[kictanet] PesaPal Value Proposition?

Peter Kenduiywo pkenduiywo at jambo.co.ke
Fri Feb 15 19:34:36 EAT 2013


Walu,
You have no idea how many lurkers have benefited from your "ignorance"
PETER

On 15 February 2013 09:48, Walubengo J <jwalu at yahoo.com> wrote:

> *From:* robert yawe <robertyawe at yahoo.co.uk> wrote
>
> >>It is encouraging how you can display your ignorance in public without
> fear or shame thanks.
>
> Yawe,
>
> Luckily for me, I am in the business of ignorance (teaching). So am used
> to being asked and in return asking innocent (some may call it stupid)
> questions.  But real scholars discover  that the need to learn something
> new always overwhelms the urge to hide under ignorance - in order to look
> or pretend to be clever.
>
> have a shameless and knowledgeable day :-)
>
> walu.
>
>   ------------------------------
> *From:* robert yawe <robertyawe at yahoo.co.uk>
>
> *To:* Walubengo J <jwalu at yahoo.com>
> *Cc:* KICTAnet ICT Policy Discussions <kictanet at lists.kictanet.or.ke>
> *Sent:* Wednesday, February 13, 2013 11:06 AM
>
> *Subject:* Re: [kictanet] PesaPal Value Proposition?
>
> @Walu
>
> It is said that you should let sleeping laggards lie, I registered with
> PesaPal many years ago and that is why I have been rolling on the ground
> with laughter as I read your posts.  It is encouraging how you can display
> your ignorance in public without fear or shame thanks.
>
> On a slightly more serious note, I always though Liko was some over
> stuffed wannabe and we even had a few public altercations which become smog
> clearing for both of us which is why a few weeks ago I called PesaPal the
> next big thing which I am sure you will now agree with me.
>
> Also take some time to look at Liko's other great product ticketsasa which
> he has refused to sell to me or at the least appoint me to the board
> (shameless canvassing).
>
> As I said during something friday, let us not be like the people who asked
> "what good can come out of Nazareth".
>
> Regards
>
>
> Robert Yawe
> KAY System Technologies Ltd
> Phoenix House, 6th Floor
> P O Box 55806 Nairobi, 00200
> Kenya
>
> Tel: +254722511225, +254202010696
>   ------------------------------
> *From:* Walubengo J <jwalu at yahoo.com>
> *To:* robertyawe at yahoo.co.uk
> *Cc:* KICTAnet ICT Policy Discussions <kictanet at lists.kictanet.or.ke>
> *Sent:* Tuesday, 12 February 2013, 18:28
> *Subject:* Re: [kictanet] PesaPal Value Proposition?
>
> @Liko,
>
> you should be a teacher...brief, precise and to the point.  I have
> followed your instructions, registered and found the answers to all my
> questions. Hey, PesaPal demo (using my PesaPal account) will definitely
> form part of my teaching examples  - been using my Visa Card process as an
> example and indeed, it does not really "connect" with the students.
>
> Maybe have most of the answers/demos available AFTER registering, to be
> also available BEFORE registering - remember the usual FAQ page?
>
> walu.
> nb: meanwhile, I just discovered I could also use PesaPal to buy and
> deliver flowers to my wife on 14 Feb - without enduring the agony of
> carrying them in town :-). Yawe might you be one of those registering on
> PesaPal for this one reason?
>
>
>   ------------------------------
> *From:* Agosta Liko <agostal at gmail.com>
> *To:* Walubengo J <jwalu at yahoo.com>
> *Cc:* KICTAnet ICT Policy Discussions <kictanet at lists.kictanet.or.ke>
> *Sent:* Tuesday, February 12, 2013 5:41 PM
> *Subject:* Re: [kictanet] Paypal Value Proposition?
>
> Walu
>
> Business
>
> When we started in early 2009, we are simplifying how businesses and
> traders to get paid ... easily. We built a platform that currently enables
> eCommerce websites, schools, utilities and even event owners to sell their
> wares direct to the consumer
>
> Check https://www.pesapal.com/products/ecommerce to see some merchants on
> our network
>
> Tourists want to pay using Visa/MasterCard --- online
>
>
> Consumer
>
> There are 13 million mobile money accounts, 8 million Visa/MasterCard and
> 4 million Mobile Banking Accounts - our focus here is to enable you to make
> a payment using your preferred payment method.
>
>
> Please go to https://www.pesapal.com/account/register - register a
> personal account and play around. You can pay your bills, pay school fees,
> buy airtime etc etc. Your personal account is a one stop place for all
> payments... and we keep adding merchants
>
> You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you
> can use any of the 8 payment options we have.
>
>
