[kictanet] MPESA - Monopolies commission

Tue Sep 29 14:18:56 EAT 2009

Dear listers,
Look out for the October issue of CIO East Africa magazine for a detailed coverage of mobile banking and m-money services, including regulatory and policy challenges. The coverage includes interviews with industry players, as well as the regulators--CCK and CBK. This is a must read. 

Best,
Zachary.

Managing Editor,
CIO East Africa
Tel: 3741646/7.

Official Email: zachary.ochieng at cio.co.ke

--- Be the change you want to see in the world.

--- On Tue, 29/9/09, Sean Moroney <seanm at aitecafrica.com> wrote:

From: Sean Moroney <seanm at aitecafrica.com>
Subject: Re: [kictanet] MPESA - Monopolies commission
To: zzachmbir at yahoo.com
Cc: "'KICTAnet ICT Policy Discussions'" <kictanet at lists.kictanet.or.ke>
Date: Tuesday, 29 September, 2009, 7:35 PM

Hi Walu,

These are exactly the thorny regulatory issues we want to tackle in a
high-level panel discussion during our Banking & Mobile Payments Conference
over 23-24 February.

Please let me know if you would like to participate in this.

Regards

Sean

Sean Moroney
Chairman
AITEC Africa
seanm at aitecafrica.com
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-----Original Message-----
From: kictanet-bounces+seanm=aitecafrica.com at lists.kictanet.or.ke
[mailto:kictanet-bounces+seanm=aitecafrica.com at lists.kictanet.or.ke] On
Behalf Of Walubengo J
Sent: 29 September 2009 10:39
To: seanm at aitecafrica.com
Cc: KICTAnet ICT Policy Discussions
Subject: Re: [kictanet] MPESA - Monopolies commission

Bob, I would look at the fundamentals.

1. who should regulate MPESA/ZAP phenomena (CCK? Central Bank, both, etc?)
2. what makes a player dominant and when is a player deemed to be abusing
their dominant position?
3. what (legal/regulatory) options are available to whichever regulator in
containing a hostile dominant player
4. is there sufficient (political) guts to make a ruling?

i have no answers, just thinking loudly.
walu.

--- On Tue, 9/22/09, robert yawe <robertyawe at yahoo.co.uk> wrote:

> From: robert yawe <robertyawe at yahoo.co.uk>
> Subject: [kictanet] MPESA - Monopolies commission
> To: jwalu at yahoo.com
> Cc: "KICTAnet ICT Policy Discussions" <kictanet at lists.kictanet.or.ke>
> Date: Tuesday, September 22, 2009, 8:10 PM
> Hi,
> 
> I have been monitoring the growth of MPesa and I am getting
> concerned that we shall soon be held ransom if its growth is
> not monitored and their none competitive activities
> stopped.
> 
> We are more concerned about number portability yet this
> will only benefit a few foreign investors yet mpesa has
> become so 
> 
> pervasive  
> 
> yet the tax consuming regulators do nothing to protect the
> consumer.
> 
> The success of safaricoms mpesa has been so meteoric that
> it has scollen their heads to the point that there officers
> have become more powerful than the dreaded mungiki. 
> They determine who can open an outlet where and which outlet
> will be shutdown.
> 
> On the other extreme is the terms that the agents are
> giving such as they cannot provide the services of a
> competing provider.  Imagine if KCC or Elliots wher
> giving the power to determine who can ot cannot sell their
> products and also require that you do not sell a competing
> product where would the milk and bread industry be today.
> 
> If even KBL realised that a retailer must be free to decide
> which products to sell and not be bullied into selling the
> products of a particular brewer.  
> 
> Competition is about a level playing field of which the
> money transfer business it not, why should a grandmother in
>  Budalangi or Kangaita who has a Zaine line be denied the
> opportunity to receive funds from her grand children because
> the only shop keeper within a 5 KM radius of her home is not
> allowed to offer multiple money transfer products, yet he
> can sell Tuzo, Brookside, Fresha, Haifa or any other brand
> of milk.
> 
> We are regressing very first and unless the regulators do
> what they are paid to do with our hard earned taxes then we
> soon shall be be cornered.  This keeps looking like the
> mark of the demon that is quoted in the bible.
> 
> Somebody stop this madness.
> 
> Robert Yawe
> 
> KAY System Technologies Ltd
> 
> Phoenix House, 6th Floor
> 
> P O Box 55806 Nairobi, 00200
> 
> Kenya
> 
> 
> 
> Tel: +254722511225, +254202010696
> 
> 
> 
> 
>       
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