[kictanet] PesaPal Value Proposition?

Wed Feb 13 17:18:30 EAT 2013

I've used Liko's services. Last year, for a conference we were organizing. I'm a happy customer.

On Wednesday, February 13, 2013 at 5:03 PM, Dorcas Muthoni wrote:

> I am happy merchant beneficiary of PesaPal services too at www.openbusiness.co.ke (http://www.openbusiness.co.ke)... Liko and team have put up a great service i must say!
> 
> Muthoni
> 
> On Tue, Feb 12, 2013 at 6:55 PM, Julie Gichuru <julie.gichuru at gmail.com (mailto:julie.gichuru at gmail.com)> wrote:
> > Greetings all,
> > 
> > As a vendor using the pesapal service via mimi.co.ke (http://mimi.co.ke) I can confirm
> > that our customers appreciate the ease with which they can purchase
> > goods online. The fact that they have numerous options or payment is
> > important. Infact, quite a number of our sales are credit card
> > transactions.
> > 
> > Cheers,
> > 
> > J
> > 
> > On Tue, Feb 12, 2013 at 6:28 PM, Walubengo J <jwalu at yahoo.com (mailto:jwalu at yahoo.com)> wrote:
> > > @Liko,
> > >
> > > you should be a teacher...brief, precise and to the point.  I have followed
> > > your instructions, registered and found the answers to all my questions.
> > > Hey, PesaPal demo (using my PesaPal account) will definitely form part of my
> > > teaching examples  - been using my Visa Card process as an example and
> > > indeed, it does not really "connect" with the students.
> > >
> > > Maybe have most of the answers/demos available AFTER registering, to be also
> > > available BEFORE registering - remember the usual FAQ page?
> > >
> > > walu.
> > > nb: meanwhile, I just discovered I could also use PesaPal to buy and deliver
> > > flowers to my wife on 14 Feb - without enduring the agony of carrying them
> > > in town :-). Yawe might you be one of those registering on PesaPal for this
> > > one reason?
> > >
> > >
> > > ________________________________
> > > From: Agosta Liko <agostal at gmail.com (mailto:agostal at gmail.com)>
> > > To: Walubengo J <jwalu at yahoo.com (mailto:jwalu at yahoo.com)>
> > > Cc: KICTAnet ICT Policy Discussions <kictanet at lists.kictanet.or.ke (mailto:kictanet at lists.kictanet.or.ke)>
> > > Sent: Tuesday, February 12, 2013 5:41 PM
> > > Subject: Re: [kictanet] Paypal Value Proposition?
> > >
> > > Walu
> > >
> > > Business
> > >
> > > When we started in early 2009, we are simplifying how businesses and traders
> > > to get paid ... easily. We built a platform that currently enables eCommerce
> > > websites, schools, utilities and even event owners to sell their wares
> > > direct to the consumer
> > >
> > > Check https://www.pesapal.com/products/ecommerce to see some merchants on
> > > our network
> > >
> > > Tourists want to pay using Visa/MasterCard --- online
> > >
> > >
> > > Consumer
> > >
> > > There are 13 million mobile money accounts, 8 million Visa/MasterCard and 4
> > > million Mobile Banking Accounts - our focus here is to enable you to make a
> > > payment using your preferred payment method.
> > >
> > >
> > > Please go to https://www.pesapal.com/account/register - register a personal
> > > account and play around. You can pay your bills, pay school fees, buy
> > > airtime etc etc. Your personal account is a one stop place for all
> > > payments... and we keep adding merchants
> > >
> > > You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you can
> > > use any of the 8 payment options we have.
> > >
> > >
> > > Work in Progress
> > >
> > > As we continue to add merchants, we see value in adding a disruptive offline
> > > payment method {POS} ... maybe the curio seller will be able to access Visa
> > > on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to sell
> > > their wares direct or via POS to anyone anywhere in the world
> > >
> > > I am a fan of http://www.novica.com/ - but East Africa with Kamba and
> > > Makonde Carvings dont show up there ... Kisii Soapstone is missing too
> > >
> > >
> > > Hope this helps :)
> > >
> > >
> > > Your Student
> > >
> > >
> > > On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu at yahoo.com (mailto:jwalu at yahoo.com)> wrote:
> > >
> > > @Kioko,
> > >
> > > Abit windy but i do get the drift.  Am i correct if I conclude that PesaPal
> > > is our  local equivalent  of the American Paypal?  Oops another middle class
> > > question :-)
> > >
> > > walu.
> > > nb: I do hope you are not a mwalimu since you might "lose" many students.
> > > Though you would make a good preacher given as you speak in parables :-)