> Work in Progress
>
> As we continue to add merchants, we see value in adding a disruptive
> offline payment method {POS} ... maybe the curio seller will be able to
> access Visa on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be
> able to sell their wares direct or via POS to anyone anywhere in the world
>
> I am a fan of http://www.novica.com/ - but East Africa with Kamba and
> Makonde Carvings dont show up there ... Kisii Soapstone is missing too
>
>
> Hope this helps :)
>
>
> Your Student
>
>
> On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu at yahoo.com> wrote:
>
> @Kioko,
>
> Abit windy but i do get the drift.  Am i correct if I conclude that
> PesaPal is our  local equivalent  of the American Paypal?  Oops another
> middle class question :-)
>
> walu.
> nb: I do hope you are not a mwalimu since you might "lose" many students.
> Though you would make a good preacher given as you speak in parables :-)
>
> @Wash - most welcome to ride on my ignorance :-)
>
>   ------------------------------
> *From:* Dennis Kioko <dmbuvi at gmail.com>
>
> *To:* Walubengo J <jwalu at yahoo.com>
> *Cc:* KICTAnet ICT Policy Discussions <kictanet at lists.kictanet.or.ke>
> *Sent:* Tuesday, February 12, 2013 2:03 PM
>
> *Subject:* Re: [kictanet] Paypal Value Proposition?
>
> Let me try helping.
>
> Assuming that I somehow acquired a container of the rare Nexus 4 phones,
> for sale in Kenya. Now, I don't own a shop, and may not be interested in
> setting up one, or may have one, but would like to target the upward
> mobile, the likes of Munyao Longwe, who are Internet Savvy.
>
> I therefore create a site where Munyao can come and order himself a phone,
> for delivery to his home or office, perhaps through Aramex or another
> courier. Now, Munyao has to pay me before I deliver the phone. He can do so
> in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard
> Debit or Credit.
>
> To collect the money from Munyao, I would need to give him my M-pesa
> number, and wait for him to pay, or present a card swiping machine from
> which he can swipe his preferred card. But this is quite cumbersome and
> introduces the need of reconciliation and possibility of errors - dispatch
> of an item I am unsure is paid for, or non-dispatch of a paid for item
> since I can't find the records.
>
> I therefore decide to come up with a system that will accept whatever
> payment system Munyao presents, be it Airtel Money, or his Cayman island
> issued Credit Card. The system will process his payment and show all
> payments in one dashboard. Now, I would need to hire someone to do such a
> system, or another to configure the Open Source PesaPi (Google).
>
> However, one enterprising Liko has developed PesaPal, which does payments
> from a large variety of sources, and presents the info from the same in a
> standard output. He then charges me a percentage of sales on every
> transaction, or perhaps a graduated fee like M-Pesa.
>
> With his system, my work is reduced to just looking at whether payments
> have been made against orders, and for how much.
>
> Furthermore, I can automate further by using PesaPal's Application
> Programming Interface to link my Point of Sale system with PesaPal.
>
> Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment
> and credits your shopping basket with the item, and allows it to be checked
> out, or delivered. I can therefore go sit by my container all day, await
> notifications from PesaPal, and dispatch mobile phone through courier.
>
> I no longer have to call Longwe to ask how he will pay, or later reconcile
> my payments against my dispatched orders, since all this is done
> automatically.
>
> Hope this sort of explains it, or did I make things worse?
>
>
>
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> for people and institutions interested and involved in ICT policy and
> regulation. The network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth and development.
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> KICTANetiquette : Adhere to the same standards of acceptable behaviors
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> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
> for people and institutions interested and involved in ICT policy and
> regulation. The network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth and development.
>
> KICTANetiquette : Adhere to the same standards of acceptable behaviors
> online that you follow in real life: respect people's times and bandwidth,
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