hussein via kictanet <
>>>> kictanet at lists.kictanet.or.ke> wrote:
>>>>
>>>> Subject: Re: [kictanet] Equity Bank vs Safaricom :-Round 2
>>>> To: jwalu at yahoo.com
>>>> Date: Tuesday, September 16, 2014, 3:18 PM
>>>>
>>>> Collins
>>>> Well put.
>>>> Walu,
>>>> I'm keen to understand how a
>>>> technology which is a commodity ( read here that Safaricom
>>>> can also implement the same technology) can usurp
>>>> Safaricom's unassailable lead in this
>>>> space.
>>>> What's my
>>>> point?
>>>> Technology is
>>>> an accelerator and NOT The Strategy in itself. Assume first
>>>> that what you can access in the open market (as opposed to
>>>> restricted technology under patent) your competitors can do
>>>> so too. We usually forget this but MPesa isn't even the
>>>> best mobile technology in the country. Not even by a long
>>>> short! They managed to capture their base through first
>>>> mover advantage and a positioning statement that was
>>>> apparently well received by Kenyans. And of course there is
>>>> the Network Effect of being ubiquitous in the
>>>> space.
>>>> Equity needs to
>>>> execute with excellence and not depend on the Technology to
>>>> take on Safaricom.
>>>> Needless to say I would love to be a
>>>> fly on the wall in the strategy sessions currently going on
>>>> in both companies. Careers will be made or broken on
>>>> this..no doubt about that.
>>>> Ali
>>>> Hussein
>>>> +254 770
>>>> 906375 / 0713 601113
>>>> Twitter: @AliHKassimSkype: abu-jomoLinkedIn:
>>>> http://ke.linkedin.com/in/alihkassimBlog: www.alyhussein.com
>>>>
>>>> "I fear the day
>>>> technology will surpass human interaction. The world will
>>>> have a generation of idiots".  ~ Albert
>>>> Einstein
>>>> Sent from my iPad
>>>> On Sep 16,
>>>> 2014, at 1:06 PM, Collins Areba via kictanet <
>>>> kictanet at lists.kictanet.or.ke>
>>>> wrote:
>>>>
>>>> "We are glad
>>>> to use this platform to deliver an extension service to our
>>>> customers, It is our heartfelt desire to satisfy our
>>>> customers first, and if technology affords us that
>>>> opportunity, we are obliged to take up on it. If the same
>>>> technology should allow us to interact with our customers,
>>>> and have an opportunity to give them voice and data
>>>> in the same breath, then why not, those would be extras to
>>>> the benefit of our client... "
>>>>
>>>> Paraphrased from memory during an
>>>> interview on Citizen last week. I think this opens the game
>>>> wide Open, and For the Record, Safaricom should be given a
>>>> Commercial Banking license.
>>>>
>>>> My 10 Cents.
>>>>
>>>> On Tue, Sep 16, 2014 at
>>>> 12:06 PM, Walubengo J via kictanet <kictanet at lists.kictanet.or.ke>
>>>> wrote:
>>>> Listers,
>>>>
>>>>
>>>>
>>>> I thought you might find this interesting,
>>>>
>>>>
>>>>
>>>> ----------------
>>>>
>>>> After Equity Bank decided to directly play in the mobile
>>>> money market by issuing its own SIM cards, we debated
>>>> heatedly in a previous blog whether Safaricom had finally
>>>> met its match.  At the time, it was assumed that Equity
>>>> would be selling the traditional SIM card, which would
>>>> require customers to either buy dual SIM-card phones or
>>>> carry two phones in order to access services from two
>>>> existing providers.
>>>>
>>>>
>>>>
>>>> Even within the inconvenient scenario above, Equity with its
>>>> large customer base was bound to pose some significant
>>>> competition to the leading mobile money provider
>>>> Safaricom.  The surprise, it seems, is the secret weapon
>>>> Equity unveiled recently in the form of a Thin-SIM
>>>> Card....
>>>>
>>>> ------
>>>>
>>>> Read more @
>>>>
>>>>
>>>> http://www.nation.co.ke/oped/blogs/dot9/walubengo/-/2274560/2453920/-/11d48l2z/-/index.html
>>>>
>>>>
>>>>
>>>>
>>>>
>>>>
>>>>
>>>>
>>>>
>>>>
>>>>
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>>>>
>>>>
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>>>>
>>>> --
>>>> Regards,
>>>>
>>>> Collins Areba,
>>>> P.O Box 44441, 00100
>>>> Nairobi, Kenya.
>>>> Tel: +254 707 750 788 / 720 516
>>>> 758
>>>> Twitter: @arebacollins.
>>>> Skype: arebacollins
>>>>
>>>>
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>>>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
>>>> for people and institutions interested and involved in ICT policy and
>>>> regulation. The network aims to act as a catalyst for reform in the ICT
>>>> sector in support of the national aim of ICT enabled growth and development.
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>>>
>>>
>>>
>>> --
>>> Cheers,
>>>
>>> McTim
>>> "A name indicates what we seek. An address indicates where it is. A
>>> route indicates how we get there."  Jon Postel
>>>
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>>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
>>> for people and institutions interested and involved in ICT policy and
>>> regulation. The network aims to act as a catalyst for reform in the ICT
>>> sector in support of the national aim of ICT enabled growth and development.
>>>
>>> KICTANetiquette : Adhere to the same standards of acceptable behaviors
>>> online that you follow in real life: respect people's times and bandwidth,
>>> share knowledge, don't flame or abuse or personalize, respect privacy, do
>>> not spam, do not market your wares or qualifications.
>>>
>>
>>
>>
>> --
>> Ahmed Maawy
>> Shaper - Global Shapers
>> Executive Director - M-Power (CBO)
>> Ambassador - Open Knowledge
>> CTO - D8A, Appfrica Labs
>> (KE) +254 714 960 627
>> Skype: ultimateprogramer
>>
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>> _______________________________________________
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>>
>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
>> for people and institutions interested and involved in ICT policy and
>> regulation. The network aims to act as a catalyst for reform in the ICT
>> sector in support of the national aim of ICT enabled growth and development.
>>
>> KICTANetiquette : Adhere to the same standards of acceptable behaviors
>> online that you follow in real life: respect people's times and bandwidth,
>> share knowledge, don't flame or abuse or personalize, respect privacy, do
>> not spam, do not market your wares or qualifications.
>>
>
>
>
> --
> Regards,
>
> Collins Areba,
> P.O Box 44441, 00100
> Nairobi, Kenya.
> Tel: +254 707 750 788 / 720 516 758
> Twitter: @arebacollins.
> Skype: arebacollins
>
> _______________________________________________
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>
> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
> for people and institutions interested and involved in ICT policy and
> regulation. The network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth and development.
>
> KICTANetiquette : Adhere to the same standards of acceptable behaviors
> online that you follow in real life: respect people's times and bandwidth,
> share knowledge, don't flame or abuse or personalize, respect privacy, do
> not spam, do not market your wares or qualifications.
>

-- 
Cheers,

McTim
"A name indicates what we seek. An address indicates where it is. A route
indicates how we get there."  Jon Postel
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