> > >
> > > @Wash - most welcome to ride on my ignorance :-)
> > >
> > > ________________________________
> > > From: Dennis Kioko <dmbuvi at gmail.com (mailto:dmbuvi at gmail.com)>
> > >
> > > To: Walubengo J <jwalu at yahoo.com (mailto:jwalu at yahoo.com)>
> > > Cc: KICTAnet ICT Policy Discussions <kictanet at lists.kictanet.or.ke (mailto:kictanet at lists.kictanet.or.ke)>
> > > Sent: Tuesday, February 12, 2013 2:03 PM
> > >
> > > Subject: Re: [kictanet] Paypal Value Proposition?
> > >
> > > Let me try helping.
> > >
> > > Assuming that I somehow acquired a container of the rare Nexus 4 phones, for
> > > sale in Kenya. Now, I don't own a shop, and may not be interested in setting
> > > up one, or may have one, but would like to target the upward mobile, the
> > > likes of Munyao Longwe, who are Internet Savvy.
> > >
> > > I therefore create a site where Munyao can come and order himself a phone,
> > > for delivery to his home or office, perhaps through Aramex or another
> > > courier. Now, Munyao has to pay me before I deliver the phone. He can do so
> > > in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard
> > > Debit or Credit.
> > >
> > > To collect the money from Munyao, I would need to give him my M-pesa number,
> > > and wait for him to pay, or present a card swiping machine from which he can
> > > swipe his preferred card. But this is quite cumbersome and introduces the
> > > need of reconciliation and possibility of errors - dispatch of an item I am
> > > unsure is paid for, or non-dispatch of a paid for item since I can't find
> > > the records.
> > >
> > > I therefore decide to come up with a system that will accept whatever
> > > payment system Munyao presents, be it Airtel Money, or his Cayman island
> > > issued Credit Card. The system will process his payment and show all
> > > payments in one dashboard. Now, I would need to hire someone to do such a
> > > system, or another to configure the Open Source PesaPi (Google).
> > >
> > > However, one enterprising Liko has developed PesaPal, which does payments
> > > from a large variety of sources, and presents the info from the same in a
> > > standard output. He then charges me a percentage of sales on every
> > > transaction, or perhaps a graduated fee like M-Pesa.
> > >
> > > With his system, my work is reduced to just looking at whether payments have
> > > been made against orders, and for how much.
> > >
> > > Furthermore, I can automate further by using PesaPal's Application
> > > Programming Interface to link my Point of Sale system with PesaPal.
> > >
> > > Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment
> > > and credits your shopping basket with the item, and allows it to be checked
> > > out, or delivered. I can therefore go sit by my container all day, await
> > > notifications from PesaPal, and dispatch mobile phone through courier.
> > >
> > > I no longer have to call Longwe to ask how he will pay, or later reconcile
> > > my payments against my dispatched orders, since all this is done
> > > automatically.
> > >
> > > Hope this sort of explains it, or did I make things worse?
> > >
> > >
> > >
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> > >
> > > The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for
> > > people and institutions interested and involved in ICT policy and
> > > regulation. The network aims to act as a catalyst for reform in the ICT
> > > sector in support of the national aim of ICT enabled growth and development.
> > >
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> > > online that you follow in real life: respect people's times and bandwidth,
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> > 
> > The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
> > 
> > KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
> 
> 
> 
> -- 
> Muthoni
> 
> My Blog: http://rugongo.blogspot.com/
> --------------------------------------------
> Mahatma Gandhi once said:-
> 
> First they ignore you,
> Then they laugh at you,
> Then they fight you,
> AND THEN YOU WIN!!! 
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> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
> 
> KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. 

-- 
Regards,

Phares Kariuki

| T: +254 720 406 093 | E: pkariuki at gmail.com | Twitter: kaboro | Skype: kariukiphares | B: http://www.kaboro.com/ |

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